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Municipal<br />
• Operating <strong>Budget</strong><br />
• Capital <strong>Budget</strong><br />
• Debt Service<br />
• Excise Tax Backed<br />
• Property Tax Backed<br />
• Dedicated revenues<br />
[water/sewer, etc]<br />
• Contingency<br />
Personal<br />
• Food, utilities, clothing<br />
• New home, new car,<br />
home improvements<br />
• Mortgage, car loan,<br />
credit card<br />
• Savings