MISYS MOBILE FOR CASH MANAGEMENT

Misys Mobile for Cash ManageMent
extending Cash ManageMent to Mobile deviCes
fact sheet

Misys Mobile for Cash Management – Extending cash management to mobile devices
Misys Mobile for Cash
Management extends the
comprehensive functionality
of Misys Cash Portal to the
mobile device.
Corporate banking has accommodated mobile
devices for some time, but this has been limited
to simple tasks based on sending and receiving
emails. Meanwhile, the advent of the smartphone
and the growth of personal online banking have
raised our expectations of what can be delivered
by our banks. Corporate treasurers are now asking
why the free online and mobile banking services
they receive as personal customers are far superior
to the services they are expected to pay for as
corporate customers.
However, there are important differences between
corporate and retail banking and these differences
go some way to explaining banks’ caution over
offering mobile banking to their corporate
customers. Transactions made by corporates can be
a lot more complex than those made by personal
customers; structured in different parts and
executed against different triggers, across multiple
geographies and often phased by instalments.
The values of those transactions can be far higher,
requiring multiple approvals and many will continue
to be initiated and managed from the office.
Misys Mobile for Cash Management addresses this
complexity, building directly on our understanding
of what corporates need from their online banking
through our innovative Misys Cash Portal.
Information in Hand
Corporates can make timelier and better informed
decisions if the information they require is more
readily accessible whenever and wherever it
is needed.
Misys Mobile for Trade Services allows
corporates fast access to general information
such as exchange rates, as well as tailored data
for individual users such as a calendar view of
forthcoming transaction dates.
Finer detail can also be viewed, for example,
information on outstanding amounts and the ability
to drill-down on individual transactions across the
different transaction banking products.
1 Fact sheet
Alerts and Notifications
Mobile telephones offer an immediacy that cannot
be achieved by other banking channels. We carry
our mobile telephones with us wherever we are
allowed to take them, and the nature of these
“always on” devices allows for the instant receipt
and acknowledgement of messages.
Misys Mobile for Cash Management enables
corporates to use their mobile telephone to receive
information on events within Misys Cash Portal,
as they are happening.
Importantly, the individual user remains in control,
selecting what notifications they wish to receive
and - just as importantly - how they wish to receive
them: either via SMS text messaging or via Push
Notifications for those devices that support this.
Approvals
It is likely that corporates will continue to perform
the bulk of their cash management with their bank
via a device that has a larger screen and an easyto-use
keyboard - a desktop/laptop computer or
tablet. However, mobile devices are perfect for the
approval and release of transactions.
Misys Mobile for Cash Management takes the
extensive approval model from within Misys Cash
Portal and enables corporate users to perform
approvals via their mobile device and always
subject to permissions and secure authentication.
About Misys Cash Portal
Misys Cash Portal allows banks to grow
their cash management business without
additional infrastructure investment.
It reduces time-to-market for banks
launching online cash management services
and enhances customer experience and
loyalty by offering easy access and
innovative services.

Misys Mobile for Cash Management – Extending cash management to mobile devices
Mobile Device Support
Supporting banking services to run on the
thousands of mobile telephone models and the
various mobile operating systems currently used by
corporate customers can be daunting for a bank.
Misys Mobile for Cash Management manages this
device proliferation for the bank, ensuring that
- regardless of the device being used - the best
experience possible can be offered the bank’s
corporate customers.
Misys divides this device ecosystem into three
classes of device:
Utility Phones – the most basic of telephones that
are primarily restricted to making telephone calls
and the sending/receiving of SMS text messages.
Feature Phones – with additional functionality,
including the ability to run “apps” as well as being
able to access the Internet.
Smart Phones – more advanced devices such
as iPhones, Blackberries and those running the
Android operating system.
“Apps” and the Mobile Web
An application, or “app”, is software that is installed
on and associated with smart phones. Misys Mobile
for Cash Management delivers applications that the
bank can publish within the appropriate “app” store.
Alternatively, a “mobile web” experience is
available for both smart phones and feature
phones, where the bank’s corporate customers can
access equivalent functionality via the web browser
on their mobile device. Misys Mobile for Cash
Management presents screens and processes that
have been optimized for the small screens found
on mobile phones.
Utility phones are able to take advantage of SMS
text messaging for the receipt of notifications
and alerts.
Push Notifications
Push notifications are a more advanced form
of text message delivered to smart phones.
They are associated with specific applications and
users can control whether to receive them or not.
Unlike text messages, a push notification can
contain additional information that may not be
directly visible, and is a way of sending updates
from a server to an application installed on
the device.
Because a push notification is associated with
an application, it can trigger specific behaviour.
For example, the application’s icon can change,
and identify the number of pending message by
way of a “badge”. Additionally, when reading a
push notification, application specific options can
be presented - such as “View Detail” or “Reject”.
Misys Mobile for Cash Management delivers push
notifications across a wide range of supported
smart phones.
Misys Mobile for Cash Management supports
the below Cash Management services:
• Multi-Currency Cash Balances
• Account Statements
• Transaction Detail
• Calendar View
• Internal Transfers
• Domestic Payments
• Alerts and Notifications
• Transaction Approval
Fact sheet
2

MISYS RECENT MARKET RECOGNITION
TRADE & FORFAITING REVIEW
MAGAZINE AWARDS
NUMBER ONE TRADING SYSTEM
TECHNOLOGY PROVIDER
RISK TECHNOLOGY BEST TRADE RANKINGS FINANCE 2011
SOFTWARE VENDOR
Number One Overall Trading System
Number One Pricing GTR and MAGAZINE Analytics – Equity LEADERS IN
Number One Pricing TRADE and Analytics AWARDS – Infl ation
NUMBER ONE RISK MANAGEMENT
TECHNOLOGY
MOST
PROVIDER
INNOVATIVE TRADE
ASIA RISK TECHNOLOGY FINANCE SOLUTION RANKINGS 2011
Number One Overall FINANCIAL-I Risk Management AWARDS
Number One Trading System – Equities
Number One Trading System – Foreign exchange
Number One Trading System – Interest rates
Number One Derivatives pricing and risk analytics – Equities
Number One Derivatives pricing and risk analytics – Interest rates
Number One Derivatives pricing and risk analytics – Hybrids
Number One Support services – Implementation effi ciency
STRUCTURED PRODUCTS
TECHNOLOGY RANKINGS 2011
Number One Trading System – Equities
Number One Trading System – Interest rates
Number One Pricing and Analytics – Equities
ABOUT MISYS
ABOUT MISYS
BEST TECHNOLOGY VENDOR
BEST SOFTWARE VENDOR
TRADE FINANCE MAGAZINE
AWARDS FOR EXCELLENCE
Misys is at the forefront of the fi nancial software
Misys is at the forefront of the fi nancial software
industry, providing the broadest portfolio of
industry, providing the broadest portfolio of banking,
banking, treasury, trading and risk solutions available
treasury, trading and risk solutions available on the
on the market. With 1,800 customers in 120
market. With 1,800 customers in 120 countries
countries our team of domain experts and partners
our team of domain experts and partners have
have an unparalleled ability to address industry
an unparalleled ability to address industry
requirements at both a global and local level.
requirements at both a global and local level.
Misys and the Misys “globe” mark are trade marks of the Misys group
companies. Misys and the Copyright© Misys “globe” 2012 mark Misys. are All trade rights marks reserved. of the Misys group
companies. Copyright© 2012 Misys. All rights reserved.
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MS0187
STRUCTURED PRODUCTS
TECHNOLOGY RANKINGS 2012
Number One Trading System – Credit
Number One Trading System – Cross Asset
Number One Trading System – Foreign Exchange
Number One Trading System – Rates
Number One Risk Management – Collateral Management
BEST TRADING PLATFORM BACK OFFICE
ASIAN BANKER TECHNOLOGY AWARDS
LEADING SINGLE TECHNOLOGY
PLATFORM – PORTFOLIO, TRADING
AND RISK MANAGEMENT
HEDGE FUND JOURNAL AWARDS 2011
BEST RISK MANAGEMENT INITIATIVE
ASIA ASSET MANAGEMENT AWARDS
Misys was formed by the merger of Misys with
Misys was formed by the merger of Misys with
Turaz, which includes the award-winning Kondor+
Turaz, which includes the award-winning Kondor+
product line. Combined they are able to address
product line. Combined they are able to address
all customer requirements across both the banking
all customer requirements across both the banking
and trading book businesses. Misys is the trusted
and trading book businesses. Misys is the trusted
partner that fi nancial services organisations turn to
partner that fi nancial services organisations turn
for help solving their most complex problems.
to for help solving their most complex problems.
Find out more at www.misys.com
Find out more at www.misys.com