MEDOC® TRAVEL INSURANCE PLAN - Johnson Inc.
MEDOC® TRAVEL INSURANCE PLAN - Johnson Inc.
MEDOC® TRAVEL INSURANCE PLAN - Johnson Inc.
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EXCLUSIONS & LIMITATIONS<br />
Additional Exclusions and Limitations:<br />
All Exclusions and Limitations apply to you under this insurance<br />
regardless of plan type or Health Option.<br />
The “*” indicates which type of benefit(s) are excluded or<br />
limited.<br />
This insurance does not cover any expenses incurred directly or<br />
indirectly as a result of the following:<br />
Medical<br />
Trip Interruption/Delay<br />
Trip Cancellation<br />
1. Any medical condition if any of your answers provided in the<br />
Health Option Questionnaire are not complete and accurate.<br />
* * *<br />
2. Any treatment that is not emergency treatment. * * *<br />
3. An emergency and/or event which requires you to submit a<br />
claim while the coverage is not in force.<br />
4. Any portion of the benefits that require prior authorization<br />
and arrangement by the MEDOC Claims Assistance Centre<br />
if the MEDOC Claims Assistance Centre has not preauthorized<br />
and arranged them.<br />
5. The continued treatment, recurrence, investigation or<br />
complications of a medical condition following emergency<br />
treatment for that medical condition during your trip if the<br />
medical advisors of the MEDOC Claims Assistance Centre<br />
determine you were medically able to return to your<br />
province or territory of residence and you chose not to.<br />
After receiving emergency treatment for a medical<br />
condition, this insurance will not cover you for that medical<br />
condition, or related condition, for any other trips within the<br />
90 days following your emergency treatment, including trips<br />
within the policy year for the Base Plan.<br />
6. Treatment of any heart or lung condition following<br />
emergency treatment for any related or unrelated heart or<br />
lung condition during your trip, if the medical advisors of<br />
the MEDOC Claims Assistance Centre determine you were<br />
medically able to return to your province or territory of<br />
residence and you chose not to. After receiving emergency<br />
treatment for any heart or lung condition, this insurance will<br />
not cover you for any heart or lung condition for any other<br />
trips within the 90 days following your emergency<br />
treatment, including trips within the policy year for the Base<br />
Plan.<br />
* * *<br />
* * *<br />
* *<br />
* *<br />
Effective – Sept. 1/10 17 GROUP A
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