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PEER TO BUSINESS LENDING<br />
rebuildingsociety.com<br />
Introducer Guide<br />
Register with us today at<br />
www.rebuildingsociety.com<br />
and start earning 1.5% per completed loan
Introducer Guide<br />
We do finance differently...<br />
rebuildingsociety.com is a<br />
platform that connects<br />
local entrepreneurs to<br />
multiple lenders who seek<br />
a better return on capital<br />
than is offered by their<br />
bank.<br />
Do you want to?...<br />
generate income - earn a 1.5% arrangement fee<br />
by referring your clients to rebuildingsociety.com*<br />
add a new product to your offering -<br />
crowdfunding, an increasingly popular alternative<br />
finance option<br />
retain your clients - consumers are increasingly<br />
aware of crowdfunding - engage with them and<br />
help them make the best decisions with your<br />
professional support<br />
save the day - we're not a last resort but<br />
sometimes we can be the solution when other<br />
avenues simply don't work<br />
Benefits for borrowers…<br />
raise capital without giving up equity in<br />
your business, unless you specifically<br />
decide you want to<br />
potentially get funds within 5 days<br />
benefit from advice and experience of<br />
our investor community<br />
repay at any time without penalty<br />
If introducers are working to secure<br />
funding for their clients, they should consider<br />
crowdfunding because it’s fast, uncomplicated<br />
and rates are typically much lower than those<br />
offered by banks. rebuildingsociety.com wants to<br />
become a leading source of alternative finance<br />
in the introducer market, so we’ve designed a<br />
process and fee structure to reflect that.<br />
Dan Rajkumar,<br />
Founder & Managing Director, rebuildingsociety.com<br />
Why deal with rebuildingsociety.com?<br />
Faster than the high street<br />
More competitive rates than the<br />
high street<br />
1<br />
Earn 1.5%<br />
arrangement fee<br />
So a £40k loan<br />
earns you £600<br />
+ repeat income<br />
More accessible than the high street<br />
More fun than the high street<br />
(we make finance social!)<br />
Benefits for investors…<br />
invest in business sectors you know and<br />
understand, potentially leading to an<br />
equity opportunity<br />
achieve higher returns than you can via<br />
alternative investment opportunities<br />
diversify your risk across different<br />
businesses<br />
full visibility of the performance of your<br />
investment at any time, via our online<br />
platform
Steps to funding<br />
Instant<br />
20 Mins<br />
7 Days<br />
21 Days<br />
5 Days<br />
1. Screening<br />
Does the business meet the<br />
lending criteria?<br />
2. Apply online<br />
Upload accounts, submit client<br />
information online<br />
3. Review application<br />
Our underwriting team assess the<br />
application<br />
4. List loan<br />
Begin promoting the requirement<br />
online<br />
5. Confirmation<br />
Accept loan and transfer funds<br />
Lending criteria at rebuildingsociety.com<br />
We enable finance for:<br />
• Working capital<br />
• Expansion of business<br />
• Replacing overdraft facilities<br />
Who can apply?<br />
Limited companies, LLPs, PLCs, and social<br />
enterprises are acceptable<br />
Businesses must have been trading for at least 2<br />
years and have 2 sets of annual accounts filed<br />
(we require sight of financial accounts and<br />
management accounts covering the period<br />
ending no earlier than 60 days prior to the date of<br />
application submission)<br />
Good credit history required<br />
(no CCJs over £250 outstanding)<br />
The business must be currently trading profitably<br />
and be VAT registered<br />
Directors must be UK residents<br />
Average quarterly turnover greater than £50k for<br />
the last 4 quarters<br />
2<br />
Loans we’ll facilitate:<br />
• Secured or unsecured loans<br />
• Fixed rates from 6.4% APR over 6-60 months<br />
• Loan sizes £2,000-£50,000<br />
We encourage businesses to borrow just what they need and to reapply or refinance, which<br />
they can do very easily online, so borrowing in multiple stages is more cost effective than<br />
over borrowing or operating from within an overdraft.
Who we are? What do we stand for?<br />
Gary Lumby MBE<br />
(NXD)<br />
Kenton Robbins<br />
(NXD)<br />
Nick Moules<br />
(Communications<br />
Manager)<br />
Daniel Rajkumar<br />
(Founder)<br />
Julian Wells<br />
(Marketing Adviser &<br />
Head of Introducer Channel)<br />
Nigel Payne<br />
(NXD Adviser Channel)<br />
Andy Bolton<br />
(NX Risk Director)<br />
Jeremy Wilson<br />
(FD)<br />
David Powell<br />
(NXD)<br />
Contact: Julian Wells / julian@rebuildingsociety.com / 07515 706958<br />
Visit: https://www.rebuildingsociety.com/introducers/<br />
Join: https://www.rebuildingsociety.com/register/<br />
3<br />
How to submit loan applications:<br />
Register on our site under the ‘Adviser’ category and<br />
you’ll be able to submit applications on behalf of<br />
your clients.<br />
We’ll assess the application and will confirm within 2<br />
working days whether it has been approved or not.<br />
Approved loans will be posted on our marketplace<br />
and lenders can submit bids to provide funding.<br />
Loans can be closed once filled, or can remain<br />
open for up to 28 days. Leaving the loan open offers<br />
lenders the opportunity to offer a lower rate than<br />
existing bids have requested.<br />
Change - we're doing something<br />
new in financial services<br />
Positivity - our success is founded<br />
in our belief in the future success<br />
of small and medium sized<br />
businesses<br />
Innovation - a new way to borrow<br />
and invest, exciting for all involved<br />
Credibility – we’re a well run<br />
business with risk at the heart of<br />
our proposition