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Visa business cards - Business Banking - Bank of Ireland

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17. TERMS SEPARATE, WAIVER, INTERPRETATION<br />

17.1. Each <strong>of</strong> these Terms and Conditions is separate from the others.<br />

If any Term or Condition is illegal or cannot be enforced now or in<br />

future, the rest <strong>of</strong> the Terms and Conditions will remain in full force<br />

and effect.<br />

17.2. If the <strong>Bank</strong> waives a right it has against the Customer (or<br />

Cardholder) in these Terms and Conditions or delays in enforcing<br />

such a right, that does not affect the <strong>Bank</strong>’s rights to enforce any<br />

right in future. This applies even if the <strong>Bank</strong> waives a right or delays<br />

its enforcement many times.<br />

17.3. A reference to a thing done or to be done by the <strong>Bank</strong> includes a<br />

reference to a thing done or to be done by an agent <strong>of</strong> the <strong>Bank</strong><br />

where the context admits or requires.<br />

17.4. In these Terms and Conditions examples are given to illustrate<br />

Terms and Conditions. The meaning and scope <strong>of</strong> these Terms and<br />

Conditions is never limited to these examples.<br />

17.5. The headings used in these Terms and Conditions do not form part<br />

<strong>of</strong> the legal agreement between the Customer and <strong>Bank</strong>.<br />

17.6. A reference to “person” includes a reference to a human being,<br />

corporation, partnership or organisation; an “individual” is a<br />

human being and includes a reference to the estate <strong>of</strong> a deceased<br />

individual.<br />

17.7. A reference in the singular includes a reference in the plural and vice<br />

versa as the context admits or requires.<br />

17.8. A reference in the neuter, feminine or masculine includes a reference<br />

to any person as the context admits or requires.<br />

17.9. A reference to “Card” does not necessarily denote a plastic credit<br />

card in conventional form; the expression shall include a reference<br />

to devices or means <strong>of</strong> payment in some other form where the<br />

context admits or requires that interpretation but not where these<br />

Terms and Conditions expressly provide or (by the factual context <strong>of</strong><br />

a passage) imply otherwise.<br />

18. JURISDICTION/COMPLAINTS<br />

18.1. This Agreement and the use <strong>of</strong> each Card are subject to Irish Law<br />

and the Courts <strong>of</strong> <strong>Ireland</strong> have jurisdiction in any matter arising from<br />

them.<br />

18.2. If the Customer wishes to make a complaint it may do so by writing<br />

to <strong>Bank</strong> <strong>of</strong> <strong>Ireland</strong> Credit Operations, Customer Service, 2nd Floor,<br />

Operations Centre, Cabinteely, Dublin 18. If the Customer belongs<br />

to a class prescribed by the Financial Services Ombudsman<br />

Council Regulations as a “consumer” for the purposes <strong>of</strong> Part<br />

VIIIB <strong>of</strong> the Central <strong>Bank</strong> Act 1942 and is not satisfied with<br />

the <strong>Bank</strong>’s response, the Customer can refer the matter to the<br />

Financial Services Ombudsman by writing to The Financial Services<br />

Ombudsman,Third Floor, Lincoln House, Lincoln Place, Dublin 2.<br />

<strong>Bank</strong> <strong>of</strong> <strong>Ireland</strong> is regulated by the Central <strong>Bank</strong> <strong>of</strong> <strong>Ireland</strong>.

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