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JPMORGAN CHASE & CO. - Irish Stock Exchange

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13. Replacement of Notes, Certificates, Receipts, Coupons and Talons<br />

If a Note, Certificate, Receipt, Coupon or Talon is lost, stolen, mutilated, defaced or destroyed, it may be<br />

replaced, subject to applicable laws, regulations and stock exchange regulations, at the specified office of the<br />

Agent (in the case of Bearer Notes, Receipts, Coupons or Talons) and of the Registrar (in the case of<br />

Certificates) or such other Paying Agent or Transfer Agent, as the case may be, as may from time to time be<br />

designated by the Issuer for the purpose and notice of whose designation is given to Noteholders, in each case<br />

on payment by the claimant of the fees and costs incurred in connection therewith and on such terms as to<br />

evidence, security and indemnity (which may provide, inter alia, that if the allegedly lost, stolen or destroyed<br />

Note, Certificate, Receipt, Coupon or Talon is subsequently presented for payment or, as the case may be, for<br />

exchange for further Coupons, there shall be paid to the Issuer on demand the amount payable by the Issuer in<br />

respect of such Notes, Certificates, Receipts, Coupons or further Coupons) and otherwise as the Issuer may<br />

require. Mutilated or defaced Notes, Certificates, Receipts, Coupons or Talons must be surrendered before<br />

replacements will be issued. Upon the issuance of any substitute Note, the Issuer may require the payment of a<br />

sum sufficient to cover any tax or other governmental or insurance charge that may be imposed in relation<br />

thereto and any other expense (including the fees and expenses of the Agent) connected therewith.<br />

14. <strong>Exchange</strong> of Talons<br />

On and after the Interest Payment Date on which the final Coupon comprised in any Coupon sheet matures, the<br />

Talon (if any) forming part of such Coupon sheet may be surrendered at the specified office of the Agent or any<br />

other Paying Agent in exchange for a further Coupon sheet including (if such further Coupon sheet does not<br />

include Coupons to (and including) the final date for the payment of interest due in respect of the Note to which<br />

it appertains) a further Talon, subject to the provisions of Condition 8.<br />

15. Further Issues<br />

The Issuer may from time to time without the consent of the Noteholders, Receiptholders or Couponholders<br />

create and issue further securities either having the same terms and conditions as the Notes in all respects (or in<br />

all respects except for the first payment of interest on them and/or the Issue Price) and so that such further issue<br />

shall be consolidated and form a single series with the outstanding securities of any series (including the Notes)<br />

or upon such terms as the Issuer may determine at the time of their issue. References in these Conditions to the<br />

Notes include (unless the context requires otherwise) any other securities issued pursuant to this Condition and<br />

forming a single series with the Notes.<br />

16. Notices<br />

(a)<br />

Notices given by or on behalf of the Issuer<br />

All notices regarding the Notes will be deemed to be validly given if published in a leading English language<br />

daily newspaper of general circulation in London. It is expected that such publication in a newspaper will be<br />

made in the Financial Times in London. The Issuer shall also ensure that notices are duly published in a<br />

manner which complies with the rules and regulations of any stock exchange on which the Notes are for the<br />

time being listed. Any such notice will be deemed to have been given on the date of the first publication or,<br />

where required to be published in more than one sourcenewspaper, on the date of the first publication in all<br />

required sourcenewspapers.<br />

In the case of Global Notes of a Series in bearer form, there may, so long as such Global Notes are held in their<br />

entirety on behalf of Euroclear and Clearstream, Luxembourg, be substituted for such publication as aforesaid,<br />

the delivery of the relevant notice to Euroclear and Clearstream, Luxembourg and/or DTC for communication<br />

to them to Noteholders. Any such notice shall be deemed to have been given to Noteholders three Business<br />

Days after the day on which the said notice was given to Euroclear and Clearstream, Luxembourg and/or DTC.<br />

In the case of Registered Notes, notices to Noteholders shall be mailed to them at the respective addresses<br />

specified in the Register, provided however that, there may be, if such Registered Notes are held in their<br />

entirety on behalf of Euroclear and/or Clearstream, Luxembourg, substituted for such publication as aforesaid,<br />

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