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Here's a copy of the Aiken pretrial order. - Insurance Coverage Blog

Here's a copy of the Aiken pretrial order. - Insurance Coverage Blog

Here's a copy of the Aiken pretrial order. - Insurance Coverage Blog

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Rimkus and Jordan also adopt by reference contested issues <strong>of</strong> law as set out by USAA.<br />

By Defendant USAA Casualty Company:<br />

1. Whe<strong>the</strong>r Plaintiffs have sufficient evidence to prove entitlement to fur<strong>the</strong>r<br />

payment <strong>of</strong> insurance benefits under <strong>the</strong> dwelling, appurtenant structure, contents,<br />

and additional living expense provisions <strong>of</strong> <strong>the</strong>ir homeowners policy.<br />

2. Whe<strong>the</strong>r plaintiffs bear <strong>the</strong> burden <strong>of</strong> pro<strong>of</strong> under <strong>the</strong> contents (named peril)<br />

portion <strong>of</strong> <strong>the</strong>ir policy to prove that contents (o<strong>the</strong>r than those already paid for by<br />

USAA CIC) were damaged by wind, as well as <strong>the</strong> type and dollar amount <strong>of</strong> that<br />

damage?<br />

3. Whe<strong>the</strong>r Plaintiffs can recover under <strong>the</strong> contents replacement cost provisions <strong>of</strong><br />

<strong>the</strong>ir policy when <strong>the</strong>y have not repaired, replaced, or restored <strong>the</strong> contents <strong>of</strong> <strong>the</strong><br />

house.<br />

4. Whe<strong>the</strong>r Plaintiffs can recover insurance benefits under <strong>the</strong>ir HO-125<br />

endorsement when <strong>the</strong>y have not replaced <strong>the</strong> house?<br />

5. The effect <strong>of</strong> <strong>the</strong> Fifth Circuit’s decisions in Leonard v. Nationwide and Tuepker<br />

v. State Farm regarding anti-concurrent clauses on <strong>the</strong> plaintiffs’ claims and,<br />

particularly, <strong>the</strong>ir contents claim.<br />

6. Whe<strong>the</strong>r Plaintiffs have judicially admitted storm surge damage to <strong>the</strong>ir house in<br />

at least <strong>the</strong> amount <strong>of</strong> flood insurance benefits accepted, and whe<strong>the</strong>r Plaintiffs<br />

can introduce evidence and argument contrary to that judicial admission.<br />

7. Whe<strong>the</strong>r Buente v. Allstate and o<strong>the</strong>r decisions mean, as a matter <strong>of</strong> law, that<br />

USAA CIC had a duty to pay homeowners policy limits for wind damage upon<br />

-23-

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