Creditor Protection for Life Insurance and Annuities

District of Columbia
Florida
Up to $200 per month of
earnings under an
insurance policy for a
beneficiary who resides in
D.C. and who provides
the principal support of a
family is exempt; up to
$60 per month of earnings
under an insurance policy
for a beneficiary who
resides in D.C. and who
does not provide the
principal support of a
family is exempt.
100% of life insurance
proceeds are exempt from
claims of insured's
creditors unless the policy
is payable to the insured,
the insured's estate,
executors, administrators,
or assigns; 100% of cash
surrender value are
exempt as against
creditors of insured or
beneficiary.
Same. D.C. Code Ann. § 15-503
100% of proceeds of
annuity contracts are
exempt as against
creditors of insured or
beneficiary.
Fla. Stat. ch. 222.13,
222.14
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