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Legals 800 Legals 800 Legals 800 Legals 800 Legals 800 Legals 800 Legals 800 BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be sub- mitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-09- 290095-BL IDSPub #0034208 8/10/2012 8/17/2012 8/24/2012 CN 13806 NOTICE OF TRUSTEE’S SALE TS No. CA-10-380714-CL Order No.: 100492299-CA-LPI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/16/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLA- NATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): THOMAS A. BAKER JR. AND PATRICIA A. BAKER, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 2/26/2007 as Instrument No. 2007-0127881 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 8/31/2012 at 10:00:00 AM Place of Sale: At the entrance to the east county regional center by statue, 250 E. Main Street, El Cajon, CA 92020 Amount of unpaid balance and other charges: $431,410.75 The purported property address is: 1506 SPRING CREEK LN, OCEANSIDE, CA 92057 Assessor’s Parcel No. 157- 500-31 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-10- 380714-CL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by send- ing a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619- 645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have pre- viously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note hold- ers right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPT- ING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be sub- mitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-10- 380714-CL IDSPub #0034191 8/10/2012 8/17/2012 8/24/2012 CN 13805 NOTICE OF TRUSTEE’S SALE TS No. CA-12-504261-AL Order No.: 120108955-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/30/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLA- NATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DAVID C. VORHIS, A MARRIED PERSON Recorded: 10/8/2008 as Instrument No. 2008-0528571 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 9/7/2012 at 9:00 AM Place of Sale: At the Sheraton San Diego Hotel & Marina, 1380 Harbor Island Drive, San Diego, CA 92101, in the Auction.com Room Amount of unpaid balance and other charges: $252,831.41 The purported property address is: 1842 ACACIA LN, FALLBROOK, CA 92028-9628 Assessor’s Parcel No. 123-081-23-00 NOTICE TO POTENTIAL BID- DERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12- 504261-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by send- ing a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619- 645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have pre- viously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note hold- ers right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPT- ING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be sub- mitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12- 504261-AL IDSPub #0033315 8/10/2012 8/17/2012 8/24/2012 CN 13804 NOTICE OF TRUSTEE’S SALE TS No. CA-12-500619-AL Order No.: 120080395-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/14/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLA- NATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier's check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): LEE P. SETTLE JR. AND EILEEN M. SETTLE, HUSBAND AND WIFE Recorded: 8/17/2007 as Instrument No. 2007-0551280 of Official Records in the office of the Recorder of SAN DIEGO County, California; Date of Sale: 9/7/2012 at 9:00 AM Place of Sale: At the Sheraton San Diego Hotel & Marina, 1380 Harbor Island Drive, San Diego, CA 92101, in the Auction.com Room Amount of unpaid balance and other charges: $352,638.83 The purported property address is: 550 CROUCH ST, OCEANSIDE, CA 92054 Assessor’s Parcel No. 149-350-26-00 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12- 500619-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by send- ing a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619- 645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have pre- viously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note hold- ers right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPT- ING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be sub- mitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12- 500619-AL IDSPub #0033294 8/10/2012 8/17/2012 8/24/2012 CN 13803 NOTICE OF TRUSTEE'S SALE TS No. 12-0011673 Title Order No. 12- 0019100 APN No. 123-291-22-00 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 07/22/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by MICHELE BEDARD, A SINGLE WOMAN, dated 07/22/2005 and recorded 7/29/2005, as Instrument No. 2005- 0649360, in Book , Page 34610, of Official Records in the office of the County Recorder of San Diego County, State of California, will sell on 08/24/2012 at 10:00AM, On the grounds of the Scottish Rite Event Center, located at 1895 Camino Del Rio South, San Diego, CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 1215 EL NIDO DRIVE, FALLBROOK, CA, 92028. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $516,204.42. It is possible that at the time of sale the open-ing bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier's checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ''AS IS'' condi- tion, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appro- priate County Recorder’s Office. NOTICE TO POTENTIAL BID- DERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale post-ponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281- 8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0011673. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01- 94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281- 8219 By: Trustee's Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any in-formation obtained will be used for that purpose. FEI # 1006.163958 8/03, 8/10, 8/17/2012 CN 13802 Trustee Sale No. FSA4-DOT Batch ID: Foreclosure DOT15856-FSA4- DOT APN: See Exhibit “A” NOTICE OF TRUSTEE'S SALE WARNING! YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED . UNLESS YOU TAKE ACTION TO PROTECT YOUR TIMESHARE ESTATE, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Exhibit “A” is attached hereto and made a part hereof. Date of Sale: 08/24/12 .......Time of Sa 10:00 a.m. Place of Sale:..............At entrance to the East County Regional Center by statue, 250 E. Main Street, El Cajon, CA 92020 First American Title Insurance Company, a California Corporation, as the duly appointed Trustee, Successor Trustee, or Substituted Trustee of Deed(s) of Trust executed by Trustor(s) and recorded among the Official Records of San Diego County, CAL- IFORNIA, and pursuant to that cer- tain Notice of Default thereunder recorded, all as shown on Exhibit “A” which is attached hereto and by this reference made a part hereof, EXHIBIT “A” T.S. Number Contract Number Interval APN Trustor(s) Deed of Trust Dated Date Recorded & Instrument No. Notice of Default Date Recorded & Instrument No. Note Balance Default Amount Estimated Cost 2667120 12790524314 52-43CD/14 215-943-43-14 MICHAEL R. NILES and CATHERINE L. NILES 01/03/07 02-05-2007 / 2007-0080083 05-17-2012 / 2012-0289645 $20,830.87 $23,580.41 $600.00 2667123 2780433851 43-38CD/50 AND 43-38CD/51 215-943-38-50 & 215-943-38-51 ROBERT B THOMAS and DANTE M. THOMAS 02/13/05 03-15-2005 / 2005-0210592 05-17- 2012 / 2012-0289645 $25,321.10 $27,326.87 $600.00 2715966 12790021582 53-42GH/31 215-945- 42-31 JEFF J BUCHER and TIFFANY BUCHER 10/07/07 10-30- 2007 / 2007-06292395 05-17-2012 / 2012-0289645 $46,491.35 $48,955.36 $600.00 2715967 2773307500 33-07J/50 215-817-07- 50 JERRY L. LUGGER and CATHERINE L. LUGGER 07/04/03 09-11-2003 / 2003-1114187 05-17- 2012 / 2012-0289645 $4,231.88 $4,694.92 $600.00 2715968 2780433824 43-38I/38 and 43- 38EF/2 215-946-38-38 and 215-944- 38-02 JERRY L. LUGGER and CATHERINE L. LUGGER 08/30/02 11-05-2002 / 2002-0985923 05-17- 2012 / 2012-0289645 $12,339.78 $13,505.30 $600.00 2741937 2760021710 23-14J/1 AND 23-14J/6 215-817-14-06 CHARLES R PIER- SON and YEVETTE L. PIERSON 12/23/07 02-05-2008 / 2008-0057544 05-17-2012 / 2012-0289645 $20,463.40 $21,975.43 $600.00 will sell at public auction for cash, lawful money of the United States of America, (a cashier's check payable to said Trustee drawn on a state or national bank, a state or federal credit union, or a state or federal savings and loan association, or savings bank as specified in section 5102 of the Financial Code and authorized to do business in this state) all that right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State to wit: Those cer- tain Timeshare Interval as shown on Exhibit “A”, within the timeshare project at 7104 Kingfisher Lane, Carlsbad, CA 92011. The legal descriptions on the recorded Deed(s) of Trust shown on Exhibit “A,” are incorporated by this reference. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, as to title, possession or encumbrances to satisfy the unpaid balance due on the note or notes secured by said Deed(s) of Trust, as shown on Exhibit “A”, plus accrued interest thereon, the estimated costs, expenses and advances if any at the time of the initial publication of the Notice of Sale, as shown on Exhibit “A”. Accrued Interest and additional advances, if any, will increase this figure prior to sale. PUBLISH: 08/03/12, 08/10/12, 08/17/12 First American Title Insurance Company, a California Corporation 1160 N. Town Center Drive #190, Las Vegas, NV 89144 Phone: (702) 792-6863 Dated: 07/30/2012 Cleiby Jarukaruta, Trustee Sale Officer P971028 8/3, 8/10, 08/17/2012 CN 13788 Trustee Sale No.: 20120028700364 Title Order No.: 454976 FHA/VA/PMI No.: NOTICE OF TRUSTEE'S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 1/27/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLA- NATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 01/31/2006 as Instrument No. 2006-0072481 of official records in the office of the County Recorder of SAN DIEGO County, State of CALIFORNIA. EXECUTED BY: GERALD W BRYAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER'S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 8/27/2012 TIME OF SALE: 10:00 AM PLACE OF SALE: AT THE ENTRANCE TO THE EAST COUNTY REGIONAL CENTER BY STATUE, 250 E. MAIN STREET, EL CAJON, CA 92020 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 4464 ADAMS STREET , CARLSBAD, CA 92008 APN#: 206-192-08-00 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $968,893.37. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTEN- TIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bid- Coast News Legals From Page B9 See more Coast News Legals Page B15 THE COAST NEWS B10 AUG. 17, 2012
AUG. 17, 2012 Tide cleans up in detergent tests When it comes to laundry, Tide rules. It’s one of Consumer Reports’ three top picks for conventional detergents and accounts for half of those for high-efficiency washers. But Consumer Reports’ tests found lots of other, subpar performers. Here are the details: — Tide hits a new high. Tide’s top-scoring Ultra Plus Bleach, 23 cents per load, vanquished grass, blood, ring around the collar and other tough stains. And its Plus Bleach Alternative, 18 cents per load, joins Consumer Reports’ top picks for conventional washers. For high-efficiency detergents, Tide Ultra HE, 16 cents per load, was a CR Best Buy. — Dual-use detergents grow. More HE detergents can be used in conventional washers, but only a handful made Consumer Reports’ winners list. And most wind up costing more than Target’s conventional-only Up & Up Ultra Concentrated, a CR Best Buy at just 10 cents per load. — Few packs make the grade. Single-use packs make proper dosage easier for normal loads. But only Tide Pods cleaned impressively in Consumer Reports’ tests. And because packs dissolve quickly in water, you must handle them with dry hands and keep the bag sealed. Also, packs may be especially harmful if ingested or rubbed into eyes; poison control centers received more than 700 pod-related calls from February to June involving children ages 5 or younger. Tide will be offering a safer double latch for its plastic containers with lids. Consumer Reports suggests keeping detergents out of the reach of children. — Being green still isn’t easy. GreenShield’s Organic Elite Care and Whole Foods’ 365 Organic Everyday Value are among the first to earn the Department of Agriculture’s “Organic” seal, which requires at least 95 percent organic ingredients. But both products proved to be only slightly better than plain water at tackling stains, as did Martha Stewart’s Clean 2X, which was as dismal this time as in prior tests. A better bet: Seventh Generation Natural superconcentrated detergent, which did well at cleaning and is said to be biodegradable. Edward B. Coffey D.D.S., M.S. Christopher Henninger D.M.D. • Cosmetic Dentistry • Emphasis on Prevention • Specializing in Crown & Bridge Work • Periodontics • Root Canal Therapy • Implants • 24 Hour Services Exceptional gentle dental care for you and your family Most Insurance Companies Welcome Se Habla Español 1445 Encinitas Blvd., Encinitas 760.942.7272 www.encinitasdentalart.com In Consumer Reports’ recent tests of laundry detergents, Tide was one of three top picks for conventional detergents and accounted for half of those for high-efficiency washers. Courtesy photo FOUR WAYS TO SAVE ON DETERGENT — Choose the right one. You can use a conventional or dual-use detergent in a regular top-loading washer. But using a conventional detergent in a high-efficiency machine could compromise cleaning if it produces too many suds. — Check the dose before using. Many dual-use detergents use the same dose for high-efficiency and conventional washers. However, Fuller Brush Plus Concentrated calls for twice the amount in traditional machines, boosting its cost per load to 40 cents. — Spend at least 10 cents per load. None of the detergents that cost less than that scored better than mediocre. — Don’t overdo it. Using too much detergent costs you more per load. Overdosing wastes energy and water if it leads to added rinse cycles in your washer. Read the instructions carefully and measure the proper amount of detergent for your load size. EYEWARE CARE Prescription eyeglasses can cost as much as $1,000, and most have plastic lenses, which scratch more easily than glass. Clearly, you need to protect your investment. But should you clean lenses with tissues or cloth? When they’re wet or dry? CR asked experts and lens makers. — Don’t wipe lenses when they’re dry. Any debris on their surface or dust in the NEW PATIENT SPECIAL $ 59 Includes: Cleaning • Polishing • Exam • Consultation • Bitewing X-rays • Check for Gum Disease TEETH BLEACHING $ 99 Reg. $221 Per Arch Reg. $375 With coupon. Offers expire 8-31-12 cleaning cloth could cause scratches. — Don’t wipe lenses with a tissue, paper towel or paper napkin. They can have a rough surface. — Don’t use ammonia, bleach, vinegar or window cleaner, which can harm lenses and their coatings. (Most lenses are now coated, usually with an antireflective layer.) — Don’t spit. Spit is a handy (though off-putting) cleaning solution, but saliva may contain oil or something else that’s damaging. — Do clean lenses regularly with warm water and a drop of dish detergent, then dry with a clean, soft cotton cloth, like a handerchief, or a microfiber cloth. — Do lay glasses down with their lenses facing upward. THE COAST NEWS Offer Expires: 8/31/12 American Legion seeks volunteer drivers OCEANSIDE — Volunteer drivers are always needed to help transport Veterans in North County to the New VA clinic in Oceanside and to the VA Medical Center in La Jolla. Call Carolyn Jackson at (858) 552-7470 to volunteer. Post 146 meets at 9 a.m. every third Saturday of the month at the Senior Available at: El Cajon 1220 N. Magnolia 619.588.7755 Encinitas 133 El Camino Real 760.634.2088 free Escondidio 602 N. Escondido Blvd. 760.839.9420 San Diego 5700 Kearny Villa Rd. 858.565.7477 2color samples See Back For A Full Listing www.vistapaintbenmoore.com of All Vista Paint Locations That Carry Benjamin Moore facebook/Vista 7/31/12 Paint Ben Moore Temecula 27250 Madison 951.296.3880 NEW! Vista 611 Sycamore 760.598.0040 B11 Citizen Center, 455 Country Club Lane. For information about Post 146 or its activities contact the post at (760) 754- 9633. Hours: M-F 7 am-5pm Sat: 7:30 am - 4:30 pm
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