The report is available in English with a Dutch summary - KCE
The report is available in English with a Dutch summary - KCE
The report is available in English with a Dutch summary - KCE
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86 Orthodontics <strong>KCE</strong> Reports 77<br />
3.9.3 Dental and orthodontic health basket<br />
BASIC INSURANCE COVERAGE<br />
<strong>The</strong> compulsory health <strong>in</strong>surance program only covers dental treatment for patients<br />
who develop a serious mouth or jaw d<strong>is</strong>order or <strong>in</strong> connection <strong>with</strong> a severe<br />
generalized d<strong>is</strong>order (e.g. leukaemia, heart-valve replacement) if th<strong>is</strong> treatment <strong>is</strong><br />
necessary to support and ensure the success of medical treatment be<strong>in</strong>g given.<br />
<strong>The</strong> compulsory health <strong>in</strong>surance also covers dental treatment if required after an<br />
accident and the patient has no other <strong>in</strong>surance that will cover the costs.<br />
<strong>The</strong> <strong>in</strong>surance does not cover the cost for the correction of malaligned teeth<br />
(orthodontic care).<br />
COVERAGE BY COMPLEMENTARY PRIVATE INSURANCE POLICIES<br />
In Switzerland about 10% of the population are members of private <strong>in</strong>surance schemes<br />
which cover some dental care costs, especially orthodontics. All such schemes are<br />
personal and premiums are paid directly to the <strong>in</strong>surance companies. <strong>The</strong> level of the<br />
premium <strong>is</strong> l<strong>in</strong>ked to the cover required.<br />
3.9.4 Fee-for-service for orthodontic acts<br />
Fixed dental fees were <strong>in</strong>troduced <strong>in</strong> 1976. <strong>The</strong>y are based upon the average cost of a<br />
dental practice.<br />
<strong>The</strong>re are fees for over 500 treatments. A certa<strong>in</strong> number of po<strong>in</strong>ts have been<br />
appo<strong>in</strong>ted to these treatments. <strong>The</strong> fee for treatment equals the number of po<strong>in</strong>ts<br />
appo<strong>in</strong>ted to the treatment multiplied by the value of one po<strong>in</strong>t.<br />
Fee for a treatment = po<strong>in</strong>ts appo<strong>in</strong>ted to the treatment x value of 1 po<strong>in</strong>t.<br />
For treatment covered by the compulsory health <strong>in</strong>surance the number of po<strong>in</strong>ts<br />
appo<strong>in</strong>ted to a treatment and the value of a one po<strong>in</strong>t are fixed. At the moment the<br />
value for one po<strong>in</strong>t <strong>is</strong> CHF 3.10 (€1.89).<br />
For patients and treatments that are not covered by the compulsory health <strong>in</strong>surance<br />
(private patients) there <strong>is</strong> a scale of po<strong>in</strong>ts for each treatment. <strong>The</strong> value of one po<strong>in</strong>t <strong>is</strong><br />
limited to a maximum of CHF5.40 (€3.30).<br />
For example: maximum fee for first orthodontic consultation (treatment 4800)=<br />
34*CHF5.40 = CHF183.60 (€112.03).