PTBC will continue strengthening the fundamentals of its businesses ...

More documents

Recommendations

Info

Annual Report 2009 PT. Bank CommonwealthProduk dan PelayananProducts and ServicesPT Bank Commonwealth (PTBC) memberikan layananperbankan bagi seluruh lapisan masyarakat serta perusahaan,organisasi maupun institusi lainnya yang beroperasidi Indonesia, dengan menyediakan layanan perbankanritel lengkap yang bernilai tambah.Produk dan layanan Bank Commonwealth digolongkanmenjadi 3 kategori utama, yaitu Produk Simpanan, ProdukPinjaman dan Produk Investasi. Selain itu nasabahPTBC juga dapat menikmati kenyamanan dan kemudahanbertransaksi perbankan melalui berbagai fasilitasseperti jaringan ATM yang luas, CommAccess yaitufasilitas internet banking bagi perorangan, safe depositbox dan Call Center yang memberikan informasi danlayanan via telepon. Pada tahun 2008 PTBC menambahlayanan Corporate Internet Banking yang diperuntukkanbagi nasabah korporat/perusahaan untuk melakukantransaksi perbankan secara aman dan nyaman kapanpundan dimanapun. Selain itu, PTBC dipercaya oleh DirektoratJenderal Pajak Departemen Keuangan sebagaibank persepsi untuk menerima pembayaran pajak baikbagi individu maupun perusahaan.Di samping menyediakan produk, layanan dan fasilitasperbankan yang lengkap, PTBC memiliki komitmenpenuh terhadap program-program yang dapat meningkatkanserta memperluas kesadaran dan pengetahuankonsumen Indonesia mengenai bank dan menabung.Salah satu inisiatif yang telah diambil oleh PTBC adalahmenyelenggarakan kampanye edukatif tentang pentingnyapengetahuan keuangan dan pengelolaan kekayaanmelalui investasi sejak tahun 2007, yang mencakupbeberapa program seperti roadshow di kota-kota besardi Indonesia seperti Jakarta, Medan dan Surabaya, sertaradio talk show dan program media bekerjasama denganmanajer investasi nasional maupun internasional. PTBCjuga secara berkala menyelenggarakan program baginasabah untuk memberikan informasi terkini mengenaiper-kembangan pasar modal, investasi di reksadana,dan lain-lain.Produk SimpananCommSaveCommSave adalah rekening tabungan bagi nasabahperseorangan dalam mata uang Rupiah yang menawarkantingkat suku bunga progresif tanpa biaya administrasibulanan. CommSave menyediakan laporan bulananuntuk memudahkan nasabah dalam memantau setiaptransaksinya.PT Bank Commonwealth (PTBC) provides banking servicesfor all personals and companies, organizations andother institutions that operate in Indonesia by providingvalue-added retail banking services.PTBC’s products and services are categorized into 3main groups: Saving Products, Loan Products, and InvestmentProduct. Besides, PTBC customers also enjoythe comfort and ease in performing banking transactionsthrough various facilities provided like extensive ATMnetwork, the personal internet banking facility CommAccess, safe deposit box, and Call Center that providesinformation and service via telephone. In 2008, PTBCadded the Corporate Internet Banking facility for corporate/businesscustomers to perform banking transactionssafely and in comfort whenever and wherever they are.Besides, PTBC was selected by the Tax DirectorateGeneral of Ministry of Finance as a perception bank toreceive tax payment from individuals and companiesOn top of providing comprehensive products, servicesand banking facilities, PTBC is fully committed to conductprograms that can increase and spread the awarenessand knowledge on banking and saving among Indonesiancustomers.PTBC has been conducting an educational campaign onthe importance of financial knowledge and wealthmanagement through investment since 2007 as one ofthe initiatives. This campaign includes some programslike roadshows in major city in Indonesia–Jakarta, Medanand Surabaya, and radio talk shows and media programsby partnering with national and international investmentmanagers. PTBC also periodically holds programs forcustomers to provide them latest informa-tion on thestock market, investment in unit trust and others.Saving ProductsCommSaveCommSave is a saving account for individual customersin Rupiah currency. It offers high progressive interestrate without monthly administration charge. CommSaveprovides monthly report to aid customers in monitoringtheir transactions.40
Annual Report 2009 PT. Bank CommonwealthCommCashCommCash adalah rekening tabungan bagi nasabahperseorangan dalam mata uang asing (USD, AUD, SGD,JPY, EUR, GBP, NZD) dengan kemudahan menarik ataumenyetor dana setiap saat. CommCash juga menawarkantingkat suku bunga progresif yang dihitung berdasarkansaldo harian, bebas dan tanpa biaya administrasibulanan. CommCash menyediakan laporan bulananuntuk memudahkan nasabah dalam memantau setiaptransaksinya.CommWealthCommWealth adalah rekening tabungan premium baginasabah perseorangan dalam mata uang Rupiah yangmenawarkan tingkat suku bunga lebih tinggi dibandingkanrekening tabungan lainnya dan dihitung berdasarkansaldo harian setara dengan suku bunga deposito harian.CommWealth menyediakan laporan bulanan untuk memudahkannasabah dalam memantau setiap transaksinya.berdasarkan saldo harian. Dengan adanya poin hadiahProgram maka nasabah Tabungan Bunga Harianakan mendapatkan poin hadiah berdasarkan saldorata-rata setiap bulannya, yang dapat dikumpulkandan ditukarkan dengan berbagai hadiah menarik tanpadiundi. Tabungan Bunga Harian juga menyediakanfasilitas buku tabungan untuk kenyamanan bertransaksi.AusStudentAusStudent adalah rekening tabungan yang dirancangkhusus untuk membantu nasabah yang akan melanjutkanpendidikan atau sedang belajar di Australia. AusStudent memberikan kemudahan dalam pembukaanrekening di Commonwealth Bank of Australia (CBA)dari Indonesia. Bagi orang tua atau wali, AusStudentmenyediakan fasilitas gratis pengiriman dana keAustralia setiap bulannya dan kartu ATM yang dapatdigunakan di seluruh jaringan ATM CBA tanpa biaya.Tabungan Bunga HarianTabungan Bunga Harian adalah rekening tabungan baginasabah perseorangan dalam mata uang Rupiah yangmenawarkan tingkat suku bunga efektif dan dihitungCommCashCommCash is a saving account for individual customersin foreign currencies (USD, AUD, SGD, JPY, EUR, GBP,NZD). It offers the ease in cashing and depositing theirfunding at all time. CommCash also offers progressiveinterest rate that is counted based on daily saving balance,and without monthly administration charge.CommSave provides monthly report to aid customers inmonitoring their transactions.CommWealthCommWeal th is a premium individual saving account inRupiah currency that offers higher interest rate comparedto other saving products whereby interest is calculatedbased on daily saving balance with the interest rate ashigh as term deposit. CommWealth provides monthlyreport to aid customers in monitoring their transactions.Point Reward Program, Tabungan Bunga Harian customersenjoy point reward based on monthly average balance.The reward can be accumulated and exchanged withvarious attractive gifts without lucky drawing. TabunganBunga Harian also provides saving account book facilityfor comfortable transactions.AusStudentAusStudent is a saving account custom - designed tohelp customers who are going to study or are studyingin Australia. AusStudent allows customers to openaccount at the Commonwealth Bank of Australia (CBA) inAustralia from Indonesia. For their parents or guardians,AusStudent provides free remittance to Australia everymonth and ATM card that can be used at all CBA ATMat no cost.Tabungan Bunga HarianTabungan Bunga Harian is a saving account for individualcustomers in Rupiah currency. It offers effective interestrate calculated based on daily saving balance. With its41
Page 3 and 4: DAFTAR ISITABLE OF CONTENTS24812182
Page 5 and 6: Our strategicstrengths arebrand, sc
Page 7 and 8: Annual Report 2009 PT. Bank Commonw
Page 9 and 10: focusingon providinga full rangeof
Page 13 and 14: Annual Report 2009 2009 PT. PT. Ban
Page 31 and 32: Committedto conductprograms thatcan
Page 41: Annual Report 2009 PT. Bank Commonw

PTBC will continue strengthening the fundamentals of its businesses ...

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?