Business Tariff list 2013 updated eng.xlsx - Raiffeisen Bank
Business Tariff list 2013 updated eng.xlsx - Raiffeisen Bank
Business Tariff list 2013 updated eng.xlsx - Raiffeisen Bank
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<strong>Raiffeisen</strong> <strong>Bank</strong> Kosovo<br />
BUSINESS TARIFF<br />
EURO CURRENCY<br />
1. CURRENT ACCOUNTS<br />
Opening<br />
Free<br />
Minimum Balance € 50<br />
Cash withdrawal fee at the counter € 0.15<br />
Cash withdrawals above € 100,000 0.10%<br />
Cash withdrawals in foreign currency<br />
Currency 0-10,000 10,001 - 50,000 Above 50,000<br />
USD $ 0.10 $ 0.50 0.10%<br />
CHF SFr. 0.10 SFr. 0.50 0.10%<br />
GBP £ 0.10 £ 0.50 0.10%<br />
- For cash withdrawals in EURO and foreign currencies, two days notice is required for withdrawals larger than 100 000<br />
- For cash withdrawals in EURO and foreign currencies, 24 hours notice is required for withdrawals larger than 10 000.<br />
Prishtina main branch* € 50,000<br />
Other main branches** € 25,000<br />
Sub-branches*** € 10,000<br />
Payments and Receipts<br />
- Between accounts in RBKO (applicable for non CAP clients of ME segment only) € 0.20<br />
- Standing Order - contract (applicable for non CAP clients of ME segment only) € 1.00<br />
- Standing Order - transfer(applicable for non CAP clients of ME segment only) € 0.05<br />
- To and from other banks in Kosovo € 1.50<br />
- To other banks in Kosovo through E banking (valid for Micro companies) € 1.00<br />
- CFA Payments performed in branch € 1.50<br />
- CFA Payments performed through e banking € 1.00<br />
- Electronic payroll processing 0.20%<br />
- Paper payroll processing € 1 per salary<br />
- Payroll repairs € 5 per repair<br />
- International incoming transfers (negotiable) 0.3%, min € 15, max € 1,500<br />
- International outgoing transfers (negotiable)<br />
Micro Enterprises Segment 0.25%, min € 15, max € 1,500<br />
Small Enterprises Segment 0.20%, min € 15, max € 1,500<br />
Corporate Segment 0.15%, min € 15, max € 1,500<br />
- INTRA <strong>Raiffeisen</strong> Group payments (incoming and outgoing):<br />
Up to € 12,500 € 15<br />
From € 12,501 up to € 50,000 € 50<br />
More than € 50,000 € 80<br />
- Tracers and enquiries for outgoing transfers less than 3 months € 10 plus third party charges<br />
- Tracers and enquiries for outgoing transfers more than 3 months € 50 plus third party charges<br />
- Damaged money 3.0% min. € 15<br />
- Cash deposit applicable to third parties € 1.00<br />
- Coin deposit (over 100 coins) € 5<br />
- Fee for statement generation (first gratis) € 0.50<br />
- Account Maintenance As per CA packages<br />
- Account Closing Free<br />
- Copy of Deal Slip (if requested for the period of more than 6 months) € 5<br />
- Turnover confirmation € 5<br />
- Visa confirmation € 5
*Prishtina Main Branches: Prishtina 1, Corporate Office, Mortgage/Home Centre,Fushe Kosaova and Prishtina V<br />
** Other branches in Kosovo: Mitrovica, N. Mitrovica, Peja, Gjilan, Gjakova, Prizren and Ferizaj<br />
*** Sub-branches: Vushtrri, Kamenica, Malisheva, Kaçanik, Shterpce, Graçanica, Rahovec, Pristina – Bill Klinton, Viti, Podujevo, Prishtina -<br />
UNMIK, Suhareka, Istog, Klina, Lipjan, Prizren - Shatervan, Drenas, Prishtina - Sunny Hill, Airport, Dardania, Vranjevc, Gorenje, Obiliq,<br />
Taslixhe, Dragash, Prizren 3, Mitrovica Sub branch, Shterpce, Shtime, Ferizaj 2, Hani i Elezit, Ferizaj 3, Rahovec, Gjakova Sub branch,<br />
Decan,Peja sub branch,Gjilan sub branch.<br />
2. TERM DEPOSITS<br />
Opening<br />
Minimum Balance<br />
Transfer at Maturity to own current account<br />
Please contact Client Relations Officer for current interest rates.<br />
Penalty fees for early withdrawals are applicable<br />
Free<br />
1000 €, 1000 USD, 1000 GBP , 1000 CHF<br />
Free<br />
3. FLEXIBLE DEPOSIT<br />
1.50%<br />
Opening<br />
Free<br />
Minimum Deposit to start earn interest € 1,000<br />
You can withdraw funds 2 times in a month without any penalty fee (existing clients), while for new clients 1 time per month<br />
Penalty fee after first respectively second withdrawal € 5<br />
4. SAVINGS ACCOUNTS (for ME clients only) 1.20%<br />
Opening<br />
Free<br />
Minimum Balance € 50<br />
Cash Transactions<br />
Free<br />
* Intra-bank transfer (within Raifeisen <strong>Bank</strong> Kosovo) is allowed from SME Savings Account. However, it is limited to five transactions<br />
per month.<br />
* SME customer is not eligible to make transfer outside <strong>Raiffeisen</strong> <strong>Bank</strong> Kosovo (outgoing tansfers) from the Savings Account.<br />
5. CHEQUE<br />
One time charges per Cheque book € 10<br />
6. SMS Top Up Service<br />
Monthly maintenance fee (applicable only for clients out of current account packages) € 0.20<br />
SMS service fee - any kind (applicable only for clients out of current account packages) € 0.10<br />
7. E-BANKING<br />
Web Channel Entry Fee € 5<br />
SMS Channel Entry Fee € 5<br />
<strong>Bank</strong> ID<br />
€30 or 1€ monthly<br />
Smart Card € 60<br />
Smart Card Reader € 30<br />
Maintenance Charge for Web Channel per user € 0.5<br />
Maintenance Charge for Smart Card per User € 1<br />
Maintenance Charge for SMS Channel per user € 0.5<br />
Fee per SMS sent € 0.2<br />
Re-issuance- lost, stolen, damaged<br />
E-banking WEB password re-issuance fee € 10<br />
E-<strong>Bank</strong>ing Smart Card re-issuance fee € 70<br />
E-<strong>Bank</strong>ing Smart Card reader re-issuance fee € 30
9. CARD BUSINESS<br />
Visa Classic; Visa Electron; Maestro and MasterCard<br />
Card issuing fee<br />
VISA Electron, VISA Classic, MasterCard and Maestro (valid for ME clients only out of CAP ) € 5.00<br />
Payment card transactions<br />
POS payment with card in <strong>Raiffeisen</strong> <strong>Bank</strong> POS network<br />
POS payment with card in other POS networks in the country<br />
Payments with card abroad<br />
Card maintenance fee<br />
VISA Electron/ Maestro<br />
VISA Classic<br />
MasterCard<br />
Card transaction fee VISA,<br />
MCash withdrawal from <strong>Raiffeisen</strong> <strong>Bank</strong> ATMs in Kosovo for non Micro<br />
Cash li t withdrawal from <strong>Raiffeisen</strong> <strong>Bank</strong> ATMs in Kosovo for Micro<br />
clients<br />
Cash withdrawal from any ATM's other than <strong>Raiffeisen</strong> <strong>Bank</strong> Kosovo<br />
Cash withdrawal at banks abroad ( teller counter/exchange office -Manual Cash Advance)<br />
Card transaction fee<br />
M C d<br />
Cash withdrawal from <strong>Raiffeisen</strong> <strong>Bank</strong> ATMs in Kosovo<br />
Cash withdrawal from any ATM's other than <strong>Raiffeisen</strong> <strong>Bank</strong> Kosovo<br />
Cash withdrawal at banks abroad ( teller counter/exchange office -Manual Cash Advance)<br />
Other Services<br />
Free<br />
1%<br />
1%<br />
Free<br />
€ 1.50 per month<br />
€ 20 annually<br />
€ 0.10<br />
€ 0.05<br />
2.5%, min. € 4<br />
2.5%, min. € 4<br />
2.5%, min. € 5<br />
2.5%, min. € 5<br />
2.5%, min. € 5<br />
Reissuing PIN upon client's request for VISA Classic, VISA Electron,<br />
Card replacement- lost, stolen, damaged<br />
VISA<br />
Conversion fee for transactions abroad for all cards<br />
Declined charge back procedures costs, for all cards<br />
Minimum net monthly salary required for VISA Classic<br />
Minimum net monthly salary required for MasterCard<br />
Penalty fee - early termination of cash on cash colateral, VISA<br />
Penalty fee - early termination of cash on cash colateral, MasterCard<br />
Precentage penalty fee for late payment MasterCard<br />
Fixed fee for late payment, MasterCard<br />
€ 2.50<br />
€ 2.50<br />
2%<br />
€ 20<br />
€ 250<br />
€ 300<br />
€ 15<br />
€ 25<br />
0.4% daily<br />
€ 5<br />
Visa Credit Card<br />
Annual fee- embossed card<br />
ATM/Manual cash withdrawal at <strong>Raiffeisen</strong> <strong>Bank</strong><br />
ATM/Manual cash withdrawal in the country<br />
ATM/Manual cash withdrawal -International<br />
POS payment at <strong>Raiffeisen</strong> <strong>Bank</strong> POS network<br />
POS payment in the country<br />
POS payment -international<br />
Issuing fee<br />
Card/PIN replacement<br />
Monthly statement fee<br />
Statement reprint fee<br />
Over limit spend fee<br />
First warning letter fee<br />
Second warning letter fee<br />
Third warning letter fee<br />
Late payment penalty fee<br />
Annual interest rate - embossed card<br />
Penalty interest rate<br />
Monthly cash spendings<br />
Minimum payment<br />
€ 20<br />
2.00% min EUR 4<br />
2.50% min EUR 5<br />
3.00% min EUR 5<br />
Free of charge<br />
1.00%<br />
1%<br />
€ 2.50<br />
€ 2.50<br />
Free of charge<br />
€ 2<br />
€ 5<br />
€ 5<br />
€ 10<br />
€ 15<br />
€ 5<br />
24.9%<br />
36%<br />
50%<br />
5%
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