Worksheet: - SaveAndInvest.org

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<strong>Worksheet</strong>: Spending Plan MONTHLY EXPENSES (continued) Personal Debt Last Month’s Actual $ This Month’s Spending Target Estimated Difference This Month’s Actual $ Actual Difference Credit Card Payment Credit Card Payment Credit Card Payment Loan Payment Loan Payment Loan Payment Other Payment: Other Payment: Subtotal Add up each of your subtotals and enter them in the space below Last Month’s Actual $ This Month’s Spending Target Estimated Difference This Month’s Actual $ Actual Difference Total Monthly Expenses
<strong>Worksheet</strong>: Spending Plan MONTHLY INCOME Last Month’s Actual $ This Month’s Spending Target Estimated Difference This Month’s Actual $ Actual Difference Net Monthly Salary (Take- Home Pay) - Self Net Monthly Salary - Spouse Part-Time Job Tips or bonuses Military Retirement Pay Child Support Social Security Payment AFDC Food Stamps Other: Other: Total Monthly Income TOTAL ACTUAL MONTHLY INCOME – Total Actual Monthly EXPENSES – = Money you can SAVE or PAY DOWN DEBTS! If you have a negative number look back at your expenses and see where you can spend less. Enter your new spending targets and the amount saved in the appropriate columns. For example, say you want to trim your eating out expense from $350 to $250, enter $250 in “This Month’s Spending Target” column and $100 in the “Estimated Difference” column. If you have a positive number, consider adding it to your savings or paying down high-interest debts. You may still want to review your expenses and look for possible cuts to help you pay down your debt or reach your savings goals faster.
Page 1 and 2: Worksheet: Spending Plan A spending
Page 3 and 4: Worksheet: Spending Plan MONTHLY EX
Page 5: Worksheet: Spending Plan MONTHLY EX

Worksheet: - SaveAndInvest.org

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