Are You suprised ? - Islami Bank Bangladesh Limited

Bmjvgx e¨vsK evsjv‡`k wjwg‡UWIslami Bank Bangladesh Limited----------------------- kvLvcvm‡cvU©mvB‡RimZ¨vwqZQwe e¨w³ wnmve gỳ vivev we‡kl †bvwUk wnmve (MSND) †Lvjvi Av‡e`b dig A-e¨w³K wnmveZvwiL te¨e¯’vcK,Bmjvgx e¨vsK evsjv‡`k wjwg‡UW.................................. kvLv|wnmve b¤^i tMÖvnK AvB.wW. b¤^i tevsjv‡`k e¨vsK †m±i †KvW tSBS-2CIBRbve,Avm&mvjvgy AvjvBKzg|Avwg/Avgiv Avcbvi kvLvq GKwU gy`vivev we‡kl †bvwUk wnmve (MSND) †Lvjvi Rb¨ Av‡e`b KiwQ| Avgvi/Avgv‡`i we¯—vwiZ Z_¨ wb‡gœcÖ`vb Kijvg|1. wnmve wk‡ivbvg (evsjvq) t .....................................................................................................................................(Bs‡iRx‡Z) t .....................................................................................................................................2. wnmv‡ei aiY (wUK w`b) t cÖvB‡fU wjt cvewjK wjt Askx`vix †hŠ_ D‡`¨vM GKK gvwjKvbv miKvix GbwRI K¬ve/†mvmvBwU Ab¨vb¨ (wjLyb) .............................................................3. gy`ªv (wUK w`b) t UvKv Wjvi BD‡iv cvDÛ Ab¨vb¨ .................................4. wnmve cwiPvjbv msµvš— †NvlYv (wUK w`b) t GKKfv‡e †hŠ_fv‡e †h †Kvb GKRb Ab¨vb¨ ...........................5. MÖvn‡Ki Ab¨vb¨ e¨vsK wnmve (hw` _v‡K) te¨vs‡Ki bvg kvLvi bvg cwiPvjbvK…Z wnmv‡ei cÖK…wZ (wUK wPý w`b)K. ............................................... K. ............................. Rgv wnmve wewb‡qvM/FY wnmve Ab¨vb¨L. ............................................... L. ............................. Rgv wnmve wewb‡qvM/FY wnmve Ab¨vb¨M. ............................................... M. ............................. Rgv wnmve wewb‡qvM/FY wnmve Ab¨vb¨6. cwiPq`vbKvixi Z_¨ t(K) bvg (evsjvq) t ................................................................. Bs‡iRx‡Z t .......................................................(L) wnmve bs t ................................................................. RvZxq cwiPq cÎ bs t ..........................................(M) kvLvi bvg t ................................................................. †Uwj‡dvb bs t ....................................................(N) ¯^vi (ZvwiLmn) t7. cÖv_wgK Rgv (cwigvY) t .....................................................................................................................................8. cÖwZôv‡bi wVKvbv t (K) †iwR÷vW© wVKvbv t ..................................................................................................................(L) e¨emv¯’j/Awd‡mi wVKvbv t ..................................................................................................................(M) KviLvbv/wkí cÖwZôv‡bi wVKvbv t ..................................................................................................................9. †UªW jvB‡mÝ b¤^i t ......................................................... Bmy¨ ZvwiL t ......................................................Bmy¨Kvix KZ…©c t .....................................................................................................................................10. wbeÜb KZ…©c I †`k t .....................................................................................................................................11. wbeÜb b¤^i t ......................................................... ZvwiL t ............................................. c„ôv bs - 2

12. U¨v· AvBwW b¤^i (TlN) t .....................................................................................................................................13. f¨vU †iwRt b¤^i (hw` _v‡K) t .....................................................................................................................................14. e¨emv‡qi cÖK…wZ (we¯—vwiZ) t .....................................................................................................................................15. bwgbx msµvš— Z_¨ t Avwg/Avgiv GB wnmv‡ei A_© Avgvi/ Avgv‡`i g„Zz¨i ci wb‡gœv³fv‡e wb‡gœv³ e¨w³‡K cÖ`v‡bi Rb¨ g‡bvbxZKijvg| Avwg/Avgiv Dwj−wLZ g‡bvbqb †h †Kvb mgq evwZj ev cwieZ©‡bi AwaKvi msiY Kwi| Avwg/Avgiv GB g‡g© Av‡iv m¤§wZÁvcb KiwQ †h, Avgvi/Avgv‡`i wb‡`©kbv †gvZv‡eK †jb‡`‡b e¨vsK †Kvbfv‡e `vqe× n‡e bv|(K) bwgbxi bvg t .......................................................................................................................................(L) wcZvi bvg t .......................................................................................................................................(M) gvZvi bvg t .......................................................................................................................................(N) ¯^vgx/¯¿xi bvg t .......................................................................................................................................(O) †ckv t ......................................................... (P) wnmveavixi mv‡_ m¤úK© t .................................(Q) Rb¥ ZvwiL/eqm t ........................................ (R) RvZxq cwiPqcÎ b¤^i (hw` _v‡K) t .........................................(S) bwgbxi ¯’vqx wVKvbv t .............................................................................................................................................................................Av‡e`bKvix/wnmveavixi ¯^vibwgbxi Qwe(MÖvnK KZ…©KmZ¨vwqZ)* †Kvb Awbevmx‡K bwgbx Kiv n‡j H Awbevmx mswk−ó wnmv‡ei A_© cÖvc¨ n‡j cÖvß A_© we‡`‡k †cÖi‡Yi †‡Î we`¨gvb ˆe‡`wkK gỳ ªv wbqš¿Y AvB‡bi wewa weavb cÖ‡hvR¨|16. A‡_©i Drm t ................................................................................................................................................................................................................................................................................................................................17. Avwg/Avgiv Online Service/SMS Service/ATM Service Gi myweav e¨vs‡Ki wbqgvbyhvqx MÖnY Ki‡Z B”QyK/B”QyK bB| (wUK w`b)|18. †NvlYv I ¯^vi t Avwg/Avgiv GB g‡g© wbðqZv cÖ`vb KiwQ †h, Avwg/Avgiv wnmve msµvš— Dc‡ivwj−wLZ I GZ`ms‡M mshy³hveZxq wbqgvejx/ kZ©vejx c‡owQ Ges D³ wbqgvejx/ kZ©vejx †g‡b Pj‡Z eva¨ _vKe| Avwg/Avgiv mÁv‡b †NvlYv KiwQ †h,Dc‡ivwj−wLZ Z_¨vw` mZ¨| Avcbvi Pvwn`v †gvZv‡eK cÖ`Ë Z‡_¨i AwZwi³ mswk−ó †h †Kvb cÖ‡qvRbxq Z_¨vw`/`wjjvw` mieivnKie|Av‡e`bKvixi ¯^vi, bvg, c`ex I ZvwiL t1. ¯^vi t 2. ¯^vi t 3. ¯^vi tbvg t .................................... bvg t .................................... bvg t ............................................c`ex t .................................... c`ex t .................................... c`ex t ............................................ZvwiL t .................................... ZvwiL t .................................... ZvwiL t ............................................gš—e¨ te¨vs‡Ki e¨env‡ii Rb¨wnmve †Lvjvi Kg©KZ©v(bvghy³ mxjmn ¯^vi I ZvwiL)Aby‡gv`bKvix Kg©KZ©v (kvLv cÖavb)(bvghy³ mxjmn ¯^vi I ZvwiL)

Bmjvgx e¨vsK evsjv‡`k wjwg‡UW c„ôv bs - 3Islami Bank Bangladesh Limited----------------------- kvLvwnmve cwiPvjbv mswk−ó e¨w³ msµvš— Z_¨vejx(wnmve †Lvjvi Av‡e`bKvix GKvwaK e¨w³ n‡j cÖ‡Z¨K‡K GB digwU Avjv`vfv‡e c~iYc~e©K e¨w³ I Ae¨w³K wnmv‡ei g~j As‡ki mv‡_ mshy³ Ki‡Z n‡e|)ZvwiL twnmve b¤^i tMÖvnK AvB.wW. b¤^i t1. MÖvn‡Ki bvg (evsjvq) t .....................................................................................................................................(Bs‡iRx‡Z) t .....................................................................................................................................2. wnmv‡ei mv‡_ m¤úK© t cÖ_g Av‡e`bKvix wØZxq Av‡e`bKvix Z…Zxq Av‡e`bKvix WvB‡i±i Askx`vi bvevjK AwffveK G¨vUbx© †nvìvi Ab¨vb¨3. wcZvi bvg (evsjvq) t .....................................................................................................................................(Bs‡iRx‡Z) t .....................................................................................................................................4. gvZvi bvg (evsjvq) t .....................................................................................................................................(Bs‡iRx‡Z) t .....................................................................................................................................5. ¯^vgx/¯¿xi bvg (evsjvq) t .....................................................................................................................................(Bs‡iRx‡Z) t .....................................................................................................................................6. RvZxqZv t .....................................................................................................................................7. Rb¥ ZvwiL t ..................................................................... wUK w`b cyi“l gwnjv8. †ckv (c`exmn) t ..................................................................... RvZxq cwiPqcÎ t ..................................9. cvm‡cvU© b¤^i (hw` _v‡K) t ..................................................................... Bmy¨ ZvwiL t ..........................................10. U¨v· AvBwW b¤^i (TIN) (hw` _v‡K) t ......................................................... WªvBwfs jvB‡mÝ b¤^i (hw` _v‡K) t ..............11. eZ©gvb I †hvMv‡hv‡Mi wVKvbv (Avevm¯’j) t †Uwj‡dvb t evmv t ......................................... Awdm t ..............................†gvevBj t ..................................... B-‡gBj t ................................................... d¨v· t ..............................12. ¯’vqx wVKvbv t .....................................................................................................................................13. †ckvMZ †hvM¨Zv t .....................................................................................................................................14. †µwWU KvW© msµvš— Z_¨ t Bmy¨Kvix cÖwZôvb I KvW© b¤^i (hw` KvW© e¨enviKvix nb) t(1) ............................................................... (2) .........................................................15. †iwm‡WÝ ÷¨vUvm (wUK w`b) t †iwm‡W›U bb-‡iwm‡W›U16. bb-‡iwm‡W›U evsjv‡`kx n‡j wb‡æv³ Z_¨vw` c~iY Ki“b tPassport No. ………………….....................Issued by ……………...............................Date of Issue ……………….......................................…Issued at …………………............................................Date of Visa (If available) ……......………… Validity date of Visa ………………….........................…Issuing authority of Visa ……....………….. Occupation ……………………………...……….......…......Foreign address ……………………………....………………….…………………………………….....................….17. Introduced by Bangladesh Embassy (In case of those only who wish to open from abroad) :Seal & Signature (Bangladesh Embassy) Signature of A/c. Opener .........................* (cÖ‡qvRbxq †‡Î e¨vsK ev kvLv ÒMvBWjvBÝ di d‡ib G·‡PÄ Uªvb‡RKkbmÓ Gi wb‡`©kbv AbymiY K‡i Z_¨ msMÖn Ki‡e) Av‡e`bKvixi ¯^vi

Bmjvgx e¨vsK evsjv‡`k wjwg‡UWIslami Bank Bangladesh Limited----------------------- kvLvc„ôv bs - 4GB AskUzKy ¯^vwiZ nIqvi ci¯‹¨vb Ki‡Z n‡e|Specimen Signature Card of A/C No : ...........……………………………………………………………………Title of Account : ………………………………………………............……………………………………..………Full Name of the Signatory1.2.3.Special Instruction (if any) :Specimen SignaturePhotographSignature admitted byAuthorised Officer/Managerm¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv (Transaction Profile)01. wnmve wk‡ivbvg (evsjvq) t ......................................................................................................................................................(Bs‡iRx‡Z) t ......................................................................................................................................................02. wnmv‡ei aiY I Znwe‡ji Drm t .........................................................................................................................................03. wnmve ev m~Î (Reference) b¤^i t .........................................................................................................................................†jb‡`‡bi weeiY †jb‡`‡bi msL¨v (gvwmK) m‡e©v”P †jb‡`‡bi A¼ (cÖÖwZwU †jb‡`‡bi) †gvU cwigvY (gvwmK)Rgv tbM` Rgv (AbjvBbmn)UªvÝdvi/BÝUªy‡g›U Gi gva¨‡g Rgvd‡ib †iwgU¨vÝ Rgvißvbx Avq n‡Z RgvAb¨vb¨ (wbw`©ófv‡e)†gvU m¤¢ve¨ RgvD‡Ëvjb tbM` D‡Ëvjb (AbjvBb/ G.wU.Ggmn)UªvÝdvi/BÝUªy‡g›U Gi gva¨‡g D‡Ëvjbißvbx Avq n‡Z D‡Ëvjbd‡ib †iwgU¨vÝ D‡ËvjbAb¨vb¨ (wbw`©ófv‡e)†gvU m¤¢ve¨ D‡Ëvjb04. †jb‡`bK…Z A‡_©i Drm t......................................................................................................................................................................Avwg/Avgiv wbgœ¯^viKvix (MY) G g‡g© wbðqZv cÖ`vb KiwQ †h, m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv Avgvi/Avgv‡`i cÖwZôv‡bi ¯^vfvweK cÖK…Z†jb‡`b| Avwg/Avgiv Av‡iv wbðqZv cÖ`vb KiwQ †h, cÖ‡qvRb‡ev‡a Avwg/Avgiv m¤¢ve¨ †jb‡`‡bi AbywgZ gvÎv ms‡kvab/nvjbvMv` Kie|..................................................... ......................................................MÖvn‡Ki ¯^vi, ZvwiL I mxj (cÖ‡hvR¨ †‡Î)MÖvn‡Ki ¯^vi, ZvwiL I mxj (cÖ‡hvR¨ †‡Î)

ZvwiL tMÖvnK cwiwPwZ m¤úwK©Z dig (KYC Profile Form) c„ôv bs - 5(e¨w³ I cÖwZôvb Dfq wnmve †Lvjvi †‡Î cÖ‡hvR¨ t e¨vsK KZ…©K c~iYxq)wnmve b¤^i t1. wnmve wk‡ivbvg (evsjvq) t ................................................................................................................................................(Bs‡iRx‡Z) t ................................................................................................................................................2. e¨emv‡qi cÖK…wZ Ges Znwe‡ji Drm t ...................................................................................................................................3. Znwe‡ji Drm wKfv‡e wbwðZ Kiv n‡q‡Q Ges e¨emvwqK m¤úK© ¯’vcbK‡í e¨emv‡qi cÖK…wZ wek`fv‡e D‡j−L KiZt e¨emv‡qi mv‡_ †jb‡`‡bicwigvY mvgÄm¨c~Y© wKbv Zv eY©bv Ki‡Z n‡e t ..............................................................................................................................................................................................................................................................................................................4. wnmv‡ei cÖK…Z myweav‡fvMx (Beneficial Owner) m¤úwK©Z Z_¨vw` (†Kv¤úvbxi †‡Î wbqš¿YKvix †kqvi †nvìvi Ges 20% ev Gi AwaK GKK†kqvi †nvìvi Gi we¯—vwiZ Z_¨vw`) : ...........................................................................................................................................................................................................................................................................................................................5. cÖ‡Z¨K MÖvnK †_‡K wb‡æv³ cÖgvYc‡Îi d‡UvKwc M„nxZ n‡q‡Q wKbv? (wUK wPý w`b) t †gvU t ...................... (.................) wU MÖnxZ n‡q‡Q| cvm‡cvU© †fvUvi AvBwW RvZxq cwiPq cÎ U¨v· mb` (TIN) f¨vU †iwRt b¤^i WªvBwfs jvB‡mÝ|6. Awbevmx (Non-resident) Ges we‡`kx‡`i wnmve †Lvjvi KviY m¤ú‡K© wbwðZ nIqv| wfmvi cÖK…wZ [AvevwmK/KvR (Work)] :7. MÖvnK wK K‡ib/cÖwZôvbwU wK ai‡bi e¨emvq wb‡qvwRZ i‡q‡Q?µwgK bs cÖK…wZ wi¯‹ †j‡fj †¯‹vi1 Ry‡qjvix/¯^‡Y©i e¨emv D”P 52 gvwb †PÄvi/Kzwiqvi mvwf©m G‡R›U D”P 53 wi‡qj G‡÷U G‡R›U D”P 54 wbg©vY cÖKí †cÖv‡gvUvi D”P 55 Ad‡mvi K‡c©v‡ikb D”P 56 wPÎKjv/Gw›U‡Ki wWjvi D”P 57 †iu‡¯—viv/evi/bvBU K¬ve/AvevwmK †nv‡Uj Gi gvwjK D”P 58 Avg`vbx/ißvbx G‡R›U D”P 59 bM` A_© jMœxKvix e¨emvqx (gv‡m 25 j UvKvi ) D”P 510 †kqvi/÷K wWjvi D”P 511 Rbkw³ ißvbx e¨emv D”P 512 wewfbœ Ae¯’v‡b Kvh©µg D”P 513 Pjw”PÎ cÖ‡hvRbv/cwi‡ekbv ms¯’v D”P 514 A‡¯¿i e¨emv D”P 515 †gvevBj †dvb Acv‡iUi D”P 516 evwl©K 1 †KvwU UvKvi AwaK A_© jMœxKvix e¨emvqx D”P 417 Uªv‡fj G‡R›U D”P 418 cwienb Acv‡iUi ga¨g 319 A‡UvwWjvi (wiKwÛkb Mvox) ga¨g 320 wjwRs/dvBb¨vÝ †Kv¤úvbx ga¨g 321 †dªBU/wkwcs/Kv‡Mv© G‡R›U ga¨g 322 BÝy¨‡iÝ/†eªvKv‡iR G‡RÝx ga¨g 323 ag©xq cÖwZôvb/ms¯’v ga¨g 324 we‡bv`bKvix cÖwZôvb/cvK© ga¨g 325 †gvUi cvU©m Gi e¨emv ga¨g 326 ZvgvK I wmMv‡i‡Ui e¨emv ga¨g 3

µwgK bs cÖK…wZ wi¯‹ †j‡fj †¯‹vi27 A‡Uv cÖvBgvix (bZzb Mvox) wbæ 228 †`vKv‡bi gvwjK (LyPiv) wbæ 229 e¨emv-G‡R›U wbæ 230 y`ª e¨emvqx (evwl©K Uvb©Ifvi 50 j UvKvi bx‡P) wbæ 231 ¯^D‡`¨vMx †ckvRxex wbæ 232 K‡c©v‡iU Kv÷gvi wbæ 233 evox wbg©vY mvgMÖxi e¨emv wbæ 234 Kw¤úDUvi/†gvevBj †dv‡bi wWjvi wbæ 235 mdU&Iq¨vi e¨emv wbæ 136 Drcv`bKvix (A¯¿ e¨ZxZ) wbæ 137 PvKyix n‡Z AemiMÖnYKvix wbæ 038 PvKzix wbæ 039 QvÎ wbæ 040 M„wnYx wbæ 041 K…wlRxex wbæ 042 Ab¨vb¨......(aiY Abymv‡i e¨vsK wi¯‹ †¯‹vi cÖ`vb Ki‡e) wbæ 0c„ôv bs - 6(8 †_‡K 13 b¤^i †Uwe‡j †kªYxi EaŸ©mxgv GKB †kªYx‡Z we‡ewPZ n‡e| D`vniY t 50 j UvKv 0-50 †kªYxfy&³ n‡e)8. MÖvn‡Ki bxU m¤ú‡`i (Net Worth) cwigvY t9. wnmve †Lvjvi aiY t10. MÖvn‡Ki AbywgZ gvwmK †jb‡`‡bi cwigvY tcwigvY (UvKvq) wi¯‹ †j‡fj wi¯‹ †iwUs1-50 j wbæ 050 j - 2 †KvwU ga¨g 1> 2 †KvwU D”P 3aiY wi¯‹ †j‡fj wi¯‹ †iwUswi‡jkbkxc g¨v‡bRvi/kvLv KZ…©K wbæ 0WvB‡i± †mjm& G‡R›U KZ…©K ga¨g 1B›Uvi‡bU D”P 3AhvwPZ / ¯^cÖ‡Yvw`Zfv‡e D”P 3Avj-Iqvw`qvn& PjwZ wnmv‡e gy`vivev mÂqx wnmv‡e †jb‡`b wi¯‹ †j‡fj wi¯‹ †iwUs†jb‡`‡bi cwigvY (j UvKvq)(j UvKvq)0-10 0-5 wbæ 010-25 5-20 ga¨g 1> 50 > 20 D”P 311. MÖvn‡Ki AbywgZ gvwmK †jb‡`‡bi msL¨v tAvj-Iqvw`qvn& PjwZ wnmv‡e gy`vivev mÂqx wnmv‡e wi¯‹ †j‡fj wi¯‹ †iwUs†jb‡`‡bi msL¨v†jb‡`‡bi msL¨v0-100 0-20 wbæ 0100-250 20-50 ga¨g 1> 250 > 50 D”P 312. MÖvn‡Ki AbywgZ gvwmK bM` †jb‡`‡bi cwigvY tAvj-Iqvw`qvn& PjwZ wnmv‡e †jb‡`b gy`vivev mÂqx wnmv‡e †jb‡`b wi¯‹ †j‡fj wi¯‹ †iwUs(j UvKvq)(j UvKvq)0-10 0-2 wbæ 010-25 2-7 ga¨g 1> 25 > 7 D”P 3

13. MÖvn‡Ki AbywgZ gvwmK bM` †jb‡`‡bi msL¨v tAvj-Iqvw`qvn& PjwZ wnmv‡e gy`vivev mÂqx wnmv‡e wi¯‹ †j‡fj wi¯‹ †iwUs†jb‡`‡bi msL¨v†jb‡`‡bi msL¨v0-15 0-5 wbæ 015-30 5-10 ga¨g 1> 30 > 10 D”P 314. mvwe©K SuywK wbiƒcY twi¯‹ †iwUsSuywKi cÖK…wZ> = 14 D”P< 14 wbæc„ôv bs - 7gš—e¨ t(wi¯‹ †iwUs 14 Gi Kg n‡jI KviY D‡j−Lc~e©K Subjective we‡ePbvq MÖvnK‡K D”P SuywK m¤úbœ wn‡m‡e wbæiƒc Kiv †h‡Z cv‡i|)15. wnmveavixi wVKvbv(mg~n) hvPvB Kiv n‡q‡Q wKbv ? n¨uv / bv16. DËi n¨vu n‡j wKfv‡e hvPvB Kiv n‡q‡Q?17. cwjwUK¨vwj G·‡cvRW& cvimbm& (PEPs) t (G.Gg.Gj. evsjv‡`k e¨vsK mvKz©jvi-14 I AvBweweGj, cÖavb Kvh©vjq mvKz©jvi †jUvibs-wewmwW/2950 Abymv‡i MÖvn‡Ki ms‡M gy‡LvgywL mvvrKvi †bqv n‡q‡Q t n¨vu / bv(K) wmwbqi g¨v‡bR‡g›U n‡Z Aby‡gv`b †bqv n‡q‡Q wKbv? n¨uv / bv(L) m¤ú‡`i Drm t ...................................................................................................................................................................................................................................................................................................................(M) MÖvn‡Ki ms‡M gy‡LvgywL mvvrKvi †bqv n‡q‡Q t n¨vu / bvcÖ¯‘ZKvix Kg©KZ©v chv©‡jvPbvKvix Kg©KZ©v mswk−ó Kg©KZ©v kvLv e¨e¯’vcK/kvLv Acv‡ikb cªavb(bvghy³ mxjmn ¯^vi I ZvwiL) (bvghy³ mxjmn ¯^vi I ZvwiL) (bvghy³ mxjmn ¯^vi I ZvwiL) (bvghy³ mxjmn ¯^vi I ZvwiL)18. wnmve msµvš— Z_¨vw` me©‡kl K‡e Review & Update Kiv n‡q‡Q?Review & Update Kvix Kg©KZ©vi bvg tbvghy³ mxjmn ¯^vi I ZvwiL t†PK eB Bmy¨i Pvwn`vcÎAbyMÖnc~e©K Avgvi/Avgv‡`i AbyK~‡j wnmv‡ei †jb‡`‡bi myweav‡_© 10 cvZv 25 cvZv 50 cvZv 100 cvZvm¤^wjZ GKLvbv †PK eB Bmy¨ Kivi Rb¨ Aby‡iva Kiv nj|MÖvn‡Ki/wnmve cwiPvjbvKvixi ¯^vi I mxj (cÖ‡hvR¨ †‡Î)†P‡Ki cvZv bs .................................... †_‡K bs ...................................... ch©š— †gvU 10 cvZv 25 cvZv 50 cvZv 100 cvZv ey‡S †cjvg|wnmve cwiPvjbvKvix/gZvcÖvß e¨w³i ¯^vi

gỳ vivev we‡kl †bvwUk wnmv‡ei †‡Î cÖ‡hvR¨ wbqgvejxc„ôv bs - 8wnmve b¤^i tkZ©vejx t01. GwU A_© RgvKvix MÖvnK Ges Bmjvgx e¨vsK evsjv‡`k wjwg‡UW Gi g‡a¨ m¤úvw`Z Bmjvgx kwiqvn& wfwËK GKwU gy`vivev Pzw³|K. GLv‡b A_© RgvKvix MÖvnK n‡”Q Òmvwne Avj-gvjÓ (A‡_©i gvwjK) Ges e¨vsK n‡”Q Ògy`vwieÓ (Kvievi msMVK)|L. Bmjvgx kwiqvn& ewY©Z bxwZgvjvi wfwˇZ e¨vsK GB A_© RgvMÖnY K‡i Ges RgvK…Z A_© ïaygvÎ Bmjvgx kwiqvn m¤§Zfv‡e wewb‡qvM K‡i|M. gy`vivev Znwej wewb‡qvM K‡i cÖvß Av‡qi Kgc‡ kZKiv 65 fvM gy`vivev RgvKvix‡`i g‡a¨ I‡q‡UR wfwˇZ e›Ub Kiv nq| wewb‡qv‡M †jvKkvb n‡j gy`vivev RgvKvixMY Pzw³ †gvZv‡eK Zv enbKi‡e|N. e¨vsK wb‡gœi 4, 5, 7 I 8 b¤^^‡i ewY©Z wbq‡g RgvK…Z A_© I gybvdv †dir cÖ`vb Ki‡e|O. 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D³ wnmv‡e eQ‡i `yBevi (Ryb Ges wW‡m¤^i gv‡m) mvgwqK (Provisional) nv‡i jvf cÖ`vb Kiv nq, hv evwl©K P~ovš— jvf/†jvKmvb wnmv‡ei wfwˇZ mgš^q/wb¯úbœ Kiv nq|05. evwl©K jvf †jvKmvb wnmve P~ovš— nIqvi c~‡e© wnmve eÜ Ki‡j mvgwqK nv‡i jvf cÖ`vb Kiv nq, cieZx©Kv‡j gybvdvi P~ovš— nvi †NvlYvi c‡i †NvwlZ P~ovš— nvi mvgwqK nv‡ii †P‡q †ekx n‡jwnmveaviK‡K Zv cÖ`vb Kiv nq|06. †Kvb Rgvi Dci MÖvn‡Ki wnmve †_‡K e¨vsK hvKvZ cÖ`vb K‡i bv| MÖvnK‡K wbR `vwq‡Z¡ hvKvZ cÖ`vb Ki‡Z n‡e |07. gy`vivevn we‡kl †bvwUm mÂqx wnmv‡ei †‡Î gv‡mi †h †Kvb Zvwi‡L †jb‡`b PjvKvjxb mg‡q A_© Rgv Kiv hvq| RgvK…Z A‡_©i Ici ˆ`wbK w¯’wZi wfwˇZ jvf wnmve Kiv nq|08. gy`vivevn we‡kl †bvwUm mÂqx wnmv‡ei †‡Î A_© DVv‡Z n‡j mvZ w`b c~‡e© †bvwUk w`‡Z nq| †bvwUk w`‡q A_© DVv‡j Rgvw¯’wZ jv‡fi Rb¨ we‡ewPZ nq, Ab¨_vq †m gv‡mi wbgœZg w¯’wZi Dci jvf cÖ`vbKiv nq|09. wnmv‡ei gvwjK‡K Pvwn`v †gvZv‡eK wnmve weeiYx cÖ`vb Kiv nq| 30 (wÎk) w`‡bi g‡a¨ wjwLZ †Kvb Awf‡hvM bv †c‡j wnmv‡ei w¯’wZ mwVK Av‡Q e‡j a‡i †bqv n‡e|10. e¨vsK KZ…©K Bmy¨K…Z †PK ev ATM KvW© Qvov mvaviYZt Ab¨ †Kvb gva¨‡g UvKv †Zvjv hvq bv |11. wnmveaviK Ae¨eüZ †PK eB †dir w`‡q h_vh_fv‡e Av‡e`b K‡i wnmve eÜKiY eve` wba©vwiZ wdm w`‡q wnmve eÜ Ki‡Z cv‡ib |12. e¨vsK †Kvbiƒc KviY `k©v‡bv e¨ZxZ †h †Kvb wnmve eÜ Ki‡Z cvi‡e Ges G Rb¨ †Kvb †bvwUk cÖ`vb Kiv n‡e bv|13. wnmveavi‡Ki wVKvbvi †Kvb cwieZ©b n‡j Awej‡¤^ Zv e¨vsK‡K Rvbv‡Z n‡e| e¨vsK mvaviYZt WvK/Kywiqvi †hv‡M wnmve gvwj‡Ki mv‡_ †hvMv‡hvM iv K‡i| WvK/Kywiqvi †hv‡M †cÖwiZ †Kvb wPwVcÎh_vmg‡q ev Av‡`Š wewj bv n‡j e¨vsK `vqx _vK‡e bv |14. wnmve †Lvjvi mgq 2 Kwc cvm‡cvU© mvBR Qwe, cvm‡cvU©/RvZxq cwiPqcÎ/IqvW© Kwgkbvi wKsev BDwbqb cwil` †Pqvig¨vb KZ…©K cÖ`Ë bvMwiKZ¡ mb` ev wb‡qvMKZ©v KZ…©K cÖ`Ë cwiwPwZcÎ A_eve¨vsK/Avw_©K cÖwZôv‡bi wbKU MÖnY‡hvM¨ e¨w³ KZ…©K cÖ`Ë cÖZ¨qbcÎ cÖ`vb Ki‡Z nq |15. e¨vsK wnmve †_‡K miKvix wbqgvbyhvqx f¨vU, Ki ev ïé KZ©b Kiv n‡e|16. 1991 mv‡ji e¨vsK †Kv¤úvbx AvBbvbyhvqx 10 (`k) eQi I Z`~aŸ© †gqv` ch©š— †Kvb wnmv‡e †jb‡`b bv n‡j mswk−ó wnmvewU A`vexK…Z (Unclaimed) wn‡m‡e MY¨ K‡i D³ wnmv‡ei w¯’wZ evsjv‡`ke¨vs‡K ¯’vbvš—i K‡i †`qv nq|17. ‡hŠ_ wnmv‡ei †‡Î hw` †hŠ_ ¯^v‡i cwiPvj‡bi wb‡`©k _v‡K A_ev we‡kl wb‡`©kbvq ejv _v‡K †h, †h †Kvb GKRb wnmve cwiPvjbv Ki‡Z cvi‡eb (Any one can operate the Account) ZLb †h†Kvb GKR‡bi g„Zz¨i mv‡_ mv‡_ mswk−ó wnmvewU‡Z †jb‡`b eÜ n‡q hv‡e| G‡‡Î IqvW© Kwgkbvi/BDwbqb cwil` †Pqvig¨vb KZ…©K cÖ`Ë Iqvwikvb mb‡`i gva¨‡g Av`vj‡Zi wb‡`©k QvovB D³ wnmv‡eMw”QZ A_© RxweZ e¨w³ g„Z e¨w³i Iqvwik‡`i mv‡_ †hŠ_fv‡e Av‡e`b Kiv mv‡c‡ D‡Ëvjb Ki‡Z cvi‡eb|18. †hŠ_ wnmv‡ei †‡Î hw` GKR‡bi g„Zz¨ nq Ges wnmvewUi we‡kl wb‡`©kbvq D‡j−L _v‡K †h, †h †Kvb GKRb ev RxweZ e¨w³ (Either or survivor can operate the Account) wnmvewU cwiPvjbv Ki‡Zcvi‡e, Zvn‡j RxweZ e¨w³ mswk−ó wnmvewU cwiPvjbv Ki‡Z my‡hvM cv‡e Ges RxweZ e¨w³ B”Qv Ki‡j mvK&‡mkb mvwU©wd‡KU QvovB D³ wnmv‡e Mw”QZ A_© D‡Ëvjb Ki‡Z cvi‡e|19. GKK bv‡g ev †hŠ_ bv‡g cwiPvwjZ wnmv‡e we‡kl wb‡`©‡k hw` bwgbx wnmv‡e †Kvb e¨w³/ e¨w³eM©‡K g‡bvbxZ Kiv nq Z‡e H e¨w³/ e¨w³eM© wnmvewU cwiPvjbvKvix e¨w³/ e¨w³e‡M©i g„Zz¨i ci mswk−ównmv‡e Mw”QZ A_© h_vixwZ mbv³KiY mv‡c‡ wbqgvbyhvqx D‡Ëvjb Ki‡Z cvi‡e| Z‡e wnmvewU UvKv D‡Ëvj‡bi mv‡_ mv‡_ eÜ n‡q hv‡e| bwgwb wnmve cwiPvjbv Ki‡Z PvB‡j Zv‡K wbqgvbyhvqx bZzbwnmve Lyj‡Z n‡e|20. e¨w³MZ/e¨w³ gvwjKvbvaxb/†hŠ_ gvwjKvbvaxb/Ab¨vb¨ wnmveavixMY KZ…©K Zuvi ev Zuv‡`i g„Zz¨i ci RgvK…Z UvKv D‡Ëvj‡bi Rb¨ bwgbx g‡bvbxZ Ki‡Z cv‡ib| wnmveavi‡Ki g„Zz¨i ci mswk−ó wnmv‡eiRgvK…Z A_© D‡Ëvj‡bi Rb¨ bwgbx KZ…©K Zuvi Av‡e`b c‡Îi mv‡_ g‡bvbq‡bi ¯^c‡ cÖgvY ¯^iƒc wbæwjwLZ KvMR-cÎ/`wjjvw` `vwLj Ki‡Z n‡e| G †‡Î bwgbx KZ…©K †KvU© cÖ`Ë mvK‡mkb mvwU©wd‡KU`vwLj Kivi cÖ‡qvRb †bB|K) wnmveavi‡Ki g„Zz¨RwbZ mb`cÎ| cÖev‡m g„„Zz¨ n‡j mb`cÎ mswk−ó †`‡k Aew¯’Z evsjv‡`k `~Zvevm KZ„©K cÖwZ¯^vwiZ n‡Z n‡e |L) bwgbxi cwiwPwZi ¯^c‡ e¨vs‡Ki `yBRb m¤§vbxZ MÖvnK A_ev e¨vs‡Ki `yBRb Kg©KZ©v A_ev ¯’vbxq BDwbqb cwil` †Pqvig¨vb/wmwU K‡c©v‡ikb ev wgDwbwmc¨vwjwUi IqvW© Kwgkbvi KZ…©K cÖ`Ëmb`cÎ |M) bwgbxi cvm‡cvU© AvKv‡ii mZ¨vwqZ d‡UvMÖvd |N) bwgbx KZ…©K Bb‡WgwbwU eÛ cÖ`vb|21. gvwb jÛvwis cÖwZ‡iva AvBb-2009, mš¿vm we‡ivax AvBb-2009 I evsjv‡`k e¨vs‡Ki gvwb jÛvwis cÖwZ‡iva wefvM KZ…©K mg‡q mg‡q RvixK…Z mvKz©jvi/bxwZgvjv Abyhvqx MÖvnK e¨vs‡Ki Pvwn`v †gvZv‡eK†h †Kvb Z_¨ mieivn Ki‡Z eva¨ _vK‡eb|22. e¨vsK †h †Kvb mgq e¨vsK wnmve msµvš— †h †Kvb wbqgvejx cwieZ©b, cwiea©b, ms‡kvab ev evwZj Ki‡Z cv‡i Ges RgvKvix Zv †g‡b Pj‡Z eva¨ _vK‡eb|Avgiv Dfqc D³ wbqgvejx Ges GZ`msµvš— cÖPwjZ mKj AvBb †g‡b Pj‡Z ivRx n‡q wb‡gœ ¯^vi K‡i AÎ Pzw³bvgv m¤úv`b Kijvg|wnmveavix/wnmveavixM‡Yi bvg, ¯^vi I ZvwiL t(1) ..................................................................(2) .................................................................. mswk−ó Kg©KZ©v(3) .................................................................. 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