Motor Vehicle Insurance - Esanda

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Preparation Date: 28/02/2012
Table of contents page Our Product Disclosure Statement 5 About the available covers 5 Understanding your policy and its important terms and conditions 6 Cooling off period and cancellation rights 8 Updating the PDS 8 Introduction What your policy consists of 9 Our agreement with you 9 Words with special meanings 10 If you have comprehensive cover Cover for accidental loss or damage to your vehicle 13 Replacement of new vehicle after a total loss 13 Cover for damage to other people’s property (legal liability) 14 Additional cover for supplementary bodily injury (legal liability) 15 Other benefits we will pay 17 Substitute vehicle 17 Legal costs 18 Rental car following theft 18 Towing 19 <strong>Vehicle</strong> being transported by ship 19 Trailer and caravan cover 19 Emergency repairs 19 1
Page 1: Motor Vehicle Insurance Product Dis
Page 5 and 6: page If you replace your vehicle 37
Page 7 and 8: Our Product Disclosure Statement Th
Page 9 and 10: (if optional); excesses that will a
Page 11 and 12: Introduction Welcome and thank you
Page 13 and 14: “market value” means the cost t
Page 15 and 16: If you have comprehensive cover Cov
Page 17 and 18: . a caravan or trailer towed by you
Page 19 and 20: • of your employees, or • membe
Page 21 and 22: If a rental or loan car is not avai
Page 23 and 24: The maximum we will pay in respect
Page 25 and 26: We will not pay for: • a rental c
Page 27 and 28: another insurance company is transf
Page 29 and 30: compulsory insurance or compensatio
Page 31 and 32: Other benefits we will pay 1. Subst
Page 33 and 34: c. who had a percentage of alcohol
Page 35 and 36: This policy does not cover loss, da
Page 37 and 38: . fails to perform or function in t
Page 39 and 40: • been convicted of or had any fi
Page 41 and 42: 4. Keeping evidence of the value of
Page 43 and 44: Making a claim What you must do We
Page 45 and 46: “Basic excess”. The “Basic ex
Page 47 and 48: • the name, address and licence n
Page 49 and 50: . Before we make a decision regardi
Page 51 and 52: 13. No return of premium after a to
Page 53 and 54:
variation, extension, reinstatement
Page 55 and 56:
Dispute resolution process - helpin
Page 57 and 58:
This page has been left blank inten
Page 60:
For all general enquiries please ca
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Motor Vehicle Insurance - Esanda

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