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Worksheet: - SaveAndInvest.org

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<strong>Worksheet</strong>:<br />

Spending Plan<br />

HOW MUCH CAN YOU SAVE?<br />

Savings<br />

Last Month’s<br />

Actual $<br />

This Month’s<br />

Spending<br />

Target<br />

Estimated<br />

Difference<br />

This Month’s<br />

Actual $<br />

Actual<br />

Difference<br />

Emergency Savings<br />

TSP<br />

401(k)/403(b)<br />

Individual Retirement<br />

Accounts<br />

College Savings<br />

Personal Savings<br />

Investments<br />

Other:<br />

Total<br />

Small Change = Big Savings<br />

See how much the few changes in your budget will affect your savings over time. If you reduced your spending in a<br />

number of categories, add up the “Estimated Difference” column and multiply that number by 12. This is how much<br />

more money you could save over a year if you stuck to your spending targets.<br />

Estimated Difference Total $_______________<br />

X 12<br />

Total Savings<br />

$_______________

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