Self Help Guide to dealing with debt - Kent Trust Web

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Notes Dealing with Debt Gordon Cook 26
Contents Introduction 2 Practical Steps Step 1 Contact all creditors 4 Step 2 Decide priorities 5 © 2004 Credit Action Published by Credit Action Howard House The Point Weaver Road Lincoln LN6 3QN Tel 01522 699777 office@creditaction.org.uk www.creditaction.org.uk Helpline 0800 138 1111 (operated by the Consumer Credit Counselling Service) First Published 1998 Second Edition 2004 Step 3 Prepare financial statement 7 Step 4 Maximise income 9 Step 5 Review expenditure 10 Step 6 Negotiate with priority creditors 11 Step 7 Negotiate with secondary creditors 14 Court proceedings 18 Conclusions 22 Some dos and don’ts 24 Notes 25 Written by Gordon Cook Gordon is an experienced debt counsellor who has worked with Credit Action for many years. Design and production by Stephen Lown Graphic Designer Credit Action is a national money education charity dedicated to helping educate individuals and families in all aspects of money management. Credit Action works in partnership with another charity, Consumer Credit Counselling Service (CCCS), who answer all our helpline calls. CCCS is a charity dedicated to providing confidential, free counselling and money management assistance to financially distressed families and individuals.
Page 1: In the modern world it is not unusu
Page 5 and 6: Step 1 Contact all creditors Credit
Page 7 and 8: FINANCIAL STATEMENT Date prepared N
Page 9 and 10: Dear Sirs Account/Agreement Number
Page 11 and 12: It is important that creditors can
Page 13 and 14: • Special considerations apply if
Page 15: Some dos and don’ts ✔ DO be rea

Self Help Guide to dealing with debt - Kent Trust Web

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