`oqros siaSi~ xelisuflebis favoritebi Sevlen~ - banksandfinance.ge
`oqros siaSi~ xelisuflebis favoritebi Sevlen~ - banksandfinance.ge
`oqros siaSi~ xelisuflebis favoritebi Sevlen~ - banksandfinance.ge
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#159<br />
ivnisi<br />
ivnisi<br />
www.<strong>banksandfinance</strong>.<strong>ge</strong><br />
avtoganvadeba qarTul bankebSi<br />
saqarTvelos bankis `avto~<br />
`saqarTvelos bankis~ `avto~ manqanis SeZenis msurvelebs saSualebas aZlevs, sxvadasxva<br />
markis axali da meoradi avtomobilebis mflobelebi gaxdnen. Tanac avtomanqanis SeZena ara<br />
mxolod oficialur dilerebTan, aramed bazrobaze da kerZo pirisganac aris SesaZlebeli.<br />
aseT SemTxvevaSi, banki avtomobilis Rirebulebas winaswar gadaixdis da momxmarebeli Tanxas<br />
etapobrivad daabrunebs.<br />
banki myidvels damatebiT sadebeto VISA Electron-sa da MasterCard Maestro-s plastikur<br />
baraTebs mobil bankisa da onlain gadaxdebis momsaxurebiT sTavazobs. klients aseve SeuZlia,<br />
sxva sabanko da sadazRvevo produqtebiTac isar<strong>ge</strong>blos.<br />
`avto~-iT avtomobilis SesaZenad, myidvelis minimaluri xelfasi 400 aSS dolari unda<br />
iyos. sesxis vada 72 Tvemdea, xolo 12 Tviani ganvadebis SemTxvevaSi saprocento ganakveTi 0%s<br />
Sead<strong>ge</strong>ns. sesxis damtkiceba 1 dReSia SesaZlebeli. uzrunvelyofas ki SesaZeni avtomobili<br />
Tavad warmoad<strong>ge</strong>ns.<br />
`Tibisi~ bankis `gadajeqi axal<br />
manqanaSi~<br />
`Tibisi~ bankis `gadajeqi axal manqanaSi~ momxmareblebs axali da meoradi avtomobilebis<br />
ganvadebiT, procentis gadaxdis gareSe SeZenas sTavazobs. SesaZlebelia bankis sesxiT jer axali<br />
manqanis SeZena da Semdeg sesxis aRebidan 4 Tvis ganmavlobaSi Zvelis gayidva. gayiduli manqanis<br />
Tanxis SetaniT sesxi erTbaSad mcirdeba, xolo darCenili Tanxis dafarva yovelTviuri Tanabari<br />
SenatanebiTaa SesaZlebeli. sesxis damtkiceba 2 dReSi SeiZleba, xolo Tu uzrunvelyofis<br />
sagans manqana Tavad warmoad<strong>ge</strong>ns, misi dazRveva aucilebelia. sesxis maqsimaluri Tanxa 80 000<br />
aSS dolaria, misi dafarvis vada ki 24 Tves Sead<strong>ge</strong>ns. Tanamonawileoba 25%-dan.<br />
`vi Ti bi banki jorjia~<br />
`viTibi~ bankis avtosesxiT sar<strong>ge</strong>blobisaTvis<br />
stabiluri, dadasturebadi Semosavalia saWiro.<br />
sesxis saprocento ganakveTi 16 %-dan iwyeba, Tanxis<br />
moculoba 2000-dan 60000 laramdea, dafarvis<br />
vada ki 3-60 Tvemde, Tanamonawileoba axali avtomobilisTvis<br />
10%, meoradisTvis - 30%. avtosesxis<br />
uzrunvelyofis obieqts Tavad avtomanqana warmoad<strong>ge</strong>ns.<br />
saWiroa mxolod misi dazRveva.<br />
`viTibi~ banki, garda avtosesxisa, mis momxmarebels saSualebas aZlevs, axali avtomobili<br />
ganvadebiTac SeiZinon. ganvadebis vada 24 Tvemdea, Tanamonawileoba ki mTliani Rirebulebis<br />
40%. Tanxis moculoba 5 000-dan 50 000 aSS dolaramdea. saprocento ganakveTi 12 Tvemde 0%,<br />
xolo 12 Tveze metxans, TiToeul damatebul Tveze 1 %.<br />
banki `respublika~<br />
banki `respublikas~ avtoganvadebiT sar<strong>ge</strong>blobisaTvis minimaluri Semosavali 200 lari<br />
unda iyos. saprocento ganakveTi 0%-dan 12%-mdea, xolo ganvadebis Tanxis moculoba 3500-dan<br />
100 000 aSS dolaramde. Tanxis damtkiceba 15 wuTSi SeiZleba. ganvadebis vada larSi 36<br />
Tvemde, xolo aSS dolarsa da evroSi - 84 Tvemdea. aseve banki Tavis klientebs avtomobilis<br />
dazRvevas 3%-dan sTavazobs.<br />
garda amisa, bank `respublikas~ momxmareblebs avtosesxiT `formula 1~-iT SeuZliaT<br />
isar<strong>ge</strong>blon. am SemTxvevaSi saprocento ganakveTi 16%-dan iwyeba da sesxis moculoba larSi<br />
3500-dan 100 000 laramde meryeobs. maqsimaluri vada 3 welia. `formula 1~-iT SesaZlebelia<br />
rogorc axali, ise meoradi avtomobilebis SeZena.<br />
`standart banki~<br />
`standart banki~ `micubiSis~ SeZenis msurvelebs, ganvadebas mis oficialur dilerTan<br />
erTad sTavazobs. 12 Tviani ganvadebis SemTxvevaSi saprocento ganakveTi 0%-ia, xolo 12 Tveze<br />
zemoT, Tanamonawileobis Sesabamisad, 0%-dan 24 %-mde. minimaluri Tanamonawileoba 25 %-ia.<br />
avtoganvadeba<br />
13<br />
Tanxis moculoba 5 000-dan 35 000 aSS dolaramde meryeobs, ganvadebis vada 6-dan 60 Tvemde.<br />
ganvadebis misaRebad saWiro minimaluri xelfasi 500 aSS dolari unda iyos da klienti raime<br />
saxis uZrav qonebas unda flobdes.<br />
`saxalxo banki~<br />
`saxalxo bankis~ avto sesxi momxmarebels saSualebas aZlevs, avtomobili internetiT<br />
sazRvargareT, dileris SuamavlobiT SeiZinos. SesaZlebelia sesxis damtkiceba erTi TviT adre,<br />
vidre klienti sasurvel avtomobils SearCevs. sesxi wliuri 14%-dan gaicema. misi dafarvis<br />
vada ki 6 wlamdea. rac Seexeba sesxis Tanxas, igi 1 000 aSS dolaridan iwyeba da SeuzRudavia.<br />
avtomanqanis SeZena SesaZlebelia rogorc avtosalonebSi, ise kerZo pirisganac. Tanamonawileoba<br />
15%-dan iwyeba.<br />
`taoprivatbanki~<br />
`taoprivatbankis~ avtosesxis damtkiceba 30 wuTSia SesaZlebeli da 5 wlis vadiT gaicema.<br />
pirveladi Senatanis saxiT avtomanqanis Rirebulebis 40%-is gadaxdis SemTxvevaSi, Semosavlebis<br />
damadasturebeli dokumentaciis ward<strong>ge</strong>na saWiro aRar aris. avtomanqanis avtosalonidan<br />
SeZenis SemTxvevaSi, wliuri saprocento ganakveTi larSi 17.52%-ia. pirveladi Senatani ki<br />
mTliani Rirebulebis 15%-s Sead<strong>ge</strong>ns. rac Seexeeba meorad avtomobilebs, wliuri procenti<br />
larSi 19.44%-ia, xolo pirveladi Senatani 30%.<br />
BTA Silk Road Bank<br />
`silqroud~ banki Tavis momxmarebels ramdenime saxis avtokredits sTavazobs. `avtomobilistiT~<br />
SesaZlebelia jer axali avtomobilis SeZena da Semdeg 6 Tvis ganmavlobaSi Zvelis<br />
gayidva. kreditis moculoba 100 000 aSS dolaramdea, xolo vada 12-dan 84 Tvemde. wliuri<br />
saprocento ganakveTi 17%-dan iwyeba. `avto 100~-iT SesaZlebelia avtomobilis 10 wliT ganvadeba.<br />
kreditis moculoba 100 000 aSS dolaramdea, misi dafarvis vada ki 120 Tvemde, saprocento<br />
ganakveTi wliuri 18%-dan iwyeba. `biznes-avto~ warmoad<strong>ge</strong>ns avto kredits komerciuli miznebisaTvis.<br />
aseTi sesxis vada 12-dan 60 Tvemdea, saprocento ganakveTi 18%-dan, pirveladi Senatani<br />
ki 20%-dan iwyeba. banki avtosesxis miRebis msurvelebs saCuqrad VIS baraTs gadascems.<br />
nata nata maruqaSvili<br />
maruqaSvili
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