annual report - Department of Banking and Finance
annual report - Department of Banking and Finance
annual report - Department of Banking and Finance
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2008 HIGHLIGHTS FROM THE<br />
DIRECTOR OF COMMUNICATION AND PLANNING<br />
During 2008, the <strong>Department</strong> continued its focus on customer service<br />
improvement through strategic planning initiatives that impact our external<br />
customers <strong>and</strong> our employees. Initiatives that have not been mentioned elsewhere<br />
in this <strong>report</strong> are highlighted below, along with other accomplishments <strong>and</strong><br />
activities during the year:<br />
• We were reaccredited by the Conference <strong>of</strong> State Bank Supervisors (CSBS)<br />
during 2008. The CSBS Accreditation Program identifies banking departments<br />
that serve the citizens <strong>of</strong> their State by operating a capable <strong>and</strong> pr<strong>of</strong>essional<br />
regulatory program. Every five years, the <strong>Department</strong> is subject to an on‐site<br />
review to ensure that we continue to fulfill our statutory responsibility to<br />
charter, examine, supervise <strong>and</strong> regulate all state‐chartered commercial banks<br />
<strong>and</strong> trust companies in Georgia. A Review Team <strong>of</strong> three highly experienced<br />
former regulators <strong>and</strong> the CSBS Vice President, Accreditation <strong>and</strong> Certification,<br />
performed the on‐site review.<br />
• The State ushered in a new Strategic Planning methodology during the year. The new integrated<br />
strategic planning process was the result <strong>of</strong> collaborative work among the state planning agencies to<br />
consolidate <strong>and</strong> integrate four separate strategic planning processes. The ultimate goal <strong>of</strong> the new<br />
process is to ensure that agencies are achieving results for Georgians —continuing our efforts to be good<br />
stewards <strong>of</strong> the state’s resources. The <strong>Department</strong>’s goals for the next three years are focused primarily<br />
on the following areas:<br />
♦ Increase overall supervisory capabilities <strong>and</strong> effectiveness.<br />
♦ Reduce mortgage fraud in Georgia.<br />
CAROL WEBB<br />
Director <strong>of</strong> Communications<br />
<strong>and</strong> Planning<br />
♦ Enhance E‐Commerce/E‐Government capabilities to improve service to internal <strong>and</strong> external<br />
customers.<br />
• Feedback from our customer satisfaction surveys for application <strong>and</strong> examination processes in our two<br />
largest programs continued to reveal extremely positive results during 2008, with satisfaction ratings for<br />
overall quality <strong>of</strong> service greater than 90%.<br />
2008 Annual Report Page 33