Unaudited interim results presentation (pdf) - Imperial
Unaudited interim results presentation (pdf) - Imperial
Unaudited interim results presentation (pdf) - Imperial
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Q209<br />
Q309<br />
Q409<br />
Q110<br />
Q210<br />
Q310<br />
Q410<br />
Q111<br />
Q211<br />
Q311<br />
Q411<br />
Q112<br />
Q212<br />
Q312<br />
South African vehicle credit growth<br />
» Credit availability is key for vehicle sales growth<br />
» Motor vehicle finance dominates secured credit agreements – 88%<br />
» Credit growth in vehicles underpin growth in car sales<br />
» Despite moderation in growth, vehicle credit remains in double digit territory<br />
Credit growth in vehicle finance<br />
Secured credit agreements granted<br />
40%<br />
30%<br />
20%<br />
10%<br />
0%<br />
-10%<br />
-20%<br />
-30%<br />
40000<br />
35000<br />
30000<br />
25000<br />
20000<br />
15000<br />
10000<br />
5000<br />
0<br />
Q2 08<br />
Q3 08<br />
Q4 08<br />
Q1 09<br />
Q2 09<br />
Q3 09<br />
Q4 09<br />
Q1 10<br />
Q2 10<br />
Q3 10<br />
Q4 10<br />
Q1 11<br />
Q2 11<br />
Q3 11<br />
Q4 11<br />
Q1 12<br />
Q2 12<br />
Q3 12<br />
-40%<br />
Vehicle<br />
Retirement benefits<br />
Furniture and other durables<br />
Other security<br />
Source: NCR, SBG Securities<br />
Source: NCR, SBG Securities<br />
59
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