Prevent Identity Theft - Hudson Heritage Federal Credit Union

Better Financing Rates
than Credit Cards!
GivinG Credit
Did you know you can borrow against the equity in your home
for home improvement projects, vacations and more? It may
be tempting to finance it on a credit card, but most bank credit
cards carry double digit interest rates. Here’s a better way:
HOME EQUITY lINE OF CREDIT
ratES aS loW aS
2.47 %
for firSt 6 Mo. tHEN aS loW aS 4.00% aPr
zERO ClOSINg COSTS, 2.
zERO POINTS OR APPlICATION FEE!
FIXED HOME EQUITY lOANS AlSO AVAIlAblE
If you need a loan we’re standing by. We’ll walk you through the loan application, or you can apply online
and have a representative call you at your convenience. You may even be eligible for instant approval.
DRIVE FOR lESS!
auto loaN ratES aS loW aS
2.50 % APR3. • UP TO 1% OFF APPROVED RATE4. • PlUS 1% REbATE UP TO $1505. • 60 DAY DEFERMENT ON YOUR
1ST PAYMENT
APR 1.
VACATION lOAN SPECIAl!
ratES aS loW aS
6.99 % APR6. • MAXIMUM lOAN AMOUNT $2,500
• TERMS UP TO 24 MONTHS
1. aPr is annual percentage rate. all extensions of credit are subject to credit approval. rates shown are lowest rates offered for the loan products advertised. applicants that are not approved for these loan rates or terms may be offered credit at a higher rate and/or with
different terms. this is a limited time offer which can be withdrawn at any time. all terms are subject to change without notice. for variable rate loans, the aPr may be increased after consummation. there are certain draw down, balance requirements, and loan to value
restrictions which may apply. offer not valid on existing HHfcu real estate lines of credit or loans. 2. Home Equity lines closed out prior to their three-year anniversary date will be subject to the addition of all waived closing costs to the payoff balance. contact a credit union
employee for further details. appraisal required for loans with 80% ltV and higher. appraisal costs, if required, are paid by the borrower and will be reimbursed when the loan is funded.
3. aPr=annual Percentage rate. rates as low as 2.50% aPr with 24 month term and 80% ltV. as an example: a 24 month loan with a fixed rate of 2.50% at 80% ltV would result in a payment of $42.86 for each $1000 financed. actual rate may vary based on credit
worthiness and down payment. 100% financing is also available for qualified borrowers. all rates quoted include a 1.00% reduction for members who pay their loans through automatic transfer from a share or share draft account. all extensions of credit are subject to credit
approval. rates shown are lowest offered for the loan products advertised. applicants that are not approved for these loan rates or terms may be offered credit at a higher rate and/or with different terms. all terms are subject to change without notice. 4. other terms available,
maximum term is 60 months. 5. rebate will be 1% of the HHfcu auto loan amount and is subject to a $150 limit. rebate will be given to the member in the form of a check or deposit into member’s HHfcu savings or checking account after the auto loan is booked. auto
loans paid off and closed prior to eighteen months will be subject to the addition of the cash rebate amount added to the payoff balance. all extensions of credit are subject to credit approval. offer may be withdrawn at anytime without notice.
6. aPr=annual Percentage rate. rates as low as 6.99% aPr with 24 month term. actual rate may vary based on credit worthiness. all rates quoted include a 1.00% reduction for members who pay their loans through automatic transfer from a share or share draft
account. all extensions of credit are subject to credit approval. rates shown are lowest offered for the loan products advertised. applicants that are not approved for these loan rates or terms, may be offered credit at a higher rate and/or with different terms. all terms
are subject to change without notice. limited time offer, could end at anytime. EQUAl HOUSINg lENDER