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Brian Ward & Adam Simmons crystal clear mortgage BY JAKE BUCKLER Experience, communication and customer service, these qualities and the trust they build is what Crystal Clear Mortgage continues to offer area residents. Based in Montgomery, Crystal Clear Mortgage specializes in residential mortgage services such as home purchase loans and home refinance loans for primary and secondary homes as well as investment properties. While everyone on “Team CCM” are experts at these services, the company prides itself on the manner in which those services are delivered. As its name implies, the company’s members strive to be an open book during the loan process by offering open lines of communication to all parties involved to keep the process on track. “There are no middlemen or multiple layers of management. Our clients get to do business directly with the owners. This allows us to provide our clients with the lowest possible interest rates and fee structures for which they qualify.” - Adam Simmons Crystal Clear Mortgage was founded in 2008 when experienced residential mortgage loan originators Adam Simmons and Bryan Ward saw a better way to offer their services. “We both were working for another residential mortgage company,” said Simmons, “managing different divisions. Those two divisions merged and Bryan and I started working together. After a year, we decided we could do it better from an internal standpoint and give clients a much better customer service experience.” The two stepped out on their own with Crystal Clear, which they based in Montgomery, where the company’s owners have lived for more than 10 years. With Simmons and Ward at the helm of Crystal Clear, clients get the benefit of their combined 22 years’ experience in home loan origination. As a company, Simmons says “old school customer service” is what makes Crystal Clear Mortgage unique. “It’s embarrassing to say, but a lot of mortgage lenders don’t know how to take care of the people that take care of them,” he commented. “Our name, Crystal Clear Mortgage, says it all. Every aspect of the loan process is communicated so our customers and realtor partners don’t have to call us for updates.” Simmons says CCM’s greatest strength, however, is its dedicated staff, which includes Sandra James and Lorrayne Middleton. “Both of these ladies have proven themselves invaluable assets to the business,” he added, “and they do a lot to increase our good reputation in the community.” Between the two of them, Sandra and Lorrayne have more than 20 combined years of mortgage industry experience. The experience and openness offered at Crystal Clear benefits local residents in two ways. “There are no middlemen or multiple layers of management,” Simmons said, “our clients get to do business directly with the owners. This allows us to provide our clients with the lowest possible interest rates and fee structures for which they qualify.” Because of Crystal Clear’s customer service, local realtors who refer clients to the company often earn future referrals from CCM’s customers. “As a realtor, referring a client to us is an awesome responsibility,” Simmons added, “and we take it very seriously.” Looking forward, Crystal Clear Mortgage has a definite vision for its future. “We are working with investors to deliver a one-time close construction loan back to the market,” Simmons explained. “We’re also looking to hire new loan officers this year so we can expand our brick-and-mortar presence into different communities.” i FOR MORE INFORMATION: Call (936) 447-5626 or visit www.crystalclearmortgage.com 34 onthetown onthetowntexas.com OTT Texas JanFeb Issue.indd 34 1/28/2014 1:24:31 PM
Hello my name is 2nd Annual Energy Network Expo April 3, 2014 The Woodlands Waterway Marriott Hotel & Convention Center www.energynetworkexpo.com Greater Conroe Lake Conroe Area Chamber of Commerce Business Connect Seminar February 6, 2014 12:00pm-2:00pm The Chamber of Commerce 505 W. Davis St. Conroe, TX 77301 For more information contact: Cassandra Roschen 936.756.6644 cassandrar@conroe.org Greater Conroe Lake Conroe Area Chamber of Commerce Lunch & Learn Workshop Seminar - Bruce May of Bizperity March 20, 2014 11:30am-1:00pm The Chamber of Commerce 505 W. Davis St. Conroe, TX 77301 For more information contact: Cassandra Roschen 936.756.6644 cassandrar@conroe.org MC Pros Montgomery County Professionals Networking Luncheon every Tuesday 11:30m – 1:00pm Wild Ginger 3061 I-45 Frontage Rd #100, Conroe, TX 77304 For more information contact: Richard Martin Integrated Financial Resources: 281.799.1887 or r-martin@consolidated.net The Magnolia Parkway Chamber of Commerce Networking Breakfast March 11, 2014 7:30am - 9:00am Eden Cafe 33418 Egypt Ln, Magnolia, TX, 77354 For more information contact: Ashley Thompson 832.934.2300 The Woodlands Area Chamber of Commerce Young Professional Networking Breakfast February 19, 2014 7:00am-8:00am Brio 1201 Lake Woodlands Dr, Ste 303 The Woodlands, TX 77380 For more information contact: Cyndi Alvarado 281.363.8109 or Email cyndi.alvarado@woodlandschamber.org Woodlands Christian Business Network Networking Breakfast every Wednesday 7:30am IHOP 25619 I-45, Spring, TX 77380 Free & Open to the public. WOAMTEC Magnolia Meeting every 1st & 3rd Thursday 11:30am-1:00pm Unami Grill 6960 FM 1488 Rd #100 Magnolia, TX 77354 For more information contact: Tanya Lavoie 713.614.7187 WOAMTEC The Woodlands Meeting every 1st & 3rd Wednesday 11:30am-1:00pm Fleming's Prime Steakhouse & Wine Bar 1201 Lake Woodlands Dr, The Woodlands, TX 77380 For more information contact: Kiki Koymarianos 727.244.2680 WOAMTEC Conroe Meeting every 1st and 3rd Tuesday 11:30 am-1:00pm Chocolate Passion 1520 N. Frazier St., Conroe, TX 77301 For more information contact: Sonja Barnes 281.364.6696 Women & Wine on Wednesday Meeting every 3rd Wednesday @ various locations throughout Montgomery County 11:30 am-1:00pm March - Crescent moon Wine Bar & Restaurant 440 Rayford Rd, #115A, Spring, TX 77386 The Woodlands Chamber Golf Classic March 24, 2014 10:00am Scramble Shotgun Start The Woodlands Country Club Palmer Course For more information contact: Ashley Byers, Director of Special Events at 281.363.8110 or ashley.byers@woodlandschamber.org Be seen. Be heard. onthetown 35 OTT Texas JanFeb Issue.indd 35 1/28/2014 1:24:33 PM
Page 1 and 2: COMPLIMENTARY M O N T G O M E R Y C
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Page 31 and 32: Mayor Pro Tem Guy Martin, Pitcher M
Page 33: 4 GADGETS geeks Pop Quiz Clock Show
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