Limited Coverage For Loss By Wet Rot, Dry Rot, Bacteria, Fungi, or ...

Coverage L -- Personal Liability --
Subject to the Wet Rot, Dry Rot, Bacteria,
Fungi, and Protists Aggregate Liability
Limit, the Coverage L Wet Rot,
Dry Rot, Bacteria, Fungi, and Protists
Limit is the most "we" pay for loss for
each "occurrence" covered under Limited
Wet Rot, Dry Rot, Bacteria, Fungi,
and Protists Liability Coverage. This
applies regardless of the number of:
a) persons insured under this policy;
b) parties who sustain injury or damage;
or
c) claims made or suits brought.
5) With respect to Limited Wet Rot, Dry
Rot, Bacteria, Fungi, and Protists Liability
Coverage, under How Much We
Pay For Loss Or Claim, Coverage M --
Medical Payments To Others is deleted
and replaced by the following:
Subject to the Wet Rot, Dry Rot, Bacteria,
Fungi, and Protists Aggregate Liability
Limit, the "limit" shown on the
"declarations" per person for Coverage
M is the most "we" pay for all medical
expenses payable for "bodily injury" to
one person as the result of one accident
covered under Limited Wet Rot,
Dry Rot, Bacteria, Fungi, and Protists
Liability Coverage.
Any per accident "limit" shown on the
"declarations" for Coverage M does
not apply with respect to Limited Wet
Rot, Dry Rot, Bacteria, Fungi, and Protists
Liability Coverage.
The payment of a claim under Coverage
M does not mean "we" admit "we"
are liable under Coverage L.
6) With respect to Limited Wet Rot, Dry
Rot, Bacteria, Fungi, and Protists Liability
Coverage, the following is
added under How Much We Pay For
Loss Or Claim:
Wet Rot, Dry Rot, Bacteria, Fungi,
and Protists Aggregate Liability
Limit -- Regardless of the number of:
a) "occurrences";
b) "insureds";
c) claims made or suits brought;
d) persons injured; or
e) assessments made;
"our" total "limit" for Limited Wet Rot,
Dry Rot, Bacteria, Fungi, and Protists
Liability Coverage in any one policy
year will not exceed the Wet Rot, Dry
Rot, Bacteria, Fungi, and Protists Aggregate
Liability Limit. However, this
"limit" does not apply to coverage provided
under Claims and Defense Cost
and First Aid Expense under the Incidental
Liability Coverages.
The Wet Rot, Dry Rot, Bacteria, Fungi,
and Protists Aggregate Liability Limit is
the most that "we" pay for each consecutive
annual period and for any remaining
period of less than 12 months,
beginning with the inception date of
this policy as shown on the "declarations".
If, however, the policy period is
extended for an additional period of
less than 12 months, this additional
period will be considered part of the
preceding period for the purpose of
determining the "limit".
The Wet Rot, Dry Rot, Bacteria, Fungi,
and Protists Aggregate Liability Limit is
$25,000 unless a higher Wet Rot, Dry
Rot, Bacteria, Fungi, and Protists Aggregate
Liability Limit is shown on the
"declarations".
7) With respect to this Limited Wet Rot,
Dry Rot, Bacteria, Fungi, and Protists
Liability Coverage, Restoration of Limits
under How Much We Pay For Loss
Or Claim does not apply.
6. All other "terms" of the policy apply.
WN HO 65 02 11 Page 6 of 6
Includes Copyrighted Material With Permission of American Association of Insurance Services