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Brisbane! - Queensland-australia.eu

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Help!<br />

Don’t be shy asking for help<br />

from other students, including<br />

local students. The teachers<br />

understand that you may not be<br />

as good at English as the local<br />

students, so talk to them about<br />

your study problems and they<br />

will help you!<br />

Location, location,<br />

location<br />

Choose a good place to study!<br />

As comfortable as it may be<br />

pumping the speakers and<br />

having the TV on while you<br />

study, it isn’t a good idea. You<br />

will get a lot more work done in<br />

a shorter amount of time if you<br />

work privately, in a quiet area.<br />

Banking in Australia<br />

Opening a bank account<br />

Unless you plan to store your<br />

money in your mattress, you<br />

might want to get yourself<br />

an Australian bank account.<br />

Dealing with the banks is rarely<br />

a straightforward process, so<br />

we’ve put together some tips<br />

for you.<br />

Choosing a bank<br />

There are a number of banks<br />

to choose from in Australia,<br />

and we recommend doing your<br />

research online before choosing<br />

a bank. NAB, Commonwealth<br />

Bank and Westpac have quite<br />

comprehensive international<br />

student sections on their websites.<br />

When comparing the banks,<br />

make sure you take note of the<br />

fees on the account. Fees and<br />

charges are all too common<br />

with Australian bank accounts,<br />

so it is wise to understand what<br />

you will be charged for and<br />

when.<br />

Once you’ve selected one, it’s<br />

time to visit the bank. Some<br />

banks require you make an<br />

appointment, but if you avoid<br />

the lunch time rush you should<br />

be able to get it done on the<br />

spot.<br />

What to bring:<br />

Drivers<br />

License<br />

(If you have one)<br />

Passport/<br />

Visa<br />

Proof of<br />

Address<br />

A bill that has been<br />

sent to your house is<br />

usually good enough.<br />

ATMs<br />

(Also known as cashpoint,<br />

cash machine or ‘hole-inthe-wall’)<br />

Always try to use the ATM that<br />

belongs to your bank as there<br />

will likely be no charge. If you<br />

can’t get to your bank’s ATM,<br />

use one from another bank (this<br />

charge is usually about $2 per<br />

transaction). Avoid using the<br />

smaller machines you find in<br />

bars, clubs and petrol stations.<br />

Some of these will make you<br />

pay a lot for the convenience.<br />

Credit cards<br />

Before getting a credit card,<br />

take a look at ‘debit’ cards.<br />

These enable you to use VISA<br />

or Mastercard services (like<br />

online shopping), but it uses<br />

the money in your account, not<br />

credit. If you decide you need<br />

a credit card make sure you do<br />

your research and ask about<br />

fees.<br />

Eftpos<br />

Eftpos is a way to use your<br />

bank card to buy products and<br />

services without using cash. All<br />

you need to do is swipe your<br />

bank card and enter your PIN.<br />

You might be asked if you want<br />

“cash out”- this is just a convenient<br />

way to withdraw money<br />

from your account without<br />

going to an ATM.<br />

Transferring money<br />

overseas<br />

If you’re heading home and<br />

you’ve still got money in your<br />

account, you obviously haven’t<br />

been making the most of your<br />

time! Check out the rest of<br />

this guidebook for helpful tips<br />

about where to spend your<br />

money. If you must take it with<br />

you, head into your local bank<br />

branch with the details of your<br />

overseas account. They may ask<br />

for:<br />

Bank account name and<br />

account number<br />

The overseas bank<br />

‘sort’ code<br />

International Bank<br />

Account Number<br />

(IBAN) (Europe only)<br />

SWIFT code of the overseas<br />

bank<br />

You may need to contact your<br />

overseas bank, but usually the<br />

above information can be found<br />

on their website.<br />

Transferring money to<br />

Australia<br />

Need a top up from a relative<br />

back home? Here’s the information<br />

you’ll need to give them:<br />

Australian bank account<br />

name<br />

Australian bank account<br />

number and BSB<br />

Address of the bank<br />

your account is with<br />

Australian bank SWIFT<br />

Code<br />

Currency conversion<br />

Travelex outlets are basically<br />

a one stop shop for currency<br />

conversion. These outlets can<br />

be found in a number of locations.<br />

These include airports,<br />

major travel agents and tourist<br />

areas. Most banks also offer<br />

conversion facilities.<br />

Web links<br />

Department of Immigration<br />

www.immi.gov.au<br />

Australian Tax Office<br />

www.ato.gov.au<br />

Workplace Authority<br />

www.workplaceauthority.gov.au<br />

Online Job Sites<br />

www.mycareer.com.au<br />

www.seek.com.au<br />

www.careerone.com.au<br />

Looking for Work<br />

By Florence Wong<br />

Working while studying has many great benefits,<br />

not only in terms of earning a bit more spending<br />

money, but is a great way to make new friends<br />

outside university and gain work experience and<br />

skills in Australia.<br />

As an international student, the first thing to check<br />

is whether you have working rights before starting<br />

your search for a job. Usually, you will be permitted<br />

to work for 20 hours during term time, and unlimited<br />

hours when your course is not in session (such<br />

as over semester breaks, or, if you are a postgraduate<br />

research student, after you have handed in your<br />

thesis). However, you should check your documentation<br />

to make sure.<br />

Additionally, before you start looking for work,<br />

you will also need to apply for a Tax File Number, a<br />

straightforward process through the Australian Tax<br />

Office.<br />

Once you’ve got that out of the way, prepare a good<br />

resume and start looking!<br />

Good sources of work include job notice boards<br />

at your university, or through online job sites (see<br />

left). Local newspapers are also a good source for<br />

casual and part-time jobs in the area where you live<br />

(particularly important if you need to rely on public<br />

transport).<br />

Many larger organisations, such as supermarkets or<br />

department stores recruit through their websites, so<br />

it’s also worth going there to have a look. Smaller<br />

shops and cafes will sometimes post vacancies on<br />

their windows, so keep your eye out when you’re<br />

wandering around. If there’s a particular place that<br />

you’d like to work, don’t be afraid to walk in and talk<br />

to the manager or hand over your resume. Even if<br />

they don’t have an opening then, they can keep you<br />

in mind when they are looking to hire.<br />

88 Useful Info<br />

www.studybrisbane.com

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