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PEER TO BUSINESS LENDING<br />

rebuildingsociety.com<br />

Introducer Guide<br />

Register with us today at<br />

www.rebuildingsociety.com<br />

and start earning 1.5% per completed loan


Introducer Guide<br />

We do finance differently...<br />

rebuildingsociety.com is a<br />

platform that connects<br />

local entrepreneurs to<br />

multiple lenders who seek<br />

a better return on capital<br />

than is offered by their<br />

bank.<br />

Do you want to?...<br />

generate income - earn a 1.5% arrangement fee<br />

by referring your clients to rebuildingsociety.com*<br />

add a new product to your offering -<br />

crowdfunding, an increasingly popular alternative<br />

finance option<br />

retain your clients - consumers are increasingly<br />

aware of crowdfunding - engage with them and<br />

help them make the best decisions with your<br />

professional support<br />

save the day - we're not a last resort but<br />

sometimes we can be the solution when other<br />

avenues simply don't work<br />

Benefits for borrowers…<br />

raise capital without giving up equity in<br />

your business, unless you specifically<br />

decide you want to<br />

potentially get funds within 5 days<br />

benefit from advice and experience of<br />

our investor community<br />

repay at any time without penalty<br />

If introducers are working to secure<br />

funding for their clients, they should consider<br />

crowdfunding because it’s fast, uncomplicated<br />

and rates are typically much lower than those<br />

offered by banks. rebuildingsociety.com wants to<br />

become a leading source of alternative finance<br />

in the introducer market, so we’ve designed a<br />

process and fee structure to reflect that.<br />

Dan Rajkumar,<br />

Founder & Managing Director, rebuildingsociety.com<br />

Why deal with rebuildingsociety.com?<br />

Faster than the high street<br />

More competitive rates than the<br />

high street<br />

1<br />

Earn 1.5%<br />

arrangement fee<br />

So a £40k loan<br />

earns you £600<br />

+ repeat income<br />

More accessible than the high street<br />

More fun than the high street<br />

(we make finance social!)<br />

Benefits for investors…<br />

invest in business sectors you know and<br />

understand, potentially leading to an<br />

equity opportunity<br />

achieve higher returns than you can via<br />

alternative investment opportunities<br />

diversify your risk across different<br />

businesses<br />

full visibility of the performance of your<br />

investment at any time, via our online<br />

platform


Steps to funding<br />

Instant<br />

20 Mins<br />

7 Days<br />

21 Days<br />

5 Days<br />

1. Screening<br />

Does the business meet the<br />

lending criteria?<br />

2. Apply online<br />

Upload accounts, submit client<br />

information online<br />

3. Review application<br />

Our underwriting team assess the<br />

application<br />

4. List loan<br />

Begin promoting the requirement<br />

online<br />

5. Confirmation<br />

Accept loan and transfer funds<br />

Lending criteria at rebuildingsociety.com<br />

We enable finance for:<br />

• Working capital<br />

• Expansion of business<br />

• Replacing overdraft facilities<br />

Who can apply?<br />

Limited companies, LLPs, PLCs, and social<br />

enterprises are acceptable<br />

Businesses must have been trading for at least 2<br />

years and have 2 sets of annual accounts filed<br />

(we require sight of financial accounts and<br />

management accounts covering the period<br />

ending no earlier than 60 days prior to the date of<br />

application submission)<br />

Good credit history required<br />

(no CCJs over £250 outstanding)<br />

The business must be currently trading profitably<br />

and be VAT registered<br />

Directors must be UK residents<br />

Average quarterly turnover greater than £50k for<br />

the last 4 quarters<br />

2<br />

Loans we’ll facilitate:<br />

• Secured or unsecured loans<br />

• Fixed rates from 6.4% APR over 6-60 months<br />

• Loan sizes £2,000-£50,000<br />

We encourage businesses to borrow just what they need and to reapply or refinance, which<br />

they can do very easily online, so borrowing in multiple stages is more cost effective than<br />

over borrowing or operating from within an overdraft.


Who we are? What do we stand for?<br />

Gary Lumby MBE<br />

(NXD)<br />

Kenton Robbins<br />

(NXD)<br />

Nick Moules<br />

(Communications<br />

Manager)<br />

Daniel Rajkumar<br />

(Founder)<br />

Julian Wells<br />

(Marketing Adviser &<br />

Head of Introducer Channel)<br />

Nigel Payne<br />

(NXD Adviser Channel)<br />

Andy Bolton<br />

(NX Risk Director)<br />

Jeremy Wilson<br />

(FD)<br />

David Powell<br />

(NXD)<br />

Contact: Julian Wells / julian@rebuildingsociety.com / 07515 706958<br />

Visit: https://www.rebuildingsociety.com/introducers/<br />

Join: https://www.rebuildingsociety.com/register/<br />

3<br />

How to submit loan applications:<br />

Register on our site under the ‘Adviser’ category and<br />

you’ll be able to submit applications on behalf of<br />

your clients.<br />

We’ll assess the application and will confirm within 2<br />

working days whether it has been approved or not.<br />

Approved loans will be posted on our marketplace<br />

and lenders can submit bids to provide funding.<br />

Loans can be closed once filled, or can remain<br />

open for up to 28 days. Leaving the loan open offers<br />

lenders the opportunity to offer a lower rate than<br />

existing bids have requested.<br />

Change - we're doing something<br />

new in financial services<br />

Positivity - our success is founded<br />

in our belief in the future success<br />

of small and medium sized<br />

businesses<br />

Innovation - a new way to borrow<br />

and invest, exciting for all involved<br />

Credibility – we’re a well run<br />

business with risk at the heart of<br />

our proposition

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