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A12 • Friday, January 16, 2015<br />

Villager Newspapers<br />

‘Tis the season to pay taxes:<br />

Staying safe and getting it right<br />

As we brush away the last confetti of the old year, it’s time to gather<br />

those financial documents and file your federal and state income tax<br />

returns.<br />

Few tasks strike more fear in the hearts of Americans than the challenge<br />

of filing our taxes. Try as we might to make it easier, visions of<br />

myriad forms dance in and do a number on our heads. As the saying<br />

goes in the world of tax law, anything worth doing is worth overdoing.<br />

No wonder so many people want put it task off as long as possible or<br />

face penalties and interest when they are late.<br />

As Commissioner of Revenue Services, let me to tell you why you<br />

should not wait. If you are eligible for an earned income tax credit or<br />

in any other way expecting an income tax refund, the sooner you file<br />

your return, the sooner you will have money in your pocket. Filing<br />

sooner also helps protect you from identity<br />

Your Turn<br />

KEVIN B. SULLIVAN<br />

REVENUE SERVICES<br />

COMMISSIONER<br />

theft.<br />

Nationally, the IRS reports that $15 billion<br />

in federal tax refunds were stolen by identity<br />

thieves. Last year, Connecticut’s Department<br />

of Revenue Services prevented $13.3 million<br />

in improper income tax refunds from being<br />

issued. Many of these were refunds requested<br />

by identity thieves who used stolen Social<br />

Security numbers to file fraudulent returns.<br />

Sadly, identity theft is big business, and the<br />

thieves get smarter all the time.<br />

By filing early and filing electronically, you improve your chances<br />

of beating identity thieves to the punch and to your money. The fastest<br />

and easiest way to file your Connecticut income tax return electronically<br />

is through our free, secure Taxpayer Service Center accessed on<br />

line at www.ct.gov/TSC. We begin accepting returns on Jan. 16.<br />

In addition to transmitting your return information directly to<br />

DRS, the Taxpayer Service Center does all the calculations for you. If<br />

you choose direct deposit, it’s also the fastest and most secure way to<br />

get your state tax refund.<br />

So if you file yourself, know that our Taxpayer Service Center<br />

makes it easier, as do a number of good software programs that are<br />

available. The simpler your filing, the less likely it is that you even<br />

need to pay for tax preparation assistance.<br />

Of course, not everyone is comfortable preparing their own tax<br />

returns. You may opt for a tax preparation service, trusting that a<br />

professional will make sure everything is done correctly. You may<br />

even qualify for free tax preparation assistance. I recommend you<br />

check our DRS website at www.ct.gov/DRS or Infoline 211 for referrals.<br />

Whether the tax professional is a lawyer, accountant or financial<br />

planner, there are lots of qualified folks out there who can help.<br />

Unfortunately, there are also a lot of fly-by-night storefront operations<br />

out there with questionable reputations just waiting to make<br />

some fast cash from trusting taxpayers. The best of them have staff<br />

with little training and charge exorbitant prices. The worst of these<br />

places are out to rip you off. They may steal your identity, file a fraudulent<br />

return in your name, and steal your refund. Then, before you<br />

know it, they have cleared out and left you with nothing but a potential<br />

credit nightmare.<br />

Taxpayers need to be vigilant about choosing a preparer, protecting<br />

their money and not having their identity stolen.<br />

The IRS requires all paid tax preparers to get an ID number, known<br />

as a PTIN, in order to file federal income tax returns. Even if you are<br />

seeking assistance for state tax filing, ask to see the preparer’s federal<br />

PTIN number, along with any other certifications that would qualify<br />

the person to prepare tax returns.<br />

Check the Better Business Bureau or search on line for independent<br />

customer comments. Make sure you are given a reliable way up front<br />

to contact the preparer after the April 15 filing deadline. If problems<br />

are found on your returns, you will need the preparer’s help to answer<br />

any questions.<br />

To file your returns accurately, a preparer will need to see various<br />

records and will need to ask you questions to verify income, credits,<br />

and deductions. Run away from any tax preparer that claims it can<br />

complete your returns without this information or that asks you to<br />

sign blank forms. Never sign forms that you have not reviewed.<br />

Avoid tax preparers that want you to have your refund deposited to<br />

them before being paid to you or charge added fees for supplemental<br />

information such as documentation of earned income tax credit eligibility.<br />

And remember, those so-called refund anticipation loans will<br />

have huge fees that gouge you out of your money.<br />

If you are due a refund, ask for direct deposit – the fastest and most<br />

secure way to get your money. Those without accounts that accept<br />

direct deposit can request the refund on a debit card, which can be<br />

used to make purchases or can be cashed at most banks without a<br />

check-cashing fee.<br />

At DRS, we are also taking more steps to combat tax fraud and protect<br />

your identity. We use sophisticated internal and external screening.<br />

We mail a paper refund check to any first-time filers because it’s<br />

a proven strategy to prevent fraudsters from stealing the funds. This<br />

may slow down a refund but it’s a whole lot better than having taxpayer<br />

funds and taxpayer identities stolen.<br />

At DRS, we know most people do not look forward to filing taxes so<br />

we are here to help – including payment plans when needed. Failing to<br />

file never ends up well. Taxpayer information and assistance is available<br />

during business hours, Monday through Friday at (800) 382-9463<br />

for in-state calls outside of the Greater Hartford Area or (860) 297-5962<br />

from anywhere.<br />

When it comes to filing taxes, we are all in this together.<br />

Trust Your<br />

Your Guide to Your Neighbors<br />

A potpourri of tips<br />

The New Year is here and<br />

that means another round of<br />

new (and new to some) tips!<br />

This week’s column corrals a<br />

potpourri of tips and tricks to<br />

make life a little easier - from<br />

recycling sponges to saving<br />

your sight!<br />

And remember readers,<br />

send in your favorite hints<br />

and you may win dinner for<br />

two at the Publick House.<br />

***<br />

Want to make a perfect<br />

first impression Try these<br />

tips! Be positive and make<br />

others feel comfortable.<br />

Lean into a greeting with a<br />

firm handshake and a smile.<br />

Avoid these red flags of anxiety:<br />

Frequently touching<br />

your mouth, a tight or forced<br />

smile, swinging your foot or<br />

leg, folding or crossing your<br />

arms, slouching and avoiding<br />

eye contact.<br />

***<br />

Attention Baby Boomers, if<br />

your night sight isn’t what it<br />

used to be - improving night<br />

vision can be as close as your<br />

refrigerator! Did you know<br />

foods containing beta-carotene<br />

help you to see better<br />

in dim light Cantaloupe,<br />

carrots, collard greens, kale<br />

and chicken all help deliver<br />

vision boosting Vitamin A!<br />

***<br />

Looking for the fountain<br />

of youth Try your pillow!<br />

Good, deep sleep helps turn<br />

back the clock because it<br />

sharpens your mind and<br />

defuses stress. It also rejuvenates<br />

your body. During<br />

sleep, your body secretes<br />

melatonin, cortisol, and<br />

other hormones that help<br />

you repair cells and burn fat.<br />

***<br />

Do you suffer from frequent<br />

backaches Try drinking<br />

lots of water! It helps prevent<br />

dehydration that can<br />

contribute to muscle aches.<br />

By drinking eight 8-ounces<br />

of water daily, you’ll also<br />

flush out acidic wastes that<br />

can build up in the tissues &<br />

muscles — another contributor<br />

to back pain.<br />

***<br />

Cut cleaning time in half<br />

with these tips: After cleaning<br />

grout and tile, rub liquid<br />

turtle wax car wax on, and<br />

polish when dry. It makes<br />

the tiles twice as easy to<br />

clean next time. When you<br />

clean your refrigerator<br />

or freezer, wipe the inside<br />

down with straight white<br />

vinegar and allow it to air<br />

dry. It will discourage future<br />

growth of mold and mildew<br />

and instantly deodorize your<br />

refrigerator.<br />

***<br />

Here’s a quick lesson in<br />

Napology! A “power nap,”<br />

which can clear your brain<br />

and increase productivity, is<br />

typically only 15 to 20 minutes<br />

long. If you’re catching<br />

40 winks on a lunch break,<br />

set your cell alarm. A nap<br />

longer than a half hour can<br />

make you sluggish and defeat<br />

the power nap’s purpose!<br />

***<br />

Stuffy nose this season<br />

Whip up this Vicks Stick<br />

clone to clear your sinuses<br />

fast! Place one quarter teaspoon<br />

of coarse salt in a small<br />

glass vial with a tight lid.<br />

Add five drops of eucalyptus<br />

oil. When the salt absorbs the<br />

oil, shake to activate, then<br />

open vial and inhale to clear<br />

nasal passages.<br />

***<br />

Did you know regular<br />

maintenance on tools with<br />

wooden handles should<br />

include treating the wood<br />

with linseed occasionally<br />

It conditions the wood<br />

and helps prevent splinters.<br />

Here’s a great tip: If the<br />

head of a favorite hammer<br />

gets loose, try soaking the<br />

hammer overnight in some<br />

engine oil. The wood will<br />

expand and the hammer will<br />

be nice and tight again.<br />

***<br />

Spray painting is a quick<br />

and easy way to renew old<br />

surfaces, but it’s a hassle<br />

when the spray can nozzle<br />

clogs! Try this trick. Remove<br />

the nozzle and put it on a can<br />

PAWS Cat of the Week:<br />

Valkyrie<br />

Take<br />

the<br />

Hint<br />

KAREN<br />

TRAINOR<br />

of WD 40 or other lubricating<br />

oil. Spray it until the clog<br />

clears. Be sure to spray out<br />

any oil before painting. And<br />

old wooden gravy stirrer is<br />

great for mixing paint in a<br />

bucket. The long handle and<br />

ample spool hole allows for<br />

even stirring.<br />

***<br />

Did you know ordinary<br />

sponges do double duty<br />

It only takes a few swipes<br />

with a damp, clean sponge to<br />

remove lint and pet fur from<br />

clothes or upholstery. Pop a<br />

new sponge it in the freezer<br />

for a great pliable and dripfree<br />

compress for injuries.<br />

And put a damp sponge in a<br />

plastic bag with the stems of<br />

freshly cut flowers to keep<br />

them garden fresh until you<br />

use them!<br />

***<br />

Your tips can win you a<br />

great dinner for two at the<br />

historic Publick House<br />

Historic Inn in Sturbridge!<br />

Simply send in a hint to be<br />

entered into a random drawing.<br />

One winner per month<br />

will win a fabulous dinner<br />

for two (a $60 value) at the<br />

renowned restaurant, located<br />

on Route 131 across the<br />

town common in historic<br />

Sturbridge. Because I’m in<br />

the business of dispensing<br />

tips, not inventing them<br />

(although I can take credit<br />

for some), I’m counting on<br />

you readers out there to<br />

share your best helpful hints!<br />

Do you have a helpful hint<br />

or handy tip that has worked<br />

for you Do you have a question<br />

regarding household or<br />

garden matters If so, why<br />

not share them with readers<br />

of Stonebridge Press publications<br />

Send questions and/or<br />

hints to: Take the Hint!, c/o<br />

Stonebridge Press, P.O. Box<br />

90, Southbridge, MA 01550. Or<br />

e-mail kdrr@aol.com. Hints<br />

are entered into a drawing for<br />

dinner for two at the historic<br />

Publick House Inn. For more<br />

great hints, tune into Take<br />

the Hint! one minute snippet<br />

tips aired on NASH Icon 98.9.<br />

And for more tips and talk, be<br />

sure to listen to my live hour<br />

long show Fridays from 9 to<br />

10 a.m., on WARE 1250.<br />

This is Valkyrie! This gorgeous young lady is always<br />

up for playing with you or just spending time with you.<br />

Her stunning tiger-striped coat quickly catches people’s<br />

attention, and her personality will have you wanting to<br />

take her home. All Valkyrie wants is to be someone’s<br />

forever best friend.<br />

Valkyrie loves people, and people seem to love her as well. She’ll distract you from hard<br />

times in your life by making you smile with her silly playfulness, and she’ll snuggle up<br />

beside you when you just need some quiet company. She’s an intuitive girl who wants to<br />

be there for you, no matter how your day went or what mood you may be in.<br />

Valkyrie does not enjoy having to stay in her cage at the shelter, and our volunteers can<br />

see clearly that she’s longing for a home and a family to call her own.<br />

Valkyrie is up-to-date on all her vaccines, tested FIV/FeLV negative and has been<br />

spayed.<br />

If you would like to adopt Valkyrie and add a new and extremely loving, loyal member<br />

to your family, please call the PAWS shelter at (860) 480-1104.<br />

Neighbors<br />

at Your Service<br />

Health & Wellness<br />

Intuitive Intergrated<br />

BODYWORK<br />

Bringing the Body, Mind & Spirit into Balance<br />

Reiki + Chakra Balancing +<br />

Aromatherapy = Balance<br />

Are you feeling stressed De-stress in 1 hour…<br />

Make the time because YOU matter!<br />

1 hour sessions $50.00<br />

Call for an appointment.<br />

860-772-8027<br />

32 Providence Rd., Brooklyn, CT<br />

Masonry<br />

Purveyor of Natural Stone Products<br />

THIN VENEER~BUILDING VENEER<br />

Wall Stone • Flagging<br />

Steppers and more<br />

www.NewEnglandStoneSource.com<br />

854 Providence Pike Danielson, CT<br />

860-774-0844<br />

Painting<br />

R<br />

R<br />

Commercial<br />

Painting, Inc.<br />

Since 1989<br />

RESIDENTIAL<br />

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Certified Installs of Astec Re-Ply • Epoxy Floor Systems<br />

Renovations • Wallcoverings • Steel painting<br />

Knock Down & Texture Coatings<br />

Property Maintenance • Concert Floor Grinding and<br />

Coating Removal<br />

860-445-4818 • Fax: 860-779-3029<br />

www.rrcommercialpainting.com<br />

sales@rrcommercialpainting.com<br />

860-792-1910<br />

556 Westcott Road,<br />

Danielson, CT<br />

Salon & Spa<br />

“ A serene suburban salon unlike any other”<br />

Threading • Sugaring • Waxing<br />

Gift<br />

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Diamond Tip Microdermabrasion<br />

Certificates<br />

DermaSound Facial<br />

Available<br />

www.JILAspa.com 860-634-7677<br />

3 Tamarack Circle, Dayville, CT 06241<br />

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Call 860-928-1818<br />

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