MRCY_BRC-Open Enrollment Guide(final) - Mercy

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Mercy strives to offer a strong benefits package that reflects our commitment to you, while meeting the diverse needs of our many co-workers. This guide contains important information about your benefits. The most important thing to know is that you will need to enroll to continue benefits coverage in 2012. In 2012 the enrollment period is October 17 through November 7. You must complete enrollment even if there are no changes in your elections for 2012. The benefits you elect during this period are effective from January 1, 2012, through December 31, 2012. You can’t change the benefits you elect after open enrollment unless you have a change in family status event such as a marriage, divorce or birth of a child. (See Change in Family Status section for more information). What’s New in 2012 • MyChoice will not be offered. • Changes have been made to the Mercy Medical, Dental and Vision Plans. • MetLife will administer the Mercy Dental Plan. • VSP will administer the Mercy Vision Plan. • LDI, Inc. will administer the pharmacy benefit for all Mercy co-workers. • Some co-worker premiums have changed. All 2012 Open Enrollment information is found: 1 1. Go to: https://2012benefits.mercy.net 2 2. Or, go to: http://baggotstreet.mercy.net. Click on the My Worklife tab, then select the My Benefits Home link. You will find: • 2012 Open Enrollment Guide • 2012 Mercy Benefit Summary Booklet • 2012 Mercy Medical Benefit Summary of Benefits • Additional information about the Mercy Dental Plan with MetLife • Additional information about the Mercy Vision Plan with VSP • Information about the Mercy prescription drug benefit • And much more
Who Is Eligible For Benefits? • Full-time co-workers who regularly work at least 72 hours per pay period. • Part-time co-workers who regularly work at least 32 hours per pay period. • Your lawfully married spouse of the opposite sex. • Your common law spouse (in the state of Oklahoma only). • Your children, married or unmarried, up to age 26: • Natural child • Legally adopted child • A child placed with you for adoption • Your step-child • A child who has been legally placed with you by an authorized placement agency or by judgment, decree or other order of any court of competent jurisdiction, including a foster child. You don’t have to cover the same dependents in each plan. For example, you may cover your entire family for medical and only yourself for dental. Mercy requires co-workers to provide specific documentation when covering their eligible dependents. Without the required documents, co-workers will not be allowed to add dependents. Change In Family Status The choices you make now remain in effect for 2012 unless you experience a change in family status event. This applies to medical, dental, vision, supplemental life, LTD and FSA elections. A change in family status includes: • Marriage or divorce. • Birth, adoption or placement for adoption of a child. • Death of a spouse and/or dependent. • Loss or gain of coverage due to a change in your spouse’s employment status, or open enrollment with their employer. • Change of employment status from eligible to ineligible status, full-time to part-time, or vice versa. • A dependent’s loss of eligibility because he/she has reached age 26. • Any other change that is permissible under IRS regulations and rulings as determined by Mercy.
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MRCY_BRC-Open Enrollment Guide(final) - Mercy

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