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GROUP BENEFITS - Manulife - Manulife Financial

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ISSUE 1/2005<br />

<strong>GROUP</strong> <strong>BENEFITS</strong><br />

Information for Plan Advisors<br />

A T A G L A N C E<br />

Group Benefits At a Glance updates plan advisors on recent enhancements to <strong>Manulife</strong>’s Group Benefits products and services.<br />

From AlphaPlus plans for small groups to Signature programs for groups ranging from 25 to 399 employees and Corporate<br />

Accounts for large organizations – <strong>Manulife</strong> offers flexible programs with electronic services and features that lead the market.<br />

Managed Drug Plan<br />

– New for groups over 24 lives!<br />

Help your clients maximize savings, maintain<br />

effectiveness, flexibility and choice.<br />

ESI Canada’s Dynamic Therapeutic Formulary (DTF) is a<br />

drug plan with a difference. The DTF is part of a tiered<br />

plan for pay direct drugs. Drug coverage is based on a list<br />

of drugs that are reimbursed at a higher level than other<br />

drugs available under the plan. This drug list is<br />

sometimes called a formulary.<br />

Your clients can continue to provide a competitive drug<br />

plan for their employees without eliminating coverage for<br />

other medications. Since the payout on the formulary<br />

drugs is higher, the plan encourages employees to take<br />

an active role in understanding and managing their<br />

drug benefit.<br />

We have a suite of marketing materials available on our<br />

DTF product. To order yours, please contact your<br />

Account Executive.<br />

Better Rates for AlphaPlus<br />

Now you can take immediate advantage of reduced rates available for AlphaPlus prospects, which include:<br />

• Better Life rates<br />

• More competitive EHC and Dental rates<br />

• Reduced pay direct drug pricing<br />

AlphaPlus New Features<br />

Our solutions for small business clients just got better with the addition of two new cost-effective features for paramedical<br />

coverage (professional health services):<br />

1) Combined per visit/calendar year maximum options, and<br />

2) A basic paramedical coverage bundle (Chiropractor, Physiotherapist and Psychologist).<br />

Ask your AlphaPlus Account Executive about how to take advantage of these reduced rates and new plan features today!<br />

<strong>Manulife</strong> <strong>Financial</strong> and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates including <strong>Manulife</strong> <strong>Financial</strong> Corporation.


<strong>Manulife</strong> to Exit ConnectInsure<br />

– March 1, 2005<br />

Since 2001, <strong>Manulife</strong> has participated in a web-based group<br />

insurance quote source, known as ConnectInsure. <strong>Manulife</strong><br />

was one of the first participants in this initiative. A decision<br />

has been made to exit the ConnectInsure marketplace on<br />

March, 1, 2005.<br />

who are losing their group benefits coverage due to retirement,<br />

job loss or career change. Available to Canadian residents,<br />

comprehensive individual health and dental benefits are available<br />

at an affordable cost and guaranteed acceptance within 60 days<br />

of the date group coverage ends.<br />

For brokers and agents, FollowMe now includes a competitive<br />

commission payment at the time of sale and at each renewal.<br />

<strong>Manulife</strong> will focus all efforts on the distribution of our<br />

software tool, Alpha Quote.<br />

For more information on FollowMe, please call 1-877-COVERME<br />

or visit our website at www.coverme.com.<br />

Alpha Quote software provides instant access to group<br />

insurance quotes for groups of 2 to 24 employees. It is easy to<br />

use and can be run on your own computer, anytime,<br />

anywhere. In fact, it is the same tool that the group offices use<br />

to provide quotations! All you need to do is load a copy on<br />

your computer. Our local group office can help you get set up<br />

and show you how to use Alpha Quote. Contact your Account<br />

Executive for more information.<br />

Stay tuned for the next generation of Alpha Quote.<br />

FollowMe – Enhanced for January 2005<br />

<strong>Manulife</strong> Group Benefits has teamed up with "<strong>Manulife</strong> Affinity<br />

markets to launch a new enhanced FollowMe product. The new<br />

offering includes many new plan design options, including access<br />

to electronic drug & dental claims networks. FollowMe is<br />

designed to provide a coverage conversion option for employees<br />

Customer Privacy Policy – did you know?<br />

<strong>Manulife</strong>’s commitment to customer privacy continues to be a<br />

top priority. Since Canada’s federal privacy legislation took full<br />

effect January 1, 2004, we’ve continued to provide information<br />

for you to help explain what effect this legislation will have on<br />

group benefits plans and on the service process.<br />

As use of the Internet for business and information purposes<br />

continues to increase, <strong>Manulife</strong> ensures employee information<br />

is preserved through layers of protection on our secure sites.<br />

These are based on a combination of the latest information<br />

security technology and security protocols that lead the<br />

industry.<br />

For more information contact your Account Executive or go to<br />

www.manulife.ca/groupbenefits and click on Plan<br />

Advisor/What’s new?<br />

Your comments are important to us.<br />

If you have any topic ideas you’d like to share with us, contact your Regional Account Executive.<br />

Halifax:<br />

(902) 453-4300<br />

Toronto Victoria Park:<br />

(416) 496-1602<br />

London:<br />

(519) 679-1775<br />

Calgary:<br />

(403) 269-1936<br />

Quebec City:<br />

(418) 622-1700<br />

Toronto Downtown:<br />

(416) 687-4300<br />

Winnipeg:<br />

(204) 944-8762<br />

Edmonton:<br />

(780) 421-1151<br />

Montreal:<br />

(514) 288-6268<br />

Kitchener-Waterloo:<br />

(519) 571-1001<br />

Regina:<br />

1-866-206-9017<br />

Vancouver:<br />

(604) 669-7111<br />

Ottawa:<br />

(613) 230-2251

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