Finance - Rural Finance Learning Center

Finance Study Guide Lesson 5
SAMPLE PORTFOLIO REPORT
Aging of Amount Past Due
Outstand- Past AGING (days)
Loan # Client Amount ing Loans Due % 1-30 31-60 61-90 91-180 181-365 > 365 TOTAL
1 Takacsy 300,000 250,000 50,000 20.0 25,000 25,000
2 Earle 390,000 211,000 38,000 18.0 13,000 13,000 12,000
3 Galdo 150,000 101,000 30,000 29.7 13,000 11,000 4,000 2,000
4 Feria 50,000 41,000 12,000 29.3 4,000 4,000 4,000
5 Perez 78,000 64,000 64,000 100.0 5,000 14,000 45,000
6 Manalo 300,000 206,000 30,000 14.6 30,000
7 Elbaz 32,000 28,000 4,000 14.3 1,500 1,500 1,000
8 Harrington 50,000 45,000 45,000 100.0 4,000 4,000 18,500 18,500
9 Debique 100,000 84,000 25,000 29.8 5,000 5,000 5,000 10,000
10 Coyle 100,000 16,000 8,000 50.0 8,000
11 Lalonde 257,000 60,000 60,000 100.0 12,000 48,000
12 Blondheim 37,000 32,000 25,000 78.1 3,000 3,000 3,000 3,000 13,000
13 Prudencio 43,000 37,000 14,000 37.4 7,000 7,000
Current 5,600,000 4,750,000 0 0.0%
TOTAL 7,487,000 5,925,000 405,000 6.8% 64,500 66,500 45,000 66,500 124,500 38,000 405,000
Total Amount Past Due * as a % of Outstanding Loans = 405,000
5,925,000
= 6.8%
*(defined as the amount that has become due and has not been received)
1.1% 1.1% 0.8% 1.1% 2.1% 0.6% 6.8%
Calmeadow 6