Laporan Tahunan 2011 - United Overseas Bank

Net Interest Income
Pendapatan Bunga Bersih
Net interest income increased by 14.44% inline with the growth
of loans.
Pendapatan bunga bersih meningkat sebesar 14,44% seiring
dengan pertumbuhan kredit Bank.
LDR
LDR
2,338
2,043
1,997
Rp2,338 billion
Rp2.338 miliar
1,671
p 14.44%
1,474
2011 2010 2009 2008 2007
91.70%
97.10%
89.47%
91.70%
91,70%
92.79%
q 5.4%
99.76%
2011 2010 2009 2008 2007
LDR ratio decreased by 5.4% to 91.70%, particularly due to the
significant increase of deposits.
Rasio LDR menurun sebesar 5,4% menjadi 91,70% terutama
dikarenakan pertumbuhan DPK yang signifikan.
2011 Financial & Operational Highlights
Ikhtisar Keuangan & Operasional 2011
Net Income After Tax
Laba Bersih Setelah Pajak
793
865
723
Rp793 billion
Rp793 miliar
Net income after tax slightly decreased by 8.32%.
Laba bersih setelah pajak turun sebesar 8,32%.
q 8.32%
NPL-gross decreased by 1.25% to 1.53%, due to the
implementation of prudent banking priciples.
Rasio NPL-gross menurun sebesar 1,25% menjadi 1,53%,
terutama karena Bank selalu menerapkan prinsip kehati-hatian.
549
610
2011 2010 2009 2008 2007
NPL - Gross
NPL - Gross
1.53%
2.78%
3.02%
1.53%
1,53%
1.95%
p 1.25%
2.50%
2011 2010 2009 2008 2007
Laporan Tahunan 2011 PT BANK UOB INDONESIA
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