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Ireland and the Minimum Income Guarantee - Combat Poverty Agency

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Detailed Descriptions of <strong>the</strong> Existing Schemes<br />

Table 1: Weekly <strong>Guarantee</strong>d Amount, OAP, Before Child Benefit, from<br />

mid-June 1995.<br />

IR£ per month<br />

Single person"<br />

Couple(married) b<br />

Without<br />

child<br />

62.50<br />

125.00<br />

1 child<br />

75.70<br />

138.20<br />

2 children<br />

88.90<br />

151.40<br />

With child<br />

3 children<br />

102.10<br />

164.60<br />

meaningful to add a "housing benefit" element to <strong>the</strong> amount guaranteed<br />

to OAP recipients. Most recipients of OAP would also not have<br />

child dependants. None<strong>the</strong>less, for reference, Table 2 shows what <strong>the</strong><br />

guaranteed amounts would be including Child Benefit where <strong>the</strong>re<br />

were child dependants.<br />

Table 2: Weekly <strong>Guarantee</strong>d Amount, OAP, Including Child Benefit,<br />

from September 1995.<br />

Notes:<br />

a: An individual living alone is entitled to a fur<strong>the</strong>r £4.90. Most single women would receive<br />

widows non-contributory pension.<br />

b: Both individuals are assumed to have individual entitlement; if one has entitlement <strong>and</strong> <strong>the</strong><br />

o<strong>the</strong>r has not but is a dependant, <strong>the</strong>y receive £100.00 ra<strong>the</strong>r than £125.00, with child<br />

dependant additions as above.<br />

Single<br />

62.50<br />

One-parent<br />

1 child 2 children<br />

81.93 101.36<br />

no children<br />

125.00<br />

Couple<br />

1 child 2 children<br />

144.43 163.86<br />

3 children<br />

184.44<br />

Each additional adult with individual entitlement receives <strong>the</strong> same<br />

amount, shown above, while each such individual may receive a supplement<br />

for a non-eligible dependant adult (see note b). The amount paid<br />

for each dependent child does not vary according to <strong>the</strong> child's age or<br />

<strong>the</strong> number of children. There are no supplements related to marital<br />

status: entitlement is individual (except in <strong>the</strong> case of non-eligible adult<br />

dependants - see above). The amounts shown relate to recipients aged<br />

66 or over: an extra £4.80 per week is payable to those aged 80 or over.<br />

There is no general scheme of Housing Benefit to assist with housing<br />

costs: many social security recipients live in public authority<br />

housing, where rents are adjusted to take tenants' means into<br />

account. Cash assistance with housing costs is payable in certain<br />

circumstances under <strong>the</strong> SWA scheme to those who are in receipt of<br />

SWA or o<strong>the</strong>r social welfare payments <strong>and</strong> whose rent or mortgage<br />

repayments are deemed to be high. A separate rent allowance<br />

scheme assists only those who were affected by <strong>the</strong> de-control of<br />

private rented accommodation from 1982. Only relatively small<br />

numbers receive cash assistance for housing costs under <strong>the</strong>se<br />

schemes, <strong>and</strong> for public housing tenants <strong>the</strong> value of <strong>the</strong> rent<br />

reduction varies with means <strong>and</strong> across localities. It is not <strong>the</strong>refore<br />

Note: Couple each assumed to be eligible for OAP, <strong>and</strong> each under 80 years of age.<br />

No housing element included {see text).<br />

The implicit equivalence scale where each individual in <strong>the</strong> couple is<br />

eligible for OAP (i.e. is 66 or over):<br />

single adult 1.00<br />

couple 2.00<br />

couple with 1 child 2.31<br />

couple with 2 children 2.60<br />

couple with 3 children 2.95<br />

The implicit equivalence scale where <strong>the</strong> couple comprises an eligible<br />

individual <strong>and</strong> non-eligible dependent spouse is:<br />

single adult 1.00<br />

couple 1.60<br />

couple with 1 child 1.95<br />

couple with 2 children 2.26<br />

couple with 3 children 2.59<br />

As mentioned above, <strong>the</strong>re is a supplement paid for an individual<br />

living alone, <strong>and</strong> an age supplement for those aged 80 <strong>and</strong> over,<br />

each paid automatically to eligible recipients. There are no o<strong>the</strong>r<br />

20<br />

21

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