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Special Risk Insurance - Prudential

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Protecting Employees Against <strong>Special</strong> <strong>Risk</strong>s,<br />

Without Increasing Cost or Administrative Burden<br />

When you choose <strong>Prudential</strong> as your insurance carrier<br />

for special risks such as war, accident, or travel, your<br />

employees and their loved ones get the protection they<br />

need. You get a consultative partner that helps reduce<br />

your benefits costs and saves you and your staff time<br />

and resources.<br />

A Consultative Approach to Coverage<br />

<strong>Prudential</strong>’s Group <strong>Insurance</strong> underwriting and actuarial<br />

methodologies have developed over the more than 90 years<br />

we’ve been doing business. We can design an Integrated<br />

Accident Program that synchronizes benefits and ensures<br />

consistent policy provisions across all accident plans.<br />

Inconsistencies can happen when an employer installs<br />

multiple plans and does not integrate their definitions,<br />

benefit schedules, coverages and exclusions, and other<br />

critical components. From time of proposal through the life<br />

of the case with <strong>Prudential</strong>, our underwriting technicians<br />

are available to assist in measuring and supporting<br />

competitive and financially sound benefit programs.<br />

At <strong>Prudential</strong>, we are experts in covering difficult and complex<br />

special risks and are uniquely positioned to help develop<br />

insurance solutions to meet your company’s needs. As your<br />

consultative partner, we will think creatively and respond<br />

proactively to meet and exceed your expectations. Our experienced<br />

account management team will help you manage and administer<br />

your plan, providing responsive, value-added service. The team<br />

will work closely with you to seamlessly implement your program,<br />

then meet regularly to review and recommend action throughout<br />

the life of the plan.<br />

A Wealth of Market Segment Expertise<br />

<strong>Prudential</strong> understands the specific risks that your business<br />

or institution may face as you protect your employees and<br />

their loved ones. We have a wealth of expertise when it comes<br />

to the following market segments:<br />

Automotive<br />

Defense<br />

Engineering<br />

Financial Services<br />

Health Care<br />

Manufacturing<br />

Municipalities<br />

Pharmaceutical<br />

Retail<br />

School Districts<br />

Technology<br />

Universities<br />

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