09.11.2012 Views

INSIDE! FIND OUT HOW TO MIX YOUR - PRAG

INSIDE! FIND OUT HOW TO MIX YOUR - PRAG

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Your pension mix<br />

For the smoothest mojitos, gently crush some mint leaves and lightly squeeze lime<br />

in a cool tall glass. Pour some sweet syrup or sugar on top to cover and fill glass<br />

with ice. Add Bacardi Rum, club soda, and stir your emerging mojito well. Garnish<br />

with a lime wedge, a few sprigs of mint, toast, sip, and enjoy Bacardi mojitos with<br />

your friends.<br />

Saving for your pension may seem like hard work and retirement may seem like a long way off but it’s<br />

important to start early. Just as the extra effort for a cocktail can be well worth it, the extra effort for your<br />

pension can be worth the effort too. Here Nick Claxton, a pensioner of the Scheme, shares his view on<br />

the importance of saving for the future.<br />

Nick Claxton<br />

Nick is a pensioner member of the Defined Benefit Section of the Scheme,<br />

having retired from Bacardi in June 2007. He lives with his wife Ann in North<br />

Baddesley, has two children, who are now grown up, and one grandchild.<br />

Balancing paying AVCs with other spending meant that Nick postponed<br />

paying into his pension until the mid 1990s. Yet he urges current savers to make<br />

plans for retirement: “You should start saving as soon as you can, even if it’s just<br />

a small amount each month. At least make a start! I wish I’d started paying them<br />

earlier, even if it was only £20 or £30 a month, but hindsight is always a fine thing.”<br />

Since retiring Nick has enjoyed having more free time and not having to get up<br />

early to start work at Bacardi at 8am. He’s been spending time on some building<br />

work at home, playing golf, going to Old Trafford to see Manchester United play<br />

football, where he is a season ticket holder, and he has also travelled within Europe.<br />

CONTACT DETAILS<br />

We hope you have found this year’s PensionsWise<br />

useful. If you would like any further information or<br />

want to suggest topics to cover in future, please contact:<br />

Adrian Devlin at Bacardi-Martini Limited,<br />

Bacardi Brown-Forman House, Kings Worthy,<br />

Winchester, Hampshire, SO23 7TW or call<br />

01962 762100 extension 2124.

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