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Figure 8. Banks and branches in Italy The figure shows the evolution during the 1990s in the number of banks (right-hand scale) and in the number of bank branches in Italy. Data are from the Bank of Italy. 35000 30000 25000 20000 15000 10000 5000 0 Number of branches (left-hand scale) Number of banks (right-hand scale) 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 1400 1200 1000 800 600 400 200 0
Figure 9. Number of banks in the banked district The figure shows the average number of different and independent banks that are present in each local market by geographical area in Italy at the start of the liberalization process (1993) and 10 years later. Source: our computations on bank of Italy data. 4.0 3.5 3.0 2.5 2.0 1.5 1.0 0.5 0.0 December 1993 December 2002 NORTH WEST NORTH EST CENTRE SOUTH
Page 1: REGULATION, FORMAL AND INFORMAL ENF
Page 5 and 6: 1. Introduction 1 The Italian house
Page 7 and 8: 11 average endowment of social capi
Page 9 and 10: 13 between a quarter and a third of
Page 11 and 12: 15 and objects”. 3 We pool data f
Page 13 and 14: 17 important ingredient for the dev
Page 15 and 16: 19 Europe, nearly three times the a
Page 17 and 18: 21 to obtain a lower-court sentence
Page 19 and 20: 23 The second important step in the
Page 21 and 22: 25 where tightly regulated. These t
Page 23 and 24: 27 that at the margin financial lib
Page 25 and 26: 29 transformation. Between 1996 and
Page 27 and 28: 31 similar to those reported in Bor
Page 29 and 30: References Alessie, R., Hochguertel
Page 31 and 32: Table 1. Household indebtedness Pan
Page 33 and 34: Table 3. Social trust and reliabili
Page 35 and 36: Table 5. Access to credit for Itali
Page 37 and 38: Figure 1. Loans to households as a
Page 39 and 40: Figure 3. The size of the household
Page 41 and 42: Figure 5. Households’ propensity
Page 43: Figure 7. Social capital by provinc
Page 47 and 48: 18 16 14 12 10 8 6 4 Figure 11. Int
Page 49 and 50: Figure A1. Distribution of househol

REGULATION, FORMAL AND INFORMAL ... - ResearchGate

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