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Hertz sample Initial Letter.pdf - ConSova

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Si quisiera recibir una copia de esta carta en español<br />

por favor comuníquese con <strong>ConSova</strong> 866-964-1315<br />

Month Day, Year<br />

John Smith<br />

123 ABC Way<br />

Anywhere, USA 99999<br />

- IMMEDIATE ACTION IS REQUIRED -<br />

IF YOU DO NOT RESPOND TO THE ENCLOSED VERIFICATION REQUEST, BENEFIT COVERAGE<br />

FOR YOUR DEPENDENT(S) WILL BE CANCELLED.<br />

Dear John Smith:<br />

As part of <strong>Hertz</strong>’ ongoing efforts to manage the cost of our health coverage under the <strong>Hertz</strong> Custom<br />

Benefit Program, we want to ensure that only eligible dependents are enrolled. To assist us in this effort,<br />

we have retained <strong>ConSova</strong>, a benefits audit firm specializing in the verification of dependent eligibility.<br />

<strong>ConSova</strong> is contacting every employee who has one or more dependents enrolled in a <strong>Hertz</strong> health care<br />

plan and is asking for verification of eligibility. The verification process, and what is expected from you, is<br />

explained in detail in the attached letter from <strong>ConSova</strong>. For general information about the verification<br />

process, please review the enclosed Frequently Asked Questions.<br />

If you have one or more dependents enrolled in a company-sponsored medical insurance plan you will<br />

need to submit supporting documentation to verify their eligibility. The attached verification request from<br />

<strong>ConSova</strong> provides you with:<br />

identification of the dependent(s) you currently have enrolled in a <strong>Hertz</strong>-sponsored benefit plan<br />

the plan eligibility requirements as set forth in the Summary Plan Description (SPD)<br />

Please be assured the information you provide is kept secure and confidential. <strong>ConSova</strong>, a named<br />

Business Associate of <strong>Hertz</strong> as defined under the Health Insurance Portability and Accountability Act of<br />

1996 (HIPAA), complies with all provisions of the law.<br />

If you have any questions about dependent eligibility or the verification process, please contact <strong>ConSova</strong>’s<br />

Dependent Eligibility Assistance Center at 1-866-964-1315. <strong>ConSova</strong> Associates are available Monday<br />

through Friday, 9:00 a.m. – 5:00 p.m. Central Time.<br />

Thank you for your cooperation.<br />

Corporate Employee Benefits Department


Frequently Asked Questions<br />

Why is <strong>Hertz</strong> conducting this audit?<br />

The cost of providing health care benefits to employees continues to rise at an alarming pace. At <strong>Hertz</strong>,<br />

we want to ensure that we are doing everything we can to manage those costs for employees who are<br />

covering eligible dependents. Employers across the nation are conducting such audits and are discovering<br />

an alarming number of ineligible dependents covered under their plans. The costs associated with<br />

covering ineligible dependents can be millions of dollars for an employer the size of <strong>Hertz</strong>.<br />

Where did <strong>ConSova</strong> get my personal information?<br />

<strong>ConSova</strong> initially receives your basic personal information from your employer prior to the start of an<br />

audit. During the audit we receive personal information from you.<br />

Who is <strong>ConSova</strong>?<br />

<strong>ConSova</strong> is a human resources firm that specializes in the dependent eligibility verification process and<br />

has conducted many dependent verification audits for Fortune 500 companies and governmental<br />

organizations.<br />

What guarantee do we have that our personal documents will be kept secure?<br />

<strong>ConSova</strong> considers security and confidentiality a very serious matter. They utilize encryption technology<br />

to transact sensitive data. The server that maintains Dependent Eligibility Verification systems and<br />

scanned images is only accessible on <strong>ConSova</strong>’s Local Area Network located in Lakewood, Colorado. This<br />

Local Area Network is a closed system that is not accessible via Virtual Private Network or any other<br />

interactive connection.<br />

<strong>ConSova</strong> Associates have audited over 1.5 million dependents in the past eight years, and they have<br />

never been accused or alleged to have not protected the private personal information of its clients’<br />

employees.<br />

<strong>Hertz</strong> realizes and understands that employees may have concerns about releasing this information to a<br />

third party. We assure you that every precaution has been taken to ensure your information is kept<br />

confidential. As we do with our other benefits service providers, <strong>Hertz</strong> and <strong>ConSova</strong> have entered into a<br />

privacy and security agreement (Business Associates Agreement) which is governed by federal privacy<br />

laws. You can help protect your own privacy by following the instructions included with the enclosed letter<br />

from <strong>ConSova</strong>.<br />

Will the submitted documents be retained by <strong>ConSova</strong>? If so, for how long?<br />

Documentation received from <strong>Hertz</strong> employees will be batched and maintained in a secure location<br />

monitored only by <strong>ConSova</strong> employees. 30 days after the dependent verification is completed, <strong>ConSova</strong><br />

will shred all documentation and wipe all hard drives containing protected health information.<br />

Can I black out my financial information and Social Security number on these documents?<br />

On any document you provide, you may cross out all financial information and the first five digits of your<br />

Social Security number.<br />

Can I submit my documents to my local Human Resources Department instead of <strong>ConSova</strong>?<br />

No. All documents must be provided directly to <strong>ConSova</strong> for review.<br />

If I am unable to supply documentation by the deadline for my eligible dependent, will <strong>Hertz</strong><br />

terminate my dependent from the plan?<br />

If you are experiencing any difficulties in gathering the requested documents, as long as you continue to<br />

keep <strong>ConSova</strong> updated as to the status of your gathering the appropriate documents, your dependent(s)<br />

will not be automatically terminated if you do not meet the submission deadline. Eventually, <strong>Hertz</strong> will<br />

terminate a dependent if it is determined that you are unable to provide documentation that verifies<br />

eligibility. <strong>ConSova</strong> is willing to assist you through this process, including helping you contact agencies to<br />

locate the documents you need.


Month Day, Year<br />

Dear John Smith:<br />

Dependent Eligibility Verification<br />

As part of an operational excellence initiative to increase efficiencies and reduce costs, <strong>Hertz</strong> has retained the<br />

services of <strong>ConSova</strong> Corporation to collect documentation to review and verify eligibility for dependents in the<br />

company’s medical programs.<br />

Dependent(s) you have included on <strong>Hertz</strong> sponsored medical plan are listed below:<br />

Dependent Name Relationship Year of Birth<br />

Michelle Smith Spouse 1956<br />

Jane Smith Child 1990<br />

Your Action Items<br />

Review your list of dependents above and the detailed explanation of the documentation you will need to<br />

provide to verify eligibility for dependent(s) on the following pages.<br />

<br />

<br />

Complete and sign the enclosed Dependent Verification Form. If any of your dependents listed above are no<br />

longer eligible for medical coverage, please provide their names and the reason for ineligibility on this form.<br />

Coverage for ineligible dependents will end as soon as reasonably possible after this has been reported to<br />

<strong>Hertz</strong>.<br />

Upload documentation by logging into www.consova.com/hertz or mail documentation in the enclosed<br />

postage-paid envelope with a postmark on or before Month Day, Year. You will need your PIN number to<br />

log in to the website; your PIN number is located at the bottom left hand corner of this letter.<br />

Please note: This is not a passive verification process. Non-response or incomplete documentation will result<br />

in the termination of insurance coverage for your dependents. Once your submitted documentation has been<br />

reviewed, <strong>ConSova</strong> will mail a letter to you regarding the updated status and if any additional information is<br />

required.<br />

If you have any questions about this process or need assistance, please call <strong>ConSova</strong>’s Dependent Eligibility<br />

Verification Assistance Center at (866) 964-1315 Monday through Friday, 9:00 a.m. – 5:00 p.m. Central<br />

Time.<br />

Thank you for your cooperation during this important initiative.<br />

Sincerely,<br />

<strong>ConSova</strong> Corporation


Dependent Verification Form<br />

Please mail this completed and signed form and the requested verification documentation, in the enclosed<br />

postage-paid envelope by Month Day, Year to ensure that coverage continues for your eligible<br />

dependents.<br />

Please check the appropriate box:<br />

I have enclosed the requested documentation to verify the eligibility of my dependent(s).<br />

I have an ineligible dependent(s) and have noted the reason below. I understand that their coverage<br />

will end as soon as reasonably possible after this has been reported to <strong>Hertz</strong>.<br />

Ineligible Dependent(s)<br />

If any of your dependent(s) are no longer eligible for medical or dental coverage, please provide his/her<br />

name(s) and the reason for ineligibility below. Coverage for ineligible dependents will end as soon as<br />

reasonably possible after this has been reported to <strong>Hertz</strong>.<br />

Ineligible Dependent Name<br />

Ineligibility Reason<br />

Signature of Employee:<br />

Date:<br />

By signing above, I certify and warrant to <strong>Hertz</strong> that all information on this Dependent Verification Form is true, correct and current<br />

as of the date signed. I further understand that if I knowingly submit false information I may be subject to disciplinary action up to<br />

and including termination of employment. I authorize <strong>Hertz</strong> and <strong>ConSova</strong> Corporation to contact any institution or organization to<br />

verify any and all documents provided for eligibility verification.<br />

Please mail this completed and signed form along with the requested<br />

verification documentation.


Dependent<br />

Relationship<br />

Spouse<br />

Your legally married<br />

spouse<br />

(legally separated or<br />

divorced spouses are not<br />

eligible for coverage)<br />

Dependent Documentation Request<br />

What You Need to Submit to <strong>ConSova</strong><br />

Copy of marriage certificate<br />

AND<br />

Documents Required<br />

A copy of your tax return from the most recent tax season (front page through line 6 of<br />

Form 1040); please black out the first five digits of your SSN and all financial<br />

information. Note: if your spouse files married separately, head of household or single,<br />

you will also need to submit their Form 1040 from the most recent tax season (front<br />

page through line 6 of Form 1040). Please black out any financial information and social<br />

security numbers. We only need the last 4 digits of the employee's SSN.<br />

Domestic Partner<br />

Your eligible, unrelated<br />

domestic partner<br />

*The attached Benefit Verification and Information Release Authorization Form.<br />

Copy of Attached Domestic Partnership Affidavit or a copy of Domestic Partner<br />

Registration through any governmental Domestic Partner Registry<br />

AND<br />

Proof of dependency as evidenced by a copy of one of the following documents:<br />

• Proof of shared residence via joint mortgage statement or rental agreement<br />

• Automobile title or registration showing joint ownership of vehicle<br />

• Joint checking, bank or investment account statement<br />

• Joint credit account statement<br />

• A will and/or life insurance policy which designates the other as primary beneficiary<br />

AND<br />

• The attached Benefit Verification and Information Release Authorization Form.<br />

Child under age 26<br />

• Your natural child,<br />

children of your<br />

domestic partner,<br />

legally adopted child, or<br />

child in the process of<br />

being adopted;<br />

• Your stepchild;<br />

• Your foster child who<br />

lives in your home and<br />

who qualifies as a<br />

dependent for federal<br />

income tax purposes;<br />

• A child whom you have<br />

legal guardianship of<br />

appointed by a court;<br />

or<br />

• A child who is the<br />

subject of a Qualified<br />

Medical Child Support<br />

Order (QMCSO) issued<br />

to you.<br />

Please note: Proof of dependency documents need to be dated within 60 days prior to<br />

the date of this letter and insurance and medical-related documents will not be accepted<br />

as a proof of dependency.<br />

A copy of the following documents (varies by the relationship of the child to the<br />

Employee):<br />

• Natural child or legally adopted child: State or county issued birth certificate<br />

showing employee’s name or signed court order<br />

• Stepchild: State or county issued birth certificate showing parents’ names, copy of<br />

your Marriage Certificate, and copy of your joint federal tax return from the most<br />

recent tax season (front page only).<br />

• Foster child: Signed letter from social service agent confirming child has been<br />

placed under your care and your federal tax return from the most recent tax season<br />

claiming the child as a dependent.<br />

• Child whom you have legal guardianship: Signed Court Order and federal tax<br />

return from the most recent tax season claiming the child as a dependent. Please be<br />

sure to leave the last four digits of the dependent’s SSN visible.<br />

• Child who is the subject of a Qualified Medical Child Support Order: Signed<br />

Court Order<br />

If unable to provide any of the documents requested, the employee will need to contact <strong>ConSova</strong> for alternative documents if<br />

applicable.<br />

Don’t Forget! Your response is required by Month Day, Year.

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