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Northern Virginia Community College

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NVCC 125-107<br />

(Rev. 3/03)<br />

<strong>Northern</strong> <strong>Virginia</strong> <strong>Community</strong> <strong>College</strong><br />

STUDENT LOAN DEFERMENT PROCESSING<br />

<strong>Northern</strong> <strong>Virginia</strong> <strong>Community</strong> <strong>College</strong> participates in the National Student Clearinghouse program that is<br />

located in Herndon, <strong>Virginia</strong>. Three times a semester (after the add/drop period, at mid-term, and after<br />

finals), the <strong>College</strong> submits a report of students’ enrollment status to the Clearinghouse which, in turn,<br />

supplies verification of enrollment to lending agencies. All deferment loan forms are forwarded to the<br />

Clearinghouse. NVCC does not supply this information directly to lending agencies.<br />

1. How do you complete your deferment request?<br />

a. Make sure your deferment request is completed legibly.<br />

b. Sign and date your deferment request.<br />

c. Pencil in the top right hand corner the semester for which you are requesting the deferment.<br />

d. Be sure you provide the name and address of the servicer where the deferment form should be<br />

mailed.<br />

2. Where is my deferment? If a student registered late or had an exception processed to the term<br />

registration, this information may not be reported until the next enrollment status submission. The<br />

Clearinghouse asks that if a student receives a collections letter from a servicer, the student should do the<br />

following:<br />

a. Call the lending agency to see if a deferment form was received between the times the Clearinghouse<br />

supplied the information and the lending agency sent the collection letter. Toll-free numbers for the<br />

largest servicers are provided on the back of this letter.<br />

b. If, after calling the servicer, it still appears that the deferment has not been processed, the student<br />

may call the Clearinghouse at (703) 742-7791 and ask for a Student Service Representative. The<br />

representative will verify the date on which the deferment form was received by the Clearinghouse,<br />

the date the deferment was certified and mailed, the enrollment status that was certified, and where<br />

the forms were sent.<br />

c. If an emergency exists – for example, the student is 150 days delinquent and being threatened with<br />

default – the Clearinghouse will intervene on the student’s behalf by faxing another enrollment<br />

certification to the servicer. Further, the Clearinghouse will work with the servicer to ensure that the<br />

form is processed on a high-priority basis.<br />

d. Other questions regarding student loan deferments may be directed to your campus registrar using<br />

the following telephone numbers.<br />

Alexandria (703) 845-6330<br />

Annandale (703) 323-3400<br />

Loudoun (703) 450-2501<br />

Manassas (703) 257-6620<br />

Woodbridge (703) 878-5734


Paper Deferments: These servicers process Clearinghouse electronic information, but also rely<br />

on paper deferments forms:<br />

AFSA-Perkins 1-630-620-2700<br />

edamerica (edsouth) 1-800-337-6884<br />

EFG Alternative Loans 1-800-334-8609<br />

Georgia Student Finance 1-800-776-6878<br />

Intuition, Inc. 1-800-874-3150<br />

Nellie Mae 1-800-634-9308<br />

Pennsylvania Higher Education Assistance Agency 1-800-233-0557<br />

PHEAA 1-800-233-0557<br />

Student Loan Finance Corporation 1-800-592-1270<br />

University Accounting Service 1-800-558-7700<br />

Paperless Deferment Process. Many servicers now participate in a paperless deferment<br />

process. With this process no paper forms are needed to be completed by either students or<br />

schools. The student simply calls his or her servicer to request a deferment. The servicer<br />

then posts a deferment to the student’s account after the student’s verbal order is matched<br />

against the Clearinghouse’s electronic data verifying in-school status. Participants in the<br />

paperless process include:<br />

AFSA 1-800-835-4611<br />

Citibank Student Loan Corporation 1-800-967-2400<br />

Educational Computer Systems, Inc. (ECSI) 1-800-549-3274<br />

EFS Services, Inc. 1-800-635-1867<br />

NHELP Servicing Alliance 1-800-735-6556<br />

Great Lakes Higher Education Corp. 1-800-236-4300<br />

Sallie Mae Loan Servicing Centers<br />

1-888-2SALLIE<br />

William D. Ford Direct Loan Program 1-800-848-0979<br />

For complete, up-to-date listings of servicers, requiring paper deferment or engaged in the<br />

paperless process, visit the Clearinghouse website at www.nslc.org

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