Homeowner's brochure - Western National Insurance Group
Homeowner's brochure - Western National Insurance Group
Homeowner's brochure - Western National Insurance Group
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Homeowner’s<br />
<strong>Insurance</strong><br />
Featured Benefits<br />
SM<br />
• No-Surcharge Promise<br />
At <strong>Western</strong> <strong>National</strong>, we<br />
never raise our policyholders’<br />
rates as the result of a<br />
homeowner’s insurance claim<br />
• Expanded Replacement<br />
Cost<br />
In case the costs to repair or<br />
replace your home exceed<br />
the coverage limit, our<br />
homeowner’s policy may pay<br />
up to 140 percent of the<br />
coverage limit<br />
• <strong>Insurance</strong> Score<br />
Discount<br />
We consider the insurance<br />
score of each named insured<br />
in the household to use the<br />
highest score for this discount<br />
• Identity Fraud Expense<br />
Coverage<br />
Each homeowner’s policy<br />
includes $10,000 of coverage<br />
to help with expenses<br />
incurred as a result of identity<br />
fraud<br />
For more reasons why you’ll be<br />
glad you chose <strong>Western</strong> <strong>National</strong>,<br />
visit us online at<br />
www.wnins.com/about
The preferred solution for your home insurance<br />
needs!<br />
QUICK FACTS ABOUT WESTERN NATIONAL<br />
• Founded in 1900 in St. Paul, Minnesota<br />
• Products are available through Independent<br />
Agents only<br />
• Rated “A” (Excellent) by A.M. Best; Financial<br />
Size Category: IX ($250 million to $500 million)<br />
• Offers Homeowner’s <strong>Insurance</strong> in 4 states:<br />
IA, MN, SD and WI<br />
• Community-focused, with 1,400 employee<br />
hours and $190,000+ donated last year to<br />
people in need<br />
• Caring claims staff who average 20 years of<br />
experience and who earn a 98 percent<br />
claim satisfaction rating<br />
ADDITIONAL BENEFITS & DISCOUNTS<br />
MULTI-POLICY DISCOUNT<br />
Receive a discount for choosing <strong>Western</strong><br />
<strong>National</strong> for your home and auto coverage<br />
COMMON LOSS DEDUCTIBLE<br />
Have a loss that involves both your auto and<br />
home? If an occurrence includes two <strong>Western</strong><br />
<strong>National</strong> policies, you are only responsible for<br />
the higher of the two deductibles<br />
SNOWMOBILE & WATERCRAFT COVERAGE<br />
AVAILABLE<br />
It’s easy to add liability and physical damage<br />
coverage for these recreational vehicles to<br />
your <strong>Western</strong> <strong>National</strong> homeowner’s policy to<br />
insure your leisure time<br />
PROTECTIVE DEVICES DISCOUNT<br />
A discount of up to 8 percent may be available<br />
to you if you have protective devices to keep<br />
your home safe, such as burglary or fire<br />
department alarms.<br />
FLEXIBLE DEDUCTIBLE OPTIONS<br />
<strong>Western</strong> <strong>National</strong> offers you several deductible<br />
options to give you more control in managing<br />
your premium<br />
Headquarters:<br />
5350 West 78th Street, Edina, Minnesota 55439-3101<br />
Phone: 952.835.5350 | Toll-Free: 800.862.6070 | Fax: 952.921.9295<br />
Email: info@wnins.com | Web: www.wnins.com<br />
Our Companies:<br />
Arizona Automobile | Pioneer Specialty | Umialik| <strong>Western</strong> Home<br />
<strong>Western</strong> <strong>National</strong> Assurance| <strong>Western</strong> <strong>National</strong> Mutual<br />
Financial Strength Rating<br />
A<br />
MBEST<br />
A Excellent
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