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Unaudited interim results presentation (pdf) - Imperial

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Financial services<br />

» Excellent performance<br />

» Regent Life solid, with gross written premiums up 20%<br />

» Adcover, Paintech and Warranties performed well and showed good growth<br />

» Overall underwriting margin declined to 7,2% but up on H2 2012<br />

» Affected by severe weather<br />

» Investment returns higher; larger exposure to equity markets which were favourable<br />

» Botswana and Lesotho continue to grow; operating profit doubled<br />

» Other Financial Services performed well; growth in new maintenance plans<br />

» Release from maintenance funds significantly higher due to change in estimate<br />

» Strong growth in finance JV’s and new maintenance plans provides valuable annuity<br />

earnings underpin for future profits<br />

30

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