Participants - European-microfinance.org

GUEST SPEAKERS 

ZSOLT LÁSLÓ BECSEY – HUNGARIAN MEMBER OF THE EUROPEAN PARLIAMENT (HUNGARY) 

MEP Zsolt Becsey has been working for twenty years now in European Affairs. 

He graduated in Budapest in Economics and International Relations, and entered 

the Hungarian diplomatic service. Later, as deputy head of Hungary’s 

Representation to the EU, he actively participated in his country’s EU 

enlargement negotiations. Committed to what he calls the “real integration” of 

the new Member States, MEP Zsolt Becsey has been active mainly in the 

European Parliaments ECON Committee (Economic and Monetary Affairs), 

specializing on taxation because of its direct, visible impact on economic, social 

and regional development. It was this social and politic interest that brought 

MEP Becsey to consider microcredit, with the aim of adapting it to European 

reality. 

GUISEPPE GUZZETTI – PRESIDENT OF FOUNDATION CARIPLO AND ITALIAN SAVINGS BANK 

ASSOCIATION (ITALY) 

A law graduate at the Catholic University of Milan, Mr Guzzetti entered local 

government in 1970, as regional counsellor for the Lombardy region. After 

serving as President of the same region, he entered the Italian Senate in 1987. 

Later on, he collaborated as board member and chairman to several institutions 

such as the association of Italian Foundations and Savings Banks, the Bocconi 

University, the Fondation de credit agricole – Pays de France and Fondazione per 

il Sud. Today, he is a member of the “Technical-Scientific Committee for the 

Economics of Culture” of the Italian Ministry of Culture and of the Piazza 

“Finanziaria Italiana” Committee. 

LETIZIA MORATTI – MAYOR OF THE CITY OF MILAN (ITALY) 

Mrs Moratti was born in Milan and was able, in her career, to combine 

institutional tasks to the leadership of important industrial groups. Counted 

among the most well-known European entrepreneurs, she developed activities 

in the different fields of finance, insurance, communications, new media and risk 

management. Specifically in the sectors of insurance brokerage and new 

economy she founded and directed major international companies. She 

successively served as president of RAI, a state owned television company and 

News Corp Europe. In 2003, she became Minister of Education, University and Scientific Research. 

She is engaged in various humanitarian and social assistance activities and is Ambassador for the 

UNDCP (UN Office on Drugs and Crimes). She became the new Mayor of Milan in June 2006. 

KLAAS MOLENAAR – PRESIDENT - EMN (FRANCE) 

Mr. Molenaar has more than 30 years of field experience in SME programmes and 

organisations worldwide. He founded and manages IntEnt Foundation, where he 

developed a programme to link Migration, Development and Entrepreneurship. He 

is the founder and Director of Triodos Facet (1990), a SME consultancy, training 

and implementation agency as well as of SEON Foundation, specialized in starting 

SMEs in the Netherlands. He is an Associate Professor on microfinance and small 

enterprise development at the University of Applied Science INHOLLAND, member 

of the Dutch National Advisory Council for MicroFinance and President of the board 

of EMN.

SPEAKERS 

FOUAD ABDELMOUMNI – DIRECTOR - AL AMANA (MOROCCO) 

Fouad Abdelmoumni is Moroccan. He is the founder and current CEO of the 

Association Al Amana (www.alamana.org). Al Amana currently serves half a 

million microcredit beneficiaries, with a portfolio of € 210 million, through a 

network of 430 branches and 2,100 employees. Over the years, he has assumed 

responsibilities in various international bodies related to microfinance. He is also 

very active in organizations working for the promotion of citizenship. He has 

experienced detention for crimes of opinion (3 years in the late 70s) and enforced 

disappearance (2 years during the 80s). A graduate of the University Mohammed V in Rabat in 

economics, he participated in the management course of ISCAE (Institut Supérieur de Commerce et 

d'Administration des Entreprises) in Casablanca (1995-1997). He has published several contributions 

as an economical and political analyst and as a microfinance expert. 

RICCARDO AGUGLIA – MICROCREDIT MANAGER - FAIR FINANCE (UK) 

After his degree in banking, Mr Aguglia worked as a business consultant 

supporting Small and Medium Enterprises in South Italy to identify and 

access appropriate external finance. From 1998 to 2004 he managed the 

project “Honour Loans”, a microcredit scheme targeted at self-employed 

people, on behalf of The Italian Development Agency. Since 2004 he has 

been working for Fair Finance, where he manages the Microcredit Programme. Fair Finance is a 

local, independent, ethical and socially responsible lender offering financial services to excluded 

communities in London. There, he has researched social and financial exclusion across Eastern and 

Western Europe and studied the US microfinance sector meeting, which allowed him to implement 

innovative techniques and methodologies in Fair Finance lending processes. He has also developed 

relationships with European Microfinance Network to improve lending processes and set up internal 

methodologies in young Microfinance Institutions across Europe. 

CHRISTIAN BARON – PROGRAMME MANAGER - GRET (FRANCE) 

Christian Baron, is an Economist from the University Paris I and the Conservatoire 

National des Arts et Métiers. He has been working on development of rural and 

urban SME's in developing countries for more than 20 years. He first worked as an 

expatriate adviser on the implementation of a village savings and credit bank 

network in Mali. Thereafter, he joined the International Centre of Research and 

Development (CIDR), where he was in charge of the "Financial Decentralized 

Systems" department. He came to the Gret in 2003 as Program Manager in the "Microfinance and 

SME's" department. There, besides the promotion of microfinance activities in Africa and Asia, he has 

developed several programmes aiming to facilitate SME access to support, advice and training 

services. He is also a Director and Member of the Audit Committee of Amret, a leading Cambodian 

MFI since 2005. 

FABRIZIO BOTTI – RESEARCHER FELLOW - SAPIENZA UNIVERSITY OF ROME (ITALY) 

Fabrizio Botti is a Temporary Research Fellow at “Sapienza" University of Rome 

and was awarded a Ph.D. in History and Theory of Economic Development by 

LUISS University of Rome. His main areas of research involve gender 

perspectives on microfinance and the role of donors on MFIs capacity to 

manage the double bottom line, social and financial mission, with a particular 

focus on Italy, the Balkans, and West Africa.

ADRIAN CHINDRIS – DIRECTOR - CAPA (ROMANIA) 

Mr Chindris has been working since 1996 with CAPA and served between 2000 

and 2004 as Executive Director of CAPA Foundation, a microfinance institution 

from the World Vision Network. During his time in office, he managed the 

transfer of operations into CAPA Finance – a joint stock company owned by 

World Vision International and MEDA. He was responsible for the 

commercialisation of CAPA, increasing its assets up to 18 times and finally managed the exit of World 

Vision International and MEDA, as main shareholders in transaction with Romanian American 

Enterprise Fund. Under his management CAPA Finance has grown to become one of the most 

significant non bank microfinance institution of Romania, now planning to become a microfinance 

bank. Overall, Mr Chindris has a solid 13-years experience in microfinance, especially in Romania and 

Caucasus (Azerbaijan). 

DANIELE CIRAVEGNA – PRESIDENT - RITMI (ITALY) 

After a Masters in Economics and Management at the Università degli Studi di 

Torino, Mr Ciravegna served as a professor of economics at the same university 

while working as an Officer for finance, budget, planning and labour policies for 

the municipal government of Rivoli near the city of Turin. He then became a 

Board member of several financial institutions, such as Fondazione CRT, 

FinPiemonte S.p.A. Today, he is the chairman of the Don Operti Foundation as well as of the Board 

of Directors and Scientific Committee of the European School of Management of Italy. Finally, he is 

the president of the Italian Microfinance Network RITMI. 

MARCELLA CORSI – PROFESSOR OF ECONOMICS - SAPIENZA UNIVERSITY OF ROME (ITALY) 

Marcella Corsi is Professor of Economics at "Sapienza" University of Rome 

(Faculty of Statistics) and member of the Scientific Committee of Fondazione 

Risorsa Donna. Her main research topics are human development and social 

inclusion (in a gender perspective) and labour economics. She was awarded a 

Ph.D. in Economics by University of Manchester (UK) and a degree in 

Statistics/Economics by "Sapienza" University of Rome. 

EMMANUEL DELUTZEL – HEAD OF GROUP MICROFINANCE - BNP PARIBAS (FRANCE) 

Mr. de Lutzel is an Economist from the Institut d´Etudes Politiques in Paris. Since 

January 2007, he is in charge of the international microfinance activities of the BNP 

Paribas Group. He has 25 years of experience in banking (BNP Paribas, 

Commerzbank) and industry (Siemens) in France, Germany, Belgium and Taiwan. He 

worked for 3 years as Global Relationship Manager for the International Trade 

Department of BNP and has also been in charge of Marketing and Communication of 

the International Trade Department of BNP Paribas. Moreover, he has been the 

Initiator in 2005 of a network of volunteers within BNP Paribas (JACADIE = J’Accompagne les 

Créateurs de l’Adie), to provide advice and support to Adie funded micro entrepreneurs. 

SIMONE DI CASTRI – POLICY ANALYST - CGAP AND WORLD BANK (USA) 

Simone di Castri is a PhD student in law and economics and assistant professor in Financial Market 

Regulation and Banking Law at the University of Bologna. His research topics include financial 

gatekeepers, comparative corporate governance, social finance and microfinance regulation. He is a 

member of the interdisciplinary research group on microfinance at the University of Bologna and 

micro.Bo, an Italian IMF associated with EMN. In 2004 he worked for the banking department of the 

international law firm Allen&Overy and in 2006 he was admitted to the Italian Bar Association.

MARIA DOICU – DIRECTOR - EUROM CONSULTING (ROMANIA) 

Maria Doiciu has 16 years of management and consulting experience in the area of 

business development and microfinance. She works with organizations to 

implement projects aimed to create an enabling environment for business 

development in Romania, Eastern European and Central Asia countries. Maria 

leads research for business development programmes, training initiatives and 

performance assessment for small and medium business and microfinance institutions. For the last 5 

years Ms. Doiciu held management positions in the Business Development Support Services and 

SMEs Access to finance projects funded by EU and Romanian Government and as industrial partner 

for Global Finance a regional equity investment fund. Since 2007, Maria is the vice-president of the 

European Microfinance Network. Ms. Doiciu holds a Master in engineering degree from the 

Polytechnic University of Bucharest and a Master of Business Administration from the Durham 

University, United Kingdom. 

CRISTINA DUMITRESCU – EUROPEAN FUND FOR SOUTHEAST EUROPE (UK) 

Cristina Dumitrescu has been gathering a wide experience of the Romanian Financial sector for the 

last 10 years. She developed customer management skills working both with the providers of the 

financial services and the end users. After obtaining her MBA degree from Manchester Business 

School, she started to work for the European Fund for Southeast Europe, the largest microfinance 

investment fund worldwide. In this new position, she managed to double the Romanian Fund 

portfolio, in the same time organizing the opening of the business in Bulgaria. 

ANGEL FONT – INCLUSION DIRECTOR - OBRA SOCIAL CAIXA CATALUNYA (SPAIN) 

Angel Font Vidal has a BA in Chemistry from the University of Barcelona and a 

MBA from EADA Business School. Angel Font started his professional career in 

environmental engineering, and soon joined Intermón Oxfam where he spent 8 

years performing co-ordination functions for projects in Latin America and worked 

in communication and fundraising. He also served as Deputy General Director. 

Since 2000, he is the Inclusion Director of Fundació Caixa Catalunya, from where 

he promotes labour insertion projects for underprivileged groups as well as the 

development of microfinance in Spain, Latin America and Africa. He is member of the Co-operation 

Council for the Development of the Regional Government of Catalonia as well as Vice-president of 

the Board of the European Microfinance Network. He also teaches in several business schools 

focusing on subjects related to the management of non-profit organisations. 

ANA GOROSTEGUI – PARTNER - TRANSFORMANDO SOCIAL PARTNER (SPAIN) 

Ana Gorostegui has a Law degree of the Alcalá de Henares University and a diploma in Business 

Management from the CEU Luis Vives of Madrid. Working partner of Transformando since 2004 she 

works as a trainer and advisor in business creation for small and micro enterprises. She is also a 

micro-credit program coordinator and she is responsible for the process of monitoring the results and 

distribution of work load. Finally she is in charge of Human Resources. 

PHILIPPE GUICHANDUT – EXECUTIVE DIRECTOR - EMN (FRANCE) 

Philippe Guichandut was appointed EMN Director at the end of February 2004 to 

consolidate and develop the network services. A MBA graduate with a third degree 

diploma in Urban Social Development, he has 16 years of international experience in 

various French NGOs in the design, implementation, monitoring, and evaluation of a 

wide range of development programmes. He started and developed a microfinance 

project and monitored microfinance projects in South East Asia. He gives lectures in Business 

Schools and universities and served as treasury officer for two networks of French NGOs.

MALCOLM HAYDAY – DIRECTOR - CHARITY BANK (UK) 

Malcolm Hayday, FRSA, is the Chief Executive of the Charity Bank Limited, the UK’s 

first general charity to be authorised as a bank. He was previously the Director of 

Community Finance at CAF (Charities Aid Foundation) and Director of CAF’s social 

investment loan fund, Investors in Society. Mr Hayday has more than 30 years 

experience in business finance. He graduated from Exeter University in 1972 with a 

BA Hons. in Economics. He then progressively assumed senior positions with City 

financial institutions. From 1987 he concentrated on finance for small and medium sized businesses. 

He joined CAF in 1993 to establish the loans service for charities. He has written a number of papers 

on social economy and social investment. 

MARTIN JUNG – CO-DIRECTOR - EVERS & JUNG (GERMANY) 

Mr. Jung is a senior expert in SME finance and entrepreneurship. He has 15 years of 

research and consulting experience for a wide range of clients (commercial and 

development banks, guarantee associations, national and regional authorities, ILO, 

EC). His special focus is on the development of new financial support schemes for 

SMEs and innovative IT-based business support tools. In 2001 he co-founded 

EVERS&JUNG. He is a founder and board member of the German association of startup 

initiatives (VDG) and was member of 2 expert groups of the European Commission 

on microfinance. 

ALEXANDER KRITIKOS – GERMAN INSTITUTE FOR ECONOMIC RESEARCH (GERMANY) 

Alexander Kritikos is Associate Professor of Economics at the European University 

Viadrina at Frankfurt/Oder in Gemany and managing director of the "Labor Market 

Activation Institute" in Germany since 2004. In 2001 Alexander Kritikos was the first 

to develop a pilot project on microfinance in Germany. Besides he is Consultant for 

the Ministry of Labour and Social Affairs and for the Labour Market Agency and led 

several projects for the Institute of Labour Market Research. He published several 

articles on the analysis of microlending approaches and on entrepreneurship 

research in various refereed journals and newspapers. He is also a founder and Board member of the 

German Microfinance Institute (DMI - Deutsches Mikrofinanz Institut). 

DIEDERICK LAMAN TRIP – CHAIRMAN - COUNCIL OF MICROFINANCE (THE NETHERLANDS) 

Diederik Laman Trip (1946) spent most of his career at ING, where he was 

successively Chairman of the Postbank, RVS and finally Chairman of the ING 

Netherlands Board. After retiring in 2005, he became active in social activities, 

as Chairman of the Dutch Advisory Committee on Microcredits in the 

Netherlands, the Board of ANWB, Dutch OpenAirMuseum, Burgers Zoo 

Arnhem and other Cultural organisations. He also coaches executives. 

ANDREA LIMONE – CEO - PERMICRO (ITALY) 

Mr Limone studied Economics in Turin and attended the “First Master in 

Microfinance” in Milan, organized by the Giordano Dell'Amore Foundation. 

He became PerMicro's CEO after previous experiences in the Italian 

microfinance sector. Formerly in charge of European projects for Banca 

Popolare Etica and branch director for Mag2 Finance, an ethical financial 

cooperative, he also worked as researcher for the Giordano Dell'Amore 

Foundation, contributing to the publication "Microfinanza in Europa". He also edited publications 

about microcredit and banking system: "Banche e Microfinanza" and "Otto modi di dire microcredito".

BRIGITTE MAAS - COORDINATOR - DMI (GERMANY) 

Brigitte Maas is a member of the Supervisory Board of Deutsches Mikrofinanz Institut e.V. (German 

Association for the Development of Microlending) and Project Manager at GLS Gemeinschaftsbank eG 

(German Ethical-Ecological Cooperative Bank / EQUAL DP EXZEPT "Start-up Financing"). Deutsches 

Mikrofinanz Institut e.V. ties together organizations from several sectors (f.e. banking, public and 

private business support - in particular for self-employment starters, science) for the improvement of 

small start-up and growth capital in Germany. Building up existing projects and in cooperation with 

business support centres, the DMI started to offer small loans on a bigger scale from autumn 2005. 

FABIO MALANCHINI – DIRECTOR - MICROFINANZA (ITALY) 

After having graduated with a Masters Degree in Science from the Bocconi University 

in Milan, Mr. Malanchini worked for several years in the Department of Economics at 

Bocconi University and as a consultant in the field of microfinance. He went on to cofound 

both Microfinanza, a consulting firm specialized in microfinance and finance 

for development, and MicroFinanza Rating, a rating agency specialized in 

microfinance, jointly with other specialists in the field. A former Executive Director of 

MicroFinanza Rating, Mr. Malanchini is currently the Executive Director of 

Microfinanza. He has a long experience as a consultant and as a rater in the 

microfinance sector in NIS/CEE countries, Latin America, Africa, MENA countries, Asia and Western 

Europe. 

FEDERICO MANZONI – PRESIDENT - GIORDANO DELL’AMORE FOUNDATION (ITALY) 

Chairman of Fondazione Giordano Dell’Amore and member of Fondazione Cariplo’s 

Steering Board, Mr Manzoni graduated in Philosophy at the Catholic University of 

Milan and in Economics at the University of Bergamo. After teaching philosophy and 

history in secondary schools, he served as manager in several companies, particularly 

in the publishing sector. At present he is member of the Supervisory Board of UBI 

Banca and contract professor at the University of Bergamo in the course “Banks and 

Local Development”. 

PIERRE MATHEUS – CREDIT DEVELOPMENT DIRECTION - ADIE (FRANCE) 

Mr Matheus graduated from a Masters in local economic development in 1997. He spent seven years 

collaborating with institutions supporting business creation in Bordeaux and the Ardèche region. He 

joined Adie in 2004, first as credit manager for the city of Lyon and later on as director of the 

regional agency in 2007-2008. He is now in charge of the micro-insurance programme of Adie within 

its Head Office for Credit Development. 

MARIA NOWAK – PRESIDENT - ADIE (FRANCE) 

After graduating from the Paris Institute for Political Studies and the London School of 

Economics, Mrs. Nowak pursued a career within the French Agency for 

Development. On secondment to the World Bank in 1991, she took part in the 

development of microlending programmes in Central Europe while at the same time 

initiating a similar programme in France: she created Adie (Association pour le Droit à 

l'Initiative Economique). From 2000-2002, she was Special Adviser to Laurent Fabius, 

Minister of Economy. She is Officier de l’Ordre du Mérite (1994) and de la Légion 

d’Honneur (2008) and received various awards in recognition of her involvement in 

the promotion of microcredit in Europe. In 2007 she was elected “European of the 

Year” by Reader’s Digest.

VITTORIO NOZZA – DIRECTOR - CARITAS ITALY (ITALY) 

Mr Nozza was ordained priest in 1973 and after several years as assistant parish 

priest in Italy, he started working with the Caritas Italy organization in 1986, 

successively being in charge of several dioceses, and various areas of activity: 

strategic growth of Diocesan Caritas, education and training. He became the Director 

of Caritas Italy in March 2001 and his mandate was renewed in 2006. 

MICOL PISTELLI – DIRECTOR OF THE SOCIAL PERFORMANCE STANDARDS PROGRAMME - MIX (USA) 

Micol Pistelli is the Manager of the Social Performance Standards Program at 

Microfinance Information Exchange (MIX) in Washington DC. Mrs Pistelli earned her 

B.A. in Political Science from the University of Bologna in Italy and her M.A. in 

International Economics and International Development from SAIS-Johns Hopkins 

University in Washington DC. She then started working on international development 

in 2003 for the Department of Development Cooperation at the Italian Ministry of 

Foreign Affairs. She has worked as a microfinance consultant at the Italian Embassy 

in Egypt, at Fundacion Paraguaya in Paraguay and at the Microfinance Management 

Institute (MFMI) in Washington DC. Her work at MIX consists of collecting, analyzing and 

disseminating the social performance data reported by the microfinance institutions (MFIs) on a 

number of core social performance indicators. 

GIAMPIETRO PIZZO – PRESIDENT - MICROFINANZA (ITALY) 

Mr. Giampietro Pizzo is a founding member of Microfinanza srl and has been 

serving as its President since 2007. An economist and microfinance expert, he 

gained considerable expertise in an international environment over the past 

twenty years, working with cooperative organizations, credit unions, rural finance 

and microfinance organizations. He has promoted and carried out microcredit 

programs and consultancy assignments in Italy and Europe. Between 1987 until 

2003 he worked for numerous Development Cooperation Programs in Africa and 

Latin America. Between 2003 and 2008 he was the Coordinator of the Technical Unit for 

Internationalization at Minister for Foreign Affairs. Mr. Pizzo is a founding member of RITMI, The 

Italian Microfinance Network. 

ALDO POMPONI – APC CONSULTING (ITALY) 

Aldo Pomponi is CEO of APConsulting and currently works as strategic 

consultant for small and medium-sized enterprises in Italy and transition 

economies countries. He is highly experienced in business and people 

management practices, as well as in integrating innovative technologies in 

business operations. His 20-year experience was consolidated as entrepreneur 

with ISA srl, in the field of international software engineering, and as Director 

of Knowledge Management and Operational Efficiency with Genuity, in Paris 

and Boston. Mr Pomponi is currently participating in an international project to 

create a web-based universal platform that will enable individuals to build and manage their own 

business environment, thus eliminating the need for complex structures and reducing their need for 

capital to start new businesses.

FAISEL RAHMAN - DIRECTOR - FAIR FINANCE (UK) 

Faisel has a background in international development including work at the 

Grameen Bank and World Bank where he focused on developing the microfinance 

sector. In 2000 he joined The Environment Trust, a Development Trust in East 

London, where he developed a peer lending microcredit programme and 

established the East End Microcredit Consortium. He also developed the Money 

Matters Project, an innovative debt advice project, with three local East London 

Housing Associations to help highly indebted tenants. In 2005 he integrated the two projects and 

created Fair Finance, a credit-based social enterprise in East London set up to tackle usurious and 

unfair lenders preying on the poor. Faisel is a board member of the Debt on Our Doorstep Campaign 

and of EMN. 

PETER RAMSDEN – EXPERT - COPIE (UK) 

Peter Ramsden runs a mission driven micro consultancy called Freiss Ltd 

(pronounced Frez) is a leading exponent of “economic inclusion” and 

enterprise led renewal at European level. He is a specialist in enterprise for 

disadvantaged groups and areas and in particular has focused attention on 

the role of micro and social enterprises in local economies. He cocoordinates 

COPIE the Community of Practice on Inclusive 

Entrepreneurship which is led by Germany and Flanders and is a 

contributor and architect of HTTP://WIKIPRENEURSHIP.EU the new wikipedia style website for micro and 

social entrepreneurship. He has wide ranging experience of advising government, local authority and 

non-governmental organisations on regional and local development, funding and related policy 

issues. He was formerly a board member of the East Midlands Development Agency. 

SILVIA RICO – DIRECTOR - FUNDACIÓN NANTIK LUM 

Silvia Rico is Director of Fundación Nantik Lum and Co-director and research 

fellow of Foro Nantik Lum de MicroFinanzas (“Foro Nantik Lum of Microfinance”). 

She has a Bachelor in Business Administration at the Universidad Pontificia 

Comillas (Madrid) and a Masters Degree in International Humanitarian Action at 

the Universidad de Deusto (Bilbao). At present Silvia is a PhD candidate in 

Business Administration at the Universidad Pontificia Comillas Madrid, having 

obtained her Advanced Studies for Research Work Diploma. Her research work is 

focused upon financial exclusion and microcredit programmes in Spain. She has also extensive 

working experience in entrepreneurship and finance as Subdirector of Corporate Development at 

Antena 3 Televisión and Investment Director of Antena 3 Interactiva (Madrid, 2000- 2001), Manager 

of the investment bank J. Henry Schroder, (Madrid, 1996-1999), and Assistant consultant for the 

consultancy The LEK Partnership (London, 1994-1996). She is also a Board member of the European 

Microfinance Network. 

JEAN-CLAUDE RODRIGUEZ FERRERA – FOUNDER - COMUNIDADES AUTOFINANCIADAS (SPAIN) 

Founder and director of ACAF, an organisation developing the “Self Financed 

Communities Model” in Europe, Mr Rodriguez Ferrarra studied World Economy 

and has a PhD in Microfinance. He worked 4 years in indigenous communities 

in Guatemala, where he founded and directed “Mayan Treasures” (Best 

Latinamerican Indigenous Project Award in 2001). The projects he helped 

supervise won several awards: he was chosen as social entrepreneur of Ashoka 

in 2006, Won the World’s Creative Young Entrepreneur Award, in 2007 as well as the Best Social 

Project in Catalonia Award in 2008. He is currently teaching at Universidad Ramon Llull in Barcelona 

and in different MBAs and has written a book on “World Economy and Development”.

ANTOINE SAINT-DENIS – DG EMPL EUROPEAN COMMISSION (BELGIUM) 

Mr. Saint-Denis represents the European Commission/Directorate General for 

Employment, Social Affairs and Equal Opportunities. He works on the European 

Strategy for social protection and social inclusion inside unit E2 (Social Inclusion). 

This strategy has been developed by the European Union since 2000 in order to 

promote the fight against poverty and social exclusion. Microfinance is part of this 

strategy as it represents for people in difficulty a tool to enable their entrepreneurship 

and maintain a capacity of private investment. Since 2006, DG EMPL is 

financially supporting EMN, with the prospect of developing socially-oriented microfinance in the EU. 

Mr. SAINT-DENIS is a former student of the ENA and has been a Seconded National Expert at the EC 

since 2007, after holding management positions in the French Ministry for Social Affairs. 

MARC SCHUBLIN – EIF (LUXEMBOURG) 

Since 2005 Marc Schublin is Head of the JEREMIE Programme (Joint European Resources for Micro 

to Medium Enterprises), a joint initiative of the European Commission, the European Investment 

Bank (EIB) and the European Investment Fund (EIF) to improve SMEs’ access to finance in the 

framework of European Regions. Mr. Schublin has a long professional experience within the EIB. He 

was appointed Senior Loan Officer, Deputy Head of the EIB Brussels Office and Senior Coordination 

Officer. From 2000 to 2005, Mr. Schublin worked as Head of Coordination and Advisory Services for 

the EIF where he was i.a. in charge of relations with the EC and the EIB, the EIF Business Plan as 

well as institutional issues. 

JEAN-MICHEL SERVET – PROFESSOR - GRADUATE INSTITUTE OF INTERNATIONAL AND DEVELOPMENT 

STUDIES (SWITZERLAND) 

Jean-Michel Servet is professor in the Graduate Institute of International and 

Development Studies and collaborates as associate researcher to the French 

Institute of Pondicherry (program “Labor, Finance and Social Dynamics”), the 

Institut de Recherche pour le Développement (IEDES Paris 1) and as visiting 

research fellow to the Center for European Research in Microfinance (CERMi – 

Brussels). His field of expertise focusses primarily on solidarity based economy, 

finance inclusion and development and different forms of informal finance. 

ELIO SILVA – JOURNALIST - IL SOLE 24 ORE (ITALY) 

Elio Silva is a special correspondent and editor in chief at Il Sole 24 Ore, an 

economic and financial newspaper issued in Italy. He also manages a weekly page 

about non profit economy. 

AGATA SZOSTEK – CONSULTANT (POLAND) 

Agata Szostek has profound experience in the field of microfinance; she has been working in the 

industry since 1994. Her knowledge is based on 6 years of experience as a member of the top 

management team of Fundusz Mikro Microfinance Center (Polish MFI) and 10 years of cooperation 

with the MFC. Agata's competencies and technical skills are focused on credit and operational risk, 

portfolio management, institutional capacity building, product development as well as strategic 

planning with the perspective of social performance. Also, her track record includes managing a 

sustainable training and consulting Unit at MFC. Today as an independent consultant, she cooperates 

closely with the MFC Training and Research Units. She also participates in MFC's Social Performance 

Management team.

VERONIKA THIEL – RESEARCHER / PROJECT MANAGER - NEF (UK) 

Veronika Thiel is a researcher in the Access to Finance team at the new 

economics foundation. She is currently undertaking research in the field of 

microfinance, access to credit, community finance, financial exclusion, and 

alternative banking models. A particular focus of her current work is the 

alignment of UK microfinance with the European microfinance movement, the 

potential of technology to aid financial inclusion, and learning from the ‘South’. 

Previously, she worked as Campaigns and Media Analyst for the Children’s Society on children 

refugees and child incarceration and as research associate for the Local Economy Policy Unit on 

local economic regeneration, promotion of SMEs and BME ownership, as well as private sector 

contribution to urban renewal. In 2003, she spent 9 months working as operations officer for 

microfinance organisation “The Small Enterprise Foundation” in South Africa. She holds a an MSc in 

Development Management from the London School of Economics and Political Science and a BA 

(Hons) in Geography from the Flinders University of South Australia. 

PAULA VECIANA – RESEARCHER - FUNDACIÓ CAIXA CATALUNYA (SPAIN) 

Paula Veciana Botet graduated in Economics at Universitat Pompeu Fabra in Barcelona and was 

awarded a master’s degree in Development Cooperation by Universitat de Barcelona. From 2008, 

she is responsible for the Social Research department of Caixa Catalunya and works as associate 

professor of International Economics and Public Sector Economics at Universitat Autònoma de 

Barcelona. 

MARIA TERESA ZAPPIA – MANAGING DIRECTOR – BLUEORCHARD (SWITZERLAND) 

Before joining BlueOrchard, Mrs Zappia worked for the European Bank for 

Reconstruction and Development (EBRD) for over 8 years, first in Uzbekistan and 

then in London, moving up from Associate to Principal and finally Senior Banker. 

Most recently, she was in the Group for Small Business, which is EBRD's 

microfinance team. Prior to this, she was a project economist with the Asian 

Development Bank in Manila, a fellow of the Overseas Development Institute in 

Swaziland and a trainee at the OECD Development Centre in Paris. She holds a 

Master of Philosophy in Development Studies from the University of Sussex (UK), 

and a Degree in Economics (BA & MA equivalent) from the University of Florence (Italy). In 

BlueOrchard Mrs Zappia manages the team responsible for investments in microfinance institutions 

globally. 

OTHER SPEAKERS 

IULIAN GRIGORE MANOLE – FAIR CREDIT HOUSE (ROMANIA); DJAMCHID ASSADI – GROUPE ESC DIJON 

BOURGOGNE (FRANCE); EWA BANKOWSKA – PROGRAMME MANAGER - MFC (POLAND); TIBOR BERES – 

PROGRAMME MANAGER - AUTONOMIA FOUNDATION (HUNGARY); DAMIANO CARRARA – CORPORATE SOCIAL 

RESPONSIBILITY MANAGER - UBI BANCA (ITALY); AXEL CAVALIERI – GENERAL SECRETARY - ADIE (FRANCE); 

LAURA FOSCHI – DIRECTOR - ETIMOS (ITALY); ANDREW FOX – CREATIVE DIRECTOR - FOX LAND (UK); 

ROBERT FRIEDMAN – FOUNDER AND CHAIRMAN - CFED (USA); BARBARA JAYO – RESEARCHER - FORO 

NANTIK LUM (SPAIN); MARIO MARTELLI – SENIOR ADVISER, SIMPLIFICATION UNIT – PRIME MINISTER’S 

OFFICE (ITALY); VLAD MIHUT – DIRECTOR - ROMCOM (ROMANIA); ROBERTO MORO VISCONTI – 

PROFESSOR – CATTOLICA UNIVERSITY OF MILAN (ITALY); TONY MYRON – PRINCIPAL BANKER FOR SMALL 

BUSINESSES GROUP - EBRD (UK); SARGON NISSAN – RESEARCHER - NEF (UK); BETTINA REUTER – 

FEDERAL MINISTRY OF LABOUR (GERMANY); FABIO SALVIATO – PRESIDENT - BANCA ETICA (ITALY); JULIA 

SANDOVAL – FIELD MANAGER - BABYLOAN (FRANCE); SABINA SINISCALCHI – SENIOR ADVISOR - 

FONDAZIONE CULTURALE RESPONSABILITÁ ETICA (ITALY); DAVID WILLIAMS – MANAGING DIRECTOR - NEF 

(UK)

Participants’ List – By Country 

ALBANIA 

Albanian Savings and Credit Union 

Afrim AZUNI 

Member of Board of Directors 


Elvana CULE 

Lawyer 


Behar GJONI 

Director of Network Development Department 


Qemal LASHI 



Namik ZENELI 


Besa Fund 

Robert LUKAJ 

Risk Management Director 

Besa Fund 

Altin MUCA 

Marketing Director 

Besa Fund 

Bajram MUCAJ 

Executive Director 

First Albanian Finance "FAF" DC 

Idriz BYLYKU 

Director 


Ilir HOTI 

Adviser 


Bajram KORSITA 

Administrator 

ARGENTINA 

Fundacion Pro Vivienda Social 

Gabriel LANFRANCHI 


Raul ZAVLIA LAGOS 

BELGIUM 

CoopEst 

Ralph BOHLKE 

Project Manager 

European Commission 

Antoine SAINT-DENIS 

DG Employment, Social Affairs and Equal 

Opportunities 

Fonds de Participation 

Frédéric LERNOUX 

CeFiP - KeFiK 


Jean-Pierre WATTHY 

CeFiP - KeFiK 

KfW Bankengruppe 

Annette FRITZ 

Senior Project Manager 

RFA 

Bernard BAYOT 

Director 

RFA 

Annika CAYROL 

Chargée de Recherche 

BOSNIA AND HERZEGOVINA 

Micro First Islamic Foundation 

Mohammad HAMAD 

Country Director 

Microcredit Foundation "Sunrise" 

Lana MILAVIC 

Specialist for Cooperation with Investors 

Prizma 

Zeljko DJAKOVIC 

Internal Controller

Prizma 

Lejla IMAMOVIC 

Chief of Legal Affairs 

Prizma 

Ivona PLANINIC 

Finance Manager 

Prizma 

Aleksandra VANOVAC 

Internal Auditor 

Prizma 

Lejla VITESKIC 

Branch Manager 

BULGARIA 

Mikrofond 

Georgi BREKOVSKI 


Nachala 

Peter ARNAUDOV 

Chairman & CEO 

UNDP Jobs Project 

Kostadin MUNEV 

Financial Leasing Manager 

CAMEROUN 

Femmes en action contre la pauvreté 

Hélène BINYA TEMBA DOUDOU 


Sheryll YANCHUI TUMENTA 

CROATIA 

DEMOS 

Josip BORZIC 


DOMINICAN REPUBLIC 

Centro Inter-Americano para la Democracia, 

Inc. 

Eladio CORDERO 

Encargado de Asuntos Exteriores 


Inc. 

Rutx Esther DEMORIZI PARROT 

Secretaria Ejecutiva 


Inc. 

Ines Maria PINA CALDERON 

Vicepresidenta 

Fundacion de Ayuda para los Pobres de la 

Republica Dominicana, Inc. 

Edwin DE LEON TERREO 

Director de la Juventud 



Niurka OLEO TERRERO 

Encargada de Desarrollo Social de la Mujer 



Reynaldo SANCHEZ 

President 



Martin TERRERO NATERA 

Secretario Ejecutivo 

Fundacion de Jovenes por la Democracia, Inc. 

Mayco CEDENO VIZCAINO 

Encargado de la Juventud 


Jeanette Rocio PINA GUERRA 

Directora Internacional 


Jose Manuel SOTO VOLQUEZ 

Encargado de Programas Tecnicos 

Fundacion Inter-Americana de Combate a la 

Pobreza, Inc. 

Belkis ALCANTARA FERNANDEZ 

Vicepresidenta


Pobreza, Inc. 

Melida Rosanna DIAZ SEGURA 

Encargada Programa Ongs. 


Pobreza, Inc. 

Carlos Manuel MESA 

Presidente 


Pobreza, Inc. 

Martire PEREZ VIZCAINO 

Directora de Desarrollo y Democracia 

ECUADOR 

Cooperativa Jardin Azuayo 

Ernán RODAS MARTINEZ 


Juan Carlos URGILES 

EL SALVADOR 

Apoyo Integral 

Silvia DE MELENDEZ 

Housing Chief 


Carlos VITERI 

General Manager 


Imelda ZALDIVAR 

Financial Manager 

FINLAND 

Finnvera plc 

Sirkka-Liisa KOVETTU 

Development Manager 

FRANCE 

Adie 

Axel CAVALERI 

General Secretary 

Adie 

Geoffroy LEFORT 

Adie 

Pierre MATHEUS 

Credit Development Director 

Adie 

Maria NOWAK 

President 

Babyloan 

Margaux GOUTE 

Responsable Evènementiel 

BNP Paribas 

Emmanuel DE LUTZEL 

Resp Microfinance 

CREA SOL 

Daniel BOCCARDI 

Président 

CREA SOL 

Frédéric NGUYEN 

Directeur Général 

Crédit Coopératif 

Priscilla CARPENTER 

Investment Officer 


Cyrille LANGENDORFF 

Chef de Projet 


Yael ZLOTOWSKI 

Financial Operation 

European Microfinance Network 

Cesarea BRISBOIS 


Maria FRANCO 

Networ Relations and communication Manager 


Philippe GUICHANDUT 

Director 


Stefanie LAEMMERMANN 

Junior Programme Manager 


Keith LUCKCUCK


Manuel MOYART 

Consultant 


Constance THEISEN 

Communication Assistant 

FNCE 

Ségolène EDE 

Directeur des Relations Internationales 

Gret 

Christian BARON 

Program Manager 

Groupe ESC Dijon Bourgogne 

Djamchid ASSADI 

Professor 

Planet Rating 

Otto WORMGOOR 

Operations Manager 

Babyloan 

Julia SANDOVAL 

Chargée des partenariats 

GERMANY 

DIW & GfA 

Alexander KRITIKOS 

Head of Deptartment 

DMI - Deutsches Mikrofinanz Institut e.V. 

Bernd CURTIUS 



Brigitte MAAS 


Bettina REUTER 

EVERS&JUNG 

Martin JUNG 


EVERS&JUNG 

Michael UNTERBERG 

Consultant 

GTZ 

Marietta FEDDERSEN 

Johann Daniel Lawaetz-Stiftung 

Jens FAHSEL 

Consultant & Practitioner 


Birgit BRUCK 

Senior Fund manager 

Mikrofinanzfonds Deutschland 

Falk ZIENTZ 

HUNGARY 

Autonomia Foundation 

Tibor BERES 

Programme officer 

European Parliament 

Zlsolt Laslo BECSEY 

MEP 

FEA 

Nándor BENCZUR 

Advisory 

FEA 

Eva FARAGO 

FEA 

Tibor SZEKFU 

Managing Director 

Hungarian Enterprise Development Network 

Consortium Ltd. 

Miklós KOKAI 

Manager 

Open Society Institute 

Soros Economic Development Fund 

David MEIER 

ITALY 

A.T.A.S. Onlus 

Emiliano BERTOLDI 

General Coordinator 


Francesco COLATO 

President

ABI - Associazione Bancaria Italiana 

Chiara PROVASOLI 

Csr Office 

APC Consulting 

Aldo POMPONI 

Banca Popolare Etica 

Adriano PALLARO 

BNL BNP Paribas 

Andrea VELTRI 

Head of Consumer and Business Lending 

Consorzio Etimos sc 

Laura FOSCHI 

Director 


Francesca LO RE 

Microfinance Institutions Coordinator 

Dip. Scienze Economiche - University of Pisa 

Maria Laura RUIZ 

Professore Associato 

Fondazione CARIPLO 

Francesco PIEROTTI 


Paolo PROSERPIO 


Pier Mario VELLO 

Fondazione Culturale Responsabilità Etica 

Sabina SINISCALCHI 

Senior Advisor 

Fondazione Don Mario Operti ONLUS 

Franco ALUNNO 


Giancarlo COLOMBO 


Susanna PICCIONI 

Fondazione Giordano Dell'Amore 

Francesca AGNELLO 

Microfinance Consultant 


Amedeo FONTANA 

Student 


Mauro GRECHI 

Administrative 


Federico MANZONI 

President 


Valentina MORRETTA 

Project Assistant 


Maria Cristina NEGRO 

Secretary General 


Paolo VITALI 

Fondazione Risorsa Donna 

Paola BARBIERI 

President 


Maria Claudia CONSTANTINI 


Daniela FIORENTINO 


Andrea NARDONE 


Forum per la Finanza Sostenibile 

Marianna BENATTI 

Programme Officer 

ISPI - Fondazione Giordano Dell'Amore 

Paolo MAGRI 

Mag Roma 

Bruno CASSOLA 

Board member 

MAG Verona 

Loredana ALDEGHERI 

Direttrice 

MAG Verona 

Cristina BRANDIMARTE 

Volontaria 

Micro Progress ONLUS 

David BERNO 

Coordinator

micro.Bo ONLUS 

Flavia CHERUBINI 

Loan Officer 


Barbara DE BLASI 


Marcella ROBERTI 

Microfinanza srl 

Fabio MALANCHINI 

Director 


Giampietro PIZZO 

President 

MicroRate Africa & Eastern Europe 

Eleonora MALAGOLI 

Oltreventure 

Agnese BRUNI 

PerMicro 

Monica BERTOLA 

Responsabile Prodotto 

PerMicro 

Corrado FERRETTI 

President 

PerMicro 

Andrea LIMONE 

Amministratore Delegato 

PerMicro 

Elena SOLAROLI 

Fund Raising Assistant 

PlaNet Finance Italia 

Faïza ERRAIS BORGES 

Provincia di Bologna 

Chiara POZZI 

Istruttore Tecnico Direttivo 

RITMI 

Daniele CIRAVEGNA 

President 

Sapienza University of Rome 

Fabrizio BOTTI 

Research Fellow 


Marcella CORSI 

Prof. of economics 

Scuola Superiore di Studi Universitari S.Anna 

Università di Pisa 

Barbara BINI 

Student 

SEFEA SC 

Marianna CALABRO 

Director 

UBI Banca 

Damiano CARRARA 

Responsable Staff Corporate Social Responsability 

Università di Bologna 

Tatjana CINQUINO 

Student 

Università di Torino - PerMicro 

Isabella BRIANZA 

Student 

University of Bologna - micro.Bo 

Anita MARCHESINI 

Student 

University of Pavia 

Ambra ANTONIOTTI 

Student 

University of Rome "La Sapienza" 

Marina DE ANGELIS 

PhD Student 

Valentina BRAMANTI 

Student 

Francesca MAZZIERI 

Student 

Fulvia MENTIL 

Consultant 

Eleonora MONTANARI 

Student 

Giulia PORINO 

Student 

Elena VASCOTTO 

Student

JORDAN 

Tamweelcom 

Hasan Jamil MOHAMMAD 

Tamweelcom 

Zayad Helmi TAWFIQ AL REFAI 

KENYA 

K-Rep Fedha Services Limited 

Risper KAVULA NGUNGI 

Regional Manager - Kitui 


Emma KIMANI WANJIKU 

Chief Executive Officer 


Agnes MUENI MANTHI 

LUXEMBOURG 

European Investment Fund 

Cyril GOUIFFES 

JASMINE project Coordinator 


Marc SCHUBLIN 

MACEDONIA 

Horizonti 

Vasil DAVALIEV 


MOROCCO 

Al Amana 

Fouad ABDELMOUMNI 

Director 

AMSSF/MC 

Mohamed Essaid BENJELLOUN TOUIMI 

Financial Adviser 

AMSSF/MC 

Khaddouj GHARBI 

President 

NORWAY 

Network Credit Norway 

Patience ALLEN 



Unni Beate SEKKESAETER 

Director 

PERU 

EDPYME 

Maria Teresa Milagros FUENTES 

EDPYME 

Máximo RODRIGUEZ 

Promujer 

Karina NUNEZ AROAPAZA 

POLAND 

Microfinance Centre (MFC) 

Ewa BANKOWSKA 

SPM Program Manager 


Grzegorz GALUSEK 


PORTUGAL 

ANDC 

Mohamed AHMED 

Président 

ANDC 

Rui GONCALVES 

Membre du Board 

BCP 

Helena MENA 

Central Director

REPUBLIC OF ARMENIA 

Armenian ECLOF Foundation 

Tigran HOVHANNISYAN 

Managing Director & CEO 

Trade center Suren Setrakyan SOLE 

Gevorg KHACHATRYAN 

Manager & Co-owner 

ROMANIA 

C.A.R. Automobile Dacia 

Ion DUMBRAVA 

President 


Radu MOCAITA 

Director 

C.A.R. Decebal Deva 

Paul Florin PETREANU 

President 

C.A.R. Municipal Piatra Neamt 

Roxana BACIU 

Director 


Victor BACIU 

Inspector 

C.A.R. Paringul Petrosani 

Dumitru RASCOLEAN 

President 

C.A.R. Petrila 

Gheorghe BOBAR 

President 

C.A.R. R.A.T.B. 

Elena ENE 

Vice-President 

C.A.R. RATB 

Laurentiu HARABOR 

Director 

C.A.R. Romsilva Deva 

Ioan HOZAN 

Director 

C.A.R. Sanatatea Deva 

Elisabeta MAGURAN 

Director 

C.A.R. Vilmar 

Eugenia AVRAM 

Director 

CAPA Finance 

Adrian CHINDRIS 

CEO 

Eurom Consultancy and Studies SRL 

Maria DOICIU 

Senior Consultant 

European Fund for Southeast Europe 

Cristina DUMITRESCU 

Customer Relationship Officer (Romania&Bulgaria) 

FAER IFN SA 

Carmen EFTENE 


FAER IFN SA 

Ioan VLASA 


FAIR Credit House 

Iulian Grigore MANOLE 

Director General 

ROMCOM 

Vlad MIHUT 

CEO 

S.C. Aurora S.A. 

Mircea Ionel CAPOTESCU 

Deputy General Director 

U.J.C.A.R. Hunedoara 

Calin RASCOLEAN 

Inspector 

U.T.J.C.A.R. Valcea 

Lidia DODUL 

Director 

UNCAR 

Stelian MINOIU 

Director

SPAIN 

CAF 

Jean Claude RODRIGUEZ FERRERA 

Founder & Director 

Françoise Clementi Microfinance Consultancy 

Françoise CLEMENTI 

Director 


Nuria HIGES CARBAJO 

Junior Consultant/Journalist 

Fundación Nantik Lum 

Barbara JAYO 

Research Director 


Silvia RICO 

Director 


Patricia RODRIGUEZ PULIDO 

Assistant 


Alex STEIN 

Research Assistance 

Transformando S.Coop.Mad 

Ana GOROSTEGUI 

Partner 

Universidad de Sevilla 

Ana Isabel IRIMIA DIEGUEZ 

Profesora 

WWB 

Ana BARRERA 

Responsable Programas Financiacion 

SWEDEN 

NEEM 

Joyce KIMWAGA-LUNDIN 

Director 

NEEM 

Vilma MORI 

Project leader 

NEEM 

Maria NILSSON 

Accountant 

NEEM 

Irina ÖRNBERG 

SWITZERLAND 

BlueOrchard Finance SA 

Jean-Pierre KLUMPP 

CEO 


Maria Teresa ZAPPIA 

Director Investment Analysis 

IHEID 

Jean-Michel SERVET 

Professor 

MainStreet Partners 

Rodolfo FRACASSI 

Director 

Microcrédit Solidaire Suisse - Fondation 

Georges Aegler pour la création 

d\'entreprises 

Yvette JAGGI 

President 

Microcrédit Solidaire Suisse - Fondation 

Georges Aegler pour la création 

d\'entreprises 

Andréa LEHMANN-BEYTRISON 

Directrice 

THE NETHERLANDS 

Advisory Council Netherlands 

Diederik LAMAN TRIP 

Chairman 

INHolland Centre for microfinance and small 

business development 

André WOUDENBERG 

Researcher and Professor 

Ministry of Economic Affairs 

Catharina Elisabeth HOOGENDIJK 

Senior Policy Adviser


Annet M JONK 

Director Microfinance 

Triodos Facet 

Adriaan LOEFF 

Managing Dirctor 

Triodos Facet 

Klaas MOLENAAR 

General Director 

TURKEY 

Provincial Governorate 

Mehmet Niyazi TANILIR 

Governor 

UNITED KINGDOM 

Business Finance Solutions 

John CANNON 

Loans Manager 

Charity Banks 

Malcolm HAYDAY 

Chief Executive 

EBRD 

Tony MYRON 

Principal Banker for Group for Small Businesses 

Fair Finance 

Riccardo AGUGLIA 

Microcredit Manager 

Fair Finance 

Nathanaelle AMAR 

Microcredit Assistant 

Financial Services Authority 

Michael COOK 

Technical Specialist 


Ramona TAYLOR 

Senior Associate 

Freiss ltd and COPIE 

Peter RAMSDEN 

Director 

Goole Development Trust 

Stacey MELLISH 


nef 

Sargon NISSAN 

nef 

Veronika THIEL 

Researcher/Project Manager 

nef Consulting 

David WILLIAMS 

The Prince's Scottish Youth Business Trust 

Martin FERRY 

Head of Development 

Agata SZOSTEK 

Consultant 

UNITED STATES 

CFED 

Robert FRIEDMAN 

General Counsel 

CGAP / Worls Bank Group 

Simone DI CASTRI 

Policy Analyst 

MIX 

Micol PIESTELLI 

Manager of the Social Performance Standards 

Programme

Participants’ List – Alphabetically 

A-B 

Fouad ABDELMOUMNI 

Al Amana 

Director 

Morocco 

E-mail: dg@alamana.org.ma 

dgs@alamana.org.ma 

Francesca AGNELLO 


Microfinance Consultant 

Via Monte di Pieta, 12 

20121 Milan - Italy 

E-mail: francescaagnello@yahoo.it 

Riccardo AGUGLIA 

Fair Finance 

Microcredit Manager 

47 Ben Jonson Road 

E1 4SA London - UK 

Tel: 00 44 207 254 1976 

E-mail: riccardo@fairfinance.org.uk 

Mohamed AHMED 

ANDC 

Président 

Praça José Fontana, 4 - 4º andar 

1050-129 Lisbon - Portugal 

Tel: 00 351 21 315 62 00 

E-mail: presidente@microcredito.com.pt 

Belkis ALCANTARA FERNANDEZ 


Pobreza, Inc. 


Calle Las Carreras No. 8 

10404 San Cristobal - Dominican Republic 

Tel: 00 809 341 1574 

E-mail: finacop@hotmail.com 

Loredana ALDEGHERI 

MAG Verona 

Director 

Via A. Berardi, 9/A 

37100 Verona - Italy 

Tel: 00 39 045 810 0279 

E-mail: info@magverona.it 

Patience ALLEN 



c/o SEMCO AS - Vollsveien 9 

1366 Lysaker - Norway 

E-mail: patience@etablere.no 

Franco ALUNNO 


Via Carlo Alberto, 41 

10123 Torino - Italy 

E-mail: diecitalenti@fondazioneoperti.it 

Nathanaelle AMAR 

Fair Finance 

Microcredit Assistant 

47 Ben Jonson Road Stepney 

E14RS London - UK 

E-mail: nathanaelle@fairfinance.org.uk 

Ambra ANTONIOTTI 

University of Pavia 

Via A.Guidi 23 

27100 Pavia - Italy 

Tel: 00 39 328 278 4357 

E-mail: ambra_india@yahoo.it 

Peter ARNAUDOV 

Nachala 

Chairman & CEO 

11, Kokiche str. 

1164 Sofia - Bulgaria 

Tel: 00 359 888 23 61 61 

E-mail: arnaudov@nachala.bg 

Djamchid ASSADI 

Groupe ESC Dijon Bourgogne 

Professor 

29, rue Sambin - BP 50608 

21006 Dijon - France 

Tel: 00 33 (0)3 80 72 59 68 

E-mail: Djamchid.Assadi@escdijon.eu 

Eugenia AVRAM 

C.A.R. Vilmar 

Director 

Ramnicu Valcea - Romania 

E-mail: car_vilmar@yahoo.com

Afrim AZUNI 



Zayed Business Center 

Rr: "Sulejman Delvina" Tirana e Re 

355 Tirana - Albania 

Tel: 00355 42 251910 

E-mail: l.llukacej@ascunion.org.al 

Roxana BACIU 


Director 

Piatra Neamt - Romania 

E-mail: baciuroxana@yahoo.com 

Victor BACIU 


Inspector 

Piatra Neamt - Romania 

E-mail: baciuroxana@yahoo.com 

Ewa BANKOWSKA 


SPM Program Manager 

Koszykowa 60/62 m 52 

00-673 Warsaw - Poland 

E-mail: ewa@mfc.org.pl 

Paola BARBIERI 


President 

Via di S. Balbina, 6 

00153 Roma - Italy 

Christian BARON 

Gret 

Program Manager 

Campus du Jardin Tropical 

45 bis avenue de la Belle Gabrielle 

94736 Nogent sur Marne - France 

E-mail: baron@gret.org 

Ana BARRERA 

WWB 

Responsable Programas Financiacion 

C/ Villanueva, 31 - 1º Dcha 

28001 Madrid - Spain 

Tel: 00 34 91 465 47 03 

E-mail: microcreditos@bancomujer.org 

Bernard BAYOT 

RFA 

Director 

303 Chaussée d'Alsemberg 

1190 Forest - Belgium 

Tel: 00 32 2 340 0861 

E-mail: bernard.bayot@rfa.be 

Zlsolt Laslo BECSEY 

European Parliament 

MEP 

Tárkony u. 31. 

1028 Budapest - Hungary 

Tel: 00 36 30 229 4333 

E-mail: zsolt.becseyassistant2@europarl.europa.eu 

Marianna BENATTI 

Forum per la Finanza Sostenibile 

Programme Officer 

Via f. d'ovidio 3 


Tel: 00 39 02 365 181 19 

E-mail: benatti@finanzasostenibile.it 

Nándor BENCZUR 

FEA 

Advisory 

Budai ut 9-11 

H-8000 Székesfehérvár - Hungary 

Tel: 00 36 20 66 56 260 

E-mail: benczur@credinfo.hu 

Mohamed Essaid BENJELLOUN TOUIMI 

AMSSF/MC 

Financial Adviser 

1 Rue Abi Dar Ell Ghouffari 

Quartier Prince Héritier - 1er étage 

30000 Fez - Morocco 

Tel: 00 212 53 573 00 24 

E-mail: b.touimi@menara.ma 

Tibor BERES 

Autonomia Foundation 

Programme officer 

Pozsonyi ut 14. 

1137 Budapest - Hungary 

E-mail: beres.tibor@autonomia.hu 

David BERNO 

Micro Progress ONLUS 

Coordinator 

Via Primo Acciaresi, 17 

00157 Rome - Italy 

Tel: 00 39 06 417 938 69 

E-mail: david.berno@microprogress.org

Monica BERTOLA 

PerMicro 

Responsabile Prodotto 

Corso Massimo d'Azeglio 74 


Tel: 00 39 011 658 778 

E-mail: monica.bertola@permicro.it 

Emiliano BERTOLDI 


General Coordinator 

via Madruzzo, 21 

38122 Trento - Italy 

Tel: 00 39 0461 266 490 

E-mail: presidente@atas.tn.it 

Barbara BINI 

Scuola Superiore di Studi Universitari S.Anna 

Università di Pisa 

Via Bracco 1 

57127 Livorno - Italy 

Tel: 00 39 388 474 1453 

E-mail: b.bini@sssup.it 

Hélène BINYA TEMBA DOUDOU 


BP 1786 

Douala - Cameroun 

Tel: 00 237 755 77 70 

E-mail: femmenaction@yahoo.fr 

Gheorghe BOBAR 

C.A.R. Petrila 

President 

Petrila - Romania 

E-mail: petreanu.cristinel@gmail.com 

Daniel BOCCARDI 

CREA SOL 

Président 

91 rue Paradis 

13006 Marseille - France 

Tel: 00 33 (0)4 91 53 29 77 

E-mail: valerie.guzel@cepac.caisse-epargne.fr 

Ralph BOHLKE 

CoopEst 

Project Manager 

Avenue Jules César 2, - Bte 7 

1150 Brussels - Belgium 

E-mail: ralph.bohlke@coopest.eu 

Josip BORZIC 

DEMOS 


Trg J.Broza 4 

47000 Karlovac - Croatia 

Tel: 00 385 47 615 827 

E-mail: borzic@demos-skz.hr 

Fabrizio BOTTI 


Research Fellow 

SEAD, Via Cesalpino 12 


E-mail: fabrizio.botti@uniroma1.it 

Valentina BRAMANTI 

Via Vela 9 

21100 Varese - Italy 

Tel: 00 39 340 612 6698 

E-mail: valentina@leader-va.it 

Cristina BRANDIMARTE 

MAG Verona 

Volontaria 

Via A. Berardi, 9/A 

37100 Verona - Italy 

Tel: 00 39 045 810 0280 

E-mail: microcredito@magverona.it 

Georgi BREKOVSKI 

Mikrofond 


118-120 Kiril i Metodii str, ap.2.2 


E-mail: breskovski@ngorc.net 

Isabella BRIANZA 

Università di Torino - PerMicro 

C.so Lepanto, 8 


Tel: 00 39 347 580 3768 

E-mail: isabella_brianza@yahoo.it 

Cesarea BRISBOIS 


103 Rue de Vaugirard 

75006 Paris - France 

Birgit BRUCK 


Senior Fund manager 

Ludwig-Erhard-Platz 1 

53179 Bonn - Germany 

Tel: 00 49 228 831-7079 

E-mail: birgit.brueck@kfw.de

Agnese BRUNI 

Oltreventure 



E-mail: agnese.bruni@permicro.it 

Idriz BYLYKU 


Director 

Rruga: "Dervish Hima" Nr. 4 

Tirana - Albania 

E-mail: ibylyku@ffzmal.org 

C-D 

Marianna CALABRO 

SEFEA SC 

Director 

Via Tommaseo 7 

35131 Padova - Italy 

Tel: 00 39 04 987 711 76 

E-mail: sefea@sefea.org 

John CANNON 

Business Finance Solutions 

Loans Manager 

Lee House - 90 Great Bridgewater Street 

M1 5JW Manchester - UK 

E-mail: info@business-finance-solutions.org.uk 

Mircea Ionel CAPOTESCU 

S.C. Aurora S.A. 

Deputy General Director 

Deva - Romania 


Priscilla CARPENTER 


Investment Officer 

33 rue des Trois Fontanot 

92002 Nanterre - France 

Tel: 00 33 (0)1 47 24 86 17 

E-mail: priscilla.carpenter@credit-cooperatif.coop 

Damiano CARRARA 

UBI Banca 

Responsable Staff Corporate Social Responsability 

Italy 

E-mail: Damiano.Carrara@ubibanca.it 

Bruno CASSOLA 

Mag Roma 

Board member 

Via Macerata, 8C 


Tel: 00 39 3473699293 

E-mail: bcassola@yahoo.com 

Axel CAVALERI 

Adie 


4 Bd Poissonnière 


Tel: 00 33 (0)1 56 03 59 00 

E-mail: acavalieri@adie.org 

Annika CAYROL 

RFA 

Chargée de Recherche 

303 Chaussée d'Alsemberg 

1190 Forest - Belgium 

Tel: 00 32 2 340 0869 

E-mail: annika.cayrol@rfa.be 

Mayco CEDENO VIZCAINO 


Encargado de la Juventud 

Calle Central No. 20 - Ensanche Espaillat 

10404 Santo Domingo, Distrito Nacional 

Dominican Republic 

Tel: 00 809 687 1207 

E-mail: fudejodominicana@gmail.com 

Flavia CHERUBINI 


Loan Officer 

Via Pellizza da Volpedo 6 

40137 Bologna - Italy 

Tel: 00 39 051 086 85 31 

E-mail: flavia.cherubini@micro.bo.it 

Adrian CHINDRIS 

CAPA Finance 

CEO 

Bd. Aviatorilor no 33, Sector1 

Bucharest - Romania 

E-mail: adrian_chindris@capa.ro 

Tatjana CINQUINO 

Università di Bologna 

G. Matteotti, 151 

61038 Orciano di Pesaro - Italy 

Tel: 00 39 320 076 7486 

E-mail: tatiana.cinquino@libero.it

Daniele CIRAVEGNA 

RITMI 

President 



Tel: 00 39 011 812 49 71 


ciravegna@econ.unito.it 

Françoise CLEMENTI 


Director 

Avenida de América nº2 Edif. Colombia 7ºB 

18006 Granada - Spain 

Tel: 00 34 622 890 825 

E-mail: francoise@francoiseclementi.com 

Francesco COLATO 


President 

via Madruzzo, 21 

38122 Trento - Italy 

Tel: 00 39 0461 233 330 

E-mail: coordinamento.generale@atas.tn.it 

Giancarlo COLOMBO 





Maria Claudia CONSTANTINI 




Michael COOK 


Technical Specialist 

25 The North Colonnade - Canary Wharf 

E14 5HS London - UK 

Tel: 00 44 20 706 691 52 

E-mail: michael.cook@fsa.gov.uk 

Eladio CORDERO 

Centro Inter-Americano para la Democracia, Inc. 

Encargado de Asuntos Exteriores 

C/ las Carreras n° 8 - Suite 6 - Ciudad Nueva 

10404 Santo Domingo 


Tel: 00 829 733 2686 

E-mail: ceniddominicana@gmail.com 

Marcella CORSI 


Prof. of economics 

SEAD, Via Cesalpino 12 


E-mail: marcella.corsi@uniroma1.it 

Elvana CULE 


Lawyer 




Tel: 00355 42 251910 


Bernd CURTIUS 



Hermann-Steinhauser Strasse 43-47 

63065 Offenbach - Germany 

E-mail: berndcurtius@kiz.de 

Vasil DAVALIEV 

Horizonti 


Rampo Levkata 14 

1000 Skopje - Macedonia 

Tel: 00 389 2 3093371 

E-mail: vdavaliev@horizonti.org.mk 

Marina DE ANGELIS 

University of Rome "La Sapienza" 

PhD Student 

Piazzale Aldo Moro, 5 


E-mail: marina_de_a@yahoo.it 

Barbara DE BLASI 




Tel: 00 39 051 086 8531 

E-mail: barbara.deblasi@micro.bo.it 

Edwin DE LEON TERREO 

Fundacion de Ayuda para los Pobres de la Republica 

Dominicana, Inc. 

Director de la Juventud 

Calle 27 A - n°33 - Ensanche Espaillat 



Tel: 00 809 981 4220 

E-mail: fundapobres@hotmail.com

Emmanuel DE LUTZEL 

BNP Paribas 

Resp Microfinance 

33 rue du Quatre Septembre 


Tel: 00 33 (0)1 43 16 81 39 

E-mail: emmanuel.delutzel@bnpparibas.com 

Silvia DE MELENDEZ 


Housing Chief 

Alameda Roosevelt y 47 Av. Sur 

(Colonia Flor Blanca) 

San Salvador - El Salvador 

Tel: 00 503 22 506 045 

E-mail: silvia.melendez@integral.com.sv 

Rutx Esther DEMORIZI PARROT 


Secretaria Ejecutiva 


10404 Santo Domingo 


Tel: 00 829 733 2686 


Simone DI CASTRI 

CGAP/World Bank Group 

Policy Analyst 

MSN P3-300 / 1818 H St., NW 

Washington DC - USA 

Tel: 00 1 202 458 2412 

E-mail: ludicastri@gmail.com 

Melida Rosanna DIAZ SEGURA 


Pobreza, Inc. 

Encargada Programa Ongs. 




Tel: 00 829 733 2686 


Zeljko DJAKOVIC 

Prizma 

Internal Controller 

Bistrik medresa 43 

71000 Sarajevo - Bosnia and Herzegovina 

Tel: 00 387 33 573 320 

E-mail: zeljko@prizma.ba 

Lidia DODUL 

U.T.J.C.A.R. Valcea 

Director 

Ramnicu Valcea - Romania 

E-mail: ujcar_valcea@yahoo.com 

Maria DOICIU 

Eurom Consultancy and Studies SRL 

Senior Consultant 

Prel. Ghencea 95E, Sector 6 

7000 Bucharest - Romania 

Tel: 00 40 75 402 22 50 

E-mail: maria.doiciu@eurom-consultancy.ro 

Ion DUMBRAVA 


President 

Pitesti - Romania 

E-mail: ion.dumbrava@daciagroup.com 

Cristina DUMITRESCU 

European Fund for Southeast Europe 

Customer Relationship Officer (Romania&Bulgaria) 

20, Povernei Str - 3rd floor - Sector 2 


Tel: 00 40 21 312 26 53 

E-mail: dumitrescu@connective-capital.com 

E-F 

Ségolène EDE 

FNCE 

Directeur des Relations Internationales 

5 rue Masseran 


Tel: 00 33 (0)1 44 38 50 48 

E-mail: segolene.ede@fnce.caisse-epargne.fr 

Carmen EFTENE 

FAER IFN SA 


str Apelor , nr. 5 

Reghin - Romania 

Tel: 00 40 265 511 393 

E-mail: faer@clicknet.ro 

Elena ENE 

C.A.R. R.A.T.B. 

Vice-President 


E-mail: hcl1973@yahoo.com

Faïza ERRAIS BORGES 

PlaNet Finance Italia 

Via Vincenzo Foppa 50 A 


E-mail: fborges@planetfinance.org 

Jens FAHSEL 

Johann Daniel Lawaetz-Stiftung 

Consultant & Practitioner 

Neumühlen 16 - 20 

D-22763 Hamburg - Germany 

E-mail: fahsel@lawaetz.de 

Eva FARAGO 

FEA 

Budai ut 9-11 


Tel: 00 36 20 66 56 260 

E-mail: farago@fea.info.hu 

Marietta FEDDERSEN 

GTZ 

Dag-Hamarskjöld-Weg 1-5 - Postfach 5180 

65760 Eschborn - Germany 

Tel: 00 49 6196 79 1372 

E-mail: marietta.feddersen@gtz.de 

Corrado FERRETTI 

PerMicro 

President 



Tel: 00 39 011 658 778 

E-mail: corrado.ferretti@permicro.it 

Martin FERRY 

The Prince's Scottish Youth Business Trust 

Head of Development 

15 Exchange Place 

G1 3AN Glasgow - UK 

Tel: 00 44 (0)141 248 4999 

E-mail: martin.ferry@psybt.org.uk 

Daniela FIORENTINO 




Amedeo FONTANA 


Student 



E-mail: amedeofontana@alice.it 

Laura FOSCHI 


Director 

Via G.De' Menabuoi, 25 


Tel: 00 39 04 987 551 16 

E-mail: foschi@etimos.it 

Rodolfo FRACASSI 

MainStreet Partners 

Director 

via Pioda 5, 

6901 Lugano - Switzerland 

E-mail: fracassi@mspartners.org 

Maria FRANCO 




E-mail: m.franco@european-microfinance.org 

Robert FRIEDMAN 

CFED 

General Counsel 

1200 G Street NW Suite 400 

20005 Washington DC - USA 

Tel: 00 1 202 408 9788 

E-mail: bob@cfed.org 

Annette FRITZ 


Senior Project Manager 

Square de Meeûs 37 


Tel: 0032 2 2333861 

E-mail: Annette.Fritz@kfw.de 

Maria Teresa Milagros FUENTES 

EDPYME 

Av. Centenario 356 

San Carlos - Huancayo - Peru 

Tel: 00 51 64 217 000 

E-mail: jgarcia@alternativa.com.pe 

G-H 

Grzegorz GALUSEK 



ul. Koszykowa 60/62 m 52 

00-673 Warszawa - Poland 

Tel: 00 48 22 622 3465 

E-mail: grzegorz@mfc.org.pl

Khaddouj GHARBI 

AMSSF/MC 

President 

1 Rue Abi Dar Ell Ghouffari 

Quartier Prince Héritier - 1er étage 

30000 Fez - Morocco 

Tel: 00 212 53 573 00 24 

E-mail: k.gharbi@amssfmc.ma 

Behar GJONI 


Director of Network Development Department 




Tel: 00355 42 251910 


Rui GONCALVES 

ANDC 

Membre du Board 

Praça José Fontana, 4 - 4º andar 

1050-129 Lisbon - Portugal 

Tel: 00 351 21 315 62 00 

E-mail: ruigomesgoncalves@gmail.com 

Ana GOROSTEGUI 

Transformando S.Coop.Mad 

Partner 

C/ Silva, 2. 3º-3ª 


Tel: 00 34 91 542 61 01 

E-mail: a.gorostegui@transformando.org 

Cyril GOUIFFES 


JASMINE project Coordinator 

96 bd. Konrad Adenauer 

L-2968 Luxembourg - Luxembourg 

Tel: 00 352 42 66 88 297 

E-mail: c.gouiffes@eif.org 

Margaux GOUTE 

Babyloan 

Responsable évènementiel 

153 boulevard Haussmann 


E-mail: margaux@babyloan.org 

Mauro GRECHI 


Administrative 



E-mail: amministrazione@fgda.org 

Philippe GUICHANDUT 



75006 Paris – France 

Tel : 00 33 (0)1 42 22 01 19 

E-mail: p.guichandut@european-microfinance.org 

Mohammad HAMAD 

Micro First Islamic Foundation 

Country Director 

Jukiceva 75 


Tel: 00 387 33 666 233 

E-mail: info@islamic-relief.ba 

Laurentiu HARABOR 

C.A.R. RATB 

Director 


E-mail: hcl1973@yahoo.com 

Malcolm HAYDAY 

Charity Banks 

Chief Executive 

194 High Street 

TN9 1BE Tonbridge - Kent - UK 

E-mail: mhayday@charitybank.org 

Nuria HIGES CARBAJO 


Junior Consultant/Journalist 

Avenida de América nº2 Edif. Colombia 7ºB 

18006 Granada - Spain 

Tel: 00 34 686 212 123 

E-mail: nuriahiges@gmail.com 

Catharina Elisabeth HOOGENDIJK 


Senior Policy Adviser 

P.O. BOX 20101 

2500 EC The Hague - The Netherlands 

Tel: 00 31 70 3796696 

E-mail: c.hoogendijk@minez.nl 

Ilir HOTI 


Adviser 



E-mail: ibylyku@ffzmal.org

Tigran HOVHANNISYAN 

Armenian ECLOF Foundation 

Managing Director & CEO 

Mother See of Holy Etchmiadzin 

1101 Etchmiadzin - Republic of Armenia 

Tel: 00 37 40 105 171 58 

E-mail: eclof@etchmiadzin.am; 

tsh@etchmiadzin.am 

Ioan HOZAN 

C.A.R. Romsilva Deva 

Director 



I-J-K 

Lejla IMAMOVIC 

Prizma 

Chief of Legal Affairs 



Tel: 00 387 33 573 320 

E-mail: lejlai@prizma.ba 

Ana Isabel IRIMIA DIEGUEZ 

Universidad de Sevilla 

Profesora 

Av. Blas Infante, 8-A, 4-1 

41011 Sevilla - Spain 

Tel: 00 34 637 201 069 

E-mail: anairimia@us.es 

Yvette JAGGI 

Microcrédit Solidaire Suisse - Fondation Georges 

Aegler pour la création d'entreprises 

President 

23 Rue du Pré-du-Marché 

1004 Lausanne - Switzerland 

Tel: 00 41 21 646 94 93 

E-mail: yjaggi@citycable.ch 

Barbara JAYO 


Research Director 

Calle Velázquez 109, 6ºD 


Tel: 00 34 91 564 69 22 

E-mail: barbarajayo@nantiklum.org 

Annet M JONK 


Director Microfinance 

P.O. BOX 20101 

2500 EC The Hague - The Netherlands 

Tel: 00 31 70 3796572 

E-mail: a.m.jonk@minez.nl 

Martin JUNG 

EVERS&JUNG 


Deichstrasse 29 

20459 Hamburg - Germany 

Tel: 00 49 40 36809680 

E-mail: martin.jung@eversjung.de 

Risper KAVULA NGUNGI 


Regional Manager - Kitui 

P.O Box 10528 

00100 Nairobi - Kenya 

Tel: 00 254 720 822 167 

E-mail: rktim2000@yahoo.com 

Gevorg KHACHATRYAN 

Trade center Suren Setrakyan SOLE 

Manager & Co-owner 

Spandaryan 58 a 

1101 Etchmiadzin - Republic of Armenia 

Tel: 00 37 491 215 914 

E-mail: h.t.ar@rambler.ru; shorzha@yahoo.com 

Emma KIMANI WANJIKU 


Chief Executive Officer 

P.O Box 10528 


Tel: 00 254 720 822 167 

E-mail: ekimani@kfs.co.ke 

Joyce KIMWAGA-LUNDIN 

NEEM 

Trade and Industry Centre 

Vingåkersvägen 18 

641 80 Katrineholm - Sweden 

Tel: 00 46 (0)73 778 31 33 

E-mail: joyce@mikrofinansiering.se 

Jean-Pierre KLUMPP 


CEO 

Rue de Malatrex 32 

1201 Geneva - Switzerland 

Tel: 00 41 22 596 47 77 

E-mail: aline.crettol@blueorchard.com

Miklós KOKAI 

Hungarian Enterprise Development Network 

Consortium Ltd. 

Manager 

Vörösmarty str. 12. 

6000 Kecskemét - Hungary 

E-mail: mvhk@nyirinku.hu 

Bajram KORSITA 


Administrator 



E-mail: bkorsita@ffzmal.org 

Sirkka-Liisa KOVETTU 

Finnvera plc 

Development Manager 

Eteläesplanadi 8 

00100 Helsinki - Finland 

Tel: 00 358 20 460 7217 

E-mail: sirkka-liisa.kovettu@finnvera.fi 

Alexander KRITIKOS 

DIW & GfA 

Head of Deptartment 

Mohrenstr. 58 

10117 Berlin - Germany 

E-mail: akritikos@diw.de 

L-M-N 

Stefanie LAEMMERMANN 


Junior Programme Manager 



E-mail: s.laemmermann@europeanmicrofinance.org 

Diederik LAMAN TRIP 

Advisory Council Netherlands 

Chairman 

Berg en Heideweg 2 

6881 PK Velp - The Netherlands 

E-mail: dltrip@freeler.nl 

Gabriel LANFRANCHI 


Perón 667, piso 3. 

Buenos Aires - Argentina 

Tel: 00 54 11 4321 2700 

E-mail: gabriel.lanfranchi@fpvs.org 

Cyrille LANGENDORFF 


Chef de Projet 



Tel: 00 33 (0)1 47 24 81 34 

E-mail: cyrille.langendorff@credit-cooperatif.coop 

Qemal LASHI 






Tel: 00355 42 251910 


Geoffroy LEFORT 

Adie 



E-mail: glefort@adie.org 

Andréa LEHMANN-BEYTRISON 

Microcrédit Solidaire Suisse - Fondation Georges 

Aegler pour la création d'entreprises 

Directrice 

23 Rue du Pré-du-Marché 

1004 Lausanne - Switzerland 

Tel: 00 41 21 646 94 93 

E-mail: fondation@asece.ch 

Frédéric LERNOUX 


CeFiP - KeFiK 

rue de Ligne 1 


Tel: 00 32 (0)2 227 60 85 

E-mail: lco@fonds.org 

Andrea LIMONE 

PerMicro 

Amministratore Delegato 



Tel: 00 39 011 658 778 

E-mail: andrea.limone@permicro.it 

Francesca LO RE 


Microfinance Institutions Coordinator 

Via G.De' Menabuoi, 25 


Tel: 00 39 34 63 790 058 

E-mail: lore@etimos.it

Adriaan LOEFF 

Triodos Facet 

Managing Dirctor 

p.o. BOX 55 

3700 AB Zeist - The Netherlands 

E-mail: a.loeff@triodosfacet.nl 

Keith LUCKCUCK 




E-mail: keith.luckcuck@online.fr 

Robert LUKAJ 

Besa Fund 

Risk Management Director 

Rr. Brigada VIII - Pallati n°5 


Tel: 00 355 4 225 38 41 

E-mail: mfi@besa.org.al 

Brigitte MAAS 


Schumannstraße 10 


Tel: 00 49 170 216 92 46 

E-mail: brigitte.maas@mikrofinanz.net 

Paolo MAGRI 

ISPI - Fondazione Giordano Dell'Amore 

Italy 

E-mail: paolo.magri@ispionline.it 

Elisabeta MAGURAN 

C.A.R. Sanatatea Deva 

Director 



Eleonora MALAGOLI 

MicroRate Africa & Eastern Europe 

Italy 

E-mail: eleonora@microrate.com 

Fabio MALANCHINI 


Director 

Corso Sempione 65 


Tel: 00 39 02 365 650 19 

E-mail: fabio.malanchini@microfinanza.com 

Iulian Grigore MANOLE 

FAIR Credit House 

Director General 

20, Unirii Bvd - block C5 - District 4 

40107 Bucharest - Romania 

Tel: 00 40 21 312 42 15 

E-mail: Iulian.manole@fair.ro; office@fair.ro 

Federico MANZONI 


President 



Anita MARCHESINI 

University of Bologna - micro.Bo 

Via Eleonora Duse 15 


Tel: 00 39 347 323 3357 

E-mail: anita.marchesini@studio.unibo.it 

Pierre MATHEUS 

Adie 

Credit Development Director 



Tel: 00 33 (0)1 56 03 59 00 

E-mail: pmatheus@adie.org 

Francesca MAZZIERI 

Via Luigi Cislaghi 11 

20128 Milano - Italy 

Tel: 00 39 348 917 2939 

E-mail: francesca.mazzieri@virgilio.it 

David MEIER 

Open Society Institute - Soros Economic 

Development Fund 

Budapest - Hungary 

Tel: 00 36 30 248 7329 

E-mail: dmeier@sorosny.org 

Stacey MELLISH 

Goole Development Trust 


17-23 Gladstone Terrace 

DN14 9ND Goole - UK 

E-mail: stacey@gooledevelopmenttrust.org.uk 

Helena MENA 

BCP 

Central Director 

Praça de Alvalade, 16-B 

1700-038 Lisboa - Portugal 

Tel: 00 351 2 100 572 71 

E-mail: helena.mena@millenniumbcp.pt

Fulvia MENTIL 

Consultant 

Via Conte Rosso , 20 


E-mail: fulviaman@libero.it 

Carlos Manuel MESA 


Pobreza, Inc. 

Presidente 




Tel: 00 809-981-4772 


Vlad MIHUT 

ROMCOM 

CEO 

7 Sf. Ladislau St 

410174 Oradea - Romania 

E-mail: vlad.mihut@romcom.ro 

Lana MILAVIC 

Microcredit Foundation "Sunrise" 

Specialist for Cooperation with Investors 

Zagreba & #269 


E-mail: mlana@microsunrise.ba 

Stelian MINOIU 

UNCAR 

Director 


E-mail: stelian_minoiu@yahoo.com 

Radu MOCAITA 


Director 

Pitesti - Romania 

E-mail: car75automobile@yahoo.com 

Hasan Jamil MOHAMMAD 

Tamweelcom 

Tla'a Al-Ali - King Abdeullah II Street 

P.O Box 925715 

11190 Ammam - Jordan 

Tel: 00 96 26 535 4336 

E-mail: hjamil@tamweelcom.org 

Klaas MOLENAAR 

Triodos Facet 

General Director 

PO Box 190 

3700 AD Zeist - The Netherlands 

Tel: 00 31 (0)30 693 37 66 

E-mail: k.molenaar@triodosfacet.nl 

Eleonora MONTANARI 

Student 

Calle dei Guardiani Dorsoduro 

30123 Venezia - Italy 

Tel: 00 39 338 395 0756 

E-mail: montanari_eleonora@libero.it 

Vilma MORI 

NEEM 

Project leader 



Tel: 00 46 87 189 152 

E-mail: vilma.mori@nacka.se 

Valentina MORRETTA 


Project Assistant 



E-mail: valentinamorretta@yahoo.it 

Manuel MOYART 




Tel: 00 33 (0)1 42 22 01 19 

E-mail: manuelmoyart@hotmail.com 

Altin MUCA 

Besa Fund 

Marketing Director 



Tel: 00 355 4 225 38 41 

E-mail: mfi@besa.org.al 

Bajram MUCAJ 

Besa Fund 




Tel: 00 355 4 225 38 41 

E-mail: mfi@besa.org.al

Agnes MUENI MANTHI 


P.O Box 10528 


Tel: 00 254 720 822 167 

Kostadin MUNEV 

UNDP Jobs Project 

Financial Leasing Manager 

65 A William Gladstone Str., fl.3, ap.5 


Tel: 00 3592 890 46 18 

E-mail: kostadin.munev@jobs-bg.org 

Tony MYRON 

EBRD 

Principal Banker for Group for Small Businesses 

One Exchange Square 

EC2A 2JN London - UK 

Tel: 00 44 20 7338 6000 

E-mail: myront@ebrd.com 

Andrea NARDONE 





E-mail: a.nardone@fondazionerisorsadonna.it 

Maria Cristina NEGRO 


Secretary General 



E-mail: mariacristinanegro@fgda.org 

Frédéric NGUYEN 

CREA SOL 

Directeur Général 

91 rue Paradis 

13006 Marseille - France 

Tel: 04 91 53 29 77 

E-mail: frederic.nguyen@cepac.caisse-epargne.fr 

Maria NILSSON 

NEEM 

Accountant 




Tel: 00 46 (0)70 69 133 21 

E-mail: maria@mikrofinansiering.se 

Sargon NISSAN 

nef 

3 Jonathan Street, 

N4 2LN London - UK 

Tel: 00 44 207 820 63 94 

E-mail: sargon.nissan@neweconomics.org 

Maria NOWAK 

Adie 

President 



Tel: 00 33 (0)1 56 03 59 00 

E-mail: mnowak@adie.org 

Karina NUNEZ AROAPAZA 

Promujer 

Jr. Libertad 345 - Apartado Postal 545 

Puno - Peru 

Tel: 00 51 54 363 198 

E-mail: lbilick@PROMUJER.org 

O-P-Q 

Niurka OLEO TERRERO 



Encargada de Desarrollo Social de la Mujer 




Tel: 00 809-819-4808 

E-mail: fundapobres@hotmail.com 

Irina ÖRNBERG 

NEEM 




Tel: 00 46 (0)70 48 748 26 

E-mail: irina@mikrofinansiering.se 

Adriano PALLARO 

Banca Popolare Etica 

Via Tommaseo 7 


Tel: 00 39 04 987 711 76 

E-mail: sefea@sefea.org

Martire PEREZ VIZCAINO 


Pobreza, Inc. 

Directora de Desarrollo y Democracia 




Tel: 00 829 733 2686 


Paul Florin PETREANU 

C.A.R. Decebal Deva 

President 


E-mail: petreanupaul@yahoo.com 

Susanna PICCIONI 




Tel: 00 39 011 812 49 71 


Francesco PIEROTTI 




E-mail: francescopierotti@fondazionecariplo.it 

Ines Maria PINA CALDERON 




10404 Santo Domingo - Dominican Republic 

Tel: 00 829 733 2686 


Jeanette Rocio PINA GUERRA 


Directora Internacional 


10404 Santo Domingo, Distrito Nacional - 


Tel: 00 829-7300170 


Micol PISTELLI 

MIX 

Manager of the Social Performance Standards 

Program 

Washington DC - USA 

Giampietro PIZZO 


Presidente 

Stradella della Racchetta 22 

36100 Vicenza - Italy 

E-mail: giampietro.pizzo@microfinanza.it 

Ivona PLANINIC 

Prizma 




Tel: 00 387 33 573 320 

E-mail: ivona@prizma.ba 

Aldo POMPONI 

APC Consulting 

Italy 

E-mail: aldo.pomponi@gmail.com 

Giulia PORINO 

Student 

Corso Galileo Ferraris 65 


Tel: 00 39 333 620 6246 

E-mail: giuliaporino@hotmail.it 

Chiara POZZI 

Provincia di Bologna 

Istruttore Tecnico Direttivo 

Via Benedetto XIV, 3 


Tel: 00 39 051 659 9221 

E-mail: chiara.pozzi@provin cia.bologna.it 

Paolo PROSERPIO 




E-mail: proserpiopaolo@fondazionecariplo.it 

Chiara PROVASOLI 

ABI - Associazione Bancaria Italiana 

Csr Office 

Piazza del gesù 49 


Tel: 00 30 06 67 67 576 

E-mail: c.provasoli@abi.it

R-S-T 

Peter RAMSDEN 

Freiss ltd and COPIE 

Director 

1 Icburgh Road 

E58af London - UK 

Calin RASCOLEAN 

U.J.C.A.R. Hunedoara 

Inspector 



Dumitru RASCOLEAN 

C.A.R. Paringul Petrosani 

President 

Petrosani - Romania 


Bettina REUTER 


Schumannstraße 10 


E-mail: brigitte.maas@mikrofinanz.net 

Silvia Rico 


Director 

c/ Lago Como, 6 

28411 Madrid – Spain 

Tel: 00 34 915 646 922 

E-mail: silviarico@nantiklum.org 

Marcella ROBERTI 




Tel: 00 39 051 086 8531 

E-mail: marcella.roberti@micro.bo.it 

Ernán RODAS MARTINEZ 


Bolívar 715 

Paute - Azuay - Ecuador 

Tel: 00 953 7 225 0465 

E-mail: hernan.rodas@hotmail.com 

Máximo RODRIGUEZ 

EDPYME 

Av. Centenario 356 

San Carlos - Huancayo - Peru 

Tel: 00 51 64 217 000 

E-mail: jgarcia@alternativa.com.pe 

Jean Claude RODRIGUEZ FERRERA 

CAF 

Founder & Director 

Sant Agusti 3-5, 1o D 

8012 Barcelona - Spain 

Tel: 00 34 647 219 098 

E-mail: jeanclaude@comunidadescaf.org 

Patricia RODRIGUEZ PULIDO 


Assistant 

c/ Lago Como, 6 


Tel: 00 34 639 372 238 

E-mail: pat.pulido@gmail.com 

Maria Laura RUIZ 

Dip. Scienze Economiche - University of Pisa 

Professore Associato 

Via Ridolfi 10 

56124 Pisa - Italy 

Tel: 00 39 502 26 216 

E-mail: mlruiz@ec.unipi.it 

Antoine SAINT-DENIS 

European Commission 

DG Employment, Social Affairs and Equal 

Opportunities 

J-27 1/009 

1049 Bruxelles - Belgium 

Tel: 00 32 2 298 62 37 

E-mail: antoine.saint-denis@ec.europa.eu 

Reynaldo SANCHEZ 



President 


10404 Santo Domingo - Dominican Republic 

Tel: 00 829 850 2715 


Julia SANDOVAL 

Babyloan 

Chargée des partenariats 

153 boulevard Haussmann 


Tel: 00 33 (0)6 03 96 21 64 

E-mail: julie@babyloan.org 

Marc SCHUBLIN 


96 bd. Konrad Adenauer 

L-2968 Luxembourg - Luxembourg 

E-mail: t.pauporte@eif.org

Unni Beate SEKKESAETER 


Director 

c/o SEMCO AS - Vollsveien 9 

1366 Lysaker - Norway 

E-mail: unni@semco.no 

Jean-Michel SERVET 

IHEID 

Professor 

Po Box 136 

1211 Geneva 21 Geneva - Switzerland 

Tel: 00 41 22 908 57 00 

E-mail: jean-michel.servet@graduateinstitute.ch 

Sabina SINISCALCHI 

Fondazione Culturale Responsabilità Etica 

Senior Advisor 

Via Copernico, 1 

20125 Milano - Italy 

Tel: 00 39 02 66 980 737 

E-mail: siniscalchi.fondazione@bancaetica.org 

Elena SOLAROLI 

PerMicro 

Fund Raising Assistant 



Tel: 00 39 011 658 778 

E-mail: elena.solaroli@permicro.it 

Jose Manuel SOTO VOLQUEZ 


Encargado de Programas Tecnicos 




Tel: 00 809 720 1334 


Alex STEIN 


Research Assistance 

Calle Velázquez 109, 6ºD 


Tel: 00 34 91 564 69 22 

E-mail: alexstein@nantiklum.org 

Tibor SZEKFU 

FEA 

Managing Director 

Budai ut 9-11 


Tel: 00 36 22 518 10 

E-mail: tszekfu@rva.hu 

Agata SZOSTEK 

Consultant 

56 Braunstone Close 

3 2GT Leicester - UK 

E-mail: agataszostrek@btopenworld.com 

Mehmet Niyazi TANILIR 

Provincial Governorate 

Governor 

Kahramanmaras Valiligi - Trabzon Bulvari 

46100 Kahramanmùaras - Turkey 

Tel: 00 903 44 214 10 09 

E-mail: tmn60@hotmail.com 

Zayad Helmi TAWFIQ AL REFAI 

Tamweelcom 

Tla'a Al-Ali - King Abdeullah II Street - P.O Box 

925715 

11190 Ammam - Jordan 

Tel: 00 96 26 535 4336 

E-mail: ziadalrefai@tamweelcom.org 

Ramona TAYLOR 


Senior Associate 

25 The North Colonnade - Canary Wharf 

E14 5HS London - UK 

Tel: 00 44 20 706 694 42 

E-mail: ramona.taylor@fsa.gov.uk 

Martin TERRERO NATERA 



Secretario Ejecutivo 


10404 Santo Domingo Distrito Nacional - Dominican 

Republic 

Tel: 00 809-507-4175 


Constance THEISEN 


Communication Assistant 



E-mail: c.theisen@european-microfinance.org 

Veronika THIEL 

nef 

Researcher/Project Manager 



Tel: 00 44 207 820 63 94 

E-mail: veronika.thiel@neweconomics.org

U-V-W 

Michael UNTERBERG 

EVERS&JUNG 

Consultant 

Deichstrasse 29 

20459 Hamburg - Germany 

Tel: 00 49 40 36806980 

E-mail: michael.unterberg@eversjung.de 

Juan Carlos URGILES 


Bolívar 715 

Paute - Azuay - Ecuador 

Tel: 00 953 7 225 0465 

E-mail: juanu@jardinazuayo.com.ec 

Aleksandra VANOVAC 

Prizma 

Internal Auditor 



Tel: 00 387 33 573 320 

E-mail: aleksandra@prizma.ba 

Elena VASCOTTO 

Milan - Italy 

Tel: 00 39 338 876 8500 

E-mail: elena.vascotto@microfinanza.it 

Pier Mario VELLO 




E-mail: piermariovello@fondazionecariplo.it 

Andrea VELTRI 

BNL BNP Paribas 

Head of Consumer and Business Lending 

Via Veneto 119 


Tel: 00 39 335 693 54 18 

E-mail: andrea.veltri@bnlmail.com 

Paolo VITALI 




E-mail: paolovitali@hotmail.com 

Carlos VITERI 






Tel: 00 503 22 506 003 

E-mail: carlos.viteri@integral.com.sv 

Lejla VITESKIC 

Prizma 

Branch Manager 



Tel: 00 387 33 573 320 

E-mail: viteskic.l@prizma.ba 

Ioan VLASA 

FAER IFN SA 


str Apelor , nr. 5 

Reghin - Romania 

Tel: 00 40 265 511 393 

E-mail: faer@clicknet.ro 

Jean-Pierre WATTHY 


CeFiP - KeFiK 

Rue de Ligne 1 


Tel: 00 32 (0)2 227 60 85 

E-mail: lco@fonds.org 

David WILLIAMS 

nef Consulting 



Tel: 00 44 207 820 63 94 

E-mail: david.williams@nef-consulting.co.uk 

Otto WORMGOOR 

Planet Rating 

Operations Manager 

13 rue Dieumegard 

93400 Saint Ouen - France 

Tel: 00 33 (0)1 49 21 26 31 

E-mail: owormgoor@planetrating.com 

André WOUDENBERG 

INHolland Centre for microfinance and small 

business development 

Researcher and Professor 

Theresiastraat 8 

2509AA The Hague - The Netherlands 

E-mail: andreas.woudenberg@inholland.nl

X-Y-Z 

Sheryll YANCHUI TUMENTA 


BP 1786 

Douala - Cameroun 

Tel: 00 237 755 77 70 

E-mail: femmenaction@yahoo.fr 

Imelda ZALDIVAR 






Tel: 00 503 22 506 017 

E-mail: imelda.zaldivar@integral.com.sv 

Maria Teresa ZAPPIA 


Director Investment Analysis 

rue de Malatrex 32 

1201 Geneva - Switzerland 

Tel: 00 41 22 596 47 77 

E-mail: aline.crettol@blueorchard.com 

Raul ZAVLIA LAGOS 


Perón 667, piso 3. 

Buenos Aires - Argentina 

Tel: 00 54 11 4321 2700 

E-mail: gabriel.lanfranchi@fpvs.org 

Namik ZENELI 






Tel: 00355 42 251910 


Falk ZIENTZ 

Mikrofinanzfonds Deutschland 

Christstr. 9 

44789 Bochum - Germany 

Tel: 00 49 234 579 7162 

E-mail: falk.zientz@gls.de 

Yael ZLOTOWSKI 


Financial Operation 



Tel: 00 33 (0)1 47 24 83 39 

E-mail: yael.zlotowski@credit-cooperatif.coop

European Microfiannce Network 


75006 Paris – France 

Tel : ++33 (0)1 42 22 01 19 - Fax : ++33 (0)1 42 22 06 44 

Mail : emn@european-microfinance.org 

Website : www.european-microfinance.org

Participants - European-microfinance.org

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