banking survey cover 2012 - Tanzania Chamber of Commerce ...

Loans
Industry records a TZS 1.67 trillion (28%)
increase in lending to TZS 7.6 trillion ($4.8
billion)
Loans in the banking system grew by 28% or TZS 1.67 trillion
from TZS 5.92 trillion to TZS 7.6 trillion. The top ten lenders
dominated the credit market in 2011, accounting for 80% of
total loans. While the top five lenders were unchanged in
2011 – CRDB, NMB, NBC, Standard Chartered and FBME -
there were some changes in ranking at the lower half of the
top ten as Stanbic overtook Exim to take the sixth position,
while Bank M replaced Diamond Trust in ninth position.
Barclays maintained its position at number eight.
Most banks increased their loan books by at least 20%.
Notable growth in loan book sizes were recorded by Njombe
Community Bank (854%), United Bank for Africa (521%),
Ecobank Tanzania (394%), Tandahimba Community Bank
(250%), International Commercial Bank (129%), Kilimanjaro
Cooperative Bank (126%) and AccessBank (104%). Other
notable achievers were Mbinga Community Bank (98%), NIC
Bank Tanzania (95%), TIB and Mkombozi Community Bank
(73%) and Bank M (66%).
NBC was the only bank that reduced the size of the loan book,
by 4%, in 2011.
Rank
in 2011
Change in rank
from 2010
Bank TZS (million) USD Market share
31 Dec 2010 31 Dec 2011 31 Dec 2011 31 Dec 2011
1 CRDB Bank Plc 1,123,292 1,427,209 902,154,867 19%
2 National Microfinance Bank (T) Ltd Plc 857,784 1,123,518 710,188,369 15%
3 National Bank of Commerce Ltd 711,287 684,474 432,663,717 9%
4 Standard Chartered Bank (T) Ltd 464,494 626,777 396,192,794 8%
5 FBME Bank (T) Ltd 442,946 501,887 317,248,420 7%
6 Stanbic Bank (T) Ltd 326,712 464,466 293,594,185 6%
7 Exim Bank (T) Ltd 328,872 405,753 256,481,037 5%
8 Barclays Bank (T) Ltd 210,954 255,049 161,219,343 3%
9 Bank M (T) Ltd 117,759 196,006 123,897,598 3%
10 Diamond Trust Bank (T) Ltd 148,125 192,513 121,689,633 3%
11 Tanzania Investment Bank 105,556 182,294 115,230,088 2%
12 Bank of Africa Tanzania Ltd 103,066 151,207 95,579,646 2%
13 Citibank (T) Ltd 96,471 139,162 87,965,866 2%
14 KCB Bank Tanzania Ltd 94,442 125,992 79,640,961 2%
15 BancABC 99,171 122,793 77,618,837 2%
16 I&M Bank Tanzania Ltd 76,032 121,601 76,865,329 2%
17 Azania Bancorp 101,990 121,006 76,489,254 2%
18 Commercial Bank of Africa Tanzania 80,215 110,594 69,907,712 1%
19 NIC Bank Tanzania Ltd Bank 44,056 85,934 54,319,848 1%
20 Tanzania Postal Bank 64,790 66,265 41,886,852 1%
21 Akiba Commercial Bank 47,798 64,000 40,455,120 1%
22 The People's Bank of Zanzibar Ltd 33,318 62,006 39,194,690 1%
23 Dar es Salaam Community Bank 56,083 56,859 35,940,967 1%
24 Habib African Bank Ltd 32,813 46,477 29,378,635 1%
25 Bank of Baroda (T) Ltd 35,577 45,771 28,932,364 1%
26 Twiga Bancorp Ltd 31,110 38,762 24,501,896 1%
16 Serengeti Advisers