Creditor Protection for Life Insurance and Annuities

Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
100% of life insurance
proceeds are exempt.
100% of life insurance
proceeds are exempt from
liability for debts of
insured; up to $50,000 of
cash surrender value is
exempt.
Unmatured life insurance
policy exempt; up to
$150,000 in accrued
dividends or interest
earned on the proceeds
exempt.
100% of life insurance
proceeds are exempt from
liability for debts of the
insured;.
100% of life insurance
proceeds, cash value, and
benefits are exempt from
claims of insured's
creditors and claims of
beneficiary's creditors if
the beneficiary is related
by blood or marriage to
the insured; no exemption
if beneficiary is estate of
insured; up to $100,000
of loan value or cash
value of life insurance
contracts.
100% of life insurance
proceeds are exempt from
claims of creditors of
insured and beneficiary.
100% of life insurance
benefits and proceeds are
exempt from claims of
creditors or
representatives of person
effecting policy.
Same.
Annuity contract proceeds
to the extent necessary for
the support of the debtor
and debtor's dependents
are exempt.
All proceeds to the extent
necessary for the support
of the debtor and the
debtor's dependents.
100% of proceeds up to
$350 per month exempt
from claims of creditors
Minn. Stat. § 61A.12;
550.39; 550.37
Miss. Code Ann. §§ 85-3-
1(b)(iii), 85-3-11
Mo. Rev. Stat. §
513.430(7), (8), and
(10)(e)
Mont. Code Ann. §§ 33-
15-511; 33-15-514
Same. Neb. Rev. Stat. §§ 44-
371; 44-1089
Same. Nev. Rev. Stat. §§
21.090(1)(k), 687B.260,
and 687B.290
None. N.H. Rev. Stat. Ann. §
408:2
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