Sample â Dependent Verification Introductory Letter - ConSova
Sample â Dependent Verification Introductory Letter - ConSova
Sample â Dependent Verification Introductory Letter - ConSova
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<strong>Sample</strong> – <strong>Dependent</strong> <strong>Verification</strong><br />
<strong>Introductory</strong> <strong>Letter</strong><br />
April 29, 2013<br />
John Smith<br />
123 ABC Way<br />
Anywhere, USA 99999<br />
Dear John Smith:<br />
As part of Rent-A-Center's ongoing efforts to keep the cost of insurance plans as affordable as<br />
possible, we want to ensure that only eligible dependents are enrolled in the RAC plans.<br />
We have partnered with <strong>ConSova</strong>, a company that specializes in verifying the dependents' eligibility<br />
for inclusion in company benefit plans, to help us verify all dependents on RAC's benefit plans.<br />
<strong>ConSova</strong> will be contacting every coworker who has a dependent covered by a RAC benefit plan and<br />
asking for documentation to verify eligibility for coverage. The process is detailed in the attached<br />
letter and FAQ's from <strong>ConSova</strong>.<br />
We are making this dependent verification process as simple as possible. It is important that you<br />
comply with the request for documents to verify your dependents. If you do not, then your<br />
dependent's benefit coverage will end.<br />
Please review the dependents listed on the enclosed letter and confirm their eligibility by submitting<br />
the required documents by May 24, 2013. If you are missing a document, send in what you do have<br />
to <strong>ConSova</strong> to start the process.<br />
The documents needed to verify a dependent is covered in the letter from <strong>ConSova</strong>. Please review<br />
the letter and requirements enclosed, If you have any questions, please contact <strong>ConSova</strong> at<br />
(855) 625-3569 Monday through Friday, 9:00 a.m. – 5:00 p.m. Central Time.<br />
Thank you for your cooperation and participation.<br />
Sincerely,<br />
Pete Bruni<br />
Vice President – Compensation & Benefits<br />
Rent-a-Center, Inc.<br />
Caution: Form contains personalized encoded information. Do not share with others.
Frequently Asked Questions<br />
Who is <strong>ConSova</strong><br />
<strong>ConSova</strong> is a firm that specializes in helping companies verify the dependents on their benefit plans. They have<br />
performed audits for several Fortune 500 companies and verified over 1.5 million dependents.<br />
Is every coworker being audited<br />
Every coworker with dependents must provide the documentation for their dependents.<br />
How do I know my personal documents are protected and kept secure<br />
Security and confidentiality are a very serious matter and very important to us. We use several layers of<br />
security to protect your information<br />
1) The server that maintains the dependent eligibility systems and scanned images is located in a SOC II SOC 3<br />
compliant secure data center in Denver Colorado.<br />
2) Images are only available using a closed Local Area Network inside the <strong>ConSova</strong> domain and secure private<br />
network.<br />
3) Your part: protect your privacy and information by following the instructions provided for sending information<br />
to us.<br />
Over the past 8 years, 1.5 million dependents have been audited by <strong>ConSova</strong> without a single accusation or<br />
allegation of failure to protect the personal information of our client's employees and coworkers. We take every<br />
precaution to keep your information confidential.<br />
Can I black out my financial information<br />
Absolutely!<br />
Can I black out Social Security Numbers<br />
Please do not black out the last 4 numbers. (xxx-xx-1234)<br />
Can Human Resources (HR) at the FSC or my local manager or HRD review my documents instead of<br />
<strong>ConSova</strong><br />
Unfortunately, no. All coworkers will verify dependents with <strong>ConSova</strong>. Part of the process is that a single<br />
standard is applied to every coworker's dependent.<br />
How long will <strong>ConSova</strong> keep my information<br />
Documents received are consolidated and maintained in a secure location accessible only to <strong>ConSova</strong><br />
employees. One month after the dependent verification process is completed, all documents are securely<br />
shredded.<br />
What happens to electronic documents<br />
PDF or TIF files remain on our secure file server until the contract with your Employer mandates that they be<br />
destroyed (deleted). At no time does any document sent using these methods exist as a hard (paper) copy.<br />
What is sent to HR or Benefits from this process<br />
The Benefits department will receive a list of dependents that are classified as either:<br />
Verified/Eligible<br />
Not Verified/Ineligible<br />
What happens if I can't supply the documentation by the deadline<br />
<strong>ConSova</strong> is here to help you and can grant an extension of time to obtain documents. However, if you do not<br />
provide the required documentation, your dependent will be removed from the RAC benefit plans, including the<br />
medical, dental, vision, prescription, and telemedicine.<br />
We commit that we will help you through this process. If you have questions, call us at <strong>ConSova</strong>’s<br />
<strong>Dependent</strong> Eligibility <strong>Verification</strong> Assistance Center at (855) 625-3569 Monday through Friday,<br />
9:00 a.m. – 5:00 p.m. Central Time.<br />
Caution: Form contains personalized encoded information. Do not share with others.
April 29, 2013<br />
<strong>Dependent</strong> Eligibility <strong>Verification</strong><br />
Dear John Smith<br />
As you know, access to group benefits and Rent-A-Center's financial subsidies to your Core Health<br />
plan are an important part of your Total Rewards compensation package. It is important that the<br />
benefit dollars RAC spends on subsidizing the cost of benefits are spent only on those dependents<br />
that are eligible for coverage.<br />
Rent-A-Center contributes to the costs of coverage for coworkers and their dependents on the RAC<br />
healthcare plans to help keep the benefit plans as affordable as possible. Ineligible dependents on<br />
the plan increase costs and use subsidies that belong only to RAC coworkers.<br />
We show the following dependents covered on a RAC benefit plan. Only these listed dependents will<br />
require verification:<br />
<strong>Dependent</strong> Name Relationship YEAR of Birth<br />
Alicia Smith Spouse 1956<br />
Your Action Items<br />
Review your list of dependents above<br />
Complete and sign the enclosed <strong>Dependent</strong> <strong>Verification</strong> Form. Coverage for ineligible<br />
dependents will end as soon as administratively possible. You will see the change on your<br />
paycheck in about 3 weeks.<br />
Return the completed forms by either:<br />
Uploading documentation by logging into https://www.securewebhelp.com, you will need<br />
your PIN number to log in to the website; your PIN number is located at the bottom left hand<br />
corner of this letter or<br />
Mail documentation in the enclosed postage-paid envelope with a postmark on or before May<br />
24, 2013.<br />
Our Action Items<br />
Review your documentation<br />
Mail you a letter regarding the status of your dependents and requesting any additional<br />
information we need<br />
Please Note: If you do not complete this process or fail to respond, your dependents will<br />
be removed from benefits coverage.<br />
If you have any questions about this process or need assistance, please call <strong>ConSova</strong>’s <strong>Dependent</strong><br />
Eligibility <strong>Verification</strong> Assistance Center at (855) 625-3569 Monday through Friday, 9:00 a.m. –<br />
5:00 p.m. Central Time. You may also visit www.consova.com/rentacenter where you can view<br />
general information and access your secure web portal login.<br />
Thank you for your cooperation during this important initiative.<br />
Sincerely,<br />
<strong>ConSova</strong> Corporation<br />
Caution: Form contains personalized encoded information. Do not share with others.
<strong>Dependent</strong> <strong>Verification</strong> Form<br />
Please mail this completed and signed form and the requested verification documentation, in the<br />
enclosed postage-paid envelope by May 24, 2013 to ensure that coverage continues for your<br />
eligible dependents.<br />
Please check the appropriate box:<br />
I have enclosed the requested documentation to verify the eligibility of my dependent(s).<br />
I have an ineligible dependent(s) and have noted the reason below. I understand that their<br />
coverage will end as soon as administratively possible.<br />
Ineligible <strong>Dependent</strong>(s)<br />
If any of your dependent(s) are no longer eligible for medical, dental, vision, prescription, and<br />
telemedicine please provide his/her name(s) and the reason for ineligibility below. Coverage for<br />
ineligible dependents will end as soon as administratively possible.<br />
Ineligible <strong>Dependent</strong> Name<br />
Ineligibility Reason<br />
Signature of Coworker:<br />
Date:<br />
By signing above, I certify and warrant to Rent-A-Center that all information on this <strong>Dependent</strong> <strong>Verification</strong> Form is true,<br />
correct and current as of the date signed. I further understand that if I knowingly submit false information I may be subject<br />
to disciplinary action up to and including termination of employment. I authorize Rent-A-Center and <strong>ConSova</strong> Corporation to<br />
contact any institution or organization to verify any and all documents provided for eligibility verification.<br />
Please mail this completed and signed form along with the requested<br />
verification documentation.<br />
Caution: Form contains personalized encoded information. Do not share with others.
<strong>Dependent</strong><br />
Relationship<br />
Spouse<br />
Your legally married<br />
spouse of opposite or<br />
same gender<br />
(divorced spouses are<br />
not eligible for<br />
coverage)<br />
<strong>Dependent</strong> Documentation Request<br />
What You Need to Submit to <strong>ConSova</strong><br />
Copy of marriage certificate<br />
Documents Required<br />
AND<br />
A copy of your 2012 tax return (front page through line 6 of Form 1040);<br />
please black out the first five digits of your SSN and all financial information.<br />
Note: if your spouse files married separately, head of household or single, you<br />
will also need to submit their 2012 Form 1040 (front page through line 6).<br />
Please black out any financial information and social security numbers. We only<br />
need the last 4 digits of the coworker's SSN.<br />
Domestic Partner<br />
Your eligible, unrelated,<br />
opposite gender<br />
domestic partner<br />
Child under age 26<br />
• Your natural child,<br />
legally adopted child,<br />
or child in the<br />
process of being<br />
adopted;<br />
• Stepchild;<br />
• Child of your<br />
domestic partner;<br />
• A child whom you<br />
have legal<br />
guardianship of; or<br />
• A grandchild so long<br />
as the grandchild is<br />
an IRS defined<br />
dependent; or<br />
• A child who is the<br />
subject of a Qualified<br />
* The enclosed Benefit <strong>Verification</strong> and Information Release Authorization Form<br />
Copy of the RAC Domestic Partnership Affidavit signed by you and your partner<br />
AND<br />
<br />
AND<br />
<br />
Designation of Domestic Partner as beneficiary for RAC Basic Life<br />
Insurance and 401(k) Retirement and Savings Plan<br />
Joint asset and a joint liability for example:<br />
o Joint mortgage (both asset and liability)<br />
o Joint lease (liability)<br />
o Ownership of motor vehicle (asset)<br />
o Checking account (asset)<br />
o Joint auto loan (liability)<br />
o Other financial account (asset)<br />
AND one of the following:<br />
Designation of Domestic Partner as primary beneficiary of the<br />
coworker’s will<br />
Durable power of attorney naming each other<br />
Healthcare power of attorney naming each other<br />
Please note: Proof of asset and liability documents need to be dated, at<br />
minimum, one year prior to the date of this letter as proof that the relationship<br />
is at least one year old. Medical-related documents will not be accepted as a<br />
proof of dependency.<br />
A copy of the following documents (varies by the relationship of the child to the<br />
Coworker):<br />
• Natural child or legally adopted child: State or county issued birth<br />
certificate showing coworker’s name or signed court order<br />
• Stepchild: State or county issued birth certificate showing parents’ names,<br />
copy of your Marriage Certificate, and copy of your joint 2012 federal tax<br />
return (front page only).<br />
• Child of your domestic partner: State or county issued birth certificate<br />
and proof of established Domestic Partnership.<br />
• Grandchild: State or county issued birth certificate showing parents’ names<br />
for child and grandchild and copy of your 2012 federal tax return (front page<br />
only).<br />
• Child whom you have legal guardianship: Signed Court Order and 2012<br />
Caution: Form contains personalized encoded information. Do not share with others.
<strong>Dependent</strong><br />
Relationship<br />
Medical Child Support<br />
Order (QMCSO)<br />
issued to you.<br />
Documents Required<br />
tax return claiming the child as a dependent. Please be sure to leave the last<br />
four digits of the dependent’s SSN visible.<br />
• Child who is the subject of a Qualified Medical Child Support Order:<br />
Signed Court Order<br />
Please note: for unmarried disabled children aged 26 or over, in addition to the<br />
birth certificate, we will also need a copy of your federal tax return claiming the<br />
child (front page only).<br />
If unable to provide any of the documents requested, the coworker will need to contact <strong>ConSova</strong> for alternative documents if<br />
applicable.<br />
Don’t Forget! Your response is required by May 24, 2013.<br />
Would you like to receive <strong>ConSova</strong> communications electronically Simply log into <strong>ConSova</strong>’s website at<br />
www.consova.com/rentacenter and select <strong>ConSova</strong>’s “Going Green” option at the top of the page to<br />
learn more about our paperless option.<br />
Caution: Form contains personalized encoded information. Do not share with others.