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A12 • Friday, January 16, 2015<br />
Villager Newspapers<br />
‘Tis the season to pay taxes:<br />
Staying safe and getting it right<br />
As we brush away the last confetti of the old year, it’s time to gather<br />
those financial documents and file your federal and state income tax<br />
returns.<br />
Few tasks strike more fear in the hearts of Americans than the challenge<br />
of filing our taxes. Try as we might to make it easier, visions of<br />
myriad forms dance in and do a number on our heads. As the saying<br />
goes in the world of tax law, anything worth doing is worth overdoing.<br />
No wonder so many people want put it task off as long as possible or<br />
face penalties and interest when they are late.<br />
As Commissioner of Revenue Services, let me to tell you why you<br />
should not wait. If you are eligible for an earned income tax credit or<br />
in any other way expecting an income tax refund, the sooner you file<br />
your return, the sooner you will have money in your pocket. Filing<br />
sooner also helps protect you from identity<br />
Your Turn<br />
KEVIN B. SULLIVAN<br />
REVENUE SERVICES<br />
COMMISSIONER<br />
theft.<br />
Nationally, the IRS reports that $15 billion<br />
in federal tax refunds were stolen by identity<br />
thieves. Last year, Connecticut’s Department<br />
of Revenue Services prevented $13.3 million<br />
in improper income tax refunds from being<br />
issued. Many of these were refunds requested<br />
by identity thieves who used stolen Social<br />
Security numbers to file fraudulent returns.<br />
Sadly, identity theft is big business, and the<br />
thieves get smarter all the time.<br />
By filing early and filing electronically, you improve your chances<br />
of beating identity thieves to the punch and to your money. The fastest<br />
and easiest way to file your Connecticut income tax return electronically<br />
is through our free, secure Taxpayer Service Center accessed on<br />
line at www.ct.gov/TSC. We begin accepting returns on Jan. 16.<br />
In addition to transmitting your return information directly to<br />
DRS, the Taxpayer Service Center does all the calculations for you. If<br />
you choose direct deposit, it’s also the fastest and most secure way to<br />
get your state tax refund.<br />
So if you file yourself, know that our Taxpayer Service Center<br />
makes it easier, as do a number of good software programs that are<br />
available. The simpler your filing, the less likely it is that you even<br />
need to pay for tax preparation assistance.<br />
Of course, not everyone is comfortable preparing their own tax<br />
returns. You may opt for a tax preparation service, trusting that a<br />
professional will make sure everything is done correctly. You may<br />
even qualify for free tax preparation assistance. I recommend you<br />
check our DRS website at www.ct.gov/DRS or Infoline 211 for referrals.<br />
Whether the tax professional is a lawyer, accountant or financial<br />
planner, there are lots of qualified folks out there who can help.<br />
Unfortunately, there are also a lot of fly-by-night storefront operations<br />
out there with questionable reputations just waiting to make<br />
some fast cash from trusting taxpayers. The best of them have staff<br />
with little training and charge exorbitant prices. The worst of these<br />
places are out to rip you off. They may steal your identity, file a fraudulent<br />
return in your name, and steal your refund. Then, before you<br />
know it, they have cleared out and left you with nothing but a potential<br />
credit nightmare.<br />
Taxpayers need to be vigilant about choosing a preparer, protecting<br />
their money and not having their identity stolen.<br />
The IRS requires all paid tax preparers to get an ID number, known<br />
as a PTIN, in order to file federal income tax returns. Even if you are<br />
seeking assistance for state tax filing, ask to see the preparer’s federal<br />
PTIN number, along with any other certifications that would qualify<br />
the person to prepare tax returns.<br />
Check the Better Business Bureau or search on line for independent<br />
customer comments. Make sure you are given a reliable way up front<br />
to contact the preparer after the April 15 filing deadline. If problems<br />
are found on your returns, you will need the preparer’s help to answer<br />
any questions.<br />
To file your returns accurately, a preparer will need to see various<br />
records and will need to ask you questions to verify income, credits,<br />
and deductions. Run away from any tax preparer that claims it can<br />
complete your returns without this information or that asks you to<br />
sign blank forms. Never sign forms that you have not reviewed.<br />
Avoid tax preparers that want you to have your refund deposited to<br />
them before being paid to you or charge added fees for supplemental<br />
information such as documentation of earned income tax credit eligibility.<br />
And remember, those so-called refund anticipation loans will<br />
have huge fees that gouge you out of your money.<br />
If you are due a refund, ask for direct deposit – the fastest and most<br />
secure way to get your money. Those without accounts that accept<br />
direct deposit can request the refund on a debit card, which can be<br />
used to make purchases or can be cashed at most banks without a<br />
check-cashing fee.<br />
At DRS, we are also taking more steps to combat tax fraud and protect<br />
your identity. We use sophisticated internal and external screening.<br />
We mail a paper refund check to any first-time filers because it’s<br />
a proven strategy to prevent fraudsters from stealing the funds. This<br />
may slow down a refund but it’s a whole lot better than having taxpayer<br />
funds and taxpayer identities stolen.<br />
At DRS, we know most people do not look forward to filing taxes so<br />
we are here to help – including payment plans when needed. Failing to<br />
file never ends up well. Taxpayer information and assistance is available<br />
during business hours, Monday through Friday at (800) 382-9463<br />
for in-state calls outside of the Greater Hartford Area or (860) 297-5962<br />
from anywhere.<br />
When it comes to filing taxes, we are all in this together.<br />
Trust Your<br />
Your Guide to Your Neighbors<br />
A potpourri of tips<br />
The New Year is here and<br />
that means another round of<br />
new (and new to some) tips!<br />
This week’s column corrals a<br />
potpourri of tips and tricks to<br />
make life a little easier - from<br />
recycling sponges to saving<br />
your sight!<br />
And remember readers,<br />
send in your favorite hints<br />
and you may win dinner for<br />
two at the Publick House.<br />
***<br />
Want to make a perfect<br />
first impression Try these<br />
tips! Be positive and make<br />
others feel comfortable.<br />
Lean into a greeting with a<br />
firm handshake and a smile.<br />
Avoid these red flags of anxiety:<br />
Frequently touching<br />
your mouth, a tight or forced<br />
smile, swinging your foot or<br />
leg, folding or crossing your<br />
arms, slouching and avoiding<br />
eye contact.<br />
***<br />
Attention Baby Boomers, if<br />
your night sight isn’t what it<br />
used to be - improving night<br />
vision can be as close as your<br />
refrigerator! Did you know<br />
foods containing beta-carotene<br />
help you to see better<br />
in dim light Cantaloupe,<br />
carrots, collard greens, kale<br />
and chicken all help deliver<br />
vision boosting Vitamin A!<br />
***<br />
Looking for the fountain<br />
of youth Try your pillow!<br />
Good, deep sleep helps turn<br />
back the clock because it<br />
sharpens your mind and<br />
defuses stress. It also rejuvenates<br />
your body. During<br />
sleep, your body secretes<br />
melatonin, cortisol, and<br />
other hormones that help<br />
you repair cells and burn fat.<br />
***<br />
Do you suffer from frequent<br />
backaches Try drinking<br />
lots of water! It helps prevent<br />
dehydration that can<br />
contribute to muscle aches.<br />
By drinking eight 8-ounces<br />
of water daily, you’ll also<br />
flush out acidic wastes that<br />
can build up in the tissues &<br />
muscles — another contributor<br />
to back pain.<br />
***<br />
Cut cleaning time in half<br />
with these tips: After cleaning<br />
grout and tile, rub liquid<br />
turtle wax car wax on, and<br />
polish when dry. It makes<br />
the tiles twice as easy to<br />
clean next time. When you<br />
clean your refrigerator<br />
or freezer, wipe the inside<br />
down with straight white<br />
vinegar and allow it to air<br />
dry. It will discourage future<br />
growth of mold and mildew<br />
and instantly deodorize your<br />
refrigerator.<br />
***<br />
Here’s a quick lesson in<br />
Napology! A “power nap,”<br />
which can clear your brain<br />
and increase productivity, is<br />
typically only 15 to 20 minutes<br />
long. If you’re catching<br />
40 winks on a lunch break,<br />
set your cell alarm. A nap<br />
longer than a half hour can<br />
make you sluggish and defeat<br />
the power nap’s purpose!<br />
***<br />
Stuffy nose this season<br />
Whip up this Vicks Stick<br />
clone to clear your sinuses<br />
fast! Place one quarter teaspoon<br />
of coarse salt in a small<br />
glass vial with a tight lid.<br />
Add five drops of eucalyptus<br />
oil. When the salt absorbs the<br />
oil, shake to activate, then<br />
open vial and inhale to clear<br />
nasal passages.<br />
***<br />
Did you know regular<br />
maintenance on tools with<br />
wooden handles should<br />
include treating the wood<br />
with linseed occasionally<br />
It conditions the wood<br />
and helps prevent splinters.<br />
Here’s a great tip: If the<br />
head of a favorite hammer<br />
gets loose, try soaking the<br />
hammer overnight in some<br />
engine oil. The wood will<br />
expand and the hammer will<br />
be nice and tight again.<br />
***<br />
Spray painting is a quick<br />
and easy way to renew old<br />
surfaces, but it’s a hassle<br />
when the spray can nozzle<br />
clogs! Try this trick. Remove<br />
the nozzle and put it on a can<br />
PAWS Cat of the Week:<br />
Valkyrie<br />
Take<br />
the<br />
Hint<br />
KAREN<br />
TRAINOR<br />
of WD 40 or other lubricating<br />
oil. Spray it until the clog<br />
clears. Be sure to spray out<br />
any oil before painting. And<br />
old wooden gravy stirrer is<br />
great for mixing paint in a<br />
bucket. The long handle and<br />
ample spool hole allows for<br />
even stirring.<br />
***<br />
Did you know ordinary<br />
sponges do double duty<br />
It only takes a few swipes<br />
with a damp, clean sponge to<br />
remove lint and pet fur from<br />
clothes or upholstery. Pop a<br />
new sponge it in the freezer<br />
for a great pliable and dripfree<br />
compress for injuries.<br />
And put a damp sponge in a<br />
plastic bag with the stems of<br />
freshly cut flowers to keep<br />
them garden fresh until you<br />
use them!<br />
***<br />
Your tips can win you a<br />
great dinner for two at the<br />
historic Publick House<br />
Historic Inn in Sturbridge!<br />
Simply send in a hint to be<br />
entered into a random drawing.<br />
One winner per month<br />
will win a fabulous dinner<br />
for two (a $60 value) at the<br />
renowned restaurant, located<br />
on Route 131 across the<br />
town common in historic<br />
Sturbridge. Because I’m in<br />
the business of dispensing<br />
tips, not inventing them<br />
(although I can take credit<br />
for some), I’m counting on<br />
you readers out there to<br />
share your best helpful hints!<br />
Do you have a helpful hint<br />
or handy tip that has worked<br />
for you Do you have a question<br />
regarding household or<br />
garden matters If so, why<br />
not share them with readers<br />
of Stonebridge Press publications<br />
Send questions and/or<br />
hints to: Take the Hint!, c/o<br />
Stonebridge Press, P.O. Box<br />
90, Southbridge, MA 01550. Or<br />
e-mail kdrr@aol.com. Hints<br />
are entered into a drawing for<br />
dinner for two at the historic<br />
Publick House Inn. For more<br />
great hints, tune into Take<br />
the Hint! one minute snippet<br />
tips aired on NASH Icon 98.9.<br />
And for more tips and talk, be<br />
sure to listen to my live hour<br />
long show Fridays from 9 to<br />
10 a.m., on WARE 1250.<br />
This is Valkyrie! This gorgeous young lady is always<br />
up for playing with you or just spending time with you.<br />
Her stunning tiger-striped coat quickly catches people’s<br />
attention, and her personality will have you wanting to<br />
take her home. All Valkyrie wants is to be someone’s<br />
forever best friend.<br />
Valkyrie loves people, and people seem to love her as well. She’ll distract you from hard<br />
times in your life by making you smile with her silly playfulness, and she’ll snuggle up<br />
beside you when you just need some quiet company. She’s an intuitive girl who wants to<br />
be there for you, no matter how your day went or what mood you may be in.<br />
Valkyrie does not enjoy having to stay in her cage at the shelter, and our volunteers can<br />
see clearly that she’s longing for a home and a family to call her own.<br />
Valkyrie is up-to-date on all her vaccines, tested FIV/FeLV negative and has been<br />
spayed.<br />
If you would like to adopt Valkyrie and add a new and extremely loving, loyal member<br />
to your family, please call the PAWS shelter at (860) 480-1104.<br />
Neighbors<br />
at Your Service<br />
Health & Wellness<br />
Intuitive Intergrated<br />
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Aromatherapy = Balance<br />
Are you feeling stressed De-stress in 1 hour…<br />
Make the time because YOU matter!<br />
1 hour sessions $50.00<br />
Call for an appointment.<br />
860-772-8027<br />
32 Providence Rd., Brooklyn, CT<br />
Masonry<br />
Purveyor of Natural Stone Products<br />
THIN VENEER~BUILDING VENEER<br />
Wall Stone • Flagging<br />
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www.NewEnglandStoneSource.com<br />
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R<br />
R<br />
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860-445-4818 • Fax: 860-779-3029<br />
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