Unmarried partner nomination form - Pensions

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Deferred Benefits Claim Form Guidance Notes for Applicants General Before you complete the claim form you may need to read the scheme member guide or download further information from the PSPA website at www.pspa.im Requesting an Estimate Your annual statement will give you an estimate of the pension and lump sum benefit that is payable to you at retirement. If you need an up to date estimate, you can request one by emailing pensions@pspa.im To help us deal with your request, please include your full name, address, date of birth and scheme reference number (this can be found on your annual statement). Please also include the date you wish to claim your benefits from. Part 1 Your PSPA or Scheme Reference Number Please enter your reference number. It will usually be stated on any correspondence from us. If you don‟t know it, leave this blank. Part 2 – About Yourself 2.1 Personal Details Please enter details about yourself including your contact telephone number and email address, if you have one. You must enclose your original birth certificate or an original certified copy of it. If you do not have an original birth certificate you may send your original passport. All documents will be returned to you promptly. If you prefer, you can call in to our offices in Douglas and we will take a copy of your birth certificate or passport. 2.2 and 2.3 Verification of Identity and Address As with any type of financial claim, we need to ensure you are who you say you are and that you live at the address you have provided. We verify this information by requesting sight of a: Photographic identity (by way of a original or certified copy of your driving licence or passport) and An original utility bill or bank statement 2.4 and 2.5 About Your Adult Dependants It is important that your tell us your current status and supply details of your spouse or civil partner, if you have one. This information is used in the event of your death and informs us if there is any survivor‟s benefits payable if you die before your spouse or civil partner. Having these details will speed up the payment of any survivor‟s benefits due and will also put less strain on your dependants at that time. You must enclose original or certified copies of any certificate or documents asked form. Photocopies are not acceptable. If you have previously nominated a partner by sending us Form GUS 4, please refer to this here. 2.6 Dependant Children A child allowance may be payable on your death. The terms „child allowance‟ and „child‟ can cover a number of other possible dependants as well as your own children – see below for more information. 6
An allowance may be paid if the child is dependant on you, both at retirement and on death, and they are: ‣ Below age 18; ‣ Below age 23 and undergoing full time education or vocational training; or ‣ Aged 23 or over and incapable of earning a living due to permanent mental or physical disability which he/she is suffering at the time of your death “Child” can include: ‣ Your natural children ‣ Your step children and children of a civil partnership ‣ Adopted children ‣ Natural grandchild who was financially dependent on you at the date of your death A full list of the definitions of a Child can be found in the Scheme Rules available on the website at www.pspa.im Enter the details of any qualifying children in the boxes. Part 3 – Type of Pension and Retirement Lump Sum 3.1 In this part of the form we ask you to indicate the type of pension you are claiming. Retirement based on your age. You can claim this if you are aged 55 or over. If you are an Existing Deferred Members the early payment of your deferred benefits, before the normal pension age specified on your Statement of Entitlement, will be reduced to take account of this. You will need to supply the date from which you would like your retirement benefits to be paid. The „date‟ can be the later of your minimum pension age, the date you first made your enquiry about receiving these benefits or the date you sign this claim form. You must insert a date or your application form will be returned. Early payment of deferred benefits on Ill-health grounds. You can claim this if you have been notified that your ill-health retirement application has been accepted. Commuted early payment of deferred benefits on Ill-health grounds. Your ill-health retirement benefits can be paid as a one off lump sum if you are terminally ill. You can claim this if you have been notified that your ill-health retirement application has been accepted. 3.2 In this part of the form we ask you to indicate if you wish to commute or ‘give up’ some of your pension in exchange for a lump sum. How this work will depend on what type of deferred member you are. If you are an Existing Deferred member with the right to an automatic lump sum – see note 3.2a If you are an Existing Deferred member with no right to an automatic lump sum or a deferred member from the Unified Scheme – see note 3.2b. 3.2a Deferred Members with a right to an automatic lump sum Some Existing Deferred Members have a right to an automatic lump sum as well as having the option to a commute or „give up‟ some of your pension for a higher lump sum. Your Statement of Entitlement will confirm your right to an automatic lump Sum. You can refer to our Existing Deferred Members Factsheet on the resources page of our website for more information. 7
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Unmarried partner nomination form - Pensions

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