Ireland and the Minimum Income Guarantee - Combat Poverty Agency
Ireland and the Minimum Income Guarantee - Combat Poverty Agency
Ireland and the Minimum Income Guarantee - Combat Poverty Agency
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Detailed Descriptions of <strong>the</strong> Existing Schemes<br />
Table 1: Weekly <strong>Guarantee</strong>d Amount, OAP, Before Child Benefit, from<br />
mid-June 1995.<br />
IR£ per month<br />
Single person"<br />
Couple(married) b<br />
Without<br />
child<br />
62.50<br />
125.00<br />
1 child<br />
75.70<br />
138.20<br />
2 children<br />
88.90<br />
151.40<br />
With child<br />
3 children<br />
102.10<br />
164.60<br />
meaningful to add a "housing benefit" element to <strong>the</strong> amount guaranteed<br />
to OAP recipients. Most recipients of OAP would also not have<br />
child dependants. None<strong>the</strong>less, for reference, Table 2 shows what <strong>the</strong><br />
guaranteed amounts would be including Child Benefit where <strong>the</strong>re<br />
were child dependants.<br />
Table 2: Weekly <strong>Guarantee</strong>d Amount, OAP, Including Child Benefit,<br />
from September 1995.<br />
Notes:<br />
a: An individual living alone is entitled to a fur<strong>the</strong>r £4.90. Most single women would receive<br />
widows non-contributory pension.<br />
b: Both individuals are assumed to have individual entitlement; if one has entitlement <strong>and</strong> <strong>the</strong><br />
o<strong>the</strong>r has not but is a dependant, <strong>the</strong>y receive £100.00 ra<strong>the</strong>r than £125.00, with child<br />
dependant additions as above.<br />
Single<br />
62.50<br />
One-parent<br />
1 child 2 children<br />
81.93 101.36<br />
no children<br />
125.00<br />
Couple<br />
1 child 2 children<br />
144.43 163.86<br />
3 children<br />
184.44<br />
Each additional adult with individual entitlement receives <strong>the</strong> same<br />
amount, shown above, while each such individual may receive a supplement<br />
for a non-eligible dependant adult (see note b). The amount paid<br />
for each dependent child does not vary according to <strong>the</strong> child's age or<br />
<strong>the</strong> number of children. There are no supplements related to marital<br />
status: entitlement is individual (except in <strong>the</strong> case of non-eligible adult<br />
dependants - see above). The amounts shown relate to recipients aged<br />
66 or over: an extra £4.80 per week is payable to those aged 80 or over.<br />
There is no general scheme of Housing Benefit to assist with housing<br />
costs: many social security recipients live in public authority<br />
housing, where rents are adjusted to take tenants' means into<br />
account. Cash assistance with housing costs is payable in certain<br />
circumstances under <strong>the</strong> SWA scheme to those who are in receipt of<br />
SWA or o<strong>the</strong>r social welfare payments <strong>and</strong> whose rent or mortgage<br />
repayments are deemed to be high. A separate rent allowance<br />
scheme assists only those who were affected by <strong>the</strong> de-control of<br />
private rented accommodation from 1982. Only relatively small<br />
numbers receive cash assistance for housing costs under <strong>the</strong>se<br />
schemes, <strong>and</strong> for public housing tenants <strong>the</strong> value of <strong>the</strong> rent<br />
reduction varies with means <strong>and</strong> across localities. It is not <strong>the</strong>refore<br />
Note: Couple each assumed to be eligible for OAP, <strong>and</strong> each under 80 years of age.<br />
No housing element included {see text).<br />
The implicit equivalence scale where each individual in <strong>the</strong> couple is<br />
eligible for OAP (i.e. is 66 or over):<br />
single adult 1.00<br />
couple 2.00<br />
couple with 1 child 2.31<br />
couple with 2 children 2.60<br />
couple with 3 children 2.95<br />
The implicit equivalence scale where <strong>the</strong> couple comprises an eligible<br />
individual <strong>and</strong> non-eligible dependent spouse is:<br />
single adult 1.00<br />
couple 1.60<br />
couple with 1 child 1.95<br />
couple with 2 children 2.26<br />
couple with 3 children 2.59<br />
As mentioned above, <strong>the</strong>re is a supplement paid for an individual<br />
living alone, <strong>and</strong> an age supplement for those aged 80 <strong>and</strong> over,<br />
each paid automatically to eligible recipients. There are no o<strong>the</strong>r<br />
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