Visa business cards - Business Banking - Bank of Ireland

1. DEFINITIONS
In these Conditions:
“3D Secure” means a protocol used as an added layer of security for
online credit card transactions;
“3D Secure Password” means your personal password for you to use 3D
Secure;
“Agreement” means this document including the terms and conditions
and any referred to in clause 2.2;
“ATM” means an automated teller machine;
“Bank” means The Governor and Company of the Bank of Ireland having
its Head Office at 40 Mespil Road, Dublin 4 and its successors, assigns
and transferees;
“Banking Day” means the periods of time in any one day during which
the Bank is open for business in Ireland, and “non-Banking Day” (e.g.
Saturdays, Sundays and Bank Holidays) shall be construed accordingly;
“Card” means any one or more Visa Business Cards or Gold Visa
Business Cards issued by the Bank on the accounts;
“Cardholder” means the person in whose name a Card has been issued
by the Bank (and includes a customer or one of the Customers when the
Card is issued to him or her);
“Chip” means an integrated circuit embedded in a Card;
“Customer” means the company, partnership, trust, society, club or sole
proprietor of a business in whose name the Visa Business Account(s) or
Gold Visa Business Account(s) are held; where the Customer consists of
more than one person, the expression “Customer” refers to one, or more
or all of them as the context admits or requires;
“Cut-Off Times” means the relevant time during any Banking Day after
which any payment, or payment order, received will be deemed to have
been received on the next Banking Day;
“Individual Credit Card Limit” is defined in Clause 2;
“Overall Credit Limit” is defined in Clause 2;
“Payment Date” means the date each month, that the customer has
chosen to pay the amounts owing to the Bank on each Card;
“Payment Machine” means a machine capable of accepting a Card as
payment for a transaction;
“PIN” means the personal identification number issued to the Cardholder
which is required at an Automated Teller Machine (“ATM”) and generally
required at the point of sale to authorise a transaction;
“PSR” means the European Communities (Payment Services) Regulations
2009 and PSR regulated payments means any payments where the
payment service providers of both the payer and payee are located within
the EEA and where such payments are made in euro or any other EEA
currency;
“Terms and Conditions” means these terms and conditions as amended
from time to time.