Five Star Wealth Managers - Five Star Professional
Five Star Wealth Managers - Five Star Professional
Five Star Wealth Managers - Five Star Professional
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2012 <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong><br />
FS 1 — <strong>Five</strong> <strong>Star</strong> award information: www.fivestarprofessional.com<br />
Special advertiSing Section<br />
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In a consumer study about dynamics between wealth<br />
managers and their clients, <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong> polled<br />
wealth managers and consumers about communications. Both<br />
groups said that connecting three to four times a year is the<br />
right communications strategy, but expectations are not<br />
aligned in all areas:<br />
• 29 percent of consumers want to be contacted by their<br />
wealth manager whenever events require an update; only 7<br />
percent of wealth managers say they contact clients based<br />
on the impact of events.<br />
• 63 percent of consumers say they receive the right amount<br />
of communication from their wealth manager.<br />
From research conducted by <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong>, April 2011.<br />
<strong>Wealth</strong> managers, broadly defined, are those<br />
individuals who help you manage your financial<br />
world and/or implement aspects of your financial<br />
strategies. Common examples of wealth managers<br />
a Select<br />
aWard<br />
award<br />
2012 Southwest Florida<br />
<strong>Five</strong> <strong>Star</strong><br />
<strong>Wealth</strong> <strong>Managers</strong><br />
are financial advisors, financial planners, investment<br />
advisors, tax advisors and estate planning attorneys.<br />
How do you find a wealth manager with experience, who<br />
has a good base of clients with high retention rates, and<br />
who has undergone a regulatory and complaint review?<br />
And when you find them, are they accepting new clients?<br />
Gulfshore Life magazine and <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong> partnered<br />
to find wealth managers who satisfy 10 objective eligibility<br />
and evaluation criteria that are associated with wealth<br />
managers who provide quality services to their clients.<br />
Among many distinguishing attributes, the average oneyear<br />
client retention rate for this year’s award winners is<br />
more than 92 percent.<br />
Don’t listen to other people. Investigate<br />
for yourself. Be wary of advisers<br />
who say they never had a down year.”<br />
<strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
— <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> Manager<br />
The 2012 <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong> are a select group, representing less than 5 percent of the wealth<br />
managers in the Southwest Florida area. (1)<br />
Although this list is a useful tool for anyone looking for help in managing their financial world or<br />
implementing aspects of their financial strategies, it should not be considered exhaustive. Undoubtedly, there are many excellent<br />
wealth managers who, for one reason or another, are not on this year’s list.<br />
© <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
In order to consider a broad population of high-quality wealth managers, award candidates<br />
are identified by one of three sources: firm nomination, peer nomination or pre-qualification<br />
based on industry standing. Self-nominations are not accepted. Southwest Florida award<br />
candidateS candidates were identified using internal and external research data, including a survey to<br />
more than 2,200 registered financial services professionals and all identified financial service companies in the area that are<br />
registered with FINRA or the SEC.<br />
© <strong>Five</strong> <strong>Star</strong> Profession<br />
<strong>Star</strong> Pr<br />
<strong>Five</strong> <strong>Star</strong> Profes
determination<br />
oF aWard WinnerS<br />
research<br />
diScloSureS<br />
Special advertiSing Section<br />
Award candidates who satisfied 10 objective eligibility and evaluation criteria that are<br />
associated with wealth managers who provide quality services were named 2012 <strong>Five</strong> <strong>Star</strong><br />
<strong>Wealth</strong> <strong>Managers</strong>. (2)<br />
Eligibility Criteria – Required (3)<br />
1. Credentialed as an investment advisory representative (IAR), a FINRA-registered<br />
representative, a CPA or a licensed attorney.<br />
2. Actively employed as a credentialed professional in the financial services industry for a<br />
minimum of five years.<br />
3. Favorable regulatory and complaint history review. (4)<br />
4. Fulfilled their firm review based on internal firm standards.<br />
5. Accepting new clients.<br />
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Evaluation Criteria – Considered (3)<br />
6. One-year client retention rate (the average one-year client retention rate of this year’s<br />
award winners is more than 92 percent).<br />
7. <strong>Five</strong>-year client retention rate.<br />
8. Non-institutional discretionary and/or non-discretionary client assets administered (this<br />
year’s award winners administer an average of $98 million in client assets).<br />
9. Number of client households served (on average, this year’s award winners serve 202<br />
households).<br />
10. Education and professional designations.<br />
• <strong>Wealth</strong> managers do not pay a fee to be considered or<br />
placed on the final list of <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong>.<br />
• The <strong>Five</strong> <strong>Star</strong> award is not indicative of the wealth manager’s future performance.<br />
• <strong>Wealth</strong> managers may or may not use discretion in their practice and therefore may not manage<br />
their clients’ assets.<br />
• The inclusion of a wealth manager on the <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> Manager list should not be construed<br />
as an endorsement of the wealth manager by <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong> and Gulfshore Life magazine.<br />
• Working with a <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> Manager or any wealth manager is no guarantee as to future<br />
investment success, nor is there any guarantee that the selected wealth managers will be awarded<br />
this accomplishment by <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong> in the future.<br />
• <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong> is not an advisory firm, and the content of this article should not be<br />
considered financial advice. For more information on the <strong>Five</strong> <strong>Star</strong> award and the research/<br />
selection methodology, go to www.fivestarprofessional.com.<br />
• (1) 590 award candidates in the Southwest Florida area were considered for the <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong><br />
Manager award. 163 (approximately 28 percent of the award candidates) were named 2012 <strong>Five</strong><br />
<strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong>. The 163 award winners represent less than 5 percent of the total wealth<br />
managers in the area.<br />
(2) <strong>Wealth</strong> managers were required to certify that any information they provided was accurate.<br />
(3) Criteria 4, 8 and 9 do not apply to attorneys or CPAs.<br />
(4) As defined by <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong>, the wealth manager has not:<br />
• Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine.<br />
• Had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or<br />
<strong>Five</strong> <strong>Star</strong> <strong>Professional</strong>’s consumer complaint process.<br />
• Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority.<br />
• Filed for personal bankruptcy.<br />
• Been convicted of a felony.<br />
2012<br />
The <strong>Five</strong> <strong>Star</strong> award goes to less<br />
than 7 percent of wealth managers.<br />
Insights from <strong>Five</strong> <strong>Star</strong><br />
<strong>Wealth</strong> <strong>Managers</strong><br />
Wishful thinking is not<br />
planning. If you plan<br />
for the worst, you will<br />
never be unpleasantly<br />
surprised.”<br />
Clients don’t care how<br />
much you know until<br />
they know how much<br />
you care.”<br />
<strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
Only invest in something<br />
that you understand.”<br />
What matters most is<br />
how you recover from<br />
setbacks.”<br />
© <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
<strong>Five</strong> <strong>Star</strong> <strong>Professional</strong> conducts a regulatory review of each nominated wealth manager using the Investment Adviser Public Disclosure (IAPD) website. <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong> also<br />
uses multiple supporting processes to help ensure that a favorable regulatory and complaint history exists. Data submitted through these processes was applied per the above criteria:<br />
• Each wealth manager who passes the <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong> regulatory review must attest that they meet the definition of favorable regulatory history, based upon the criteria<br />
listed above.<br />
• <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong> promotes via local advertising the opportunity for consumers to confidentially submit complaints regarding a wealth manager.<br />
• <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong> contacted approximately 1 in 12 households identified as having a high propensity to use the services of wealth managers in order to provide consumers the<br />
opportunity to submit complaints regarding a wealth manager. More than 6,500 households in the Southwest Florida area were contacted.<br />
© <strong>Five</strong> <strong>Star</strong> Profession<br />
The <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> Manager selection criteria was updated for the 2012 award year. 2005 – 2011 <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong> scored highest in overall satisfaction based on feedback<br />
from clients, peers and industry experts. No more than 7 percent of wealth managers receive the award each year. The selection process for the 2005 – 2011 award winners can be<br />
found at www.fivestarprofessional.com/2011/wealth_managers_research_overview.php.<br />
www.fivestarprofessional.com: <strong>Five</strong> <strong>Star</strong> award information — FS 2<br />
2012 <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong><br />
<strong>Star</strong> Pr<br />
<strong>Five</strong> <strong>Star</strong> Profes
2012 <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong><br />
Business Planning<br />
Bruce Graev · Diagnostics Financial<br />
Group Page 13<br />
Timothy Hains · Quarles & Brady<br />
Estate Planning<br />
A. Eric Anderson · A. Eric Anderson<br />
S. Dresden Brunner · S. Dresden Brunner<br />
Daniel Capes · Dunwody White & Landon<br />
LaDonna Cody · LaDonna J. Cody, P.A.<br />
Page 10<br />
Henry Cohen · Cohen & Grigsby<br />
Jeffrey Folkman · Hahn Loeser & Parks<br />
Christopher Fraga · Fraga <strong>Wealth</strong><br />
Management Group Page 11<br />
Brad Galbraith · Hahn Loeser & Parks<br />
Kenneth Goodman · Goodman Breen &<br />
Gibbs<br />
Charles Kelly, Jr. · Kelly, Passidomo & Alba<br />
Kenneth Krier · Cumings & Lockwood<br />
Jeanette Martinez-Lombardi · Jeanette M.<br />
Lombardi Page 13<br />
Brian McAvoy · Harter Secrest & Emery<br />
Beth Prather · Prather & Swank<br />
George Wilson · Wilson & Johnson<br />
Financial Planning<br />
Robert Belcastro · RBC <strong>Wealth</strong> Management<br />
Edward Bell · Cornerstone Financial<br />
Planning<br />
Steven Bernstein · Raymond James Financial<br />
Services<br />
Leo Boisvert · Private <strong>Wealth</strong> Consultants<br />
Brad Campbell · Capital Rock Advisors<br />
Brad Cherkin · BB&T<br />
Linda Darby · Ameriprise Financial<br />
Services, Inc.<br />
John Dinino · Jomarc Financial Group<br />
Curt Edwards · J.P. Morgan<br />
Stephen Eller · Raymond James Financial<br />
Services<br />
Danielle Emery · Ameriprise Financial<br />
Services, Inc. Page 10<br />
FS 3 — <strong>Five</strong> <strong>Star</strong> award information: www.fivestarprofessional.com<br />
Special advertiSing Section<br />
Award winners listed by primary services and listed alphabetically by last name.<br />
Mark English · Merrill Lynch<br />
Colin Feng · AXA Advisors<br />
Mark Fontana · Thrivent Financial<br />
Page 13<br />
Arlene R. Foreman · Arlene R. Foreman<br />
Robert Frailey · Cove <strong>Wealth</strong> Management<br />
Michael Gahan · Morgan Stanley Smith<br />
Barney<br />
Robert Grace · Grace Advisory Group<br />
David Gray · Morgan Stanley Smith Barney<br />
Michael Hamilton · Hamilton <strong>Wealth</strong><br />
Management<br />
Jerry Hemmer · Alliance Financial Group<br />
Samuel Henderson · Samuel S. Henderson<br />
Independent Financial Consultant<br />
Larry Hershman · MetLife<br />
Howard Isaacson · Merrill Lynch<br />
Michael Jelormine · Southport Station<br />
Financial Management Page 11<br />
Kevin Johnson · American Financial<br />
Management<br />
Howard Jordan · Raymond James &<br />
Associates<br />
Stephen Kaufman · Southern Trust Financial<br />
Martin Kawadler · Martin Kawadler<br />
Gordon Kellam · Merrill Lynch<br />
Brant Keller · Creative Planning<br />
Trigg Kuhn · Raymond James & Associates<br />
B. Eliot Legates, Jr. · Merrill Lynch<br />
Herve Liegeois · Raymond James Financial<br />
Services<br />
James Linus · Creative <strong>Wealth</strong> Financial<br />
Group<br />
Ross Martin · Ameriprise Financial Services,<br />
Inc.<br />
Eric Marvin · J.P. Turner & Company<br />
Mark Masterson · Masterson Emma &<br />
Associates/Hightower<br />
DeAnne Mathis · Emerald <strong>Wealth</strong><br />
Management Solutions<br />
Howard McAtee · Oppenheimer &<br />
Company<br />
Byron Meade · New York Life<br />
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Steven Mielke · Thrivent Financial<br />
Sean Molloy · Ameriprise Financial Services,<br />
Inc.<br />
David Morgan · Raymond James &<br />
Associates<br />
Jason Nardella · Ameriprise Financial<br />
Services, Inc.<br />
John Nicolosi · Private Asset Management<br />
Group<br />
John O’Brien · Charles Schwab<br />
Cheryl Osborne · Ameriprise Financial<br />
Services, Inc.<br />
Carole Peck · Carole Peck Financial Center<br />
Michael Perino · Ameriprise Financial<br />
Services, Inc.<br />
John Picone · Picone Financial Partners<br />
Tommy Pitser · Robert W. Baird & Company<br />
James Sands, Jr. · MetLife Page 14<br />
Reina Schlager · Schlager Schlager & Levin<br />
William Slepcevich · Slepcevich Financial<br />
Group<br />
Richard Smarg · Advisors Trust<br />
Mark Sonntag · Gilman Ciocia<br />
Kevin Sullivan · Harbor Investments<br />
Jodi Tanner · Ameriprise Financial Services,<br />
Inc.<br />
Patrick Thuecks · Planning Partners<br />
Financial Group Page 8<br />
Curt Todd · Merrill Lynch<br />
John Toggweiler · Morgan Stanley Smith<br />
Barney Page 12<br />
Corey Vertich · Uhler and Vertich Financial<br />
Planners<br />
Kevin Walker · Morgan Stanley Smith<br />
Barney<br />
Paul Weinstein · Weinstein Wilkes Financial<br />
Group<br />
A. Scott White · Scott White Advisors<br />
Trevor Whitley · Marquis <strong>Wealth</strong><br />
Management Group<br />
Nadine Wilkes · Weinstein Wilkes Financial<br />
Group<br />
© <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
© <strong>Five</strong> <strong>Star</strong> Profession<br />
<strong>Star</strong> Pr<br />
<strong>Five</strong> <strong>Star</strong> Profes
Insurance<br />
Gary Raab · Nye Financial Group<br />
Investments<br />
Lorraine Albino-Hinkley · Primerica<br />
Financial Services<br />
Carlos Amaris · Merrill Lynch<br />
Russell Andersen · Northern Trust Securities<br />
Pat Antonetti · Antonetti Capital<br />
Management<br />
Richard Beebe · MWM Investment<br />
Consulting<br />
Matthew Caras · Wells Fargo Advisors, LLC<br />
Nicholas Carr · Merrill Lynch<br />
James Carroll · Financial Advisors of<br />
Southwest Florida<br />
Robert Carter · Oppenheimer & Company<br />
Karen Chancy · SLC Investment<br />
Management Group/Morgan Keegan<br />
Walter John Chesney · Morgan Keegan &<br />
Company<br />
John Cimino · Covenant Capital<br />
Management<br />
Andrew Clarke · Edward Jones<br />
Stefan Contorno · Merrill Lynch<br />
Steven Coplin · Morgan Stanley Smith<br />
Barney Page 7<br />
Lindsay Corbin · Merrill Lynch<br />
Gary Crisci · Merrill Lynch<br />
Gayle DeHaan-Garland · Ameriprise<br />
Financial Services, Inc.<br />
Carl DePasquale · Morgan Keegan &<br />
Company<br />
John Mark DeSarno · MetLife<br />
Frank Durand · Wells Fargo Advisors<br />
Financial Network, LLC<br />
James Eastman · Westport Resources<br />
Investment Services Page 13<br />
Robert Edwards · Wells Fargo Advisors,<br />
LLC Page 5<br />
Pasquale Evangelista · Raymond James &<br />
Associates<br />
Special advertiSing Section<br />
Award winners listed by primary services and listed alphabetically by last name.<br />
Carl Fazio, Jr. · Ameriprise Financial<br />
Services, Inc. Page 10<br />
Michael Feldman · Private Capital<br />
Management<br />
Erik Heben · Private <strong>Wealth</strong> Consultants<br />
Bob Hodges · Capital Guardian <strong>Wealth</strong><br />
Management<br />
Keith Jacoby · Wells Fargo Advisors, LLC<br />
Patrick King · Raymond James Financial<br />
Services<br />
Mark Koestner · Wells Fargo Advisors, LLC<br />
Shawn Kolar · Wells Fargo Advisors, LLC<br />
J. Eric Konuk · Private <strong>Wealth</strong> Management<br />
Bart Lewis · SLC Investment Management<br />
Group/Morgan Keegan<br />
Gary Lind · The Northern Trust Company<br />
JD Loden · JD Loden <strong>Wealth</strong><br />
Management Page 12<br />
Paul LoPresti · Wells Fargo Advisors, LLC<br />
William LoPresti · Wells Fargo Advisors,<br />
LLC<br />
David Maggio · SunTrust Investment<br />
Services<br />
Matthew Mathias · MWM Investment<br />
Consulting<br />
Kurt Maurillo · Wells Fargo Advisors, LLC<br />
Robert McLendon · Merrill Lynch<br />
Lance McMurry · Merrill Lynch<br />
Larry Medley · Wells Fargo Advisors, LLC<br />
Steven Merkel · Piedmont Investment<br />
Advisors<br />
Douglas Newell · Merrill Lynch<br />
James Nolte · Wells Fargo Advisors, LLC<br />
Jay Olson · Raymond James Financial<br />
Services<br />
Gary Ozak · Edward Jones<br />
Christopher Payson · Morgan Keegan &<br />
Company Page 14<br />
Dennis Pearlman · Case Pearlman<br />
Retirement Plan Advisors<br />
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Michael Prioletti · Robert W. Baird &<br />
Company<br />
Karon Rathgeber · Wells Fargo Advisors,<br />
LLC<br />
Marc Reisman · Mills-Price & Associates<br />
Ronald Rutherford · Rutherford Asset<br />
Planning<br />
Suzzette Rutherford · Rutherford Asset<br />
Planning<br />
Jon Skaff · SunTrust Investment Services<br />
Page 9<br />
Stephen Spahr · Morgan Keegan & Company<br />
Lee Spielman · SLC Investment Management<br />
Group/Morgan Keegan<br />
Ann Stickford · Wells Fargo Advisors, LLC<br />
Greg Stoia · Stoia Financial<br />
Matt Stratton · Charles Schwab<br />
Dennis Sullivan · Morgan Keegan &<br />
Company<br />
Richard Taylor · Merrill Lynch<br />
William Valenti · Florida Gulf Investments<br />
John Van Veen · Northern Trust Securities<br />
A. Brent Wauterlek · HBK Sorce Advisory<br />
Charles Weinrich · SunTrust Private <strong>Wealth</strong><br />
<strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
Taxation<br />
Michael Briers · Briers, CPA Page 14<br />
Brigid Soldavini Clapper · Soldavini &<br />
Caldwell, CPA<br />
Sally Coleman · Sally Frizzell Coleman, CPA<br />
Craig Folk · Miller Helms & Folk, P.A.<br />
Gene Solomon · Gene Solomon, CPA<br />
Douglas Wiebel · Wiebel Hennells &<br />
Carufe Page 14<br />
© <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
Trust Services<br />
Preston Came · The Northern Trust<br />
Company<br />
Dennielle Downes · U.S. Trust Bank of<br />
America Private <strong>Wealth</strong> Management<br />
© <strong>Five</strong> <strong>Star</strong> Profession<br />
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP ® , CERTIFIED FINANCIAL PLANNER and the federally registered CFP (with flame logo) in the U.S., which it awards to individuals who<br />
successfully complete CFP Board’s initial and ongoing certification requirements. The Chartered Financial Consultant credential [ChFC ® ] is a financial planning designation awarded by The American College.<br />
www.fivestarprofessional.com: <strong>Five</strong> <strong>Star</strong> award information — FS 4<br />
2012 <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong><br />
<strong>Star</strong> Pr<br />
<strong>Five</strong> <strong>Star</strong> Profes
2012 <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong><br />
Robert T. Edwards<br />
Robert T. Edwards, six-year winner<br />
FS 5 — <strong>Five</strong> <strong>Star</strong> award information: www.fivestarprofessional.com<br />
Special advertiSing Section<br />
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<strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
© <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
© <strong>Five</strong> <strong>Star</strong> Profession<br />
<strong>Five</strong> <strong>Star</strong> Profes<br />
W<br />
I<br />
N<br />
N<br />
E<br />
R<br />
<strong>Star</strong> Pr
Thomas M. Moran and<br />
Robert T. Edwards<br />
Advisors With a Proven Track Record of Results<br />
Special advertiSing Section<br />
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Moran Edwards Asset Management Group Sta<br />
• Moran Edwards Asset Management Group is ranked among the Top Money <strong>Managers</strong> by Lipper MarketPlace Best Money <strong>Managers</strong><br />
• Bob was recognized by Barron’s as a Top 1,000 Advisor in 2011<br />
<strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
• Celebrating 30 years of fi nancial service in Naples, Florida and nationally<br />
Title/Designation: Managing Director – Investments, Senior PIM Portfolio Manager<br />
We believe consistent, disciplined management, using separate accounts, diversifying risk over issue, industry, sector, and style preserves<br />
capital and builds wealth.<br />
Moran Edwards Assessment Management Group are not only investment professionals, but they understand their clients’ individual financial<br />
goals. They provide you with a combination of top-quality professionalism and a personal approach. They will establish a one-on-one<br />
relationship and treat their clients as individuals with their own unique financial situation.<br />
Moran Edwards also provides specialized financial services for corporations, executives, fiduciaries and nonprofit organizations.<br />
© <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
5801 Pelican Bay Boulevard, Suite 200 • Naples, FL 34108<br />
Office: (239) 254-2200 • Office: (800) 237-6141<br />
www.MoranEdwards.com<br />
© <strong>Five</strong> <strong>Star</strong> Profession<br />
Advisor selection is not reflective of individual client satisfaction or future performance. Please see the introduction section for important information on the scope of the award and the <strong>Five</strong> <strong>Star</strong> selection process.<br />
Lipper MarketPlace Best Money <strong>Managers</strong> are compiled from a quarterly survey of investment management organizations and portfolio composites. Performance is calculated “net “ of all fees and brokerage commissions, inclusive of cash and in U.S. dollars.<br />
Results calculated on a minimum asset base of at least $10 million for “traditional” U.S. asset classes (equity, fixed income, balanced accounts) and $1 million for all international and for “alternative” U.S. asset classes. Only categories/time period combinations<br />
for which there are at least 20 contenders are published. Past Performance is no guarantee of future results. Barron’s Top 1000 Advisors (2011): Ranking based on data provided by over 4,000 of the nation’s most productive advisors. Factors considered: Assets<br />
under management, revenues, regulatory record, quality of practice and philanthropic work. Institutional assets given less weight. Portfolio performance not explicit component. Wells Fargo Advisors, LLC, Member SIPC. [CAR 0112-4761A].<br />
www.fivestarprofessional.com: <strong>Five</strong> <strong>Star</strong> award information — FS 6<br />
2012 <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong><br />
<strong>Star</strong> Pr<br />
<strong>Five</strong> <strong>Star</strong> Profes
2012 <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong><br />
FS 7 — <strong>Five</strong> <strong>Star</strong> award information: www.fivestarprofessional.com<br />
Special advertiSing Section<br />
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It’s not your father’s economy. For that matter, it’s not your<br />
older brother’s, either. Over just a few years, we have seen<br />
the environment for investors altered by numerous adverse<br />
factors. In this environment, how do you pursue your family’s<br />
short- and long-term goals? What actions will you take to not<br />
outlive your income? Will you realize the personal legacy you<br />
envision? Is this the new “normal” for investors?<br />
For more than 20 years, Steven Coplin has helped a wide variety<br />
of clients navigate multiple market cycles, by positioning his<br />
clients’ wealth in a fully diversifi ed manner and with a tactical<br />
Steven M. Coplin<br />
In the End, It’s Not Just About What<br />
You Earn. It’s What You Keep.<br />
• Asset management and capital preservation<br />
• Seize market opportunities with a tactical<br />
asset allocation discipline<br />
• Comprehensive and customized fi nancial<br />
plans for clients<br />
Titles: Senior Vice President, Financial Advisor<br />
<strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
investment methodology. Under the experienced leadership<br />
of Steven Coplin, one of the industry’s state-by-state Top<br />
1,000 Financial Advisors in America according to 2010 Barron’s<br />
magazine,* the Coplin Group at Morgan Stanley Smith Barney<br />
helps high-net-worth individuals, affl uent families and<br />
institutions identify and achieve their goals.<br />
© <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
© <strong>Five</strong> <strong>Star</strong> Profession<br />
8889 Pelican Bay Boulevard, Suite 300 • Naples, FL 34108<br />
Office: (239) 449-7847 • Toll-free: (800) 237-8686<br />
steven.coplin@mssb.com • www.morganstanley.com/fa/steven.coplin<br />
© 2012 Morgan Stanley Smith Barney LLC. Member SIPC. *Barron’s “Top 1,000 Advisors,” February 20, 2010, as identified by Barron’s magazine, using quantitative and qualitative criteria and selected<br />
from a pool of over 4,000 nominations. Advisors in the Top 1,000 Financial Advisors have a minimum of seven years of financial services experience. Qualitative factors include, but are not limited to,<br />
compliance record, interviews with senior management and philanthropic work. Investment performance is not a criterion. The rating may not be representative of any one client’s experience and is not<br />
indicative of the financial advisor’s future performance. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors pay a fee to Barron’s in exchange for the rating. Barron’s is a registered trademark of<br />
Dow Jones & Company, L.P. All rights reserved.<br />
<strong>Star</strong> Pr<br />
<strong>Five</strong> <strong>Star</strong> Profes
Special advertiSing Section<br />
Planning Partners Financial Group<br />
of<br />
r Professi<br />
e <strong>Star</strong> <strong>Professional</strong><br />
Imagine, Design, Live — Helping Clients Achieve Financial Balance<br />
Left to right: Front row: <strong>Five</strong> <strong>Star</strong> award winner Patrick Thuecks, Mark Cangiano<br />
Back row: DeAnna Graziano, JoAnn Thuecks and Terri Gilby<br />
• Personal relationships built upon trust<br />
• Value and goal based fi nancial planning approach<br />
• Integrated investment, retirement, insurance and estate planning solutions<br />
Patrick Thuecks, CEO Planning Partners Financial Group, Financial Advisor<br />
Planning Partners Financial Group is a full-service fi nancial<br />
organization. We have built a reputation for helping clients<br />
create, preserve and distribute wealth for their families.<br />
Good advice and proper planning can make all the diff erence.<br />
Areas of Focus: Investment<br />
Management, Financial,<br />
Estate and Insurance<br />
Planning<br />
<strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
© <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
© <strong>Five</strong> <strong>Star</strong> Profession<br />
10600 Chevrolet Way, Suite 301 • Estero, FL 33928<br />
Office: (239) 676-3211 • Cell: (239) 220-1515<br />
pthuecks@ppfgfl.com • www.planningpartnersfinancialgroup.com<br />
Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). 7 Hanover Square, New York, NY 10004. Securities products/services and advisory services are offered through PAS, a<br />
Registered Broker Dealer and Investment Advisor. 1.888.600.4667 Career Development Manager, The Guardian Life Insurance Company of America. New York, NY (Guardian). PAS is an indirect wholly owned<br />
subsidiary of the Guardian. Planning Partners Financial Group is not an affiliate or subsidiary of PAS or Guardian. PAS is a member FINRA, SIPC.<br />
www.fivestarprofessional.com: <strong>Five</strong> <strong>Star</strong> award information — FS 8<br />
2012 <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong><br />
<strong>Star</strong> Pr<br />
<strong>Five</strong> <strong>Star</strong> Profes
2012 <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong><br />
FS 9 — <strong>Five</strong> <strong>Star</strong> award information: www.fivestarprofessional.com<br />
Special advertiSing Section<br />
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r Professi<br />
e <strong>Star</strong> <strong>Professional</strong><br />
As a fi nancial advisor, Jon off ers his clients more than 20 years<br />
of fi nancial investment experience. He has prided himself on<br />
getting to know his clients, delivering excellent service and<br />
providing all areas of fi nancial planning. He uses his experience<br />
to assist clients in achieving their specifi c fi nancial goals. Jon is<br />
passionate about working as a fi nancial advisor and truly feels<br />
blessed to be in a career that is new and exciting every day.<br />
He is able to take complex strategies and break them down<br />
into simple concepts that clients understand and are able to<br />
Jon Skaff<br />
Solid Solutions From a Trusted Advisor<br />
• Client focused, exceptional service and<br />
creative solutions<br />
• Off ering our clients expert guidance, asset<br />
management and lifetime income strategies<br />
• Advisory services, retirement planning and<br />
investment management<br />
Title: First Vice President<br />
Areas of Focus: Asset Allocation Strategies, IRA and<br />
Qualified Plan Rollovers, Retirement Income Strategies,<br />
<strong>Wealth</strong> Transfer Plans<br />
<strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
apply to their daily lives. He works with clients to assess their<br />
fi nancial situation, determine risk tolerance, objectives and<br />
goals, and forms a solution that executes the plan. Jon’s goal<br />
is to help clients accumulate assets, create income to enhance<br />
their lifestyle and distribute their wealth tax-effi ciently for<br />
future generations. Jon has assembled a team of professionals<br />
into his practice who are committed to delivering outstanding<br />
service while continuing to look for new and exciting solutions<br />
to help clients plan for their dreams.<br />
© <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
The Skaff Group | SunTrust Investment Services, Inc.<br />
© <strong>Five</strong> <strong>Star</strong> Profession<br />
12751 New Brittany Boulevard • Fort Myers, FL 33907<br />
Office: (239) 418-2489 • Cell: (239) 218-9506 • Toll-free: (800) 786-6271, Ext. 2489<br />
jon.skaff@suntrust.com<br />
Securities and Insurance Products and Services: Are not FDIC or any other Government Agency Insured • Are not Bank Guaranteed • May Lose Value<br />
Securities, insurance (including annuities) and other investment products and services are offered by SunTrust Investment Services, Inc., a SEC registered investment adviser and broker-dealer affiliate of SunTrust<br />
Banks, Inc., and a member of the FINRA and SIPC and a licensed insurance agency. SunTrust Bank and its affiliates and the directors, officers, employees and agents of SunTrust Bank and its affiliates (collectively,<br />
“SunTrust”) are not permitted to give legal or tax advice. Clients of SunTrust should consult with their legal and tax advisors prior to entering into any financial transaction.<br />
<strong>Star</strong> Pr<br />
<strong>Five</strong> <strong>Star</strong> Profes
Special advertiSing Section<br />
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e <strong>Star</strong> <strong>Professional</strong><br />
With more than 29 years of experience in planning our clients’ estates, we bring to<br />
them the experience and knowledge we have gained over the years. We recognize<br />
that our clients want to play an integral part in planning their estates, and we<br />
work hard to provide them with the personal attention and care they deserve. It<br />
is our goal to provide each and every client with an estate plan that meets their<br />
unique goals and objectives, which will serve them well during life and continue<br />
successively after death to serve their families.<br />
Left to right: Megan Morris, two-year winner Danielle Emery and<br />
three-year winner Carl Fazio, Jr.<br />
LaDonna J. Cody<br />
Committed to Personal Service<br />
for You and Your Family<br />
• Providing a team approach to your unique estate<br />
planning needs<br />
• Estate planning and administration of estates and<br />
trusts during lifetime and after death<br />
Designations: B.A. degree, Juris Doctorate, attended the<br />
University of Miami Master of Law of Taxation program<br />
LaDonna J. Cody, P.A., Attorneys at Law<br />
12661 New Brittany Boulevard<br />
Fort Myers, FL 33907<br />
Phone: (239) 939-6161<br />
Fax: (239) 939-3622<br />
LaDonna.Cody@codylawfl .com<br />
The hiring of a lawyer is an important decision that should not be based solely upon advertisements.<br />
Before you decide, ask the attorney to send free written information about the individual’s qualifications and experience.<br />
W<br />
I<br />
N<br />
N<br />
E<br />
R<br />
Danielle Emery • Carl Fazio, Jr.<br />
<strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
Comprehensive Solutions<br />
• Financial planning<br />
• Investment strategies, insurance reviews<br />
• Peace of mind<br />
© <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
Titles: Financial Advisors, Associate Vice President<br />
Danielle, CERTIFIED FINANCIAL PLANNER practitioner<br />
We know that everyone’s fi nancial picture is unique, and we go the extra mile to<br />
create personalized solutions as you plan for your fi nancial goals.<br />
With more than 35 years of combined experience, we strive to build long-term<br />
relationships with clients, and we pride ourselves on exceptional client service. 12800 University Drive, Suite 105 • Fort Myers, FL 33907<br />
We proactively advise clients on the fi nancial issues that matter most: a solid<br />
Toll-free: (800) 639-0151 • Danielle: (239) 768-8819<br />
education for your children, a retirement and distribution strategy that supports<br />
Carl: (239) 768-8811 • Megan: (239) 768-8822<br />
your dreams and aspirations, estate planning and gifting strategies, and insurance<br />
protection for your families.<br />
danielle.m.emery@ampf.com • carl.fazio@ampf.com<br />
megan.j.morris@ampf.com • ameripriseadvisors.com<br />
Investors should conduct their own evaluation of a financial professional as working with a financial advisor is not a guarantee of future financial success. Brokerage, investment and financial<br />
advisory services are made available through Ameriprise Financial Services, Inc., Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.<br />
© <strong>Five</strong> <strong>Star</strong> Profession<br />
www.fivestarprofessional.com: <strong>Five</strong> <strong>Star</strong> award information — FS 10<br />
2012 <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong><br />
<strong>Star</strong> Pr<br />
<strong>Five</strong> <strong>Star</strong> Profes
2012 <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong><br />
<strong>Five</strong> <strong>Star</strong> award winner Christopher A. Fraga<br />
FS 11 — <strong>Five</strong> <strong>Star</strong> award information: www.fivestarprofessional.com<br />
Special advertiSing Section<br />
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In life, concerns seem to be a constant. Your fi nances shouldn’t be one of them. We<br />
are an experienced and dedicated team of fi nancial and legal professionals, with<br />
more than 75 years of collective experience. Our clients trust us and our core values<br />
of professional knowledge, integrity, personal service, hard work and teamwork. We<br />
provide our clients with intelligent guidance in the creation, implementation and<br />
monitoring of prudent and coordinated fi nancial and estate plans, and retirement<br />
income strategies. We have helped others plan wisely … let us help you.<br />
Chris was also recognized as a <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> Manager in Boston magazine and<br />
Rhode Island Monthly.<br />
Fraga <strong>Wealth</strong><br />
Management Group<br />
Securing Your Future<br />
• More than 75 years of collective experience<br />
• Focused on long-term client relationships<br />
• Strict and disciplined processes<br />
Areas of Focus: Retirement Income Planning, Investment<br />
Management, Estate Planning<br />
JD, CFP®, CLTC, CRPC®, NFLPA Registered Player Financial<br />
Advisor<br />
780 Fifth Avenue South, Suite 200 • Naples, FL 34102<br />
10 Commerce Way • Raynham, MA 02767<br />
Phone: (239) 261-9697<br />
chris@fragawealth.com • www.fragawealth.com<br />
Securities and advisory services offered through Commonwealth Financial Network, Member FINRA, SIPC, a Registered Investment Adviser. Estate Planning and Legal Services provided by Christopher A. Fraga<br />
and Fraga <strong>Wealth</strong> Management Group. Fraga <strong>Wealth</strong> Management Group and Commonwealth Financial Network® are separate and unrelated entities.<br />
Michael S. Jelormine<br />
<strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
Open Your Mind to a<br />
<strong>Wealth</strong> of New Ideas<br />
• Advice and planning for life changes<br />
• Financial planning and investment management<br />
• Estate planning and family offi ce management<br />
© <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
Designations: CPA, PFS<br />
We are a full-service boutique fi nancial advisory fi rm which includes a blend of<br />
experience and youth. We have offi ces in Naples, Fla. and Southport, Conn. Our<br />
staff includes a CPA/PFS, a CFP® professional and a MSBE. In addition to providing<br />
a solid foundation on which to build a strong fi nancial base, we are also committed<br />
7667 Martino Circle • Naples, FL 34112<br />
to providing honest and objective advice when working with our clients to achieve<br />
368 Center Street • Southport, CT 06890<br />
their fi nancial goals.<br />
Offi ce: (203) 254-2333<br />
jello@southportstation.net<br />
www.southportstation.net<br />
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER and federally registered CFP® (with flame logo) in the U.S., which it awards to<br />
individuals who successfully complete CFP Boards initial and ongoing certification requirements.<br />
© <strong>Five</strong> <strong>Star</strong> Profession<br />
<strong>Star</strong> Pr<br />
<strong>Five</strong> <strong>Star</strong> Profes
Left to right: Hillary Eng, three-year winner John Toggweiler and Olga Cuervo<br />
Special advertiSing Section<br />
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We are an independent investment management group serving Southwest Florida<br />
since 1998. We are passionate about building long-term client relationships<br />
through personal, transparent and unbiased asset management.<br />
My mission is to help you design a strategic wealth management plan<br />
individualized for your needs and desires. This is achieved by working with a team<br />
of fi nancial advisors, the THB Group at Morgan Stanley Smith Barney, along with<br />
your CPA and lawyer. We provide you a wealth of experience and knowledge that<br />
will give you the confi dence to ensure that your investment strategy is working for<br />
you over the long run. Once this strategy is implemented, the rest is easy.<br />
©2012 Morgan Stanley Smith Barney, LLC. Member SIPC.<br />
JD Loden<br />
It's Your Money.<br />
It's My Highest Privilege.<br />
201 8th Street South, Suite 306<br />
Naples, FL 34102<br />
Direct: (239) 430-0104 • Toll-free: (888) 680-3743<br />
jloden@investorscapital.com<br />
www.jdlodenwealth.com<br />
Securities offered through Investors Capital Corporation Member FINRA/SIPC. Advisory Services offered through Investors Capital Advisory* 230 Broadway, Lynnfield, MA 01940 (800)949-1422.<br />
John W. Toggweiler<br />
<strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
Holistic, Comprehensive and<br />
Planning-Based Relationships<br />
• Team of experienced fi nancial advisors<br />
• Comfort with investment strategy<br />
• Manage risk — the rest is easy<br />
© <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
Titles: Vice President, Financial Advisor<br />
Designations: CFP ®, Portfolio Manager<br />
© <strong>Five</strong> <strong>Star</strong> Profession<br />
7811 University Pointe Drive<br />
Fort Myers, FL 33907<br />
Offi ce: (239) 432-1306<br />
john.toggweiler@mssb.com<br />
www.fivestarprofessional.com: <strong>Five</strong> <strong>Star</strong> award information — FS 12<br />
2012 <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong><br />
<strong>Star</strong> Pr<br />
<strong>Five</strong> <strong>Star</strong> Profes
2012 <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong><br />
• Financial and retirement planning<br />
• Investment consulting<br />
• Portfolio management<br />
Financial Advisor<br />
James C. Eastman<br />
Bruce Graev<br />
10600 Chevrolet Way, Ste. 301<br />
Estero, FL 33928<br />
Offi ce: (239) 676-3216<br />
Cell: (239) 272-6422<br />
bruce_graev@glic.com<br />
DiagnosticsFinancialGroup.com<br />
Achieve Real and Sustainable <strong>Wealth</strong><br />
• Asset protection and wealth conservation<br />
• Income tax strategies<br />
• Exit strategies and retirement planning<br />
Principal, Financial Advisor<br />
FS 13 — <strong>Five</strong> <strong>Star</strong> award information: www.fivestarprofessional.com<br />
Special advertiSing Section<br />
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9130 Galleria Ct., 3rd Fl.<br />
Naples, FL 34109<br />
Direct: (239 ) 254-7780<br />
jceastman@westportresources.com<br />
Private <strong>Wealth</strong> Management<br />
James Eastman is one of the premier investment advisors in<br />
Southwest Fla. James has more than 30 years of experience as a CPA<br />
and, in 1991, was one of the fi rst CPAs in the nation to be recognized<br />
as a personal fi nancial specialist. His biography is listed in the 1996<br />
edition of Who's Who in Finance & Industry. James is also the founder<br />
and managing director of Family Offi ces of Naples, a multifamily<br />
offi ce company located in Naples, Fla.<br />
Securities are o ered through Westport Resources Investment Services, Inc., a broker/dealer registered with<br />
the SEC and a member of FINRA & SIPC. Brokerage accounts are carried by Pershing, LLC, a division of BNY<br />
Mellon. Westport Resources is headquartered at 315 Post Road West, Westport, CT 06880 (800 935-0222).<br />
CERTIFIED FINANCIAL PLANNER, MBA<br />
Our goal is to help you achieve real and sustainable wealth. We<br />
assist our clients in using their businesses and professional practices<br />
to create personal wealth.<br />
Bruce Graev CFP®, MBA, Registered Representative and Financial Advisor of Park Avenue Securities<br />
LLC (PAS), 7 Hanover Square, New York, NY 10004. Securities products/services and advisory<br />
services are offered through PAS, a registered broker-dealer and investment advisor, 1-888-600-<br />
4667. Financial Representative, The Guardian Life Insurance Company of America (Guardian),<br />
New York, NY. PAS is an indirect, wholly owned subsidiary of Guardian. Diagnostics Financial<br />
Group, LLC is not an affiliate or subsidiary of PAS or Guardian. Guardian, its subsidiaries, agents or<br />
employees do not give tax or legal advice. You should consult your tax or legal advisor regarding<br />
your individual situation. PAS is a member FINRA, SIPC.<br />
Mark J. Fontana<br />
Thrivent Financial<br />
5237 Summerlin Commons<br />
Blvd., Ste. 216<br />
Ft. Myers, FL 33907<br />
Offi ce: (239) 275-2170<br />
Cell: (239) 839-4825<br />
mark.fontana@thrivent.com<br />
Thrivent.com/fr/mark.fontana<br />
Personal, <strong>Professional</strong> Caring Guidance<br />
• Preservation of wealth<br />
• Lifetime income strategies<br />
• Customized portfolio management<br />
Title: Financial Consultant<br />
Designation: FIC<br />
Building long-term relationships is important to me. That's why<br />
I take a unique, values-based approach to fi nancial guidance.<br />
We'll begin by identifying what's most important to you. Working<br />
together, we'll connect your values to your investments.<br />
Securities and investment advisory services are o ered through Thrivent Investment Management Inc.,<br />
625 Fourth Ave. S, Minneapolis, MN 55415, A FINRA and SIPC member and a wholly owned subsidiary<br />
of Thrivent Financail for Lutherans. Thrivent Financial representatives are registered representatives of<br />
Thrivent Investment Management Inc. They are also licensed insurance agents of Thrivent Financial. Feebased<br />
investment advisory services are available through quali ed investment advisor representatives<br />
only. For additional important disclosure information, please visit thrivent.com/disclosures.<br />
Jeanette Martinez-<br />
Lombardi<br />
<strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
3033 Riviera Dr., Ste. 202<br />
Naples, FL 34103<br />
Phone: (239) 403-9430<br />
jeanette@jmlombardilaw.com<br />
Excellent Client Service With Compassion<br />
© <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
© <strong>Five</strong> <strong>Star</strong> Profession<br />
<strong>Five</strong> <strong>Star</strong> Profes<br />
Two-Year<br />
Winner<br />
<strong>Star</strong> Pr<br />
• Integrity<br />
• Experience<br />
• Quality and personalized legal services<br />
Areas of Focus: Estate Planning and Administration<br />
Designation: JD<br />
Jeanette Martinez-Lombardi is experienced in estate and gift tax<br />
planning, including business succession plans and charitable gifting<br />
within the planning aspect of her legal practice. Jeanette also<br />
focuses her practice in the area of estate and trust administration.<br />
Her law fi rm provides personalized legal services customized to<br />
each individual client. Every aspect of a client’s matter, whether an<br />
estate plan or estate administration, will be considered not only<br />
at the legal level, but also at the human interest level. Jeanette<br />
provides quality professional legal services with a caring attitude.<br />
This data is for informational purposes only. It is not legal advice and should not be used as such.
Michael T. Briers<br />
3301 Bonita Beach Rd., Ste. 306<br />
Bonita Springs, FL 34134<br />
Office: (239) 390-8882<br />
mike.briers@brierscpa.com<br />
www.brierscpa.com<br />
Certified Public Accountant<br />
BriersCPA draws on global experience to<br />
combine the areas of tax and accounting<br />
with business consulting and management<br />
advisory services. Our real value, however,<br />
lies in the ability to customize our services<br />
specifically to your personal and business<br />
needs.<br />
James R. Sands, Jr.<br />
MetLife<br />
9530 Marketplace Rd., Ste. 108<br />
Fort Myers, FL 33912<br />
Phone: (239) 896-1109<br />
Offi ce: (239) 896-1115<br />
jsands@metlife.com<br />
www.jamessands.metlife.com<br />
Preserving <strong>Wealth</strong> for Generations<br />
• Estate planning strategies<br />
• Retirement planning<br />
• Asset management<br />
Title: Senior Financial Planner<br />
Designations: CFP®, CLU ®<br />
I am committed to providing innovative solutions to my clients<br />
in assisting them to achieve their fi nancial goals and dreams. In<br />
today's fi nancial market, it is more important than ever to have a<br />
professional assist you in making informed decisions about your<br />
fi nancial future.<br />
MetLife and its representatives do not provide tax or legal advice. Please consult your tax advisor<br />
or attorney for such guidance. Metropolitan Life Insurance Company (MLIC). Securities, including<br />
variable products, offered by MetLife Securities, Inc. (MSI), a broker/dealer (member FINRA/SIPC)<br />
and a registered investment adviser. MLIC and MSI are MetLife companies located at 200 Park<br />
Ave., New York, NY 10166. L0112235100[exp1212][CO,FL,KY,MI,NC,PA,VA].<br />
Special advertiSing Section<br />
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Find a financial planner who will take the time to educate you, eliminate<br />
the mystery and put you on the correct path.<br />
— <strong>Five</strong> <strong>Star</strong> award winner<br />
Top five questions that wealth<br />
managers want clients to<br />
answer:<br />
1. What are your goals and objectives<br />
with your finances?<br />
2. What is your most pressing need<br />
right now?<br />
3. Where do you see yourself in 5, 10,<br />
15 years?<br />
4. Where are all of your assets<br />
invested now?<br />
5. What is important about money to<br />
you?<br />
From research conducted by <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong>,<br />
April 2011<br />
<strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
Christopher J. Payson<br />
5200 Tamiami Trail N, Ste. 103<br />
Naples, FL 34103<br />
Phone: (239) 649-3608<br />
Phone: (866) 556-8654<br />
christopher.payson@morgankeegan.com<br />
www.paysonpurewmg.mkadvisor.com<br />
Vice President, Financial Advisor<br />
Christopher has called Southwest Florida<br />
home since 1972 and started his career in<br />
the financial services business in 1987. He is<br />
a graduate of the University of Pennsylvania<br />
Wharton School of Business executive<br />
education program for financial advisors.<br />
Morgan Keegan & Company, Inc. | Member FINRA, SIPC<br />
Not FDIC Insured | May Lose Value | No Bank Guarantee<br />
Not a Deposit | Not Insured by Any Government Agency.<br />
Douglas E. Wiebel<br />
Wiebel, Hennells &<br />
Carufe, PLLC<br />
9420 Bonita Beach Rd.,<br />
Ste. 200<br />
Bonita Springs, FL 34135<br />
Office: (239) 992-6211<br />
www.whc-cpas.com<br />
Douglas E. Wiebel, Certified<br />
Public Accountant<br />
www.fivestarprofessional.com: <strong>Five</strong> <strong>Star</strong> award information — FS 14<br />
2012 <strong>Five</strong> <strong>Star</strong> <strong>Wealth</strong> <strong>Managers</strong><br />
© <strong>Five</strong> <strong>Star</strong> <strong>Professional</strong><br />
Two-Year<br />
Winner<br />
© <strong>Five</strong> <strong>Star</strong> Profession<br />
Two-Year<br />
Winner<br />
<strong>Five</strong> <strong>Star</strong> Profes<br />
<strong>Star</strong> Pr<br />
Doug has been in the public accounting<br />
profession since 1979. As the managing<br />
partner of WH&C, he specializes in individual<br />
and business planning and tax preparation.<br />
Doug is a member of the FICPA, AICPA and<br />
serves the community and many nonprofit<br />
organization s.
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