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Sample – Dependent Verification Introductory Letter - ConSova

Sample – Dependent Verification Introductory Letter - ConSova

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<strong>Sample</strong> – <strong>Dependent</strong> <strong>Verification</strong><br />

<strong>Introductory</strong> <strong>Letter</strong><br />

April 29, 2013<br />

John Smith<br />

123 ABC Way<br />

Anywhere, USA 99999<br />

Dear John Smith:<br />

As part of Rent-A-Center's ongoing efforts to keep the cost of insurance plans as affordable as<br />

possible, we want to ensure that only eligible dependents are enrolled in the RAC plans.<br />

We have partnered with <strong>ConSova</strong>, a company that specializes in verifying the dependents' eligibility<br />

for inclusion in company benefit plans, to help us verify all dependents on RAC's benefit plans.<br />

<strong>ConSova</strong> will be contacting every coworker who has a dependent covered by a RAC benefit plan and<br />

asking for documentation to verify eligibility for coverage. The process is detailed in the attached<br />

letter and FAQ's from <strong>ConSova</strong>.<br />

We are making this dependent verification process as simple as possible. It is important that you<br />

comply with the request for documents to verify your dependents. If you do not, then your<br />

dependent's benefit coverage will end.<br />

Please review the dependents listed on the enclosed letter and confirm their eligibility by submitting<br />

the required documents by May 24, 2013. If you are missing a document, send in what you do have<br />

to <strong>ConSova</strong> to start the process.<br />

The documents needed to verify a dependent is covered in the letter from <strong>ConSova</strong>. Please review<br />

the letter and requirements enclosed, If you have any questions, please contact <strong>ConSova</strong> at<br />

(855) 625-3569 Monday through Friday, 9:00 a.m. – 5:00 p.m. Central Time.<br />

Thank you for your cooperation and participation.<br />

Sincerely,<br />

Pete Bruni<br />

Vice President – Compensation & Benefits<br />

Rent-a-Center, Inc.<br />

Caution: Form contains personalized encoded information. Do not share with others.


Frequently Asked Questions<br />

Who is <strong>ConSova</strong><br />

<strong>ConSova</strong> is a firm that specializes in helping companies verify the dependents on their benefit plans. They have<br />

performed audits for several Fortune 500 companies and verified over 1.5 million dependents.<br />

Is every coworker being audited<br />

Every coworker with dependents must provide the documentation for their dependents.<br />

How do I know my personal documents are protected and kept secure<br />

Security and confidentiality are a very serious matter and very important to us. We use several layers of<br />

security to protect your information<br />

1) The server that maintains the dependent eligibility systems and scanned images is located in a SOC II SOC 3<br />

compliant secure data center in Denver Colorado.<br />

2) Images are only available using a closed Local Area Network inside the <strong>ConSova</strong> domain and secure private<br />

network.<br />

3) Your part: protect your privacy and information by following the instructions provided for sending information<br />

to us.<br />

Over the past 8 years, 1.5 million dependents have been audited by <strong>ConSova</strong> without a single accusation or<br />

allegation of failure to protect the personal information of our client's employees and coworkers. We take every<br />

precaution to keep your information confidential.<br />

Can I black out my financial information<br />

Absolutely!<br />

Can I black out Social Security Numbers<br />

Please do not black out the last 4 numbers. (xxx-xx-1234)<br />

Can Human Resources (HR) at the FSC or my local manager or HRD review my documents instead of<br />

<strong>ConSova</strong><br />

Unfortunately, no. All coworkers will verify dependents with <strong>ConSova</strong>. Part of the process is that a single<br />

standard is applied to every coworker's dependent.<br />

How long will <strong>ConSova</strong> keep my information<br />

Documents received are consolidated and maintained in a secure location accessible only to <strong>ConSova</strong><br />

employees. One month after the dependent verification process is completed, all documents are securely<br />

shredded.<br />

What happens to electronic documents<br />

PDF or TIF files remain on our secure file server until the contract with your Employer mandates that they be<br />

destroyed (deleted). At no time does any document sent using these methods exist as a hard (paper) copy.<br />

What is sent to HR or Benefits from this process<br />

The Benefits department will receive a list of dependents that are classified as either:<br />

Verified/Eligible<br />

Not Verified/Ineligible<br />

What happens if I can't supply the documentation by the deadline<br />

<strong>ConSova</strong> is here to help you and can grant an extension of time to obtain documents. However, if you do not<br />

provide the required documentation, your dependent will be removed from the RAC benefit plans, including the<br />

medical, dental, vision, prescription, and telemedicine.<br />

We commit that we will help you through this process. If you have questions, call us at <strong>ConSova</strong>’s<br />

<strong>Dependent</strong> Eligibility <strong>Verification</strong> Assistance Center at (855) 625-3569 Monday through Friday,<br />

9:00 a.m. – 5:00 p.m. Central Time.<br />

Caution: Form contains personalized encoded information. Do not share with others.


April 29, 2013<br />

<strong>Dependent</strong> Eligibility <strong>Verification</strong><br />

Dear John Smith<br />

As you know, access to group benefits and Rent-A-Center's financial subsidies to your Core Health<br />

plan are an important part of your Total Rewards compensation package. It is important that the<br />

benefit dollars RAC spends on subsidizing the cost of benefits are spent only on those dependents<br />

that are eligible for coverage.<br />

Rent-A-Center contributes to the costs of coverage for coworkers and their dependents on the RAC<br />

healthcare plans to help keep the benefit plans as affordable as possible. Ineligible dependents on<br />

the plan increase costs and use subsidies that belong only to RAC coworkers.<br />

We show the following dependents covered on a RAC benefit plan. Only these listed dependents will<br />

require verification:<br />

<strong>Dependent</strong> Name Relationship YEAR of Birth<br />

Alicia Smith Spouse 1956<br />

Your Action Items<br />

Review your list of dependents above<br />

Complete and sign the enclosed <strong>Dependent</strong> <strong>Verification</strong> Form. Coverage for ineligible<br />

dependents will end as soon as administratively possible. You will see the change on your<br />

paycheck in about 3 weeks.<br />

Return the completed forms by either:<br />

Uploading documentation by logging into https://www.securewebhelp.com, you will need<br />

your PIN number to log in to the website; your PIN number is located at the bottom left hand<br />

corner of this letter or<br />

Mail documentation in the enclosed postage-paid envelope with a postmark on or before May<br />

24, 2013.<br />

Our Action Items<br />

Review your documentation<br />

Mail you a letter regarding the status of your dependents and requesting any additional<br />

information we need<br />

Please Note: If you do not complete this process or fail to respond, your dependents will<br />

be removed from benefits coverage.<br />

If you have any questions about this process or need assistance, please call <strong>ConSova</strong>’s <strong>Dependent</strong><br />

Eligibility <strong>Verification</strong> Assistance Center at (855) 625-3569 Monday through Friday, 9:00 a.m. –<br />

5:00 p.m. Central Time. You may also visit www.consova.com/rentacenter where you can view<br />

general information and access your secure web portal login.<br />

Thank you for your cooperation during this important initiative.<br />

Sincerely,<br />

<strong>ConSova</strong> Corporation<br />

Caution: Form contains personalized encoded information. Do not share with others.


<strong>Dependent</strong> <strong>Verification</strong> Form<br />

Please mail this completed and signed form and the requested verification documentation, in the<br />

enclosed postage-paid envelope by May 24, 2013 to ensure that coverage continues for your<br />

eligible dependents.<br />

Please check the appropriate box:<br />

I have enclosed the requested documentation to verify the eligibility of my dependent(s).<br />

I have an ineligible dependent(s) and have noted the reason below. I understand that their<br />

coverage will end as soon as administratively possible.<br />

Ineligible <strong>Dependent</strong>(s)<br />

If any of your dependent(s) are no longer eligible for medical, dental, vision, prescription, and<br />

telemedicine please provide his/her name(s) and the reason for ineligibility below. Coverage for<br />

ineligible dependents will end as soon as administratively possible.<br />

Ineligible <strong>Dependent</strong> Name<br />

Ineligibility Reason<br />

Signature of Coworker:<br />

Date:<br />

By signing above, I certify and warrant to Rent-A-Center that all information on this <strong>Dependent</strong> <strong>Verification</strong> Form is true,<br />

correct and current as of the date signed. I further understand that if I knowingly submit false information I may be subject<br />

to disciplinary action up to and including termination of employment. I authorize Rent-A-Center and <strong>ConSova</strong> Corporation to<br />

contact any institution or organization to verify any and all documents provided for eligibility verification.<br />

Please mail this completed and signed form along with the requested<br />

verification documentation.<br />

Caution: Form contains personalized encoded information. Do not share with others.


<strong>Dependent</strong><br />

Relationship<br />

Spouse<br />

Your legally married<br />

spouse of opposite or<br />

same gender<br />

(divorced spouses are<br />

not eligible for<br />

coverage)<br />

<strong>Dependent</strong> Documentation Request<br />

What You Need to Submit to <strong>ConSova</strong><br />

Copy of marriage certificate<br />

Documents Required<br />

AND<br />

A copy of your 2012 tax return (front page through line 6 of Form 1040);<br />

please black out the first five digits of your SSN and all financial information.<br />

Note: if your spouse files married separately, head of household or single, you<br />

will also need to submit their 2012 Form 1040 (front page through line 6).<br />

Please black out any financial information and social security numbers. We only<br />

need the last 4 digits of the coworker's SSN.<br />

Domestic Partner<br />

Your eligible, unrelated,<br />

opposite gender<br />

domestic partner<br />

Child under age 26<br />

• Your natural child,<br />

legally adopted child,<br />

or child in the<br />

process of being<br />

adopted;<br />

• Stepchild;<br />

• Child of your<br />

domestic partner;<br />

• A child whom you<br />

have legal<br />

guardianship of; or<br />

• A grandchild so long<br />

as the grandchild is<br />

an IRS defined<br />

dependent; or<br />

• A child who is the<br />

subject of a Qualified<br />

* The enclosed Benefit <strong>Verification</strong> and Information Release Authorization Form<br />

Copy of the RAC Domestic Partnership Affidavit signed by you and your partner<br />

AND<br />

<br />

AND<br />

<br />

Designation of Domestic Partner as beneficiary for RAC Basic Life<br />

Insurance and 401(k) Retirement and Savings Plan<br />

Joint asset and a joint liability for example:<br />

o Joint mortgage (both asset and liability)<br />

o Joint lease (liability)<br />

o Ownership of motor vehicle (asset)<br />

o Checking account (asset)<br />

o Joint auto loan (liability)<br />

o Other financial account (asset)<br />

AND one of the following:<br />

Designation of Domestic Partner as primary beneficiary of the<br />

coworker’s will<br />

Durable power of attorney naming each other<br />

Healthcare power of attorney naming each other<br />

Please note: Proof of asset and liability documents need to be dated, at<br />

minimum, one year prior to the date of this letter as proof that the relationship<br />

is at least one year old. Medical-related documents will not be accepted as a<br />

proof of dependency.<br />

A copy of the following documents (varies by the relationship of the child to the<br />

Coworker):<br />

• Natural child or legally adopted child: State or county issued birth<br />

certificate showing coworker’s name or signed court order<br />

• Stepchild: State or county issued birth certificate showing parents’ names,<br />

copy of your Marriage Certificate, and copy of your joint 2012 federal tax<br />

return (front page only).<br />

• Child of your domestic partner: State or county issued birth certificate<br />

and proof of established Domestic Partnership.<br />

• Grandchild: State or county issued birth certificate showing parents’ names<br />

for child and grandchild and copy of your 2012 federal tax return (front page<br />

only).<br />

• Child whom you have legal guardianship: Signed Court Order and 2012<br />

Caution: Form contains personalized encoded information. Do not share with others.


<strong>Dependent</strong><br />

Relationship<br />

Medical Child Support<br />

Order (QMCSO)<br />

issued to you.<br />

Documents Required<br />

tax return claiming the child as a dependent. Please be sure to leave the last<br />

four digits of the dependent’s SSN visible.<br />

• Child who is the subject of a Qualified Medical Child Support Order:<br />

Signed Court Order<br />

Please note: for unmarried disabled children aged 26 or over, in addition to the<br />

birth certificate, we will also need a copy of your federal tax return claiming the<br />

child (front page only).<br />

If unable to provide any of the documents requested, the coworker will need to contact <strong>ConSova</strong> for alternative documents if<br />

applicable.<br />

Don’t Forget! Your response is required by May 24, 2013.<br />

Would you like to receive <strong>ConSova</strong> communications electronically Simply log into <strong>ConSova</strong>’s website at<br />

www.consova.com/rentacenter and select <strong>ConSova</strong>’s “Going Green” option at the top of the page to<br />

learn more about our paperless option.<br />

Caution: Form contains personalized encoded information. Do not share with others.

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