Fall 2012 Benefits Bulletin - GEHA

BenefitsBulletin
Fall 2012
GEHA dental benefits increase in 2013
G
EHA is committed to providing
excellent, comprehensive dental
benefits for federal employees, retirees
and their dependents. In 2013 our
FEDVIP dental benefits will be better
than ever. We have improved our benefit
structure in a variety of ways, from
increasing maximum benefits to
reducing our orthodontic waiting period.
Plan highlights include:
• High Option plan members now
enjoy an increased maximum benefit
of $12,000 per calendar year. Our
Standard Option plan offers a maximum
annual benefit of $2,500.
• The orthodontic lifetime maximum
under our High Option plan has
increased to $2,500. Standard Option
plan members have a $1,500 lifetime
orthodontic maximum.
• We have reduced our orthodontic
waiting period to 12 months. Orthodontic
care is covered for children up to age 19.
• Our plan features no waiting period for
all procedures except orthodontics, no
deductible and the freedom to visit any
dentist.
• GEHA offers free in-network preventive
care including exams, X-rays and two
cleanings per year to help you stay on
top of your basic oral health care needs.
• Dental plan members receive vision
care for no additional premium through
our Connection Vision ® powered by
EyeMed program.
Anyone who is eligible for FEDVIP
coverage can enroll in our Connection
Dental Federal ® plan at BENEFEDS.com
or by calling (877) 888-3337. Members
do not have to be enrolled in GEHA’s
FEHB plan. To find out more about
Connection Dental Federal ® plan
benefits, visit gehadental.com.
Our wellness programs help you stay fit and healthy
D
eveloping healthy habits can help
keep your health care costs down
and allow you to live life to the fullest.
GEHA offers a number of wellness
programs and services to support and
encourage healthy-living among our
plan members, including:
• Health Rewards program. GEHA
rewards our plan members and their
spouses for making healthy choices.
Participants in GEHA’s Health Rewards
program can earn points for completing
an online health assessment and for
participating in health and wellness
activities throughout the year. Points can
then be redeemed for wellness-related
rewards like pedometers, spa items or
fitness equipment. Health Rewards is
free to GEHA plan members. To learn
more, visit geha.com/rewards.
• Connection Fitness ® powered by
GlobalFit. All GEHA health plan
members and their covered dependents
have access to our Connection Fitness
program. Plan members receive
discounts on gym memberships,
fitness equipment, fitness videos and
Nutrisystem ® meals. GlobalFit’s Exercise
on Demand program is available free of
charge. Members also have access to
virtual health or nutrition coaching for a
small fee. To register for Connection
Fitness ® or to learn more about the
program, visit globalfit.com/geha.
• Free recipe book. Eating more
nutrient-rich fruits and veggies is one of
the best ways to stay healthy. This
autumn, try incorporating some seasonal
favorites into your recipe repertoire.
Fresh Picked: Harvest Recipes from
GEHA offers
30 delicious
recipes for fresh
fruits and
veggies from
all seasons.
To download
your free pdf
copy, visit
geha.com/fresh. Contact your regional
GEHA Account Executive (see directory
on page 2) for more information or for
help planning a wellness event for
your agency.
Open Season resources
Fax enrollment changes to
(816) 257-3302
Customer Service:
(800) 821-6136 or
cs.geha@geha.com
Manage your health care funds
with Health Savings Advantage
Looking for a way to stretch your health
care dollars? GEHA’s Health Savings
Advantage plan offers you control over
how and where your health care funds
are spent. The plan has two parts; a
high-deductible health plan and a health
savings account.
Our high-deductible health plan (HDHP)
offers free, unlimited preventive care
services. Most other care is paid at
95% after you pay the annual
deductible. Our Self Only plan has a
$1,500 annual deductible, while our
Self + Family plan has a $3,000
annual deductible.
The Health Savings Advantage plan
also features a Health Savings Account
(HSA), funded through deposits from
GEHA. Each year GEHA will contribute
continued on back page
Connect with GEHA
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twitter.com/gehadental
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Health Savings
continued from front
$750 for Self Only plans and $1500 for
Self + Family plans. Deposits occur on
a monthly basis. HSA funds may be
used at your discretion to cover your
deductible and copays, or to pay for
prescription drugs, doctor visits or
other health care costs. Best of all, a
“use it or lose it” penalty does not
apply to your HSA. Unused funds will
rollover and earn tax-free interest.
You may also choose to have your
own HSA contributions withdrawn from
your paycheck pre-tax. Should you
News you can use
• GEHA offers a Summary of Benefits
and Coverage (SBC) for each of our
plan options. SBC documents include
basic information related to health care
coverage, costs and plan member
rights. SBCs will be available on the
GEHA website at geha.com/sbc.
leave government service or change
insurance plans, your HSA funds
follow you, including your personal
contributions and GEHA’s contributions
on your behalf. You may also choose
to grow your HSA account with
self-directed investing options offered
through our partnership with
HSA Bank.
To learn more, contact your regional
GEHA Account Executive (see
directory below) to schedule an HSA
presentation for your organization.
Contact your GEHA Account Executive
Alabama, Georgia, Mississippi,
South Carolina
Benita Thomas (770) 565-6599
benita.thomas@geha.com
Alaska, Idaho, Oregon, Washington
Chuck Kostur (503) 244-9590
charles.kostur@geha.com
Arizona, New Mexico
Brian Sperling (480) 981-1623
brian.sperling@geha.com
Arkansas, Louisiana, Oklahoma,
Tennessee
GEHA Outreach Department
(800) 821-6136 ext. 3334
California (northern), Hawaii,
Nevada (northern)
Jim Guida (916) 428-3456
jim.guida@geha.com
California (southern),
Nevada (southern)
Alfred Santos (800) 821-6136, Ext. 5157
alfred.santos@geha.com
Colorado
Ken Baca (303) 659-1201
kenneth.baca@geha.com
Connecticut, Maine, Massachusetts,
New Hampshire, Rhode Island
Mowetha Ndettei (401) 821-1214
mowetha.ndettei@geha.com
Delaware, Maryland
Tamika Anderson (301) 885-0775
tamika.anderson@geha.com
Florida
Michele Woodman (239) 566-7188
michele.woodman@geha.com
Illinois, Indiana
Jovy Vincent (815) 725-8545
jovy.vincent@geha.com
• GEHA plan members have access to
a number of benefits beyond standard
FEHB insurance. To learn more about
Connection Vision ® powered by
EyeMed or Connection Hearing ®
powered by HearPO, visit geha.com.
Iowa, Minnesota, North Dakota,
South Dakota, Wisconsin
Justin Siemer (651) 224-2596
justin.siemer@geha.com
Kansas, Missouri, Nebraska
Kelly Bremer (816) 415-8820
kelly.bremer@geha.com
Kentucky, Michigan, Ohio
Victoria Patrick (614) 856-4382
victoria.patrick@geha.com
Montana, Utah, Wyoming
Cheryl Merrill (801) 302-3348
cheryl.merrill@geha.com
New Jersey, New York, Vermont
Mark Denfeld (551) 482-5657
mark.denfeld@geha.com
North Carolina, Virginia
Garietta Graves (703) 746-8698
garietta.graves@geha.com
Pennsylvania, West Virginia
Elana Nolan (215) 877-1536
elana.nolan@geha.com
Texas
Kristine Scott (817) 379-5909
kristine.scott@geha.com
Washington, DC
Mickey Basi (301) 519-2725
mickey.basi@geha.com
Team Leaders
John Repici, Outreach Trainer
(786) 871-7088
john.repici@geha.com
Ken Baca, Outreach Supervisor
Additional contact can be found in the
lower left-hand corner.
Mini pumpkingingerbread
cupcakes
These versatile little cakes can be
enjoyed as breakfast muffins, snacks
or dessert. By using natural cane
sugar, whole wheat pastry flour and
expeller pressed canola oil; these
cupcakes are a more healthful version
of the common seasonal cupcakes
that come loaded with white sugar,
hydrogenated vegetable oil and
artificial flavorings.
Ingredients:
• 1 cup all-purpose flour
• 1 cup whole wheat pastry flour
• 2 teaspoons baking powder
• 2 teaspoons ground ginger
• 1 teaspoon ground cinnamon
• 1/4 teaspoon ground nutmeg
• 1/4 teaspoon salt
• 1 cup sugar
• 1/2 cup expeller pressed canola oil
• 2 eggs
• 2 teaspoons vanilla extract
• 1 cup canned pumpkin purée
Method:
Preheat oven to 350°F. Line a
miniature muffin pan with mini cupcake
liners or spray and flour the pan using
canola or olive oil cooking spray.
Set aside.
In a large mixing bowl, stir together
flours, baking powder, ginger,
cinnamon, nutmeg, salt and sugar.
In a separate medium bowl, whisk
together oil, eggs, vanilla and pumpkin,
then add to flour mixture and stir to
combine.
Spoon batter into prepared pan and
bake for 15 minutes, or until done
when tested with a toothpick. Allow
cupcakes to cool in the pan for
15 minutes, then continue to cool on
wire racks. Makes 32 cupcakes.
Serving size:
1 cupcake, without frosting
90 calories (35 from fat)
4 g total fat
0 g saturated fat
15 mg cholesterol
55 mg sodium
12 g carbohydrate (1g dietary fiber,
6 g sugar)
1 g protein
Source: The Whole Foods Market
(wholefoodsmarket.com). For more healthy
recipes, see GEHA's free monthly Health
e-Report online newsletter, available online at
geha.com.
Outreach Department
P.O. Box 4665 Independence, MO 64051-4665
Phone: 800.821.6136, ext. 3334 Fax: 816.257.3333 geha.com