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banking survey cover 2012 - Tanzania Chamber of Commerce ...

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statements by December 31, 2011. The pr<strong>of</strong>iles include<br />

information on shareholders, directors, and senior<br />

management. This information was gathered from the<br />

bank’s websites and published reports and was verified for<br />

accuracy by contacting individual banks for confirmation and<br />

clarification.<br />

The selected financial trends analysis looks at the<br />

performance between 2009 and 2011 in:<br />

i. Income and pr<strong>of</strong>it trends as a basic measure <strong>of</strong><br />

performance,<br />

ii. Customer deposits, loans and the ratio <strong>of</strong> non-performing<br />

loans to show how the heart <strong>of</strong> the bank’s business –<br />

financial intermediation between savers and borrowers –<br />

is performing, and the<br />

iii. Structure <strong>of</strong> shareholders’ funds to highlight the depth<br />

and quality <strong>of</strong> the banks’ capital.<br />

The report online<br />

Finally, this report has an active and dynamic life online at<br />

www.serengetiadvisers.com One <strong>of</strong> its key features is an<br />

interactive motion chart that brings the data to life by inviting<br />

visitors to explore and compare the performance <strong>of</strong> any<br />

individual bank or group <strong>of</strong> banks across time.<br />

2 Serengeti Advisers

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