Laporan Tahunan 2011 - United Overseas Bank

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Corporate Governance Tata Kelola Perusahaan Shares Option In 2011, UOB Indonesia does not give shares option to commissioners, directors or employees. Number of Internal Fraud and Bank’s Effort to Overcome Fraud Number of fraud cases in 2011 is shown in the table below: Internal Fraud in One Year/ Internal Fraud dalam Satu Tahun Management/ Manajemen Previous Year/ Tahun Lalu (2010) Number of Legal Case and Bank’s Effort to Overcome the Case As at 31 December 2011, Bank still has some legal issues as described in the table below: The overview of the legal issues is as follow: 1. Bank as Plaintiff The reasons that make Bank become a plaintiff including as follows: Shares Option Selama tahun 2011, UOB Indonesia tidak memberikan saham baik kepada Komisaris, Direksi maupun karyawan. Jumlah Penyimpangan Internal (Internal Fraud) yang Terjadi dan Upaya Penyelesaian oleh Bank Kasus fraud di tahun 2011 ditunjukkan pada tabel di bawah ini: Total Cases Conducted By/Jumlah Kasus yang Dilakukan Oleh Current Year/ Tahun Berjalan (2011) Permanent Employee/ Pegawai Tetap Previous Year/ Tahun Lalu (2010) Non Permanent Employee/ Pegawai Tidak Tetap Current Year/ Previous Year/ Tahun Berjalan Tahun Lalu (2011) (2010) Total fraud/Jumlah fraud - - - 4 - - Settled/Telah diselesaikan - - - 4 - - Settlement process in Bank’s internal/ Dalam proses penyelesaian di internal Bank Not yet in settlement process/Belum diupayakan penyelesaian Settled through legal process/Telah ditindaklanjuti meLalui proses hukum Legal Issues/ Permasalahan Hukum Settled (has permanent legal power)/Telah selesai (telah mempunyai kekuatan hukum tetap) In settlement process/ Dalam proses penyelesaian - - - - - - - - - - - - - - - - - - Current Year/ Tahun Berjalan (2011) Jumlah Kasus Hukum dan Upaya Penyelesaian oleh Bank Pada posisi 31 Desember 2011 masih terdapat kasus hukum dan upaya penyelesaian yang dilakukan oleh Bank sebagaimana dijelaskan pada tabel di bawah ini: Number of Issues/Jumlah Permasalahan Hukum Civil Law/Perdata Bank as Plaintiff/ Bank sebagai Bank as Defendant/ Bank sebagai Criminal Law/Pidana Penggugat Tergugat 1 9 - 4 35 1 Total/Jumlah 5 44 1 200 PT BANK UOB INDONESIA Annual Report 2011 Adapun uraian singkat dari permasalahan hukum tersebut adalah: 1. Bank sebagai Penggugat Alasan Bank menggugat antara lain adalah sebagai berikut:
a. Debtor is in default under the loan agreement and mortgage value is lower than Debtor obligation value. b. Bank submits opposition agains Medan District Court Order because UOB Indonesia is not involved in the principal case which executed. 2. Bank as Defendant The reasons that make Bank become a defendant including as follows: a. Debtor submits a lawsuit with the reason the Bank has violated the law concerning the execution of the mortgage. b. The third party submits a lawsuit with the reason inheritance asset has been encumbered by the Bank. c. The third party submits a law suit with the reason marital asset has been encumbered without spouse consent. d. The third party submits a law suit because collateral as object for execution is currently in dispute status in the District Court. e. The third party submits a law suit to the Bank with the reason UOB Indonesia paid Guarantee Bank without approved by the plaintiff. 3. Brief of the criminal case All staff involved have been reported to police for further legal action. Transactions Involving Conflict of Interest Board of Commissioners, based on recommendations from Board of Directors, gave its approval on transactions with conflict of interest, i.e. rental on building for Radio Dalam Branch Office, Jakarta. Total value of rental transaction is Rp2,310,000,000 (two billion three hundred ten million Rupiah) for three years, on that, based on independent appraisal by Willson & Rekan, was appropriate according to market value. Bank suffered no loss for such transaction. Other than that, Bank has no other transaction with conflict of interest, except in operational activity, i.e. loan facility to PT UOB Property. Bank has renewed its code of ethics and held discussion sessions with Bank employees on a regular basis so that it can Corporate Governance Tata Kelola Perusahaan a. Debitur wanprestasi (kredit macet) dan nilai hak tanggungan lebih kecil dari nilai hutang debitur. b. Bank mengajukan gugatan dalam bentuk perlawanan atas penetapan Ketua Pengadilan Negeri Medan yang mengeksekusi aset Bank padahal UOB Indonesia bukan sebagai pihak dalam perkara pokok yang dieksekusi. 2. Bank sebagai Tergugat Alasan Bank digugat antara lain adalah sebagai berikut: a. Debitur menggugat Bank dengan tujuan untuk menunda pelaksanaan eksekusi dengan menggunakan alasan antara lain: permohonan eksekusi yang diajukan oleh Bank tidak sah karenanya merupakan perbuatan melawan hukum. b. Pihak ketiga menggugat Bank dengan alasan agunan yang diagunkan kepada UOB Indonesia adalah harta warisan yang belum dibagi. c. Pihak ketiga menggugat Bank dengan alasan agunan adalah harta gono gini yang diagunkan kepada Bank tanpa persetujuan suami. d. Pihak ketiga melakukan gugatan dalam bentuk perlawanan atas permohonan eksekusi yang diajukan oleh Bank ke Pengadilan dengan alasan objek eksekusi masih dalam status sengketa di Pengadilan. e. Pihak ketiga selaku Penggugat menggugat Bank dengan alasan UOB Indonesia membayar Garansi Bank tanpa persetujuan dari Penggugat. 3. Uraian singkat kejadian perkara pidana Seluruh karyawan yang terlibat sudah dilaporkan ke kepolisian untuk proses hukum lebih lanjut. Transaksi Yang Mengandung Benturan Kepentingan Dewan Komisaris berdasarkan rekomendasi dari Direksi, memberikan persetujuannya atas transaksi yang mengandung benturan kepentingan berupa transaksi sewa atas gedung yang digunakan sebagai Kantor Cabang Radio Dalam, Jakarta. Total nilai transaksi sewa adalah sebesar Rp2.310.000.000,00 (dua miliar tiga ratus sepuluh juta Rupiah) untuk jangka waktu tiga tahun, atas nilai transaksi sewa tersebut berdasarkan hasil penilaian penilai independen Willson & Rekan adalah sesuai dengan nilai sewa pasar. Atas transaksi tersebut, Bank tidak mengalami kerugian atau pengurangan keuntungan. Selain itu, Bank tidak melakukan transaksi yang mengandung benturan kepentingan lain, kecuali dalam hal kegiatan operasional yaitu pemberian kredit kepada PT UOB Property. Bank telah memperbaharui dan mensosialisasikan kode etik Bank secara berkala sehingga dapat dipahami dan Laporan Tahunan 2011 PT BANK UOB INDONESIA 201
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PT BANK UOB INDONESIA Annual Report
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Sweet Rambutans by Georgette Chen O
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UOB 30.056% 100% PSM : Minority Sha
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About United Overseas Bank Limited
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The Bank was one of the few banks i
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10 Vision and Mission Visi dan Misi
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12 Corporate Milestone Tonggak Seja
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14 2011 Financial & Operational Hig
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2011 Significant Events Peristiwa P
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26 Awards Penghargaan The bank cont
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28 Report from the President Commis
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30 Report from the President Commis
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32 Board of Commissioners Dewan Kom
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34 Report from the President Direct
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42 Board of Directors Direksi Soeha
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44 Management Discussion and Analys
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46 Management Discussion and Analys
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Management Discussion and Analysis
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124 Corporate Governance Tata Kelol
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126 Corporate Governance Tata Kelol
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Corporate Governance Tata Kelola Pe
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PT Bank UOB Indonesia (Dahulu PT Ba
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336 Corporate Information Informasi
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338 Company Information Informasi P
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Human Resources Committee Business
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342 Profiles of Board of Commission
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348 Profiles of Board of Directors
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354 Remuneration & Nomination Commi
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356 Audit Committee Komite Audit Th
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358 Risk Monitoring Committee Komit
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360 Internal Audit Audit Internal R
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362 Product and Service Produk dan
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Senior Officers Pejabat Senior Area
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370 Office Network Jaringan Kantor
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376 PT BANK UOB INDONESIA Annual Re
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378 Criteria Kriteria 3. The Annual
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380 Criteria Kriteria 8. Number of
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382 Criteria Kriteria 4. Discussion
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384 Criteria Kriteria 2. Informatio
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386 Criteria Kriteria 12. Descripti
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388 Criteria Kriteria 21. Disclosur
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390 Criteria Kriteria 11. Disclosur
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Laporan Tahunan 2011 - United Overseas Bank

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