Line of credit - Standard Life

Non-conformities
Upon reception of the documents, the
National Bank Partnership Branch will verify the
conformity of the documents.
List of possible non-conformities:
• Missing signatures on document(s);
• Incomplete information on document(s) or
containing errors;
• Personalized void cheque missing for the
payment set-up;
Appendix I: Documents accepted
for identification purposes
The “Proceeds of Crime (Money Laundering) and Terrorist Financing Act” (the Act) requires financial
institutions to respect certain standards for identifying Applicants wishing to open an account or benefit
from a financial service.
Identification Methods Prescribed by the Act
• Information related to the identity documents
(2) missing or non-compliant on the “Credit
application” (see Appendix I for the accepted
documents) (for all new applicants and
guarantors);
• Any other missing document;
• Etc.
For any non-conformity, the National Bank
Partnership Branch will contact the Broker or
Standard Life for corrections.
In the presence of the individual to be identified
In order to establish an Applicant’s identity, the Broker must obtain two original identity documents from
the person to be identified. The following identity documents are accepted for identification purposes
(one document must come from Category A).
Category A
• Birth certificate issued in Canada.
• Driver’s licence issued in Canada.
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• Provincial health insurance card
• Canadian passport.
• Social insurance card issued by the
Canadian government.
• Canadian citizenship certificate.
• Certificate of naturalization in the form
of a document or a card (excluding a
commemorative document).
• IMM 1442 immigration form issued by
Citizenship and Immigration Canada (CIC)
• IMM 1000 immigration form issued by CIC (for
permanent residents prior to June 28, 2002)
• Permanent resident card or IMM 5292
(confirmation of permanent residence from CIC)
• Certificate of Indian status issued by the
government of Canada.
• Old Age Security card issued by the
government of Canada.
• Identity card or document issued by one of the
following authorities and bearing the photo and
signature of the individual being identified:
- Insurance Corporation of British Columbia;
- Alberta Registries;
- Saskatchewan Government Insurance;
- Department of Service of Nova Scotia and
Municipal Relations;
- Department of Transportation and Public
Works of the Province of Prince Edward
Island;
- Service New Brunswick;
- Department of Government Services and
Lands of the Province of Newfoundland and
Labrador;
- Government of the Northwest Territories
Department of Transportation;
- Department of Community Government
and Transportation – Nunavut.
Category B
• Passport from a foreign country.
• Employee identity card issued by an employer
who is recognized in the community bearing
the photo of the individual to be identified.
• Applicant card issued by the Canadian National
Institute for the Blind (CNIB) bearing the photo
and signature of the individual to be identified.
• Applicant card or ABM card issued in the
person’s name by a member institution of the
Canadian Payments Association and bearing
the name and/or signature of the person to be
identified.
• Credit card issued in the person’s name by a
member institution of the Canadian Payments
Association bearing the name and/or signature
of the person to be identified.
N.B. – When checking the identity of an
individual, any documents presented must
be valid originals, not copies.
1 Manitoba, Ontario and Prince Edward Island do
not allow the use of health insurance cards for
identification purposes. It is also forbidden to
document the information on them.
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