Italian Leader with a European Scale - Intesa Sanpaolo
Italian Leader with a European Scale - Intesa Sanpaolo
Italian Leader with a European Scale - Intesa Sanpaolo
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<strong>Italian</strong> <strong>Leader</strong> <strong>with</strong> a <strong>European</strong> <strong>Scale</strong><br />
Updated as at 16 May 2013
The history of <strong>Intesa</strong> <strong>Sanpaolo</strong><br />
1998<br />
2000<br />
2001<br />
2002<br />
2007<br />
2
<strong>Italian</strong> banking leader of <strong>European</strong> scale<br />
The <strong>Leader</strong><br />
in Italy<br />
Unique<br />
Customer Reach<br />
Strategic<br />
International<br />
Presence<br />
Figures as at 31 March 2013<br />
(1) Bank of Italy criteria, figures as at 31 December 2012<br />
<strong>Leader</strong> in all segments <strong>with</strong> a market share of 16% in customer loans and 17% in<br />
customer deposits<br />
<strong>Leader</strong>ship in most attractive products<br />
Strong capital base and best in class in asset quality<br />
Largest domestic network: approximately 5,200 branches, 15% (1) market share and 11.1<br />
million clients<br />
Best branch footprint making the Group truly nationwide: market share ≥ 15% (1) in 12<br />
out of 20 regions<br />
High penetration of local markets: market share ≥ 5% (1) in all the 110 provinces<br />
Particular strength in the wealthiest areas of Italy: strong retail presence covering more<br />
than 70% of <strong>Italian</strong> household wealth<br />
Selected retail banking presence in Central and Eastern Europe and Middle Eastern and<br />
North African countries reaching 8.3 million clients in 12 countries through a network of<br />
over 1,500 branches<br />
International network <strong>with</strong> a presence in 30 countries in support of cross-border activities of<br />
corporate customers<br />
3
Solid value creation for all stakeholders<br />
Clients<br />
Shareholders<br />
Employees<br />
Society and<br />
Environment<br />
A real-economy Bank, customer-centric <strong>with</strong> a medium-long term vision<br />
A true “local” Bank in all <strong>Italian</strong> regions <strong>with</strong> unrivalled retail presence<br />
Simplification of products and procedures<br />
A Bank <strong>with</strong> sustainable profitability, in which operational performance, risk profile, liquidity<br />
and solidity/leverage are well-balanced<br />
Core Tier 1 and Common Equity ratios no lower than 10% and EBA capital ratio above<br />
the threshold<br />
Sustainable cash dividends no lower than 2012 DPS<br />
Professional growth and training<br />
Empowering female talent<br />
Company Welfare: healthcare fund, pension fund, employment and solidarity (“Solidarity<br />
between generations”)<br />
A Bank <strong>with</strong> a distinctive identity and reputation, also committed to contributing to the growth<br />
and development of the economy and society, which promotes innovation, internationalisation,<br />
new entrepreneurial projects, infrastructures and modernisation of the country<br />
A Bank acting as a “bridge” between private and public, between profit and non-profit,<br />
between corporate and academic<br />
CSR deeply rooted in all business areas and staff functions<br />
4
The Group at a glance: Financial Highlights<br />
Figures as at 31 March 2013<br />
(1) Including Net Income<br />
(2) As at 30 April 2013<br />
Total Assets<br />
euro 667,107 m<br />
Loans to Customers<br />
euro 371,561 m<br />
Direct Deposits from<br />
Banking Business<br />
euro 379,263 m<br />
Direct Deposits from Insurance<br />
Business and Technical Reserves<br />
euro 83,804 m<br />
Shareholders’ Equity (1)<br />
euro 49,377 m<br />
1Q13 Net Income<br />
euro 306 m<br />
<strong>Intesa</strong><br />
<strong>Sanpaolo</strong><br />
5<br />
~19.4 million<br />
Customers<br />
6,709<br />
Branches<br />
Market Capitalisation (2)<br />
Market Capitalisation<br />
euro 23.8 bn<br />
(2)<br />
euro 22.5 bn<br />
~ 11.1 million in Italy<br />
~ 8.3 million<br />
abroad<br />
5,181<br />
in Italy<br />
1,528<br />
abroad
The Group at a glance: Ratings<br />
Fitch<br />
Ratings<br />
Moody’s<br />
Standard<br />
& Poor’s<br />
Long-term<br />
Short-term<br />
Viability<br />
Support<br />
Outlook<br />
Long-term<br />
Short-term<br />
Financial strength<br />
Outlook<br />
Long-term<br />
Short-term<br />
Outlook<br />
6<br />
BBB+<br />
F2<br />
bbb+<br />
2<br />
Negative<br />
Baa2<br />
P-2<br />
C-<br />
Negative<br />
BBB+<br />
A-2<br />
Negative
<strong>Leader</strong>ship in Italy built on long-standing relationships <strong>with</strong> customers<br />
RANKING<br />
IN ITALY<br />
1<br />
Loans<br />
1 Deposits<br />
1<br />
1 Asset Management<br />
1<br />
Figures as at 31 March 2013<br />
(1) Including bonds<br />
(2) Figures as at 31 December 2012<br />
(3) Mutual funds; figures as at 31 December 2012<br />
Pension Funds<br />
Factoring<br />
(1)<br />
(2)<br />
(3)<br />
7<br />
15.6%<br />
16.9%<br />
22.5%<br />
23.7%<br />
32.5%
<strong>European</strong> scale<br />
EUROZONE RANKING<br />
1<br />
2<br />
3<br />
4<br />
5<br />
6<br />
7<br />
8<br />
9<br />
Source: Bloomberg<br />
Prices as at 30 April 2013<br />
HSBC<br />
Banco Santander<br />
BNP Paribas<br />
Sberbank<br />
UBS<br />
Standard Chartered<br />
Lloyds Banking Group<br />
Barclays<br />
BBVA<br />
Royal B. of Scotland<br />
Nordea Bank<br />
Deutsche Bank<br />
Credit Suisse<br />
ING<br />
UniCredit<br />
<strong>Intesa</strong> <strong>Sanpaolo</strong><br />
Svenska Handelsb.<br />
Société Générale<br />
Swedbank<br />
DNB<br />
Turkiye Garanti Bankasi<br />
Crédit Agricole<br />
8<br />
23.9<br />
22.9<br />
22.5<br />
21.9<br />
21.5<br />
21.2<br />
20.2<br />
17.6<br />
17.4<br />
BANKS’ MARKET CAPITALISATION (euro bn)<br />
52.6<br />
52.3<br />
52.0<br />
46.2<br />
45.8<br />
43.5<br />
40.8<br />
40.6<br />
36.9<br />
35.4<br />
33.2<br />
59.6<br />
154.3
Corporate Governance: Supervisory and Management Boards<br />
Supervisory Board as at 22/04/2013<br />
Giovanni Bazoli Chairman<br />
Mario Bertolissi (*) Deputy Chairperson (1)<br />
Gianfranco Carbonato Deputy Chairperson<br />
Gianluigi Baccolini (*) Member (1)<br />
Giuseppe Berta Member (1)<br />
Francesco Bianchi (*) Member (1)<br />
Rosalba Casiraghi (*) Member (1) (2)<br />
Carlo Corradini Member (1)<br />
Franco Dalla Sega Member<br />
(1) (2)<br />
Piergiuseppe Dolcini Member (1)<br />
Jean-Paul Fitoussi Member (1)<br />
Edoardo Gaffeo (*) Member (1)<br />
Pietro Garibaldi Member (1)<br />
Rossella Locatelli Member<br />
Giulio Stefano Lubatti Member<br />
(1) (2)<br />
Marco Mangiagalli (*) Member (1)<br />
Iacopo Mazzei (*) Member (1)<br />
Beatrice Ramasco Member<br />
Monica Schiraldi Member (1)<br />
(1) (2)<br />
Management Board as at 09/05/2013<br />
Gian Maria Gros-Pietro Chairman (a)<br />
Marcello Sala Senior Deputy Chairperson (b)<br />
Giovanni Costa Deputy Chairperson (b)<br />
Enrico Tommaso Cucchiani Managing Director and CEO (b)<br />
Carlo Messina Member (c)<br />
Gaetano Miccichè Member (c)<br />
Bruno Picca Member (c)<br />
Giuseppe Morbidelli Member (d)<br />
Carla Ferrari Member (d)<br />
Piera Filippi Member (a)<br />
(*) Representative of a Minority List<br />
(**) Established <strong>with</strong>in the Supervisory Board<br />
(1) Independence requirements as set forth in the Corporate Governance Code<br />
(2) Enrolment <strong>with</strong> the Register of Statutory Auditors and practice as an auditor<br />
(a) Non-executive, independent in accordance <strong>with</strong> Art. 148 of Consolidated Law on Finance<br />
(b) Executive<br />
(c) Manager, executive<br />
(d) Non-executive<br />
9<br />
Control Committee ( ** )<br />
Giulio Stefano Lubatti Chairman (1) (2)<br />
Rosalba Casiraghi Member<br />
Nomination Committee ( ** )<br />
Giovanni Bazoli Chairman<br />
Gianluigi Baccolini Member (1)<br />
Mario Bertolissi Member (1)<br />
Gianfranco Carbonato Member<br />
Iacopo Mazzei Member (1)<br />
Remuneration Committee ( ** )<br />
Marco Mangiagalli Chairman (1)<br />
Rosalba Casiraghi Member (1) (2)<br />
Piergiuseppe Dolcini Member (1)<br />
Strategy Committee ( ** )<br />
Giovanni Bazoli Chairman<br />
Mario Bertolissi Member (1)<br />
Francesco Bianchi Member (1)<br />
Gianfranco Carbonato Member<br />
Jean-Paul Fitoussi Member (1)<br />
(1) (2)<br />
Carlo Corradini Member (1)<br />
Edoardo Gaffeo Member (1)<br />
Beatrice Ramasco Member (1) (2)<br />
Financial Statements Committee ( ** )<br />
Rossella Locatelli Chairperson<br />
Gianluigi Baccolini Member (1)<br />
Giuseppe Berta Member (1)<br />
Pietro Garibaldi Member (1)<br />
Monica Schiraldi Member (1)<br />
Related Party Transactions Committee ( ** )<br />
Franco Dalla Sega Chairman (1) (2)<br />
Pietro Garibaldi Member (1)<br />
Marco Mangiagalli Member (1)<br />
Carlo Corradini Alternate Member (1)
A customer-oriented organisation<br />
Parent Company’s<br />
Organisational Units<br />
Subsidiaries<br />
Corporate and<br />
Investment<br />
Banking<br />
Division<br />
Gaetano Miccichè<br />
(GM)<br />
Banca dei Territori<br />
Division (*)<br />
Managing Director<br />
and CEO<br />
Enrico Tommaso<br />
Cucchiani<br />
International<br />
Subsidiary Banks<br />
Division<br />
(*) Domestic Commercial Banking<br />
(1) Gianemilio Osculati is in charge of coordinating the Wealth Management area of the <strong>Intesa</strong> <strong>Sanpaolo</strong> Group, namely bancassurance (<strong>Intesa</strong> <strong>Sanpaolo</strong> Vita and <strong>Intesa</strong> <strong>Sanpaolo</strong><br />
Assicura), pension funds (<strong>Intesa</strong> <strong>Sanpaolo</strong> Previdenza), asset management (Eurizon Capital) and the product factory of Private Banking.<br />
10<br />
Head Office<br />
Departments<br />
Eurizon<br />
Capital (1)<br />
Giuseppe Castagna Marco Bolgiani Mauro Micillo<br />
(GM)<br />
Banca<br />
Fideuram<br />
Matteo<br />
Colafrancesco
Head Office Departments (*)<br />
Chief Operating Officer (1)<br />
Francesco Micheli<br />
Chief Financial Officer (2)<br />
Carlo Messina<br />
(GM Deputy to the CEO)<br />
Chief Lending Officer (4)<br />
Eugenio Rossetti<br />
Chief Risk Officer (5)<br />
Bruno Picca<br />
Human Resources<br />
Personnel and Organisation (°)<br />
ICT Systems (°)<br />
Operations (°)<br />
Real Estate (°)<br />
Loan Recovery (°)<br />
Legal Affairs (°)<br />
Treasury<br />
Planning and Control<br />
Lending Decisions<br />
Planning<br />
Administration<br />
and Control<br />
and Tax<br />
Lending Decision<br />
Non-performing Loans<br />
Compliance<br />
Risk Management<br />
Corporate Affairs<br />
External Relations<br />
Internal Auditing (6)<br />
11<br />
Francesco Micheli (a.i.)<br />
Salvatore Poloni<br />
Silvio Fraternali<br />
Enrico Bagnasco<br />
Luca Tedesi<br />
Stefano Marchetti<br />
Elisabetta Lunati<br />
Stefano Del Punta<br />
Carlo Messina (a.i.)<br />
Ernesto Riva<br />
Nicolagiovanni Di Vico<br />
(3)<br />
Claudio Battistella<br />
Francesco Guido<br />
Davide Alfonsi<br />
Piero Luongo<br />
Vittorio Meloni<br />
Renato Dalla Riva<br />
(*) Staff Units reporting to the Managing Director and CEO: Secretariat of the Managing Director and CEO, Corporate Social Responsibility (V. Serrentino), International Regulatory and Antitrust Affairs (A.<br />
Perrazzelli), Laboratorio Banca e Società (M. Morganti), Strategic Operations and Special Projects (G. Gilli), Safety (R. Zani). Reporting to the Supervisory Board: General Secretariat of the Supervisory Board<br />
(P. Grandi). Reporting to the Chairman of the Management Board: Secretariat of the Chairman of the Management Board (G. Paladino)<br />
(°) <strong>Intesa</strong> <strong>Sanpaolo</strong> Group Services<br />
(1) Also reporting to the COO, <strong>with</strong>in <strong>Intesa</strong> <strong>Sanpaolo</strong> Group Services: Administration and Control (A.Chioatto), Internal Communication (A. Zorzi), Procurement (R. Pagnanelli) and Contact Unit (A. Braghò)<br />
(2) Also reporting to the CFO: Investor Relations (A. Tamagnini), Rating Agencies (M. Delfrate), Research (G. De Felice), Active Value Management and Strategies (N. Fioravanti), Capital Budget and Cost Control<br />
(A. Chioatto)<br />
(3) Manager responsible for preparing the Company’s financial reports (Law 262/2005)<br />
(4) Also reporting to the CLO: Specialist Rating Valuation and Risk Indicator Control (G. Pompa)<br />
(5) Also reporting to the CRO: Credit Quality Monitoring (R. Dallan), Anti money-laundering (G. La Sorda), Internal Validation (P. Di Biasi)<br />
(6) Exclusively reporting to the Supervisory Board and the Management Board
The Banca dei Territori Division<br />
Retail Marketing (1)<br />
Marco Siracusano<br />
Small Business Marketing (2)<br />
Bruno Bossina<br />
SME Marketing (3)<br />
Giuseppe Castagna (a.i.)<br />
11.1 million<br />
Customers<br />
5,010<br />
Branches<br />
12<br />
Product Companies (4)<br />
Direct channels<br />
Support and enhancement of regional brands, upgrading of local commercial positions and<br />
strengthening of relations <strong>with</strong> individuals, small businesses, SMEs and Non-profit Entities while<br />
deriving full synergies from a single IT and marketing & sales platform that services the whole network<br />
Figures as at 31 March 2013<br />
(1) Retail customers include: Households (individual customers <strong>with</strong> financial assets under 100,000 euro), Personal (individual customers <strong>with</strong> financial assets between 100,000 euro<br />
and one million euro), Private (individual customers <strong>with</strong> financial assets of over one million euro)<br />
(2) Small Business customers include family businesses and small enterprises <strong>with</strong> a turnover under 2.5 million euro and <strong>with</strong> loan facilities under one million euro<br />
(3) SME customers include SMEs <strong>with</strong> a turnover between 2.5 million euro and 150 million euro or <strong>with</strong> a turnover under 2.5 million euro and <strong>with</strong> loan facilities equal to at least one<br />
million euro<br />
(4) Private banking, bancassurance, industrial credit, consumer credit, payment systems and relations <strong>with</strong> Non-profit Entities
The Banca dei Territori Division<br />
Retail Marketing<br />
Small Business Marketing<br />
4,509 branches dedicated to<br />
10.9 million Retail customers<br />
(Households, Personal and<br />
Small Businesses) and 149<br />
branches dedicated to 78,000<br />
Private customers<br />
Figures as at 31 March 2013<br />
13<br />
SME Marketing<br />
287 branches dedicated to<br />
128,000 SME customers and<br />
65 branches serving 50,000<br />
Non-profit Entities
The Banca dei Territori Division: 7 Regional Governance Centres<br />
GOVERNANCE CENTRES MANAGER BRANCHES<br />
Piemonte, Valle d’Aosta and<br />
Liguria<br />
Lombardia<br />
Milano and Province<br />
Veneto, Friuli-Venezia Giulia<br />
and Trentino-Alto Adige<br />
Emilia-Romagna, Marche,<br />
Abruzzo and Molise<br />
Toscana, Umbria, Lazio and<br />
Sardegna<br />
Campania, Basilicata,<br />
Calabria, Puglia and Sicilia<br />
Figures as at 31 March 2013<br />
Antonio Nucci<br />
Pier Aldo Bauchiero<br />
Franco Ceruti<br />
Omar Eliano Lodesani<br />
Adriano Maestri<br />
Luciano Nebbia<br />
Giuseppe Castagna<br />
14<br />
611<br />
570<br />
433<br />
769<br />
684<br />
1,015<br />
928
The Banca dei Territori Division: Main Product Companies<br />
Business Field Companies<br />
Manager<br />
Private Banking<br />
Non-profit Entities Relations Marco Morganti<br />
Industrial Credit Carlo Stocchetti<br />
Bancassurance<br />
Pension Funds<br />
15<br />
Paolo Molesini<br />
Gianemilio Osculati<br />
Gianemilio Osculati<br />
Consumer Credit Marco Cesareo<br />
Payment Systems Maurizio Manzotti<br />
Fiduciary Services Marina Tabacco
The Corporate and Investment Banking Division<br />
Global Industries (1)<br />
Teresio Testa<br />
Corporate Italia (2)<br />
Marco Rottigni<br />
Public Finance and Infrastructure<br />
Andrea Bressani<br />
20,000<br />
Customers<br />
74 Domestic<br />
Branches<br />
Global partner for corporates and financial institutions, also internationally through a specialist network<br />
of branches, representative offices and subsidiaries focused on corporate banking, and for public<br />
administration, public utilities and the execution of infrastructure<br />
Figures as at 31 March 2013<br />
(1) Corporates, <strong>with</strong> global reach, operating in the following industries: oil & gas, power & utilities, automotive, infrastructure, telecom & media, luxury & consumer goods<br />
(2) <strong>Italian</strong> corporates that are not part of either the Global Industries or the Public Finance and Infrastructure segments<br />
(3) Corporates <strong>with</strong> a foreign-based parent company that are not part of the Global Industries segment. Includes a specialist network of branches, representative offices, and<br />
subsidiaries carrying our corporate banking<br />
16<br />
Capital Markets, Investment Banking and<br />
Structured Finance<br />
Andrea Munari<br />
Global Banking & Transaction<br />
Stefano Stangoni<br />
International (3)<br />
Walter Ambrogi<br />
Merchant Banking<br />
Marco Cerrina Feroni<br />
Factoring<br />
Rony Hamaui<br />
Leasing<br />
Edoardo Bacis
The Corporate and Investment Banking Division<br />
Global Industries<br />
Corporate Italia<br />
International<br />
Global Banking & Transaction<br />
59 domestic branches and a<br />
foreign specialist network<br />
made up of 13 direct branches,<br />
18 Representative offices<br />
and 2 subsidiaries focused<br />
on corporate banking<br />
dedicated to 17,300 customers<br />
Figures as at 31 March 2013<br />
17<br />
Public Finance<br />
and<br />
Infrastructure<br />
15 domestic branches dedicated to<br />
2,700 customers: Central Public<br />
Administration, Local Authorities,<br />
Public Administration’s Holding and<br />
Auxiliary Companies, Public Utilities<br />
Companies, General Contractors,<br />
Public and Private Health Service<br />
Providers
The Corporate and Investment Banking Division<br />
The International department <strong>with</strong>in the Division supervises a network of specialists spread<br />
across 30 countries serving corporate customers<br />
CORPORATE BANKS<br />
London Hub<br />
New York Hub<br />
18<br />
DIRECT BRANCHES<br />
Dubai Hub Dubai<br />
Hong Kong Hub<br />
Hong Kong<br />
Shanghai<br />
Amsterdam<br />
Frankfurt<br />
London<br />
Figures as at 31 March 2013<br />
(1) The Representative offices include the International Regulatory and Antitrust Affairs and <strong>Intesa</strong> <strong>Sanpaolo</strong> Eurodesk based in Brussels<br />
(2) Suspended business<br />
Singapore<br />
Tokyo<br />
Madrid<br />
Paris<br />
Warsaw<br />
George Town New York<br />
REPRESENTATIVE<br />
OFFICES (1)<br />
Abu Dhabi<br />
Beirut<br />
Cairo<br />
Casablanca<br />
Beijing<br />
Ho Chi Minh City<br />
Mumbai<br />
Athens<br />
Moscow<br />
Istanbul<br />
Tehran (2)<br />
Tunis<br />
Seoul<br />
Sydney<br />
Stockholm<br />
Santiago São Paulo
The Corporate and Investment Banking Division<br />
Complete solutions for global needs of Financial Institutions and Corporate clients<br />
Global<br />
Relationship<br />
Banks<br />
Insurances and<br />
Financial Institutions<br />
Non-Banks<br />
Funds<br />
Transaction<br />
Banking<br />
Cash Management<br />
Trade Services<br />
Agency Services<br />
Local Custody<br />
19<br />
Trade & Export<br />
Finance<br />
Export Trade<br />
Structured Trade<br />
ECAs
The Corporate and Investment Banking Division<br />
Capital Markets, Investment Banking and Structured Finance<br />
Capital Markets Structured Finance<br />
Fixed Income, Currency &<br />
Commodities<br />
Equity<br />
Corporate Sales<br />
Credit Solutions Group<br />
Investment Banking<br />
Industry Groups & M&A<br />
Equity Capital Markets<br />
Debt Capital Markets<br />
20<br />
Project & Acquisition Finance<br />
Real Estate<br />
Corporate Solutions<br />
Syndication<br />
Portfolio Monitoring<br />
Loan Agency
The International Subsidiary Banks Division<br />
Albania<br />
Bosnia and Herzegovina<br />
Croatia<br />
Czech Republic<br />
Egypt<br />
Hungary<br />
Figures as at 31 March 2013<br />
8.3 Million<br />
Customers<br />
1,509<br />
Branches<br />
in 12<br />
Countries<br />
Selected and strategic presence in<br />
retail banking in Central-Eastern Europe and<br />
Middle Eastern and North African countries<br />
21<br />
Romania<br />
Russian Federation<br />
Serbia<br />
Slovakia<br />
Slovenia<br />
Ukraine
The International Subsidiary Banks Division<br />
PRODUCT<br />
COMPANIES<br />
22<br />
1<br />
2<br />
3<br />
4<br />
5<br />
6<br />
7<br />
8<br />
9<br />
10<br />
ALBANIA<br />
BOSNIA AND<br />
HERZEGOVINA<br />
CROATIA<br />
CZECH<br />
REPUBLIC<br />
Prague branch of<br />
EGYPT<br />
HUNGARY<br />
ROMANIA<br />
RUSSIAN<br />
FEDERATION<br />
SERBIA<br />
SLOVAKIA<br />
11 SLOVENIA<br />
12<br />
UKRAINE<br />
BANKS
The International Subsidiary Banks Division<br />
Country Bank Manager<br />
South-Eastern Europe Area<br />
Albania<br />
Bosnia and<br />
Herzegovina<br />
Croatia<br />
Serbia<br />
Almir Krkalić<br />
Božo Prka<br />
Romania Ezio Salvai<br />
Figures as at 31 March 2013<br />
Alexander Resch<br />
Draginja Djuric<br />
Total Assets<br />
(euro m)<br />
23<br />
951<br />
661<br />
9.469<br />
1,137<br />
3,767<br />
Ranking<br />
(by Total Assets)<br />
3<br />
5<br />
2<br />
1<br />
Branches Customers<br />
32 139,000<br />
54 143,000<br />
211 1,640,000<br />
83 97,000<br />
196 1,604,000
The International Subsidiary Banks Division<br />
Country Bank Manager<br />
Central-Eastern Europe Area<br />
Hungary<br />
Fabrizio Centrone<br />
Slovakia Ignacio Jaquotot<br />
Slovenia Giancarlo Miranda<br />
Commonwealth of Independent States & South Mediterranean Area<br />
Egypt Bruno Gamba<br />
Russian<br />
Federation<br />
Figures as at 31 March 2013<br />
Olga Lein<br />
Ukraine Taras Kyrychenko<br />
Total Assets Ranking<br />
Branches Customers<br />
(euro m) (by Total Assets)<br />
24<br />
2<br />
7,037 5<br />
107 621,000<br />
11,142 2<br />
240 1,665,000<br />
2,447 8<br />
52<br />
192,000<br />
5<br />
4,659 200 1,537,000<br />
1,922 75<br />
475 259<br />
241,000<br />
485,000
Eurizon Capital and Banca Fideuram<br />
Asset Management<br />
Financial Advisors<br />
Figures as at 31 March 2013<br />
25<br />
The leading company in Italy<br />
<strong>with</strong> approximately 150 billion<br />
euro of assets under<br />
management<br />
<strong>Leader</strong> in Italy in the sector of<br />
financial advisors <strong>with</strong> 5,120<br />
private bankers and 97 domestic<br />
branches
Breakdown of consolidated results as at 31 March 2013<br />
24.4%<br />
11.6%<br />
(*) Excluding Corporate Centre<br />
(#) Figures as at 31 December 2012<br />
(1) Domestic Commercial Banking<br />
Breakdown<br />
by Business Area (*)<br />
4.4% 1.6%<br />
Banca dei Territori Division (1)<br />
International Subsidiary Banks Division<br />
Corporate and Investment Banking Division<br />
Banca Fideuram<br />
Eurizon Capital<br />
Operating Income<br />
58.0%<br />
26<br />
Breakdown<br />
by Geographical Area (#)<br />
20%<br />
Italy<br />
Other Countries<br />
80%
The Group <strong>Italian</strong> network<br />
Figures as at 31 March 2013<br />
NORTH WEST CENTRE<br />
<strong>Intesa</strong> <strong>Sanpaolo</strong><br />
Subsidiaries <strong>Intesa</strong> <strong>Sanpaolo</strong><br />
Subsidiaries<br />
Branches Company Branches<br />
Branches<br />
Company<br />
Branches<br />
1,560 <strong>Intesa</strong> <strong>Sanpaolo</strong> Private Banking 57<br />
255 Banca CR Firenze 650<br />
Banca Fideuram<br />
Banca Prossima<br />
Mediocredito <strong>Italian</strong>o<br />
Banca IMI<br />
CR del Veneto<br />
37<br />
22<br />
2<br />
1<br />
1<br />
Banca dell'Adriatico<br />
Banca Fideuram<br />
<strong>Intesa</strong> <strong>Sanpaolo</strong> Private Banking<br />
Banca Prossima<br />
Banco di Napoli<br />
Mediocredito <strong>Italian</strong>o<br />
144<br />
22<br />
20<br />
8<br />
3<br />
2<br />
NORTH EAST<br />
<strong>Intesa</strong> <strong>Sanpaolo</strong><br />
Branches<br />
20 CR del Veneto 408<br />
CR in Bologna 207<br />
CR del Friuli Venezia Giulia 133<br />
CR di Forlì e della Romagna<br />
110<br />
CR Venezia<br />
110<br />
Banca di Trento e Bolzano<br />
Banca Monte Parma<br />
80<br />
72<br />
<strong>Intesa</strong> <strong>Sanpaolo</strong> Private Banking 38<br />
Banca Fideuram 22<br />
Banca Prossima 13<br />
Mediocredito <strong>Italian</strong>o 2<br />
27<br />
Subsidiaries<br />
Company<br />
Branches<br />
SOUTH<br />
<strong>Intesa</strong> <strong>Sanpaolo</strong><br />
Branches<br />
ISLANDS<br />
<strong>Intesa</strong> <strong>Sanpaolo</strong><br />
Branches<br />
Subsidiaries<br />
Company<br />
9 Banco di Napoli 713<br />
Banca dell'Adriatico 123<br />
<strong>Intesa</strong> <strong>Sanpaolo</strong> Private Banking 20<br />
Banca Prossima<br />
15<br />
Banca Fideuram 11<br />
Mediocredito <strong>Italian</strong>o 2<br />
Subsidiaries<br />
Company<br />
Branches<br />
Branches<br />
177 Banca di Credito Sardo<br />
94<br />
Banca Prossima<br />
7<br />
Banca Fideuram<br />
5<br />
<strong>Intesa</strong> <strong>Sanpaolo</strong> Private Banking 5<br />
Mediocredito <strong>Italian</strong>o 1
The Group International network<br />
EUROPE<br />
Direct Branches<br />
Amsterdam<br />
Frankfurt<br />
Innsbruck (1)<br />
London<br />
Madrid<br />
Paris<br />
Warsaw<br />
Representative Offices<br />
AFRICA<br />
Representative Offices Country Subsidiaries<br />
Cairo<br />
Casablanca<br />
Tunis<br />
Athens<br />
Brussels (2)<br />
Istanbul<br />
Moscow<br />
Stockholm<br />
Country Subsidiaries<br />
Branches<br />
Albania<br />
<strong>Intesa</strong> <strong>Sanpaolo</strong> Bank Albania 32<br />
Bosnia and Herzegovina <strong>Intesa</strong> <strong>Sanpaolo</strong> Banka Bosna i Hercegovina 54<br />
Croatia<br />
Privredna Banka Zagreb 211<br />
Czech Republic VUB Banka 1<br />
Hungary<br />
CIB Bank 107<br />
Ireland<br />
<strong>Intesa</strong> <strong>Sanpaolo</strong> Bank Ireland<br />
1<br />
Luxembourg<br />
Banca Fideuram<br />
1<br />
Société Européenne de Banque (SEB)<br />
1<br />
Romania<br />
<strong>Intesa</strong> <strong>Sanpaolo</strong> Bank Romania<br />
83<br />
Russian Federation Banca <strong>Intesa</strong><br />
75<br />
Serbia<br />
Banca <strong>Intesa</strong> Beograd<br />
196<br />
Slovakia<br />
VUB Banka 239<br />
Slovenia<br />
Banka Koper<br />
52<br />
Switzerland<br />
Ukraine 259<br />
United Kingdom Banca IMI<br />
1<br />
Pravex-Bank<br />
<strong>Intesa</strong> <strong>Sanpaolo</strong> Private Bank (Suisse)<br />
1<br />
Egypt<br />
Bank of Alexandria<br />
Branches<br />
Figures as at 31 March 2013<br />
(1) Branch of <strong>Italian</strong> subsidiary Banca di Trento e Bolzano<br />
(2) International Regulatory and Antitrust Affairs and <strong>Intesa</strong> <strong>Sanpaolo</strong> Eurodesk<br />
(3) Suspended business<br />
200<br />
AMERICA<br />
Direct Branches<br />
George Town<br />
New York<br />
(*)<br />
28<br />
Representative Offices<br />
Santiago<br />
São Paulo<br />
OCEANIA<br />
Representative Offices<br />
Sydney<br />
ASIA<br />
Direct Branches Representative Offices<br />
Hong Kong<br />
Beijing<br />
Shanghai<br />
Beirut<br />
Singapore<br />
Tokyo Mumbai<br />
Seoul<br />
Tehran (3)<br />
Dubai<br />
Abu Dhabi<br />
Ho Chi Minh City
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