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the archdiocese of new york benefits administration resource guide

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provide funds to pay claims submitted after <strong>the</strong> termination date on behalf <strong>of</strong> or by <strong>the</strong> terminating<br />

Group’s Enrollees that were incurred prior to <strong>the</strong> date <strong>of</strong> termination.<br />

11. Groups terminating coverage under <strong>the</strong> Benefit Program will be precluded from rejoining <strong>the</strong> Benefit Program<br />

for a minimum <strong>of</strong> two years from <strong>the</strong> group termination date. Reenrollment will be at <strong>the</strong> discretion <strong>of</strong><br />

Archdiocesan management following a review <strong>of</strong> payment history and claims experience.<br />

C) PREMIUM PAYMENT<br />

12. Basic life, AD&D, and LTD coverage must be provided to eligible employed Enrollees at <strong>the</strong> Group’s expense.<br />

Enrollees must be enrolled for <strong>the</strong>se coverages within 30 days <strong>of</strong> <strong>the</strong> Enrollee’s initial eligibility date. Groups<br />

can charge employed Enrollees <strong>the</strong> maximum allowable contribution for NYDBL. For entities directly reporting<br />

to <strong>the</strong> Archdiocese (including parish corporations and Archdiocesan schools), you must comply with <strong>the</strong><br />

Archdiocese’s schedule <strong>of</strong> employed Enrollee contributions for medical coverage as published annually in <strong>the</strong><br />

open enrollment packages. For all o<strong>the</strong>r Groups, <strong>the</strong> Group must fund at least 70% <strong>of</strong> <strong>the</strong> employed Enrollee and<br />

50% <strong>of</strong> dependent Enrollee medical premiums for full-time employed Enrollees. Groups must submit any<br />

proposed changes in <strong>the</strong> Enrollee contribution levels in writing to <strong>the</strong> Chancellor within 60 days prior to <strong>the</strong><br />

Benefit Program anniversary date, currently January 1.<br />

13. Any employee meeting <strong>the</strong> eligibility requirements for medical coverage is required to contribute towards <strong>the</strong><br />

premiums and must be covered under <strong>the</strong> Benefit Program, unless <strong>the</strong> employee submits a written waiver <strong>of</strong><br />

coverage (form or letter) within 30 days <strong>of</strong> <strong>the</strong> eligibility date. All eligible employees must complete and sign a<br />

Group Health Benefits Election Form to indicate <strong>the</strong>ir payroll deduction election.<br />

14. Premium Payment is due and expected within 30 days <strong>of</strong> <strong>the</strong> premium due date. Groups are responsible for <strong>the</strong><br />

payment <strong>of</strong> <strong>the</strong> full premium to <strong>the</strong> Archdiocese <strong>of</strong> New York.<br />

D) RECORDKEEPING AND ADMINISTRATION<br />

15. Groups providing medical coverage for <strong>the</strong>ir eligible Enrollees must obtain (and retain on file) a completed<br />

Group Enrollment Change form and a Group Health Benefits Election form from each eligible employee. If an<br />

employee has elected to waive medical coverage for a given Benefit Program year, this should be so indicated<br />

on both forms.<br />

16. The Group must comply with all data requests in an accurate and timely manner.<br />

17. All Groups must notify Employee Benefit Connections within 30 days <strong>of</strong> <strong>the</strong> prescribed effective date for a<br />

change in an Enrollee’s coverage status. Some examples are as follows: an Enrollee becomes eligible for<br />

coverage (<strong>new</strong> hire or change in job status), retires, terminates from <strong>the</strong>ir position, experiences a life status<br />

change such as marriage, birth <strong>of</strong> a child, or change in spouse’s employment status that affects medical<br />

coverage. The Group must submit a written memo or change form to Employee Benefit Connections to notify<br />

<strong>the</strong> Benefit Program <strong>of</strong> <strong>the</strong> Enrollee’s status change. The Group administrator must include <strong>the</strong> specific reason<br />

for <strong>the</strong> requested change as part <strong>of</strong> <strong>the</strong> request. Certain Enrollee status changes must also include additional<br />

forms in order for <strong>the</strong> change to be processed. The following changes require a medical enrollment/ change<br />

form: adding a spouse or child, change <strong>of</strong> martial status.<br />

18. Under certain circumstances, an Enrollee may need to be retroactively enrolled or reinstated for medical and/ or<br />

o<strong>the</strong>r coverages. Generally, <strong>the</strong> Archdiocese will allow for an Enrollee to be retroactively enrolled or terminated<br />

within two months following <strong>the</strong> date <strong>of</strong> <strong>the</strong> change in coverage. The Archdiocese will credit Groups for no<br />

more than two months <strong>of</strong> premium for retroactive coverage terminations. Withholding <strong>of</strong> back premium on<br />

<strong>the</strong>se Enrollees will result in <strong>the</strong> same consequences as not paying current premium.<br />

Your Group must abide by <strong>the</strong> coverage and policy rules with respect to eligibility, non-discrimination,<br />

enrollment dates, procedures and vendor contractual requirements. Liabilities arising out <strong>of</strong> <strong>the</strong> Archdiocese’s or<br />

Group’s failure to adhere to <strong>the</strong>se policies will be <strong>the</strong> responsibility <strong>of</strong> <strong>the</strong> erring party. Failure to abide by <strong>the</strong><br />

policies as outlined above can result in termination <strong>of</strong> a Group’s coverage under <strong>the</strong> Benefit Program.<br />

Revised 01/2008

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